Life Insurance Corporation of India [LIC] Complaints & Reviews

Myshelf Kirti Narain Mishra , Ex employee of IOCL ( Emp No 60426), have not recieved advance cheque (amount Rs 3571 each) for the period of July 2009 to June 2010.
Details are -
Benifit under Master Policy no. - GA - 47418
Assee No.- 5566
Annuity No. - 13123

The cheque are normally valid for 3 months and it has to be revalidated , which is problematic for retired person. I have registered 2 letters dated 1.08.2009 & 25.08.09 with cc to Dy finance manager IOCL,(employee super annuation benifit fund , scope complex, insititutional area , new delhi-03). But till date there is no response.
Pl contact [protected]

Date : 2nd Sept. 2009
From
Nilesh S. Mohare
303 Third Floor, Pushpak Bldg.,
Opposite Manisha Nagar Gate NO.2,
Kalwa ( w) Thane, Maharashtra
[protected], [protected]
Mohare.[protected]@gmail.com

To,
The president
Consumer Forum Thane
Maharashtra -India

Subject : Bad experience with LIC Housing Finance ,Thane Agent Mr. Mohit Gokhale

On 26th May2009 I had made application with all necessary documents to LIC Housing Finance LTd. Thane through LIC Housing Finance agent Mr. Mohit Gokhale Having his office at 2nf Floor,Kruipa Chambers ,near malhar talkies,Gokhale road, thane- Maharashtra. At the time of this 1st meeting I had communicated about the property & its location I.e. Flat No. 103, 1st Floor, Riverwood park Bld. NO.10 CHS, village sagarli,Post- padlegaon , Kalyan Shil Road, Khidkali, Tal & Dist Thane-421204 . I had also submitted a check of Rs1105/- as first fees towards loan for the same & Xerox copies of property documents like old sales aggrement, Occupancy Certificate ( OC ), Approved diagram,etc.
In a 1st meeting with him , he told me that he will take care of all further processing with LIC Housing Finance LTd. Thane & loan will be approve in a week time. As per communication with Mohit Gokhale I had made down payments of Rs. 105000/- to the party & complete my Stamp duty registration procedure on 9th June 2009. Immediately on next day I had submitted Xerox copies of new agreement to Mohit Gokhale in his office. At the time of submitting the documents; he told me that now within two days the loan will be sanction as well as disbursement will be done to the party. But then he not remain with his commitment & whenever I had tried to contact him he never respond properly to my queries. He started with false commitment & unnecessarily tried to spoil my as well as my parties time. Every time he come with new reason for delay. He not responding on phone as well as he tried to avoid personnel meeting. When I rushed to the LIC Housing Finance LTd. Thane ,Mr. Mohan herelekar ( Area Manager ) told me that someone losses some of the paper from my file & that was the reason for delay to my loan approval. I immediately arrange the same documents & request them to precede further . Meanwhile after so many follow-up, Mohit has arrange property evaluation visit for above flat. .At last after so many follow-up with Mr. Mohit Gokhale & LIC Housing Finance LTd. Thane I had received my Sanction Letter for Loan on 16th July 2009 i.e. one month seven days after stamp duty registration.
After approval of loan before disbursement Mr. Mohit gokhale had made a demand of original documents for property & I had submitted the same. He told me for making new affidavit which I shown him before. At the time of submitting the Xerox copies of new agreement ( i.e.on 9th june 2009 ) It shows his negligence towards the work. I had prepared all the documenst as suggested by Mohit & LIC Housing Finance LTd. Thane advocate Mr. Hundalani & submit the same with a check of Rs.7944 to Mr. Mohit Gokhale.
During this all time whenever I tried to contact on Phone with Mohit , he purposely not attained the phone. Then on 10th August 2009 , when I communicated with Mr. Mohan Herelekar I come to know that LICHF had already ban the same area of property as mentioned above & Mr. Mohit was well aware about the same.) It was like shock to me after making so many runnings & follow-up with Mohit Gokhale & LIC Housing Finance LTd. Thane. I tried to contact with Mohit on phone as well as through email , But he tried to avoid me.
Because of this irresponsible behavior of Mohit Gokhale I had loss my efforts for loan. I suffered for the same as well as my party too. Due to Mohit gokhale’s foolish work , I had loss my almost three month efforts on my Home loan with LIC Housing Finance LTd. Thane.
On communication with Mohan Herelekar they agreed that Mohit gokhale is responsible for the same. We request them to take the action against Mohit gokhale..
On 20th August 2009 I had received my original documents from LIC Housing Finance LTd. Thane. I ask for my fees back But they denied for the same.
Now I have to again search for a new bank for home loan & I have to pay delay charges to the party for the same.
We request to the respected authority to take action against this foolish LIC Housing Finance agent Mr Mohit Gokhale so that it will justice to me. & the same will not be happened with the other new home loan seekers.

Thanks
Nilesh Mohare
[protected]
[protected]

Sir,
My client MRS ARCHANA ABHIJIT DESHPANDE had invested RS 45000/- in LIC HOUSING FINANCE FIXED DEPOSIT vide DD NO 145846 DT 30/7/09 through BAJAJ CAPITALS. But sorry to inform till dt i have not received any receipt or documents for the same.
Please inform me about it on my email ie [protected]@gmail.com.


THANKS. TUSHAR KULKARNI

I am Ex employee of tatamotors, as per pension and group insurance scheme LIC has allotted me annuty no 091H[protected]. As per policy, LIC should credit pension every six month, however from last 3 yaers, pension was not credited.It is very unfortunate that LIC is silent and not sent any update. 3 yaers back, one check of three instalment/pension was paid by Bistupur Jamshedpur branch.

Official should look into this.

regrds
tamim
[protected]

R/Sir
I have a lic policy that is mathure but still i am got the mathurity amount.
Policy number[protected]

Not received Pension Cheque

Year 2007-08
Year 2009-10

My Annuity No.
Annuity No. 24990
Policy No. 304860

Please provide us statement of account of LIC future Plus Policy No[protected] &[protected] through mail

Ref : Policy No[protected]

With Ref to above mentioned Policy i submit death claim on 4th March, 2009 in 408/2, Model Town, G.T. Road, Ghaziabad Branch - 2 but till date i have not received any caim or any corresponding from Ghaziabad Branch.

Please treat the matter urgent.


Thanks and Regards
Vishal Rohatgi
2437, Chippi Wara Kalan,
Near Jama Masjid,
Delhi - 110 006.
[protected]

i want to know the fund value of my units

I WANT TO KNOWN THE LIC POLICY PAYMENT DETAILS.
policy no:[protected]

I HAVE TAKEN LIC POLICIY NO.[protected] BY NAMED BHUPESH KALARA, MONEY PLUS T.N.180 IN MARCH 2007 THROUGH A BRANCH OF LIC AT JAIPUR BRANCH CODE 325 BUT TILL DATE I COULD NOT RECIEVE BOND PAPER. HOWEVER, I PERSONALLY MEET AND REQUESTED BRANCH OFFICIALS BUT THERE IS NO RESPONSE.

Dear Sir,

I had applied for LHF on 1 week of july satisfying all the requirment accordingly i had received scansion letter on 21th of july, but till date i havnt received my cheque. my file no 610177 sum of amount Rs 300000/- only.
I CALL UP EVERY DAY TO MY AGENT Mr. Danashekar to check from PAST 1 MONTH and replyes tomorrow.These is really made me so upset and i had never seen such a poor service in my life
Now I AM RELAISING why i had applied with LIC WHERE AS OTHER BANKS CAME FORWARD TO ISSUE ME LOAN WITH IN 10 DAYS. I REALLY feel like with drawing my file .
I WILL BE GLAD ATLEAST IF LHF COULD REPLY ME WHY THE DELAY IS WHEN ALL REQUIRMENTS ARE FULLFILLED .

Regards
Ajias

My policy no is[protected]. I was getting Advance cheque for Rs 671.00.This year in April 2009 they have not sent advance cheque' The Cheques are still not received and we are not be able to draw pension which became due on 1.4.2009. The LIC is depriving us from the one of the source of income in this old age. We expect them to be more sensitive specifically towards senior citizens.my contact no is [protected]

I have availed a loan from LICHFL 5 years back. During the last 2 years their interest rates have been rising up. Whenever there was an increase the same was automatically applied to our Loan A/c. Recently the interest rates have been reduced. I regret to say that this benefit of reduction in interest rate is not given to me. Whereas the same is offered to all new customers. Please suggest a way to avail the benefit of reduction in interest rates.

MY LICI POLOCY NO[protected], (15 YEAR JEEVAN SURABHI POLICY WITH PROFIT), DATE OF MATURITY ON 28.07.2009 & SUM ASSURED Rs50, 000/- BUT AS PER LICI RULE I HAVE NOT RECEIVED ANY INTIMATION ABOUT MATURITY OF POLICY OR PAID MATURITY VALUE. BUT I INFORMED THIS MATTER AT SIVASAGAR LICI BRANCH ON JULY/2009, BUT STILL TODAY I HAVE NOT RECEIVED THE MATURITY AMOUNT.

WITH REGARDS,
RATUL DUTTA.
PH NO-[protected].

Respected sir,
It is to be informed you that i have written the policy no.[protected] by mistake in place of policy no.[protected].Sorry for mistake as quick as i identify i would submit another complaint with policy no.[protected].
thank you sir.

I hold a policy viz. Jeevan Shree (No.[protected]. This policy I had taken at Hyderabad (Himayat Nagar Branch) and during last November (2008) I relocated to Bangalore. Since then, I have been sending reminders/letters to my agent Mr. D. Venugopala Rao, 01835660, but he has not bothered to get it done.

I have been paying my premiums regularly. I have also sent many letters to LIC office @ Himayat Nagar, but to no avail.

I request the concerned authority to get the same done immediately & also take necessary action against the agent.

Thanks
Suresh

I would sadly inform you that my husband expired on 30.08.08 (saturday). Mrs.Ananti Mohan wife of late Mr.Mohan Raj Nadar and nominee.

I have submitted original policy paper & other documents to LIC of India, Dharavi Branch, Mumbai – 17. After 10 month we have received letter from your office that cancellation of claim.

Kindly look into this and reason for claim cancellation as we have submitted all relevant documents with supporting of medical report.

Your immediate attention in this regards will be highly appreciated

My father on my behalf had applied for duplicate copy of policy no.[protected] on 30/07/09 and deposited the required fees of some Rs. 86.00 at Branch No 115 at N-72 Bombay Lift Bldg., Cannaught Place, New Delhi. He was told that we will be getting policy within 1 week's time. He again contacted the concerned person Mr. Chetan Sagar at this branch who replied that the Typist is not available and it may take another week's time. Keeping in mind a long weekend, my father again contacted this person today, i.e., 20/08/2009. This person attended the call and put the call on hold by saying he is looking for policy status. He put the call on hold for 20 minutes and did not return and somebody hung up the phone. Again my father tried the number and spoke to this person and again he had put the call on hold and did not provide with any information about the policy.

This kind of irresponsible behavior from a company's personnel is really shocking. I would request that matter be brought in attention of the concerned person and do the needful and provide me with the duplicate copy of the policy as soon as possible.

Contact person: Mr. Rattan Singh[protected]

Sir,
My policy no.[protected], i m not receiving any letter from lic to pay my premium, i have to keep track of my due date, if godforbid i forgot to pay the premium, then additional charge will be levid on me.

Please send the due premium letter without fail to enable me to pay the premium on time.

My full address with pin code is registered.

Kindly do the needful.
Thanks.