Life Insurance Corporation of India [LIC] Complaints & Reviews

My jeevan suraksha policy no.[protected] has matured on 28.3.2008 and i was to get my first pension instalment on 28.03.2009. I have so far not receieved any post dated cheque so far although my lic agent has been telling me that the cheques have been sent to me. I have checked from the postal authorities and they have confirmed that they have not recd. Any cheque from lic so far.
I am very much frustrated at theattitude of the lic authorities.
Kindly help me and send the post dated cheques from april 2009 onwards at the below mentioned address:-
Aurobindo nandi
Symphony enclave
Flat no. 2/3/c third floor
Chinar park atghara rajarhat
Kolkata 700157

Dear Sir,

Sub" Re-deposited of Loan Amount Rs- 60000/- Against Loan Application No. 11077580"

This is for your information that we have returned back the loan amount of Rs 50000/- along with interest Rs 10000/- in cash against Cash receipt no 0074934 in Faridabad Branch but after a considerable period of 2 months has passed our registry in original and Ownership of my house has not been returned to me so you are requested to return my above referred registry as I have cleared all dues in this account 2 Months back.

We are doing continuous follow up with Mr. Atul in Faridabad for Last 2 Months but have not get any positive response till now.

Please help me to arrange my Home Original Documents immediately.

Thanks
Name :- Urmila Sharma
Loan Application No. 11077580
Home Address:-Urmila Sharma w/o Jagdish Parshad Sharma
H No. Dy-367 Adarsh Colony Palwal Haryana 121102
M No. [protected]

Sir,
I have had a policy no.[protected] , doc= 20/02/2007,branch code no = 510, uditnagar,rourkela.
All premiums regularly paid.
Total amount paid= Rs.30,000/-.
But, I have checked surrender value on 08/09/2009.
The valoue payable=Rs.5940/-.
Total number o[censored]nits allotted =2536.276.
How is it so less.
Kindly correct it.
Yours Faithfully,
Sambit Kumar Naik,
[protected]

I have not received the money back banafits.
my policy no is[protected]

I approached local office LIC OF INDIA, ( CODE 135) DHANGU ROAD, PATHANKOT, PUNJAB to adopt mediclaim ( Hospitalization) policy for my family in the 1st week of July, 2009. ABM of this office visited my office with his team to provide the details of the above mentioned policy. We discussed all the terms of TABLE NO 901. I issued the cheque of Rs.15000/- in favour of LIC OF India of ICICI bank, Pathankot. The official receipts of this policy received on 10th July, 2009 with policy of TABLE NO 902. I immediately contact the BM, ABM & other officials that why you have change my policy without my consent when I discussed all the matter regarding table no.901 but they did’t have any answer for my question. After discussing they offered me that you just give application for cancellation & we will refund the money to you immediately. I submitted the application on the same with my bank details but the same is still pending till date no response received from LIC OFFICE, PATHANKOT.

So, I hereby requested you to kindly look into the matter & revert me with positive response.

AFTER SO MANY MAILS & PHONE CALLS NO ONE IS GIVING MY REFUND EVEN THEY HAVE CANCELLED MY POLICY.

With Regards,
ARUN KUMAR SHARMA
POLICY NO[protected] dates 08.07.2009
CELL:[protected]

FROM
KAMMARI LIMBADRI
LIC AGENT 0121264x
Armoor Branch64x,
Secandrabad Division.
Sub:- Agent Portal Password Missing
Sir I am K.Limbadri Lic Agent(0121264x),I have received Agent portal password Janvary 2009. Lic of India had given the password 85380265. After I have change the new password, But that password was missing. Please give me new password.

THANKING YOUR SIR,
LIMBADRI.K

I am holder of LIC Master fund : Growth Plan 181- Market Plus policy.The policy number is[protected].
I have received accounts statements for past three years showing that I have closing balance o[censored]nits as 2274.572. actually I have been allotted 700.767 units in 2008 , 897.657 in 2009 and 753.873 in 2010[as per statments from time to time] , making the total of 2352.297. Can you explain the difference ?

Hemant Bhat ( cell:[protected] reply mail : [protected]@gmail.com

DEAR SIR/MAM,
I AM SUBMITED LIC-ONLINE PREMIUM PAYMENT OF RS- 5848.00/-, ON 15/09/2009, BUT RECIPT NOT GENERATED,(ALSO NOT ON MY E-MAIL ID).AGAINST POLICY NO.[protected].BUT ALSO SAME TIME, AMOUNT IS DEDUCTED FROM MY ICICI BANK ACCOUNT.

SO, PL. LET ME KNOW,WHAT WILL I DO NOW?

WAITING FOR YOUR VALUABLE REPLY.

TX & REGARDS,
GANESH BHOSALE
OFFICER, HCL COMPANY.
MOB. NO.-[protected]

A/C[protected] dated 26/04/07. No receipt for the Rs 10000/ sent to Ernakulam in April 2009 sofar. Please send the receipt to my home address 40 MSP Nagar, Thirumala PO, Thruvananthapuram, Kerala. 695006.

Dear Sir,

1. I have taken loan from LIC HFL, Chennai during the year 1999 after assigning my two LIC policies No.[protected] and[protected] and the loan amount was repaid on 02 Jul 09. Alongwith loan repayment I have paid my LIC policies premium through monthly EMI upto Jul 09. LIC HFL Chennai had returned the Original Policies on 17 Jul 2009 and directed me with one computer generated letter to re-assign the policies with the concerned Divisional Office ie. Chennai Branch Office 27, Chennai Division-II, No.12, Andiappa Gramani Street, Royapuram, Chennai-13. As per HFL direction I had approached Chennai Division-II on 29 Jul 09, they have told me to go to LIC Main Office at Anna Salai, 4th Floor, Chennai - 02, to get directive letter. I approached main office and got the letter for re-assignment of LIC policies, and submitted on the same day ie. on 29.07.09 and nomination re-assignment Registered No.55-70U dated 30.07.09

2. I was told by the concerned office staff that re-assignment of LIC policies shall be done after two days and you can pay the monthly LIC premium after that. Every after two days I used to enquire about the re-assignment on phone spending lot of money and also checked from the local LIC Office at Selaiyur in order to pay the monthly LIC premium due. Till date (14 Sep 09) no action has been taken to re-assign my LIC policies and I could not pay the premium dues because of officials casual attitude on customer's life. This lethargic action would create lot of complications in the event of any abnormalities also customer will be asked to pay the penality for the delay in making payment of premium dues.

3. In view of the above, I request your high esteem to intervene and do the needful to re-assign my two LIC policies to enable to pay the premium dues without any late payment charges. Also, to prevent the harrasment given to the customers in future. Now a days, with advanced technologies LIC can automatically do these formalities, instead of asking the customer to run pillar to post to get the formalities done from different offices, which are inter-linked with LIC itself.

4. Action taken to re-assign my LIC policies No[protected] and[protected] may kindly be informed to pay the premium dues for August and September 2009 at an early date.

with regards,

Yours truly,

M Rajamani

Non Receipt of Pension to my bank account through ECS for more than a year and half

PENSION PAYABLE FOR THE YEAR[protected] NOT RECEIVED YET ALTHOUGH I HAVE RECEIVED IT FOR THE SUBSEQUENT YEAR 2007-08 through ECS.

What could be the problem. Where to contact. Please let me know and do needful.

RESPECTED SIR,
REFERENCE - PAN NO. ARRPP3868M

I AM MRS. PRAMILA B.PINGLE I HAVE NOT YET RECEIVED REFUND OF TDS FOR THE FOLLOWING YEARS

A.Y - 2007-08 AMOUNT - 3179
A.Y - 2008-09 AMOUNT - 6277

TOTAL AMOUNT rS. 9456

KINDLY LOOK INTO MATTER URGENTLY.

Sir,
I would like to draw your attention that I purchased many policies from your concerned in the name myself and my wife’s name but due to untrustable service of many local agents I have no confidence on them to remit the premium of my policies in cash .So in earlier occasion I sent my premium by outstation cheques as I am working in a remote village. But this time concerned service branches of my policies has returnd my outstation cheques stating that outstation cheque shall not be accept by us as per instruction of t higher authority. Consequently I sent my premium by purchasing a D/D to your Kaliyganj Branch ( Uttar Dinajpur) deducting Bank charges which has been deducted by the Bank. But again the have returned my D/D and with request to send the same with full premium amount i.e. without deduction of Bank charges for purchasing of D/ D. i.e. Bank charges have to bear me for purchasing of D/D. But at the time of purchasing of any policies from your concerned it was no any agreement or term & conditions with the any policy holder as well as me that the premium of any policies has not been taken by outstation cheques or if the premium is sent by D/D LICI will not bear Bank charges for purchasing of D/D. whereas you are or your concerned are making any payment by a outstation cheques and we are being constrained to accept said outstation cheque. So the system of same concerned should be same.
However, please let me know who will bear the D/D charges if it is not possible to pay the premium by cash by any policy holder, at any earliest date.
Thanking you,
Yours faithfully,


( Bijoy Krishna Das )
Vill + P.O. Karandighi
Dist- Uttar Dinajpur
PIN-733215

TO :
The ED,CLIA
LIC of India,
Central Office,
Mumbai.

I Request you Sir,

Several policy payment wrong paymenting receipt issue my empowerment agent portal,
Reason for Status Report not in View, So hence I Request you Kindly Consider of Empowerment Agent Portal include and add Status Report Just view only. Please take Action.


By
B. Gnanavel,
CM'S Club Member
CLIA Code : M000173N
Arni Branch, Vellore Division / S.Z

Respected Sir

Please help me

Not recevied Annuity Pension Cheque

Year 2007-08
Year 2009-10

My Anuuity No.
Annuity No. 24990

Policy No. 304860



Regards
Smt. Lal Mohni Devi W/o Late Bridedra Ram
Emp.No. 24202
Worked on after dead
National Tharmal Power Corporation
Jamnipali Korba. Chhattishgarh


Address - 2
House No 795 Beside Bhandari
Ayodhyapur , Jamnipali
Jailgaon, Korba
District- Korba ( C.G.)
Mob. No.[protected] , [protected]


After mail LIC
January 2009 to till date


reffrence LIC

Respected customer,

We have forwarded your e-mail message to our Marketing Manager, Delhi DO1 and to our Customer Relationship Department Delhi Division 1 with a request to look into the matter and we hope that you will hear from them at an early date.,

Assuring you of our best attention always.


Manager(CRM)Delhi DO2.,

Shri Shiv Lal Bhagat,

Dear Sir,

You have mentioned policy number of 6 digit only whereas our policy numbers are of 8 or 9 digit. We could not find any record under the given policy number. You are therefore, requested to please trace the correct policy number and also the name of the Zonal Office of L.I.C. from whom the pension cheques were being received previously. On knowing the correct policy number and other details of L.I.C. servicing Branch/Division/Zonal Offce in respect of the particular policy under which you have not received the penson, we shall inform you the correct position.

Assuring you of our best attention always,

Manager(CRM)Delhi Divison-II.

This to inform you that i had received the amount 225000/- under JEEVAN NIWAS scheme in the name of Ms. Chander Kanta Malik and Mohan Singh Malik [ Pkt.-9, Vasant Kunj, DElhi ] with reference of finance no.- 1103204 and dated on - 10.9.91. The said amount had already been fully refunded in 2yrs. you are requested to issue No Objection Certificate in our favour.

yours sincerely,
Chander Kanta Malik.

To,
LIC OF INDIA
Dear Sir,
My LIC Market Plus POLICY No. is[protected]
Date of start -- 26.03.2007
I have continuously paid three premiums in three years, but statement of account has not been received by me. Kindly send the statement of account at the earliest.

( SHIVAM GUPTA)

Sir,

i got home loan on 26 th dec Rs 13.5 lk. my home value is 18lk now. i paid my dues with good manner in past months . becoz of my bad time my mother got illness i have spend 4 laks in appollo hospital now a days she is recovering .due to this problem i couldn't pay my housing loan properly . 21 sep 2009 i have paid 65 thousand as my pending dues . remaining i have 3 dues . i have given a return statement with all of my MOTHER'S MEDICAL BILL AND I WILL PAY THE PENDING DUES WITH IN THIS MONTH.even though i gave letter to the area manager, one of the collection officer Mr.Moses and his advocate come to our house and doing unwanted behaviors which is against the human rights . and they are making calls after 8pm before mornig 7am to my personal mobile .and sending paper cuttings that shows you ll be dismissed by your company even though u have not paid single due .their words and that paper cuttings make me afraid . i am a woman i have baby and i m alone . i am afraid about their behavior . i dont know wat to do ,please take proper action on them. my loan number is[protected] and i got loan from madurai LIC housing finance ltd. surely i ll pay the pending with this month but after that wat ll be the answer for my crying. kindly take immediate action
thank

Sir,
My policy No.[protected] matured on March 2009. Claim was submitted by me with the policy bond on[protected]. Despite reminder over and phone and in person by my agent Shri Subhas Chopra(Jain), position up to which payment will be done was not cleared by the Branch as well by the zonal office, Raipur. I took status report print on[protected] which detailed as :
Policy No.[protected]; Type - ORD; Plan/Term/Ptern - 147/05/05; Mode - YLY; Inst-prm 10000.00; Status - POL MATURED; Issuing Branch code : 38F; Devo - 9999999: .... .... .... DOC 22/03/2004; Mat.Dt. - 03/2009; Last due 03/2008; FUP 03/2009; X-CH - 0.00 Last A/C Dt. : 11/03/2008; Rate : 10
No. Bon.Year - 00; Assignment : REFER TO DOCKET; NAME : SHRI MAHABIR PRASAD AGRAWAL; ADD: 24/2, State Bank Colony, Nehru Nagar, BHILAI, Distt: Durg (C.G.). Loan detail : No Previous Loan Exists. Cash Option : 50058. Life Cover Opt. .... Annunity Lost : 0. Pension option : .... Deposit Not Present. NO PAYMENT HISTORY FOR THIS POLICY.

Even after this report I contected several times to the Rajhara Branch, Raipur Regional Office and Bhopal Zonal Office of LIC and their reply on some of those calls are as under :
[protected] [protected] Shri Subhash Chopda (Agent) : Advised by the Branch the claim has been sent to Bhopal for release of payment.
[protected]-2676221 - MS Jyoti -- Koi paper nahin ana hai. File online ana hai.
[protected]-2583052 - Mr. Dewangan -- I shall advice Mr. Shukla on his coming back from leave.
[protected]-2676221 - No response in between 4.42 pm to 5.00 pm
[protected]-2583052 - Mr. Shukla -- Lineup kar raha hun ... Aur kya kar sakta hon ...
[protected] [protected] - Mr. Kesarwani -- Kuch Technical error tha. Aaj rectify ho gaya hai. Kal Bhopal Chala Javega fir 2 - 4 roj men bhuktan ho javega. (There was some technical error. Rectified today. Will be received by Bhopal tomarrow and payment will be made within 2-4 days).
[protected]-2676221 - MS Jyoti -- Kuchh Technical Problem ke karan Data Rajhara se nahi aaa raha hai. Aaj Dekhate hain.
I am unable to understand why they could not overcome with the proble lapsing period of more than 5 months. I why should I suffer for them. LIC should release payment with interest for the delayed period from their suspense account the adjust their suspense account after they trace out the error.

Please guide / help me.

I had applied for loan in LIC housing finance in the month of April 2009. In Principle Sanction letter of Rs. 20.00 Lakh was handed over to me on 03.06.2009 by LIC agent.

More than five months have passed since my application and till date the matter has not been resolved.

Demand letters from my builder are coming on regular basis since last four months Due to non-payment of amount, I am likely to suffer severe financial losses (penalty of 18%). Further, my commitments to the builder are based on assurances of LIC HFL and its agent. With each passing day, I am suffering serious loss of credibility.


Thanking you,
With regards,
Aditya Agrawal