Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear sir

I have LIC OF INDIA growth fund policy
Policy no. is[protected]. I want know my number o[censored]nit as on date & NAV.
So pls. do needfull.

thank & regards
cont .no. [protected]

i am one of the unfortunate agents of anna nagar branch of lic (CBO17) where the staff just dont work
their attitude is worse than government employees. the staff over there invent ways to postpone the work
take any matter whether it is claims, new business proposal, tds exemption, refund of excess premium, revival of lapsed policies, etc, they have become experts in inefficiency. lic is getting a bad name because of the staff at this branch. it is hard to digest the fact that people with such attitude towards work are living in a metropolitan city like chennai and a prestigious institution like lic is tolerating this sheer non sense for fear o[censored]nion. only God can save this branch.

I was working in Essar Steel Ltd at hazira till Aug 04. Essar was maintaing annuity account with LIC. I had given my bank account no of SBBJ for crediting cheque directly to my bank account. After computerisation account no was changed. I had received intimation that cheque no 375509 for Rs 1732/- dated 23/8/08 has been deposited in my account.But in bank account so far nothing has been credited.I had written letter to Branch Manager of LIC, Surat, on 22nd mar 09, but there is no response .I want every year my annuity to be credited in my account and earlier cheques which are still not credited.Details are as under.
Annuity Account No 086Y[protected]
bank Account No of SBBJ at Kekri Distt.(Ajmer)-[protected]

rajkumar jain
[protected]
2846 0934

I have taken a home loan from LIc for 13.85 Lakhs for buying an apartment in Trichy. My loan was sanctioned at the rate of 9.75% (floating) by Madurai Area office of LIC which was sanctioned in the Month of Jan 2009. I was shocked to learnthat the rate of interest has been increased to 10.25% in April, while all banks and other institutions have reduced the interest rates.

The Compnay had lured me to buy their product by 'showing' the lower interest rates but increased the same within 3 months.

When I contacted LIC Area office there is no proper reply from LIC.

Sathiyamoorthy Iyer
[protected]

Ref:
Policy Number[protected]
Name of Brijendra singh
Sir,
Vide our latter dated oct29.2003 submitted to Lic office at Lic of India (Branch NO. 314)36, Neelam Bata Road Faridabad-121001. We had requested for the transfer policy to Branch No.- 241, 4th Floor Indira Bhawan civil lines. Allahabad-21101
We are sorry to state that our request has not been acted upon till date. and i dont know about my policy where is it Faridabad or Allahabad.
We shall appreciate if the matter is taken up on an urgent basis and Lic confirms to us of the necessary action taken in this regard.
Assuring you best of our co-operation.
Thanking you
Brijendra Singh

Sub: Complaint against LIC of India towards non-payment of quarterly pensions against the IPP Policy No:[protected] continuously for last few quarters.
I am having the above mentioned Individual Pension Policy No:[protected] with the Life Insurance of India. It was being operated in Warora Branch of L.I.C., Distt:-Chandrapur, Maharashtra. The Annuity of the Policy had vested on 23/01/2006. 25% of Notional Cash value had been received by the undersigned from Warora Branch and Option “F” had been opted for. Quarterly Pension had been started from 23/01/2006 and on that basis; I had received some post-dated cheques from the concerned Authorities covering period up to January, 2008. Cheques were being deposited on my S/B A/c and were being regularized at par. But during June’07, I was transferred from W.C.L. to M.C.L. Sambalpur (i.e. at the above-mentioned address). Expecting better service from a nearer LIC office, I requested for the transfer of the Policy to Burla Branch, which is nearer to my present place of working. And ultimately, the above Policy was transferred to Burla Branch (Branch Code: -59 D), Distt. Sambalpur, which was under the jurisdiction of Eastern Zone, Kolkata. Due to my transfer to Sambalpur, Cheques bearing No.106259 dtd. 01/08/2007 for Rs. 427.00 and 106261 dtd. 01/02/2008 for Rs. 427.00 of State Bank of India, Dividend Warrant Division, Mumbai Main Branch could not be deposited in time. For this reason, those cheques had been sent to the Western Zonal Office of L.I.C. Mumbai along with my letter dtd. 19/11/07 for revalidation of the same. But, the Asstt. Secretary (I.P.P. Cell, WZ) had informed me that the above cheques had been sent to the Eastern Zone, Kolkata along with his letter no. WZO/ IPP Cell Dtd.2-1-2008 for providing further services from Kolkata end.
Though I had written so many letters to the Western Zone of LIC for persuasion in this matter, but without any result. One of such letter is AKN/LIC-PS/07/295-97 dtd. 24/12/2007 written to the authorities of Western Zone with copy to the Branch Manager, LIC Warora.
I had written so many letters to the Eastern Zone of LIC, Kolkata for early settlement of this issue. But no fruitful result came so far. Thereafter, I came to know that Burla Branch of LIC has come under the jurisdiction of East Central Zone, Patna. As such, several letters had been written to the East Central Zone, Patna also. In answer, patna had not replied any letter so far. Several E-mails had also been sent to the East Central Zone. But no answer had been received till date. At the most they could show any proof of their sending the cheques, if any, on my above-mentioned present address. The following installments are yet to be received:
1 07/2007 427/- 24
2 01/2008 427/- 18
3 04/2008 427/- 12
4 07/2008 427/- 09
5 10/2008 427/- 06
6 01/2009 427/- 03
So many letters had been written to different authorities of LIC. If required, copies can be made available to you. You are requested to please take up this matter at the appropriate level and arrange to pay the quarterly pension along with interest & compensation as pension cell of East central zone, Patna and Eastern zone, Kolkata have not bothered to even reply my letters, though about 1 year 9 months have been passed.
All the letters written to different Authorities, copies of the letters were given to local LIC Office at Burla and Sambalpur. As discussed with the Branch Manager, LIC, Burla, he had forwarded all the letters to the higher authorities for taking necessary action. But all in vain.
you are requested to kindly take up this matter with the appropriate authorities, so that I can get the dues with interest and compenasation.

SIR I WANT TO KNOW MY POLICY PAYMENT STATUS BECAUSE THE AGENT DID NOT GIVE ME PAYMENT SLIP. MY POLICY NO.[protected]

Sir,
I am having a Policy under Varisht Vima Yojna vide Policy No.[protected] issued by the IPP Cell Northern Zonal Office, 124 Connaught Circus, New Delhi.Every year I have been receiving 12 Cheques of Rs.2000/- ech for the full year in March, but this year I have not yet received the same till now.LICsent me a LIFE certificate which was to be sent back after attestation from the Branch Manager of my Bank, which I had submitted long time ago, but I am sorry to say that the LIC has been acting in a very callous way that i am yet to receive my monthly cheques.I being a retired person has to depend upon such income to support my life.In chandigarh office of the LIc, no body listens.Pl. help me. My address is
House No.273, Sector-45A, Chandigarh-160047. Phone No.[protected], [protected] and e-mail is
[protected]@yahoo.com.
With regards,
Atma Ram Indoria

Dear Sir,
i have taken on policy[protected] on 22/12/2008.till now i'm not geting any bond paper and helth card.can you suggest me what is the process of it.
i beleive in LIC that's why i'm every time intrested in lic policy .i've 6 policy in LIC but i think now LIC will not provide us that services that expection from LIC.

i hav not get my policy bond yet.my policy no.is[protected].

Dear sir,
I have surrendered my policy no.[protected]jeevan suraksha) on 03/09/2008 at the following branch.
LIC of India, Shaktinagar Branch, Jwalamukhi Plot no.1, Vill-Kota Shaktinagar, Distt Sonebhadra(U.P) .
My policy surrender Value Payable is Rs 25271.00. But they have paid me only Rs. 17813.00 by a cheqe
no. 0012620 dated 13/10/2008. But they have not paid my balance amount(Rs[protected]=Rs.7458.00
As in all cases the surrender value payable is being paid to policy holder.
So I request you pl arrange to pay my balance amount Rs. 7458.00 at the earliest possible.
Thanks.
Sincerly.
Sukhraj Singh.(PGD)
F-6/2, Kanoria Chemicals& Industries Ltd Coloney
P.O renukoot, Distt Sonebhadra(U.P)- 231217
Mob: [protected]

DEAR SIR,

I HAVE LOST MY LIC PREMIUM PAID RECIEPT FOR RS.10, 000/- WHICH WAS PAID ON
14TH MARCH 2008 AS PER DETAILS GIVEN BELOW

NAME J . KESHAV RAJ
POLICY NO[protected]
POLICY DATED 21.03.2007
AMOUNT RS. 10, 000/-


PLACE OF PAYMENT : LIC OF INDIA
DARGAMITTA
NELLORE
ANDHRA PRADESH


KINDLY PROVIDE ME DUPLICATE IN ORDER TO ENABLE ME TO SUBMIT FOR TAX RETURN AT THE EARLIEST.

THANKS & BEST REGARDS


J. KESHAV RAJ
[protected]
EMAIL : [protected]@rediffmail.com

sir,
i have a housing loan from lic housing finance sec. 22 chandigarh.
mya/c no. is 14005856. i am paying emi 7755 pm . my total emi were 90 which was about to close in june 2009 . but company send me a letter that rate of intrest has been increased so you have to pay it till november 2009 i.e. 5 emi more .i have given affedavit that if my emi will flacuate with current roi. but now roi is 8.75 % they are still charging @11 %. they said you have to pay till november .
they increase emi with more roi but not reduce it with new roi .

please see into the matter

regards,
dharam pal goel
[protected]

The copy of complaint raised to the below mentioned addressee in writing sent through post, which is unattended so far is enclosed herewith for ready reference and perusal.

regards,
Omana.M.K




Sr. Divisional/ Branch Manager (KGSD)
LIC of India, KGSD Dept
Divisional Office “Jeevan Prakash”
Kurian Uthup Road, Nagampadom
KOTTAYAM- 686 001

Dear Sir/Madam,
Sub:-Non-updation of Policy premiums at your end, already deducted from Salary and
paid through Treasury.

Ref:-POLICY NOS.[protected] &[protected]

I am thankful to receive the cheque no.30215 of Federal Bank Ltd, dated 17/03/09, for Rs.3288/- being the refund of premiums remitted through salary deduction for February 2008 to April 2008 in respect of my Policies bearing nos.[protected] &[protected].
It is very clear from the above refund that the premiums were received at your end and were not updated by you, in my policy account, in due course.
Due to this non-updation in time, I had to pay directly at your Vaikom Branch, an enhanced premium of Rs.575/- each for the above two policies for three months amounting to Rs.3450/- for keeping them live, as per the following details:

Policy no.[protected] Receipt no.[protected] dated 27/02/009 for 02/2008 to
01/2009 @ Rs. 575/- Total amount Rs.6900/-

Policy no.[protected] Receipt no.[protected] dated 06/03/009 for 02/2008 to 02/2009
@ Rs.575/- Total amount Rs.7475/-

So, please not that I was bound to pay an additional amount of Rs.162/-, in total, for a mistake
committed by somebody at your end.
I was in service of Govt Dept up to 30/04/2008 and hence the premiums remitted through Salary Deduction should be taken as such till that date.
At this juncture, I would like to point out that you have committed a couple of mistakes and it is not fair on the part of LIC to refund the regular premiums instead of refunding the enhanced premiums remitted thereafter.
Hence, I would request you to either refund the excess amount of Rs.162/- or adjust the same in the future installments.

Thanking you,
Sincerely Yours,
Peruva,
31st March 2009

OMANA.M.K
Aswathy
Peruva P O
PERUVA, 686610
Kottayam Dist

Dear Branch Manager

I had joined LIC's varishtha pension bima yojna on 19/8/2003, policy no[protected].
I had been recieving the Post dated pension corectly till last year .

The Post dated pension for monthly pension warrant for this policy is not received till date this year, since April 2009.Please do the needful.

Hi,

Name : Manjula Arkasali
SBI a/c # :[protected]
Policy #,[protected]
Policy amt : Rs.7, 747.00/-

I recently received my SBI Internet Banking user id and password, logged on to online sbi, entererd the particulars, after submission of one payment, I got the confirmation ( refer attachment). But noticed that payment has not yet gone through. There is no deduction from my SBI a/c. I got in touch with SBI bank they said to enquire with LIC of India, a person in LIC of India gave me this web site to log complaint.what could be fault that the payment has not gone through.. ?

Kindly help me and do the need full as soon as possible.. Please find the attachment for your reference (I[censored] have not received the attachment find the details below that I have received after details have been entered)

Biller Name Nick Status Reason
LIC Santu Your registration details have been received and sent to the biller for
validation. Post successful confirmation you will start receiving your
electronic bills from the next bill cycle onwards.
Your Profile with biller
Policy Number[protected]
Premium Amount 7747.00

dear sir,
i purchased jeevan surbhi (table no.106/15) for my elder brother mr. ombal singh panwar who is a govt. servant and due to unfavourable circumstances they did not pay the premium for six years but now they are intrested to pay the whole premium with intrest but the officials are refusing in doing so.otherwise the paid amount should be refunded.
thanking you.

I have taken housing loan from LIC HFL in 2001. I have opted for ECS mode for payment of installament. But i never get the details of my loan balance, prevailing interest rates or any changes in the rates.
I requested through my agent many times but, till date I have not got any information.

Hi Mr. Kunnel Prem

Respected Sir,

Kindly read the below matter and do the needful...I have tired to do telephone, visit, email to LIC 11P branch but nobody is taking responsibility on my Policy...

Requesting you to do the needful and take the strong action on LIC 11P branch...


*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com



----- Original Message -----
From: vineet.[protected]@gmail.com
To: [protected]@licindia.com
Sent: Wednesday, May 13, 2009 11:09 AM
Subject: policy no.[protected]


Hi LIC Team of 11P branch,

Kindly forward my mail to Mr.Mukesh (PS Department)...

Mr.Mukesh, Kindly read the below matter and do the needful as soon as possible...

*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com




----- Original Message -----
From: vineet.[protected]@gmail.com
To: [protected]@licindia.com
Cc: CO_MAilAdmin ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@liclanka.com ; [protected]@licindia.com ; mm.[protected]@licindia.com ; [protected]@licindia.com
Sent: Tuesday, May 12, 2009 1:56 PM
Subject: Fw: policy no.[protected]


Hi 11P Branch LIC team,

I am still waiting your response on below mention mail...requesting you to reply me asap so that I can take further action on it...


*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com



----- Original Message -----
From: vineet.[protected]@gmail.com
To: [protected]@licindia.com ; Vineet-Rediffmail
Cc: CO_MAilAdmin ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@liclanka.com ; [protected]@licindia.com ; mm.[protected]@licindia.com ; [protected]@licindia.com
Sent: Monday, May 11, 2009 11:41 AM
Subject: Fw: policy no.[protected]


Hi LIC team,

Kindly find attached the payment proof through ECS...Now please give me the reason how the payment is dishonoured...?

Password to open the attached file is:- 8734554

Kindly take the action on it asap...

*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com



----- Original Message -----

From: vineet.[protected]@gmail.com
To: bo_11P ; vineet.[protected]@rediffmail.com
Cc: CO_MAilAdmin ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@licindia.com ; [protected]@liclanka.com ; [protected]@licindia.com ; mm.[protected]@licindia.com ; [protected]@licindia.com
Sent: Monday, May 11, 2009 10:58 AM
Subject: Re: policy no.[protected]


Hi LIC Team,



I have read your mail but I am unable to understand that why I have to submit my 28/03/2008 Premium once again by cash or by DD even I have already submit it through ECS (you can check in your system/Bank statement) and I have also submitted to you my HDFC Bank Statement...?



This fault is your side not my side...I have all the proof of it then why you are harassing to me...?



Requesting you to solve/edit the error in your system and accept my payment of 28/03/2008 that I have submitted through ECS..I have also submitted HDFC Bank Statement in your branch.



Awaiting for your early response.



*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com



----- Original Message -----
From: bo_11P
To: vineet.[protected]@rediffmail.com
Cc: CO_MAilAdmin
Sent: Monday, May 11, 2009 10:50 AM
Subject: policy no.[protected]


Sir,
regarding your mail dated 16/04/2009, we have to inform you that the premium deposited by you on 28/03/2008 got dishonoured. You are requested to deposit the premium due 03/2008 by cash/demand draft alongwith the premium due 03/2009. After receiving the due premiums alongwith the requirements completed for revival of your policy, we will be able to extend the ECS facility to you. Please note that no risk coverage is available under your policy as the policy is in lapsed condition. please contact the branch office for further details.

A.O.(PS deptt.)
BR-11P
"The information contained in this electronic message and any attachments to this
message are intended for exclusive use of the addressee(s) and may contain
confidential or privileged information. If you are not the intended recipient, please
notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
destroy all copies of this message and any attachments. The views expressed in
this E-mail message / Attachments, are those of the individual sender."




Hi Team of LIC,

I have visited your 11p branch and submitted relevant papers in your office but still I didn't get any response...even this is not my fault.

I am giving every instalment on time to time yet you are not accepting my 4th instalment as well as 3rd instalment you are not counting even I have given you pament through ECS and all the bank proof I have submitted today...


Note:- If you will not take any action now or you will not reply me asap then I will go to Consumer court regarding this after 6-7 days.

I have all the proof with me...

This is why requesting you to accept my 4th payment or if you have any querry still now you can contact me on below mention number.

*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com

----- Original Message -----
From: vineet.[protected]@gmail.com
To: [protected]@licindia.com
Cc: [protected]@licindia.com
Sent: Saturday, April 18, 2009 1:05 PM
Subject: Fw: Kind Attention !!! Policy No:[protected]


FYI

*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com

----- Original Message -----
From: vineet.[protected]@gmail.com
To: [protected]@licindia.com
Cc: [protected]@licindia.com
Sent: Friday, April 17, 2009 9:18 AM
Subject: Fw: Kind Attention !!! Policy No:[protected]


Have you taken any action on this or not till now...?

Kindly let me know asap...
*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com

----- Original Message -----
From: vineet.[protected]@gmail.com
To: [protected]@licindia.com
Sent: Thursday, April 16, 2009 11:37 AM
Subject: Kind Attention !!! Policy No:[protected]


Dear Sir/Madam,

This is to inform you that I have launched Bima Gold Policy on 28th March 2006.2 premium I have given by check and third one is through ECS.Last year my premium was given by ECS but this year no premium is deducted through ECS from your side till now, last date was 28th March 2009 and today is 16th April 2009.

I have tried many times to contact to Mr.Mukesh on 11P branch on this number[protected] but nobody is picking the phone.

Requesting you to take my 4th Premium through ECS asap otherwise I will not be responsible to give you any kind of late payment.The delay is going on through your side...

I have given application last year to deduct my premium every year through ECS.

Looking for your early response.
*****************
Best regards,
Vineet Kumar Sharma
Ph:- [protected]

Email- vineet.[protected]@rediffmail.com ; vineet.[protected]@gmail.com

I have two L.I.C policies. I want to know & check the below status of these two policies[protected] &[protected]

1) Address & Name change details
2) Nominee change details
3) Has it been ECS transferred

Kindly let me know the details by email. My email id is [protected]@rediffmail.com or [protected]@hotmail.com

You help in this matter will be highly appreciated.

Regrads
Seema Shivaji Palande