Life Insurance Corporation of India [LIC] Complaints & Reviews

Myself Vishal Rami. I am LIC Customer but now i am not satisfied with LIC service...they are not send my policy no.[protected]...Policy due date is 02/2009...till i have not received my policy due detail...& when i am going at ahmedabad office..they are include late fee..., I am ready to give late fee. But the thing is that why they are not sending due date receipt, yet i am not received my policy due date receipt, & second thing Ahmedabad LIC office timings are started from 11am...& Customer are also working & Customers are also doing a Job...so please change official timings of LIC 9 am. So customer can't wait...so kindly request to LIC, first give best service to customer...not only me Everyone.

I have taken loan from LIC Housing Finanance Limited, Haldwani, Distt. Nainital, Uttrakhand, Branch under loan account no.2796 during December, 2003.

For getting Amorization Schedule I have been vigorously following up for last one month with LICHFL but till date the same schedule has not been issued me inspite of my written follow ups.

In this connection I presume that LICHFL is totally failed to issue the same and does not able to satisfy to their customers.

dear sir,

please note my LIC policy details.

11503284 [DOC-28/12/2006]of RS7841
[protected][DOC-28/02/2003] of RS 10454

please arrange to provide duplicate receipt to be sent to my given mail below email ids:
[protected]@rediffmail.com
[protected]@yahoo.co.in

thanks,
hemant sharma

Policy No[protected]
Date[protected]
Bilaspur, Chattishgarh.
With reference to above policy I want to say that I have not received my 3 rd money back amount (7500/-) in August 2008. I already contacted LIC personnel in Bilaspur office with my agent Mr. P. Madwani. As per them they have released cheque on 14.07.2008 but till date I have not received any cheque. After repeated follow up also I have not get any response from Office personnel.
Through this I Want to know whether I received it or not.

Amit Kumar Singha
Qr.No-C10
Lafarge Cement Arasmeta Cement Plant
Gopal Nagar
Janjgir Champa
495663

30th March 2009


From

S. Venkatasubramaniam (Policy No.[protected]
Chennai

Cell :[protected]

Email : [protected]@yahoo.co.in


To

The Grievance Redressal
LIC of India


Sir

Sub : Non-return of Bond


I have availed a loan at LIC of India against above Policy No., for Rs.25, 000/- and interest amount for this is Rs.1144.00, through LIC’s letter dt 27.06.2008, from Branch 71A.

I have paid the above principle amount Rs.25, 000/- with interest of Rs.1144.00, (Total Rs.26, 144/-) on 30.12.2008, against TR No.70Z (76767), at City Branch 30 (Velacherry, Chennai).

Regarding this, I have given a letter at Tambaram Branch (Branch No.71-A) to forward my Bond to Velacherry Branch (City Branch 30), to collect the same from Velacherry Branch as I have repaid the above Loan Repayment at Velacherry Branch only.

As I approached Tambaram Branch, they have been repeatedly informing that the Bond has been already sent to Velacherry Branch on 20.03.09, by First Flight Courier.

As I approached Velacherry Branch, they have been repeatedly informing that they have not received the Bond till date at their end from Tambaram Branch.

Even though several phone calls made and personal visits made to Tambaram Branch & Velacherry Branch, no one is properly taking care of this matter to handover my Bond to me.

It is such a non-sense and stupid answer provided by one Branch that already sent and the other Branch not received.


The following are my valuable clarifications regarding this :

1. How many days will a local courier (16 kms) from Tambaram Branch to Velacherry Branch will take to reach ?

2. How long both the Branch Personnel will repeat this ridiculous reply ?

3. If this small dispatch care is not taken by LIC Personnel means, will they take responsibility to handover the insured amount to an expired person at the specified time ?

4. Even if a LIC Policy Holder pays premiums, should he forget his money ?

5. The Ads given in Medias on LIC Policies and assurances are only a game and cheating ?

6. The time lapse, money loss & mental agony will be borne by LIC of India for this case ?


7. How many years have to run between these Branches for availing back my Bond ?`N’ No. of years ?

8. If this simplest and valuable matter is not resolved within a week’s time, I will be pushed to go for legal means and LIC of India is sole responsible for this activity. Additionally, this matter will be published in all Medias for their knowledge and support to give awareness to Public to safeguard them.


Thanking you

S. Venkatasubramaniam

To
The Branch Manager,
Garividi, vizianagaram dist.
Dear sir,
We have sent following documents for Policy revival (Policy No.[protected] of Rajana ramalakshmi W/o.surayanarayana) on[protected], But not revival and not yet any reply from your side.
SBI draft NO.961810 dt.[protected] 'Rs.1786/-
SBI (your self )Cheque No.567912 dt.[protected] Rs.3121/-
SBI Draft No.966060 dt.[protected] Rs.100/-
Totally amount Rs.5007/- and formNo.680E, Medical Report, FormNO.170, F.No.300MR, Deposit aamount Receipt, Your Letter Xerox Copy for above Policy No.[protected] revival Up to now didnot revival that policy.what about our above Payments Please send details immediatley, too late Your service

My Policy No is[protected] under the LIC Varishtha Pension Bima Yojana Scheme. My monthly pension has been stopped since December 2008 onwards. I have already submitted Life Certificate to LIC Office in Connaught place New Delhi.
Please get the same resumed.
Thanks
Arun Kumar Sen

Dear Sir
with reference of my letter on dated 04/03/2009, Send you by Currior on 05/03/2009, I would like to requestyou please send CHEQUE of my SB due payment 10/2004 for my policy no[protected] to my below address

Barun kumar Ghosh
12, TULSI PATH
KUNJNAGAR
KAGALNAGAR
SONARI
JAMSHEDPUR
JHARKHAND
PIN 831011
TEL. [protected]

SIR
I AM HOLDER OF PENSION POLICY NO[protected]
I HAVE ALREADY SENT NECESSARY CERTIFICATE OF EXISTENCE DULY ATTESTED BY S B I BANK AUTHORITIES MODEL TOWN ROHTAK ON 4/3/09 THROUGH COURIER SERVICES AS DESIRED BY LIC VIDE NO IPP/DELHI ZONE /E_ CERTIFICATE/122/Apr 09/14045 DATED 23/01/2009
BUT I HAVE NOT RECEIVED MY PENSION CHEQUES SO FAR NOR GOT ANY INFORMATION FROM THE END OF LIC REGARDING ITS PAYMENT
REQUEST KINDLY LOOK INTO THE SAME AND TAKE NECESSARY IMMEDIATE ACTION TOWARDS SENDING ME THE PENSION CHEQUES AND OBLIGE
WITH REGARDS
R S BAJAJ IPS
I G OF POLICE(EX)
989 SECTOR 1
HUDA, ROHTAK
HARYANA--124001
[protected]

dear sir/madem,
may i BHANAJIBHAI KABABHAI VIRADIYA i have lic policy in 1983/85. they policy are mature but i cant get amount and any type of information about police.rajkot branch and policy No are 69316597 and[protected]
so can u advice me what can i do...

waiting for your valuable reply...with my mob, or my E-maul id...

thanking you

regard,

B.K.viradiya
([protected])

I want to Know about policy.Details are given below/
Policy Holder Name: Abdulla Ibrahim Astikar.
Policy No. 17189546.
Date of Commencement:[protected].

i have applied for a housing loan for a property at gurgaon from LIC Housing, JanakPuri branch, New Delhi . i have submitted all the required document asked to me by Mr. chakarbarty an agent of LIC. The banko deducted the amount of Rs. 5618 (chq no. 0506439, HDFC Bank) for processing my loan application on dated 22/11/2008.
After that no communication was made to me till date regarding the status of my application. today on on dated 24/03/2009 Mr Chakarvarti contacted and asked to to submit the payslips not only for the current month but for the whole period, moreover asked to submit other document which would not be possible for me to submit. after applying for the loan i have personally visited the branch at that time nothing more was asked to submit. after getting the process fee LIC Housing became salient on the issue caused lot of harassment to me. when i discussed the problem with Mr. Chakarvari the agent of LIC, he simply refused and said you have to deposit all relevant document and meaning of relevant document changes every month. you are requested to help me why the system is transparent, are they only to do their business?

regards
vikas kadian

Sir.

From LIC I have been sked the certificate of existene.
Same has been submitted by me on 3 oct.2008 At Ahmedabad.
Still I am wating for reply

REFUND CHEQUE FOR ASSESSMENT YEAR[protected] GOT RETURNED ON 5TH FEB 2008 AS I HAD SHIFTED MY RESIDENCE. SINCE ONE YEAR I HAVE BEEN IN TOUCH WITH MY ASSESSING OFFICER AND I HAVE ALSO CHANGED MY ADDRESS IN MY PAN. TILL DATE I HAVE NOT RECEIVED THE ABOVE REFUND. MY PAN NO. IS AGMPP1851C. REFUND CHEQUES FOR ASSESSMENT YEAR[protected] &[protected] ALSO NOT RECEIVED.

Hi,
When I approach LIC Housing Finance (LHF) for home loan after checking there ROI = 8.75%. When I clarified with LHF agent my queries like. what is there PLR and what the spread.
He told me LIC PLR =13.5 and spread = 4.75.
ROI = PLR-spread =8.75 %.
But when I recived sanction letter from LIC housing finance it had spread 2.75.
The 8.75 ROI was only for 3 months.

They took my Loan sanction fee = 6700/-.
There is no such condition written on LIC site or any of the documents.
I didn't expected renowned organization like LIC housing finance to cheat customer for the business.
I lost my money and had to run to other organization for loan which cause me frustration.

Dear sir,
My P0l. No.[protected] matured on 15.01.2009 and claim amount paid but refund of one premium, deducted from my salary and paid by my employer in excess through an oversight, stands still awaited despite my personally going and submitting application by hand in this regard at the concerned Br. Office (Br. Code 365) in the first week of the current month.

SIr

Please I need your help That I want to know when i got money back of below mention lic policy
please tell me the actual date.

policy no date of mony back (mm/dd/year)

[protected]jeevan Surabhi 15 year t.no 106) -> ...
2.[protected]jeevan Surabhi 15 year t.no 106) ->[protected]---
3.[protected]Jeevan Sanchay15 year t.no 124) ->[protected]---
4.[protected]bima gold t.no 174 20 year ) ->[protected]---
5.[protected]new bima gold t.no 179 20 year ) ->[protected]--- Meeta Mishra



Please Tell me the date.

Thanks

Anoop Mishra
cell no [protected]

DEAR SIR,
I HAD REQUEST FOR MY LIC DUPLICATE POLICY NO:[protected] ON DT[protected] FOR THAT ALL DOCUMENTS I SUMBITED ON SAME DAY BUT STIL TODAY I CANT RECEIVED MY POLICY FOR THAT I HAVE VISITED TO BRANCH 92B(AMBERNATH)I MEET WITH MANGESH PALEKAR HE FAIL TO GIVE ME POSITIVE RESPONCE AND TOLD ME TO LOOK THIS MATTER IN SANGLI BRANCH BECAUSE THIS POLICY IS TRANSFER FROM SANGLI TO AMBERNATH & HE IS USING VERY RUDE LANGUAGE.& HE TOLD ME HE HAS MUCH MORE OTHER WORK TO DO.SO PLEASE YOU LOOK THIS MATTER AND HELP ME TO GET MY DUPLICATE POLICY AS SOON AS POSSIBLE.
THANKS,

MANOJ TILWANI

I had purchase LIC's ULIP scheme. For the last three years I am regularly paying annual premium but till to date LIC had not sent me any statement of account whereas as per SEBI guidelines they should sent me statemnt after every new subscription to my account. I had written to LIC but no response is given.
I had also complained to SEBI and IRDA but no response again.

Hello,

I had applied for Amulya jeevan LIC policy through a agent at LIC Office jayanagar branch, Banglaore. I have submitted all the required documents and Chq payble to LIC india led for Rs 12, 400/=. I also finished medical examination which is a prerequisite for the same.

The amount was deducted from my account on 12th Dec 2008. Its more than 3 months i have finished my medical test, submited the required docuements & paid the first premium. I have followed up with the agent more than 50 times so far and now he is not answering to my calls.


I am glad to transfer this to another LIC agent who can follow up on this and get me the policy at the earliest.

Is there a way to report this to higher officials in LIC, who can take action against such agents.

Lastly i would like to address this in consumer court.

Regards,
M Nayak.
I would like to take this up in consumer court for getting