Life Insurance Corporation of India [LIC] Complaints & Reviews

Yes am also a victim of this interest rates I took home loan from LIC HFL for 11.25 but they have not reduced it to the newer rates not able to understand why these financial institutions are partial about new customers why don't they bother about existing customers at all..

Hope to reduce the interest rate of all existing customers

my lic account[protected]
name sayed fareed ahamed
i am suffering from two month by LIC
i changed my EMI to other account i put application and reqiuerd formalties
but i am sorry to say that what LIC doing with my acount

I have also applied for LIC home loan. My all documents are with then and my loan disbursment should be done 3 weeks before but still no progres in that. I met manager and staff they are giving me a reason from past 1 week saying no title report recied from back office/main office. I believe they are not following up as its a government organisation no one to ask them.
I want to raise a case in consumer forum for LIC saying remove there Fair practise code, any word saying disbursment in 3 days with all documents. Please helpe me to raise this complaint to consumer court so that afterwards no government organisation will never try to play with their consumer.

This what happening in my case too. This is really looking like a cheating. I have submitted/updated my application for more than two times. still they have not released a single check. Now they are telling to get a legal clearance from a lawyer.Really i am disappointed with the service of LIC.

Avoid LIC housing. I first month itself they have shown poor professionalism, there is no sense of timeliness, interests are more than HDFC and there are number of hidden costs.
The agent and LIC manager said there were no pre-payment charges upto 20%. But it is not mentione in the contract when I got it. Their explanation was 'yahan aise hi hota hai', if we write in contract people will exploit it.
They issued the cheque 1 week before it was required and charged Rs 6k broken period interest. Explanation was 'next week some staff would be on leave'
PSU banks and other FIs have better offers and services. LIC housing is a floundering company banking on the reputation of the parent organization

Yes..True...At the time of availing the loan they are giving wrong commitment that RoI will not be increased for 6-12 months but after 3 months without any intimation they are increasing the RoI...and in fact if i requested them not to increase my loan tenure because of increase RoI instead asked them to increase EMI...they are telling that conversion charges is applicable for revision of EMI...this lending institution is also like other private bank...

I want to bring in my case with LIC home loan too.

I did apply for a loan in local branch (say branch#1) in Andhra Pradesh State as the property is located in Andhra and I work in other state (other than Andhra Pradesh). I did sumit all the required documents within defined time. Branch#1 reviewed the compiled documents and processed till my loan is sanctioned.

The delay started from then. Branch#1 suppose to get a verification certificate from the location where I work (Branch#2) and as part of that branch#1 has sent the file to branch#2 via courier and the tracking also says that it has been reached to destination on time. Branch#2 did not perform the verification for more than a week until we checked that the verification has not been completed. The response that we got from Brach#2 is that they have never received the file. After many requests from us, Branch#2 found the file one corner of the office and tried to bud sling on brach#1 that the file has just arrived.
Because of the delay, I had to postpone my registration twice and facing hard time to find another good time for registration as per astrology. The delay is impacting my office leave as well as I need to apply for a leave every time my registration is scheduled and travel back to work when it is cancelled.

The person I spoke to in the Brach#2 is not LIC permanent employee, appears like she is a contractor or temporary employee.

Overall, as a customer I dont like the delay for unknown reason.
The LIC regional branch response & serice is not quite good.

I appreciate if regional manager (TN) can take this point and improve the service and quailty in responging to the customer and processing the files without delay.

Hey man, do not do mistake of going with LIC. They lure with cheaper interest rate. Believe me on 4th month onward they make you sit at 11.9%. You may be thinking LIC is government company and do fair business like SBI. Do not get trapped by that. Try in SBI, if not possible, try in IDBI which is also nice.

These LIC are not reducing interest rate even RBI cut rates recently twice or thrice. But this bloody company will immidiately increase the moment RBI increase the rate.

LIC — what about my policy it has some amount in it or not i want a complete information about it.

there is apolice which i have been taken in 1992 for 15 years and it will be complete in 2007.in my policy[protected] i have given few instalments they are quaterly basis .
so i want to know that how and how much money i wiil get and when.

LIC children Policy — transfer of LIC policy

We have taken LIC policy for our son and My husband is claiming for IT return.My husband is the gaurdian for my sons policy.But this year he will not claim for IT return.Can I claim for IT return.

give information about policies detailno.[protected];[protected];[protected];[protected];[protected];[protected]

show me details of lic policies no. is[protected]

show me the latest status of following policies which are under loan. how much amount received after settlement of the loan.

1.policy No.[protected].00 premium amount 168.00 salary saving

2.policy no.[protected].00 premium amount 93.00 salary saving

p.d.gupta
3/114, Prem Nagar, Dayalbagh, Agra
[protected]@rediffmail.com

Sir / Madam,

I have a policy no. :[protected] which is open at Barh branch, Now these day it has been transfered to Patna (Branch-IV) but till date always changes my premium amount? How it is possible. I had given many application but till date not taken any action on my application. whenever my due date was 24 March 2009.
Pl. help me and correct the amount of premium and oblige. Kindly send me some E-mail ID of officers in LIC Patna.
With regards,

Archana Singh
Patna
Mob. : [protected]

Sir / Madam,

I have a policy no. :[protected] in name of my wife Mrs. Archana Singh which is open at Barh branch, Now these day it has been transfered to Patna (Branch-IV) but till date always changes my premium amount. How it is possible? I had given many application but till date not taken any action on my application. whenever my due date was 24 March 2009.

Pl. help me and correct the amount of premium and oblige. Kindly send me some E-mail ID of officers in LIC Patna.

With regards,

Manoj Kumar Singh
Patna
Mob. : [protected]

I have enroled 3 policies[protected],[protected],[protected], but I am not able to pay my policies through online what is the problem?

Dear Sir/Madam

I have enroled Polocies No[protected] on Date 30/12/2008 but till date i have not received our policy Bond. pls give me Informatio about this policy No.


Thanks & Regards
Ajay Kumar
[protected]

Dear Sir,
I have a one poicy[protected]. this policy issue me on 10/01/09.but till date no policy bond issued me . Please what is the status of my policy bond.


Regards,
Govind Singh Bisht
[protected]

sir,
please send me the details of my endowment policy no.[protected] and much to interest pay for may 2009.

thanks.

Dear sir

Please My primiyam stesment details .
My policy No.[protected]

give me my policy detait. my policy no.[protected]. branch no. 521 agent 07510521
premium amount 1422

Details of next premium due required for following policies

[protected]
[protected]
[protected]
[protected] loan details & interst next due

Details of next premium due required for following policies

[protected]
[protected]
[protected]
[protected] loan details & interst next due

Dear Sir,
I have policy no.[protected]. sir please help me, which way i am seen my policy status and other information about premium amount on online network

Thanks & Regard,
rajabhau

1) My Policy no.[protected]. I use to pay premium at Dadar TT & Kalachouki Branches but now both are closed. I want to know nearest branch to my house. My resident is at Paral Village. 400 012.
2) My Policy of no.[protected] may be mature by[protected], may be two premium are balance. (July09 & Octo.09 ) Both I may pay in one shot.
3) My cheque dated 22 feb.2009 of Rs.1224/- of Abhudaya co-op Bank No. 430999 was drop in box at Dadar (w) for Jan.2009 Premium was cleared in May 2009. I do not know reson for late. But fee Rs.32.70 raised on account. I hope I may get proper explanation.

Pls mail or show me following lic policy details on my mail, [protected]@gmail.com. policy no is :[protected] &[protected] &[protected] &[protected] . THANX.

Policy No.[protected] – Jeevan Mitra – Double – Date of Policy 15/07/1997

The above policy was taken purely as per the requirement of the housing loan taken from LIC Housing Finance Limited to cover the payment risk in case of death of the insured.

The quarterly premiums were regularly paid even after my shifting the residence from Mumbai to New Delhi in August 2000.

I used to either send the premium cheque to your Mumbai Branch Office or deposit the amount in New Delhi itself through WAN facility.

Over the period of time, I found it difficult to pay the premium at New Delhi as your WAN system was continuously not working.

In order to avoid the difficulties, when I visited Mumbai, I visited your Mumbai Branch and submitted a request letter for changing the policy to New Delhi Branch. The request letter was accepted by the Mumbai Branch and receipt no.22772 dated 11/3/03 was given. Thereafter, I had received a formal letter dated 29/4/03 from your Mumbai Branc confirming the transfer of my account/policy to Bhikaji Cama Place Branch in New Delhi and directed me to pay the premium to the said Branch w.e.f. 15/4/03.

With this letter, I approached the Bhikaji Cama Branch in May’03 for payment of the Premium for the quarter April-June ’03. However, I was told that they did not receive any papers and asked me to wait for some more time.

Again I visited Bhikaji Cama Place Branch on 12/5/03, when they confirmed that they had received the hard copy of my file and informed me that I can pay the premium, but I would not get proper receipt and I would be given only Policy Deposit Receipt. With a view to pay the premium on time, I agreed to the same and paid the paid and got the Policy Premium Receipt.

Subsequently when the next premium for the quarter Jul-Sept’03 was due in Jul’03, again I approached the Branch, but I was told the same reply.

On 12/8/03 when I came with the premium cheque, they did not accept the same. When I met the Manager of the Branch he informed that in view of non-receipt of soft-copy from their Mumbai Branch, they could not accept the cheque. When I enquired as to what to do with the premium cheque, shot came the reply that I have to wait or take up the matter directly with Mumbai Branch.

My letter dated 4/11/03 giving the entire background as mentioned hereinabove also did not get any response from the Branch.

Surprisingly, my follow-up letters dated 20/1/04, 4/8/04, 30/5/05, 07/11/06 and 20/05/07 were all received and acknowledged by the Branch, but orally I was informed that they did not yet get the soft copy of Policy from Mumbai Branch.

Accordingly, I could not pay the premium, even though not due to my fault. Due to non-payment of premium, I could not get Income Tax rebate every year. Further, LIC Housing Finance charged me 0.5% interest additionally due to non-payment of premiums.

It is quite strange that due to advent of modern technology and with the entry of various competitors, LIC is simply not taking any action on the request of the VALUED policy holder for several years.

In view of the above I request for re-payment of the Premiums already paid alongwith interest, bonus and I do not want to continue with LIC as I have already taken policies from Private parties, who are giving better service.

If required, I can forward the documentary evidence for the aforesaid sequence of events.

I have taken up the matter with the Branch and the Regional Office, but all in vain.

I want prompt action (at least now) on your part.

Please send me Premium payment statement for the year 1-4-2006 to[protected], 1-4-2007 to[protected] & 1-4-2008 to[protected] regarding my Policy No.[protected]/[protected],[protected]/[protected] &[protected].

Thank you,

i have a policy in the name of my father in law, policy no[protected]Anil kumar garg) date 28/02/1984, table ad term 74-15 for sum assured of Rs. 20000. it is not known how many premiums of this policy were paid so i9 want to know status of my policy and how much amount i will receive on this policy. what are the sources to know all about this policy. how the receivable amount can be claimed ...

name :Anil kumar garg
ph: :[protected]

dear sir/madam
I AM RAJAN.C I HAVE A POLICY IN ALAPPUZHA BRANCH NO.[protected] PLEASE SEND ME STATUS AND HOW MUCH AMOUNT RECEIVE ON THIS POLICY AND WAT ARE THE SOURCES TO
KNOW ALL ABOUT THIS POLICY AND RECEIVABLE AMOUNT CAN BE CLAIMED ALL DETTELSE...
THANKYOU
[protected]@yahoo.com

Can i pay my wife's lic premium through online by my bank account

Respected Sir,

I have taken a loan agenst my policy i have paid intrest on 2 times but till today i have not rweceived any letter from lic to pay for next intrest. my policy no.[protected],[protected] loan taken from 88E branch pls advise me

thanks

To
The Branch Manager
Narsampet
Warangal Dt.(A.P)

sir,

I have applied for transfer of 2 Lic policies of my kids from your branch to Hyderabad branch XIV Bowenpally Road Secunderabad, in the month of july.The policy nos.are[protected] and[protected].As on today those were not transfered.kindly look into the matter immediately.
thanks

K.VIJAYASARATHY

ALREADY SENT

10 DAYS BACK I SENT A COMPLAINT TO LIC NARSAMPET BRANCH NO CONFIRMATION RECEIVED.

LET ME KNOW ABOUT MY MARKET PLUS POLI NO.[protected],[protected],[protected]

how can i get the details of all premiums which i paid uptill now of my policy, pls advice me

MY LIC POLICY NO.[protected] WHICH TOOK FROM ALAPPUZHA BRANCH AND IT IS GOING TO BE MATURED BY NOVEMBER THIS YEAR. SINCE I AM IN UAD WITH MY FAMILY I WISH TO REMIT THE MATURITY CLAIM AMOUNT TO MY WIFE'S ACCOUNT (AS I DO NOT HAVE ANY SB ACCOUNT IN BANK AND OPERATING NRE ACCOUNT ONLY). COULD YOU PLEASE HELP ME TO WHOM I SHOULD APPLY TO ABOVE TRANSACTION TO BE DONE.

Dear Sir,

I am Mohd. Asif Ansari, a/c holder and my policy no is[protected].

I have requested to change my branch and residence address mentioned in policy and sent a written application to original branch. But till date I have not listen anything.

Please do the needful.

Regards,
-Mohd. Asif
policy no:[protected]
L-168, Sarita Vihar
New Delhi-76
Mobile:[protected]

hello sir,

could any body help me out, how to register for the empowerment of the agents.
i have all the qualifications required for it.
please provide me details on: [protected]@gmail.com

Sir,
my policy no. is[protected]. I want to check my status. ]

so pls send me my policy details.
e-mail id- [protected]@yahoo.com

I want my user ID and password

Sir, I want my user ID and password for loging in.Please help me. My details is Name-ISMAIL HOSSAIN SARKAR , Agency code-2883/599 ,Licence no-[protected] ,Email [protected]@gmail.com , Mobile-[protected]

PIN Number not received

Dear Sir, I received the Credit Card on 1st of September, today is 16th day, still now i did not receive PIN Number, what i have to do now

I am a female 47 years of age. I want information about lic policies suitable for me, or pension plan. Can I get?
my ph no is [protected]

hi i am amitabh mitra from varanasi, i have paid rs. 60000/- for health plus in october 2008, but i have not received any policy document till this date.
kindly reply

Date: 27.4.2009.
To,
The Manager,
Life Insurance Corporation Of India Ltd,
Oriental Building, Flora Fountain,
Fort, Mumbai-400 001.

Sub: Non receipt of Insurance Policy.
Dear Sir,
This is to inform you that I Narayan Balwant Korange had taken a Policy for Rs.50000/- from Mr.Yuvraj Rane Agency Code No.01022901 on 28/12/2006 Policy no.[protected] for which I have paid premiums for nearly two years because he was my collogue.
I am sorry to say that I have not yet received my policy document nor any of the receipts for payment towards the policy except the first receipt. Now my policy stands lapsed because of the negligence on the part of my collogue whom I trusted so much. He has left our company, when I tried to contact him he used to avoid and switch off his mobile.
Since I belong to Uttaranchal, I do not have a bank a/c, so I used to give him cash to be paid towards my renewal premiums.
Now kindly help me renew my policy document by recovering two years renewal premiums from Mr. Rane who is my agent and also send me my policy document.
Kindly renew the policy without charging me any interest as it has lapsed due to Mr. Ranes negligence.
See that you debar his licence so that he is not able to bully innocent people like me. The reputation of L.I.C. of India is at stake.
Please do the needful at the earliest and oblige.
Thanking you,
Yours Faithfully,

NARAYAN BALWANT KORANGE. POLICY NO.[protected].
MOBILE NO.[protected].

Dear Sir

Policy NO[protected]


Since 1994 Rs.270/- have been deducted from salary LIC'S salary saving department at Santacruz says we do not have detail of policy. Unfortunately I am also not having the details of the Policy NO[protected]. Now LIC'S Santacruz office says we will treat this as surrendra of Plicy. I think this policy is taken from yor branch no--893, . Pl help me.
S S Phadake

Hi,

I am Chandran.
We are doing Home loan Transfer from one bank to LIC. We paid directly 5000 in LIC intially. After that, the agent received 25, 000 from us. He said, that is for processing fee. We are asking receipt for that last 4 months. He is not giving for that.

Currently he is asking another 25000 for his service charge. We are processing for the amount of 2100000. We have closed our loan in Existing Bank. Existing bank will send the doc to us.

After get that, we have to submit in LIC. Then only they will reduce the priciple, Otherwise they deduct the interest only.

So that agent telling, he will not process if we didnt give for him 25000.

Kindly let us know, What to do?.

Is there any way for submit the doc directly?.

I Have no comment.

Dear Sir,

Please transfer my LIC policy No[protected] from Bhagalur Branch( Code-523) to Khalilabad Branch (Code-28 L).

This is for your kind co-operation.

Thanking You,

Regards

Anil Kumar Rai
(Policy holder)

Kindly confirm regarding trafer of policy NO[protected] from Bhagalpur to Khalilabad Branch Code -28 L.

Respected Sir,

transfer of policy No[protected] from Khalari branch/Jharkhand Divisional office Jamshedpur TO Magarpara branch Bilaspur (C.G)

I want to transfer my LIC policy No[protected] from Khalari branch/ (Jharkhand) Jamshedpur Divisional TO Magarpara branch Bilaspur (C.G). My LIC agent Mr Anup Panday is son of Mr Jhatka Panday Developement officer in Khalari branch/ (Jharkhand) Jamshedpur Divisional. He prepare my LIC documents at Bilaspur, But he submitted these documents and opened my lic fromKhalari branch/ (Jharkhand) Jamshedpur Divisional. I requested him several time to transfer my above policy from Khalari branch to Magar para Bilaspur branch and I was submitted an application regarding transfer of my policy through My LIC agent Mr Anup Panday, but now up to DEC-2009 my policy has not been transfered.

Please take this massage as urgent and transfer of policy No[protected] from Khalari branch/Jharkhand Divisional office Jamshedpur TO Magarpara branch Bilaspur (C.G)

Arun Kumar
Flat No 222
Sai Bhoomi Appartment
Guru Nanak Chowk, Torwa
Bilaspur.(C.G)
Mob-[protected]
e [protected]@gmail.com

Dear Sir,
Please Transfer my LIC Policy No.[protected] from Naihati Branch (Code 435) to Malda-1 Br Code. 457.

This is for your kind co-operation

Thanking You

With regard

Tarun Mukherjee(Policy Holder)
Ph.[protected]

Dear Sir,
Please Transfer my LIC Policy No.[protected]from kakinada to hyderabad ameerpet branch
This is for your kind co-operation

Thanking You

With regard

CHAGANTI KAMARAJU
Ph.[protected]

I have policy no[protected] in gurgaon. I want to transfer it to pattamundai Branch in Orissa. plz suggest me the procedure

Dear Sir,

I am holding LIC policy from branch 861-Surat, Policy No:[protected] & Premium Rs.735/-HYL.I am having problem in enrolling this policy on your website. Kindly do the needful ASAP.

LIC — Transfer of Policies

It is submitted that I had asked for transfer of my following LIC Polices from Kanpur to Dehradun Code 27A about a month back but it has still not been done inspite of various reminders causing me loss and harrasment:
Policy No [protected] from Branch Code 232 to Branch Code 27A
Policy No[protected] from Branch Code 232 to Branch Code 27A
Policy No[protected] from Branch Code 233 to Branch Code 27A
Humble request for immedite action

No action seems to have been taken which is disgusting inspite of my complaint submitted on 3 Apr 10.Please take some action and intimate if I have to now approach someone else.

'[protected]@licindia.com'
policy enrollment for online payment.
Respected Sir
Please note that I am having policy no.[protected] & premium amount is 1015.00.yearly installment.
I want to start on line payment of premium from next premium. While entering data in website of LIC message received is “ERROR “contact your service branch.
Kindly do needful for same.
Awaiting for your reply.
Thanks & regards

Jay A Zaveri.
Mobile No.[protected]

Please transfer my LIC Policy bearing No[protected] tfrom Jhansi branch to Thanjavur (TN) code -741

I am having following get issued from begun branch and transfer to Boisar Branch Manager, lic india, Sweet Dream Apartment, Ta:-Palghar, Distt.:- Thane, Maharashtra State and communicate to me on rsidential address:- C.D.ANDE, TYPE C82/2, BARC STAFF COLONY, TARAPUR, BOISAR, POST:TAPP, PIN-401504
POLICY NO.[protected]
[protected]
3-[protected]
4-[protected]
[protected]
[protected]
[protected]
Deduction of installment from s.no. 1 to 5 from salary and s.no. 6 to 7not from salary s. So, please transfer policies immediately
Thanking you.
your sincerely

C.D.ANDE
Type c 82/2, BARC staff colony, Tarapur, post:-TAPP Boisar, Maharashtra-401504
mobile no.[protected][protected]

To
The Branch Manager
L.I.C of India

Sub: Transfer of My Lic Policy No.[protected] to your Indore CBO Branch No1(343)


Sir,
This is to inform you that I have been shifted my residence from Jaipur to Indore .So you are requested to please transfer my LIC Policy No.[protected] to your Branch at CBO Branch No 1 (343), 19 MG Road Indore 452001 & my Postal address is C/O Tata Sky Ltd 7 Race Course Road MZ Floor Commerce House Indore 452001.

Thanking you
Santosh Thakur
Mail Id:[protected]@tatasky.com

Dear Sir,
Please Transfer my LIC Policy No.[protected]from ROHTAK (HARYANA) to GURGOAN BRANCH PLOT NO.104 SEC.44 branch CODE. 122
This is for your kind co-operation

Thanking You

With regard
MUKESH CHAND SHARMA

Dear Sir,
Please Transfer my LIC Policy No.[protected] &[protected] from Naihati Branch (Code 435) to BHAYANDER BRANCH OFFICE/92L.

This is for your kind co-operation

Thanking You

With regard

Pranav Kumar Jha (Policy Holder)
Ph.[protected]

Respected sir,
This is to inform you that, my policy no[protected], as per your instruction and faith on your organization I have blindly signed on discharge paper ( which you had sent me ) along with my original policy document at your address at malda (branch code- 457) on 13th of october 2011.as per your instruction I have also given my bank account number to you. But so far I have received neither any money at my bank account nor any feedback from your side. I am not understanding that what is happening ? please take action as early as possible.

Thanking you.
Regards
SANKAR DEB BHATTACHARYA
[protected]

Kindly confirm regarding trafer of policy NO[protected] from Delhi Darya ganj branch code-126 to Meerut Branch 270.
Satyaveer singh pal

Respected Sir,



I want to transfer my LIC policy No[protected]jeevan sathi) from Delhi Darya ganj branch code-126 to Meerut Branch 270.. Please tell me the procedure of transferring which is submit the document transferring the policy By me.

Please take this massage as urgent this policy is lapsed these days Because Lic agent cheated the policy cash of 15300/-Rupees This cash is already send in the LIC agent Bank A/c

Satyaveer singh pal
V+p Phaphunda
District Meerut-245206
Mob-[protected]
e [protected]@sifymail.com

Dear Sir,
Please Transfer my LIC Policy No.[protected] from Kolkata Branch (Code 414) to Dibrugarh Br Code. 491.

This is for your kind co-operation

Thanking You

With regard
Mr Bhaskar jyoti Gogoi
mob.[protected]/[protected]
[protected]@gmail.com

Dear Sir/Madam,

Myself, Mahesh Patel, had purchsed LIC policy no.[protected] on 21/04/1987 which is matured on 21/04/2012.

Accordingly, I had submitted all the original Policy documents through Registerd post on 04/04/2012 to LIC of India, Boisar Branch (Branch Code: 92J) on following address :

The Sr. Branch Manager
LIC of India
Boisar West for Office, Sweet Dream Apartment,
Above Modi Footwear Near Station, Boisar(W) Thane.


Through Mr. Sachin C. Deshmukh, Member chairman's club for agents, Chief life Advisor, Agent Code : 13763957 from Shirur.

Till date I didn't got any receipt or information about my maturity claim payment credit in the given account from LIC. Even I tried several times to followup on the no.[protected], but still didn't got any response from there and nobody is giving proper answers regarding that. After some time, they use to keep phone on hold and then no answer from the other side. No body is ready to talk and failed to get proper assistance and response to resolve the issue.

Please advise me on the same.

Thanks,
Mr. Mahesh Patel
+91-[protected]
[protected]@gmail.com

I am ULIP shareholder of LIC Plan Jeevan Plus & Market Plus. I have deposited 3 premium of Jeevan Plus & 2 of Market Plus. How can I know about by current position of the policies. Can I get my statement of account now. What is minimum numbers of premium for both the policies. Please advise.

Dear sir,
I'm a ULIP customer o[censored]r organisaton invested in Market plus scheme. Till date I had done 3 transaction with u, but i haven't got the slip o[censored]nit alloted to me & current nav of my folio.
So pl.kindly send the same to me on my email account.
My folio no=[protected]

Regards,
S.J.Pawar
Cell no.[protected]

Life Insurance Corporation of India — Non reciept of pension after maturity of jeevan Dhara Policy

I have a JeevanDhara Policy no.[protected] single premium paid maured on 1.3.2008 pension was to be commenced. For more than one year I have been contacting issuing office in mathura, CRM at Aligarh. They have assured many times however, till date the pension has not commenced.Please help me to redress the problem.

LIC — Yet not received payments

Dear sir

my father had 5 policiy out of which 2 policies still not got full payment,my father was died of accident in 16 april 2007, lic is deny to not give full payment on following policies[protected],[protected] they were asking ur father was ill while doing these policies ,u tell me sir on every above then 2lakh policiy they need full medical certificates which was allready submitted before doing these policies , and its a matter of accident.

thanks and regards
santosh
[protected]

i have my policy status

LIC OF INDIA — NON RECEIPT OF LIC BOND

Sir , after giving continously reminder i have not receied the LIC bond of My monther Anit Jha(Policyno.[protected]I have open the lic on dtL28.11.08.Pls help me to received of LIC bond.

lic of india- jeevan dhara — after maturity yet not received payment

dear sir
i have taken one lic policy on july -2000. the scheem is that if we invest 17000 in 2000 we will get 50000/- after 10 yesrs. my policy no is[protected] when i submitted my origina policy to[protected] LIC ahmedabad branch yet i have not recived any payment for the same. why ? is there any money problem to LIC ?
my contech no. [protected]

Aricent Technologies — delay in Loan Sanction

I have submitted my loan request in Delhi Kasturba gandhi centre of LIC Housing Finance Ltd.
for a plot of ansal in Agra through Area manager Shailendra K singh and his manager Ajay.
I have submitted all my documents, they informed me that my company Aricent technologies ltd, sec 14, udyog vihar is not in their list and they need CAP 4 letter from gurgaon.
i went to Gurgaon centre and requested for CAP 4 for my company, they said that company is already approved by the backoffice. they have mailed in front of me to the area manager.
now issue is this area manager says that they havent recieved the mail, and here gurgaon centre people says that they have sent it.
i dont understand why two people of lic cant contact each other directly, this area manager is not ready to give his official email id and gurgaon center people are not ready to sent email to outside email id.
there is such a lack of communication among the LIC employees that is really frustrating.
my loan is on hold for such a rubbish thing for more than a week now.
i informed the area manager that my property will go on hold i need the loan asap, he said that we will get that in a week, and now its been more than a month i have applied to this loan.
is there any one in LIC who listens to the customers complaints.
will appreciate if get some one who really helps in LIC taking loan from LIC is really a pain.

my father LIC Home loan appear in 1995, Rs. 35000/- only. and paid 80000/-, But not receive NOC.
Please give me advise.

Thanking you

Rehan Khan

we have applied loan and process all farmailty.i got reply from my representative that due to system updatation within the lic cheque are unable to prepare since29thoctober till 16thnov same reply.
my file no-;308133
case under iffco chowk office gurgaon.
please reply what actual seen.
regards.
s.n.trivedi
7/9rhb
bhiwadi
alwar(raj)301019
[protected]

I work for Aricent Technologies in Europe and for me I must say they are one of the worst run companies I have ever come across. They never pay the salary on time which is the most irritating issue as they hold it for 2-3 weeks before sanctioning it. The employs have no processes in place to do any work and are in many cases incompetent. Management have no idea how to manage people. All in all a terrible company to work for.

As all o[censored]s know that due to various market conditions all the housing loan agencies including LICHFL have reduced the interest rates to much lower rate on their housing loan schemes being given to new
customers whereas my existing interest rate is still being maintained at 11%.

This practice is totally unfair and unethical. This is like luring new customers on lower interest rate and than chaniging it to higher rate after some time.

As a consequences, I'm paying higher EMI and interest on my home loan resulting into major increased financial burden.

Hi,

I totally agree with you. They (LIC Housing finance) trap you with lower interest rate first and once you are their customer then they will start to increase the rate without your knowledge (It has happened to me, they have increased my interest rate twice without any communication). Other issue with LICHFL is there is no disclosure current of interest rate on internet so every time you need to know your current interest rate you need to call theri branch office and getting a person on phone is tough. I am feeling cheated by seeing their negative attitude towards the existing customers.

Dear PALS,
DONT BE JEALOUS AS THE INTEREST RATE OF 8.75% ON NEW LOANS WILL BE AVAILABLE FOR 3 MONTHS. AFTER THAT THE NEW LOANS WILL ALSO BE CHARGED AT THE SAME RATE. WHAT A FANTASTIC METHOD OF BEFOOLOING BY A GOVT. FINANCIAL INSTITUTION. CAN SOMEBODY STOP SUCH MALPRACTICES.

MINAXI

sAME THING HAPPENED TO ME..dO NOT GO TO liC HOSUING..AFTER READING MANY NAGATIVE REVIEWS ALSO I WENT TO LIC HOSUING..I HAD ENUFF..THERE IS NO USE AFTER DOING LOAN TRANSFER..go for any PSU who cheats less than anybody..

This is fact I am also facing same problem.
I have asked LICHFL for online status of my loan.
They have declined for it.
Can you suggest how can I get updated to my LIFHFL loan.

Hi,

I agree with you.

I am also facing the same problem. Now the behaviour of the agents changes. They just keep on giving new dates that you would get the confirmation by this month and the next and the next.

Now they say that the duration of loan has been reduced by 3 yrs. But there is nothing on paper as of today. I am following this up for the last 4 months

I have one policy jeevan chhaya, I want to surrender the policy and for this I visited the kurla (W), mumbai branch several time but the staff to whom i had concerned with they are very non-cooperative except one and that is MADAM ANITA i have asked her several queries but she talk so politly and answered all my questions in a very good way, I really appriciate her nature of work.

please send a medical form

ECG.SBT-13, FBS

Subject: Death Claim problems
Dear sir,

Myself Alok Sharma has to narrate that presently we are facing a lot due to negligence type behavior of LIC towards its customer. My Mother purchased policies with policy no.[protected] &[protected]. Unfortunately she died in on 1st of may due cardio pulmonary arrest secondary to NIDDM & drug reaction.

We informed yourself at that time through the agent from whom my Mother had taken the policy about demise of my Mother for getting claims.

Now after around 1 Year of claim LIC is asking me her leave application and Medical certificate now i am submitting medical certificate as LIC asked and the leave application i have already submitted 1 year before at the time of claim with four year leave details by the signature of civil surgeon.

I am presently in Mumbai, therefore it is very difficult for me to get in touch with the LIC office at Hazaribagh, Jharkhand and the agent who helped us to get the policy is also not giving any help.

So please take some action and help me out of this problem and i shall be very obliged if do so.


Thanking You
Alok sharma
Contact no: [protected]

POLICY NO[protected] PROBLEM IS I SUBMIT MY LIC BOND AND ALL DACUMENT BUT AMOUNT NOT CREDIT MY BANK ACCOUNT. WHAT SHULD I DO.name-krishna das. mycontac number-[protected]

Sir, Kahkasha Rafaha W/O Moh Tabrez Alam has expired and Insured through Policy No.[protected] r but claim not yet paid to us till date not entertain any complaint/phone, many times I calls to Manager Claim Bhagalpur, Please help to us for Claim Settlement as earliest.

Mohmad Tabrez Alam

Delhi

M. No. [protected]

expecting acknowledgement of the complaint with expected time to compete

expecting acknowledgement of the complaint with expected time to compete

My policy no. is[protected] . my ecs not deduct every month from my citi bank a/c it was not deduct from may to august.
pl. let me know rision why it was not deduct.

LIC-JEEWAN DHARA ANNUITY — NON-PAYMENT OF ANNUITY CHEQUES BY THE BANK

I have post dated monthly cheques of LIC for anuity pYment of my Jeewan Dhara Policy No. [protected]. Banker of LIC(SBI) had rejected the cheque of July-09 twice. The matter had been reffered to LIC in July-09. On demand copy of the cheque and bank memos have been sent to North Central Zonal office Kanpur. Even after three reminders there is no compliance so far.

sir my p.no.[protected] ecs plan hai.jiska date 28/01/2010 ko ecs date tha .aur abhi bhi nahi kata hai . aur mai ese case nahi jama kar parahahu . plz mere problem ko dur kijiye..thanks...plz sir bahut bahut request hai.

Monthly Payment — Monthly payment

Give us back our money Sir 10000 should not be any interest in you and believe we have given Rs 10000 now please

Annuity plan — Non receipt of Monthly payment

I have an Annuity Plan with your Karnal office situated at 489 Model Town Karnal.Till, Feb 2012 I was getting monthly payment of Rs.2579 per month through Post dated cheques.I received letter no.P&GS/ANN dated 09/12/2010 informing me that henceforth the monthly payments shall be credited to my Savings Bank A/C No.[protected] Punjab National Bank,Rori Bazar Branch SIRSA through NEFT w.e.f.02/03/2012,Till date payment has not been sent to my A/C.Kindly send the same at the earliest.

PREM LAL SHARMA
MOB N0.[protected]

LIC- OF PENSION — REFUND

i was getting my pension ref no. [protected], and that was credit to my HDFC Bank .
But in Last March 17/03/2020 Bank has return the amount Rs. 7008/ with the remark Title Differ. As the transfer was made in the name of Praveen Kumar Sidhra. As my Bank Acount has the Name as Praveen Sidhra. Now I have made the correction in my bank, as now my Name there is Praveen Kumar Sidhra.You rare requested to send the transfer again .(ESC CR LIC OF INDIA VILE PA - [protected] OF 17/03/2010)

Subject:ANNUITY NO- B [protected] -ISSUE OF MONTHLY CHEQUES FOR 2009
To: mm.[protected]@licindia.com
Date: 12.09.09 at 11.45AM
THE EXISTENCE CERTIFICATE WAS SEND TO BY REGD POST TO YOUR MUMBAI OFFICE IN JULY 2009. YET, NO RESPONSE FROM YOUR SIDE. PLEASE FORWARD THE CHEQUES AT THE EARLIEST

I HAVE RECD THE A/D ON 20.07.09. FOR YOUR DOCUMENT RECEIVED, SO REPLY AND CONFIRM THE SAME AT YOUR END FOR EDSPATCH OF CHEQUES.

From: D SITA RATNA
C/O N V RAJU (e mail venkat.[protected]@tatamotors.com)

Respected sir, i have not received my 2nd installament cheque so far which was due in the month of october 2008.After serval enquires made from city branch-II, basheerabagh, hyderabad. I came to know that the cheque has been issued. But i have not received the cheque so far. so my request you to do some needfull at the earliest and release my 2nd installament cheque at the earliest with interest for the delayed period. I was unable to understand how the account payee cheque can credited into another account being an account payee cheque. Being my self policy holder, i have not received the cheque so far. But i came to know that the cheque has been enchased in andhra bank at khammam branch. i am staying in visakhapatnam. The cheque has been encashed by the unknown person. How is it possible to encash the cheque being an account payee. Sir kindly solve this problem at the earliest and issue my cheque. My policy No[protected], DOC[protected], SA 50, 000/- under table No 93-25

I agree with you, I have also taken loan in nov2008 @ 11.5 % and I m not getting any benefit of new rate of interest. I wil talk to them and try to switch loan from any other bank in couple of months and before that I would suggest everybody to don't go with LICHFL and try to raise the issue in media also.

I also facing same problem, Pls. reply to me also.

I completely agree with you. I am also a victim. In fact most of the banks are doing the same and Govt is not checking it. The behavior of Govt is ridiculous. If govt wants RBI can pose measures/restrictions for these bank., but its not doing it simply because Congress is ruling and they make money out of private banks and private banks are looting the common man. Please never ever vote for Congress. When BJP was in power, interest rate was less and the cabinet know how to use power. They were pretty quick to resolve such issues, but congress doesn't show any interest, but is making money in all this game.

yes i agree with your complain as i am facing the same problem i have also made the complain for same issue. kindly let me know if you get any reply.

chitra

I am also facing the same problem so pls let me know if you get any reply.

Ravi

Yes, I agree with your complaint as I am facing the same problem. Please help me if
you get some way out for this problem.

Thanks & Regards,

Sulochana

Yes. I also agree the same. Why this biased way of calculating interest for the old customer and new customer? Can governement give the answer for this or will they take any steps and standardize the interest rate for all?

Or should the old customers would be punished by calculating high rate of interest obtained loan from LIC?

All,

Grass on the other side looks greener. The lower interest rate for new customers is only the trap. The lower rate that they give to new customers is fixed for 3 months and then later they link it to PLR and then it is same for all. LIC staff never disclose these details and never agrees to it even if asked for.

So eventually after 3 months the new customers also joins the group of frustrated consumers!

Yes, I agree with your complaint as I am facing the same problem. Please help me if
you get some way out for this problem.

Thanks & Regards,
manoj mali