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Life Insurance Corporation of India [LIC] Complaints & Reviews

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Updated: Feb 11, 2026
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Life Insurance Corporation of India [LIC] reviews & complaints page 302

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L
lalit kumar shah
from Bengaluru, Karnataka
Feb 28, 2009
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Dear Sir, On 18.5.08 my wife died in road accident near Shankri dist Salem state Tamilnadu. in the accident i also injured and factured on my right leg. For the death claim I given the bellow dacuments to the office Death Certificate, FIR report, Postmortom report, Original bond. and news paper report of accident but they did't accept the Newspaper report. Policy holder name Meena L shah policy no[protected]. I think what ever the proof given are sufficient. They send a letter dated on 19.1.09 for two more dacuments PIR on spot and PIR on deadbody, for this I am unable to travel to salem, and I have 3 year daughter and my self factured on my right leg, so kindly take necessary action for the claim. thanking you. Lalit kumar shah.
Aug 14, 2020
Complaint marked as Resolved 
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    A
    Ajay Sharma
    from Morinda, Punjab
    Feb 27, 2009
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    I was remained out of coverage of LIC for 2007-09 due to mistake of LIC.
    Further, you refused to accept my premium in time twice.
    crm.[protected]@licindia.com wrote that complaint No:158984 Dated:15/02/2009 for Policy:[protected] is closed.
    How it was decided?
    I expect point wise answers.
    What is action on my out of coverage status?.
    Why one of my cheque of premium kept in LIC, Gurgaon till date?.
    LIC, Anakapalle has charged extra-money from me without any reason in 2006.
    Now, I am not interested to pay penalities due to the mistake of LIC.
    Please, provide adequate justice to me / customers.
    Aug 14, 2020
    Complaint marked as Resolved 
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      S
      shambhu nath haldar
      from varanasi, Uttar Pradesh
      Feb 26, 2009
      Resolved
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      Respected Sir,

      We have two policy with LIC branch code 33B, Janakpuri, New Delhi, which was opened at Delhi. On permanent transfer from delhi in february 08 I was submitted an application regarding transfer of account from Delhi to Varanasi branch office G 209, Gouriganj, Bhelupur Varanasi alongwith New Address/Bank details/LIC address/phone numbers. I shifted to Varanasi.

      I waited till june08, But account not transferred.

      I put up fresh application to LIC Zonal office Varanasi But they refused to received and advised me to go delhi for transfer. I converse with telephone at Delhi several times and wait till december 08.

      I left delhi by Air and submitted application personnally to 33B, janakpuri, New Delhi(Received of application with me 7th Jan.09) and also meet to related officer regarding transfer of account on 7 th January 2009. But still date my acount not yet been transferred.

      I send lot of Email/telephone call etc/expence lot of money but failed to obtained require assistant from LIC of India.

      You are therefore requested, that kindly look in to and order to transfer my following account to Varanasi divisional office please.

      Over One Year has been passed and lots of money, time, mental harrassment, faced but result Zero.

      LIC of India behave like deaf& dumb and no officer of LIC Delhi/Varanasi willing to solve consumers problems.

      LIC have computerised branch all over India and seems that this work can be done within 10 minuts only to transfer account from one branch to another but laps of one year could not do so.

      Policy No...[protected]..shambhu nath...Jeevan Anand With Profit.
      Policy No...[protected]..shubhojeet haldar...Money Back 15 years with profit.

      You are again requested kindly take suitable action in this regard.

      Thanking you ...Varanasi-26.02.09...B-38/267-H2, tulsipur, Mehmoor ganj<varanasi-221010

      (Phone[protected]/[protected] Your's faithfully

      Shambhu Nath Haldar
      Aug 14, 2020
      Complaint marked as Resolved 
      Dear Sir,

      Please transfer my LIC policy No[protected] from Bhagalur Branch( Code-523) to Khalilabad Branch (Code-28 L).

      This is for your kind co-operation.

      Thanking You,

      Regards

      Anil Kumar Rai
      (Policy holder)
      Kindly confirm regarding trafer of policy NO[protected] from Bhagalpur to Khalilabad Branch Code -28 L.
      Respected Sir,

      transfer of policy No[protected] from Khalari branch/Jharkhand Divisional office Jamshedpur TO Magarpara branch Bilaspur (C.G)

      I want to transfer my LIC policy No[protected] from Khalari branch/ (Jharkhand) Jamshedpur Divisional TO Magarpara branch Bilaspur (C.G). My LIC agent Mr Anup Panday is son of Mr Jhatka Panday Developement officer in Khalari branch/ (Jharkhand) Jamshedpur Divisional. He prepare my LIC documents at Bilaspur, But he submitted these documents and opened my lic fromKhalari branch/ (Jharkhand) Jamshedpur Divisional. I requested him several time to transfer my above policy from Khalari branch to Magar para Bilaspur branch and I was submitted an application regarding transfer of my policy through My LIC agent Mr Anup Panday, but now up to DEC-2009 my policy has not been transfered.

      Please take this massage as urgent and transfer of policy No[protected] from Khalari branch/Jharkhand Divisional office Jamshedpur TO Magarpara branch Bilaspur (C.G)

      Arun Kumar
      Flat No 222
      Sai Bhoomi Appartment
      Guru Nanak Chowk, Torwa
      Bilaspur.(C.G)
      Mob-[protected]
      e [protected]@gmail.com
      Dear Sir,
      Please Transfer my LIC Policy No.[protected] from Naihati Branch (Code 435) to Malda-1 Br Code. 457.

      This is for your kind co-operation

      Thanking You

      With regard

      Tarun Mukherjee(Policy Holder)
      Ph.[protected]
      Dear Sir,
      Please Transfer my LIC Policy No.[protected]from kakinada to hyderabad ameerpet branch
      This is for your kind co-operation

      Thanking You

      With regard

      CHAGANTI KAMARAJU
      Ph.[protected]
      I have policy no[protected] in gurgaon. I want to transfer it to pattamundai Branch in Orissa. plz suggest me the procedure
      Dear Sir,

      I am holding LIC policy from branch 861-Surat, Policy No:[protected] & Premium Rs.735/-HYL.I am having problem in enrolling this policy on your website. Kindly do the needful ASAP.

      LIC — Transfer of Policies

      It is submitted that I had asked for transfer of my following LIC Polices from Kanpur to Dehradun Code 27A about a month back but it has still not been done inspite of various reminders causing me loss and harrasment:
      Policy No [protected] from Branch Code 232 to Branch Code 27A
      Policy No[protected] from Branch Code 232 to Branch Code 27A
      Policy No[protected] from Branch Code 233 to Branch Code 27A
      Humble request for immedite action
      No action seems to have been taken which is disgusting inspite of my complaint submitted on 3 Apr 10.Please take some action and intimate if I have to now approach someone else.
      '[protected]@licindia.com'
      policy enrollment for online payment.
      Respected Sir
      Please note that I am having policy no.[protected] & premium amount is 1015.00.yearly installment.
      I want to start on line payment of premium from next premium. While entering data in website of LIC message received is “ERROR “contact your service branch.
      Kindly do needful for same.
      Awaiting for your reply.
      Thanks & regards

      Jay A Zaveri.
      Mobile No.[protected]
      Please transfer my LIC Policy bearing No[protected] tfrom Jhansi branch to Thanjavur (TN) code -741
      I am having following get issued from begun branch and transfer to Boisar Branch Manager, lic india, Sweet Dream Apartment, Ta:-Palghar, Distt.:- Thane, Maharashtra State and communicate to me on rsidential address:- C.D.ANDE, TYPE C82/2, BARC STAFF COLONY, TARAPUR, BOISAR, POST:TAPP, PIN-401504
      POLICY NO.[protected]
      [protected]
      3-[protected]
      4-[protected]
      [protected]
      [protected]
      [protected]
      Deduction of installment from s.no. 1 to 5 from salary and s.no. 6 to 7not from salary s. So, please transfer policies immediately
      Thanking you.
      your sincerely

      C.D.ANDE
      Type c 82/2, BARC staff colony, Tarapur, post:-TAPP Boisar, Maharashtra-401504
      mobile no.[protected][protected]
      To
      The Branch Manager
      L.I.C of India

      Sub: Transfer of My Lic Policy No.[protected] to your Indore CBO Branch No1(343)


      Sir,
      This is to inform you that I have been shifted my residence from Jaipur to Indore .So you are requested to please transfer my LIC Policy No.[protected] to your Branch at CBO Branch No 1 (343), 19 MG Road Indore 452001 & my Postal address is C/O Tata Sky Ltd 7 Race Course Road MZ Floor Commerce House Indore 452001.

      Thanking you
      Santosh Thakur
      Mail Id:[protected]@tatasky.com
      Dear Sir,
      Please Transfer my LIC Policy No.[protected]from ROHTAK (HARYANA) to GURGOAN BRANCH PLOT NO.104 SEC.44 branch CODE. 122
      This is for your kind co-operation

      Thanking You

      With regard
      MUKESH CHAND SHARMA
      Dear Sir,
      Please Transfer my LIC Policy No.[protected] &[protected] from Naihati Branch (Code 435) to BHAYANDER BRANCH OFFICE/92L.

      This is for your kind co-operation

      Thanking You

      With regard

      Pranav Kumar Jha (Policy Holder)
      Ph.[protected]
      Respected sir,
      This is to inform you that, my policy no[protected], as per your instruction and faith on your organization I have blindly signed on discharge paper ( which you had sent me ) along with my original policy document at your address at malda (branch code- 457) on 13th of october 2011.as per your instruction I have also given my bank account number to you. But so far I have received neither any money at my bank account nor any feedback from your side. I am not understanding that what is happening ? please take action as early as possible.

      Thanking you.
      Regards
      SANKAR DEB BHATTACHARYA
      [protected]
      Kindly confirm regarding trafer of policy NO[protected] from Delhi Darya ganj branch code-126 to Meerut Branch 270.
      Satyaveer singh pal

      Respected Sir,



      I want to transfer my LIC policy No[protected]jeevan sathi) from Delhi Darya ganj branch code-126 to Meerut Branch 270.. Please tell me the procedure of transferring which is submit the document transferring the policy By me.

      Please take this massage as urgent this policy is lapsed these days Because Lic agent cheated the policy cash of 15300/-Rupees This cash is already send in the LIC agent Bank A/c

      Satyaveer singh pal
      V+p Phaphunda
      District Meerut-245206
      Mob-[protected]
      e [protected]@sifymail.com
      Dear Sir,
      Please Transfer my LIC Policy No.[protected] from Kolkata Branch (Code 414) to Dibrugarh Br Code. 491.

      This is for your kind co-operation

      Thanking You

      With regard
      Mr Bhaskar jyoti Gogoi
      mob.[protected]/[protected]
      [protected]@gmail.com
      Dear Sir/Madam,

      Myself, Mahesh Patel, had purchsed LIC policy no.[protected] on 21/04/1987 which is matured on 21/04/2012.

      Accordingly, I had submitted all the original Policy documents through Registerd post on 04/04/2012 to LIC of India, Boisar Branch (Branch Code: 92J) on following address :

      The Sr. Branch Manager
      LIC of India
      Boisar West for Office, Sweet Dream Apartment,
      Above Modi Footwear Near Station, Boisar(W) Thane.


      Through Mr. Sachin C. Deshmukh, Member chairman's club for agents, Chief life Advisor, Agent Code : 13763957 from Shirur.

      Till date I didn't got any receipt or information about my maturity claim payment credit in the given account from LIC. Even I tried several times to followup on the no.[protected], but still didn't got any response from there and nobody is giving proper answers regarding that. After some time, they use to keep phone on hold and then no answer from the other side. No body is ready to talk and failed to get proper assistance and response to resolve the issue.

      Please advise me on the same.

      Thanks,
      Mr. Mahesh Patel
      +91-[protected]
      [protected]@gmail.com
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        D
        Devendra Verma
        from Delhi, Delhi
        Feb 24, 2009
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        Resolved

        Dear Mr. Indap (Manager-PS),

        This is the regarding the submission of the following LIC policies with Orginal policies & Surrender Form "F".

        Sr.No. Policy No Policy Holder Date of Commencement
        1 [protected] Devender Verma 173-67 Jeevan Plus
        2 [protected] Devender Verma 173-67 Jeevan Plus 1

        Both of the policies were submitted on 7th Feb 2009, Saturday. After speaking to Ms. Akilla she has informed me that there was some technical(IT related) issue that's why it was not processed on 7th Feb 2009. As per the process I know If I have submitted my policies on 7th Feb 2009 then it should be executed on the prevailing NAV on 7th Feb 2009. Kindly acknowledge the status of my submission of both the policies.

        For your refernce I have attached the acknowledgement's scanned copy in the pdf (Acrobat format)

        With Regards

        Devendra Verma

        Cell: [protected]
        Aug 14, 2020
        Complaint marked as Resolved 
        I am ULIP shareholder of LIC Plan Jeevan Plus & Market Plus. I have deposited 3 premium of Jeevan Plus & 2 of Market Plus. How can I know about by current position of the policies. Can I get my statement of account now. What is minimum numbers of premium for both the policies. Please advise.
        Dear sir,
        I'm a ULIP customer o[censored]r organisaton invested in Market plus scheme. Till date I had done 3 transaction with u, but i haven't got the slip o[censored]nit alloted to me & current nav of my folio.
        So pl.kindly send the same to me on my email account.
        My folio no=[protected]

        Regards,
        S.J.Pawar
        Cell no.[protected]
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          H
          HARENDRA MODY
          from Ahmedabad, Gujarat
          Feb 24, 2009
          Resolved
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          SIR,
          I HAVE MADE FULL PAYMENT OF LOAN AGAINST FOLLOWING POLICIES ON THE DATE MENTIONED, BUT TILL TODAY I HAVE MOT RECEIVED ANY POLICY FROM LIC OF INDIA
          POLICY NO LOAN REPAID ON
          [protected].06.2008
          [protected].06.2008
          [protected].06.2008
          [protected].06.2008
          [protected].06.2008
          [protected].06.2008
          [protected].06.2008
          [protected].11.2008
          [protected].11.2008
          [protected].11.2008
          [protected].11.2008
          [protected].01.2009
          I HAVE TRIED TO CONTACT THEM BUT THERE IS NO RESPONSE TILL TODAY.PLEASE HELP ME IN GETTING THE POLICY FROM USELESS COMPANY.
          WITH REGARDS
          HARENDRA MODY
          MOBILE NO [protected]
          Aug 14, 2020
          Complaint marked as Resolved 

          Life Insurance Corporation of India — Non reciept of pension after maturity of jeevan Dhara Policy

          I have a JeevanDhara Policy no.[protected] single premium paid maured on 1.3.2008 pension was to be commenced. For more than one year I have been contacting issuing office in mathura, CRM at Aligarh. They have assured many times however, till date the pension has not commenced.Please help me to redress the problem.

          LIC — Yet not received payments

          Dear sir

          my father had 5 policiy out of which 2 policies still not got full payment,my father was died of accident in 16 april 2007, lic is deny to not give full payment on following policies[protected],[protected] they were asking ur father was ill while doing these policies ,u tell me sir on every above then 2lakh policiy they need full medical certificates which was allready submitted before doing these policies , and its a matter of accident.

          thanks and regards
          santosh
          [protected]
          i have my policy status

          LIC OF INDIA — NON RECEIPT OF LIC BOND

          Sir , after giving continously reminder i have not receied the LIC bond of My monther Anit Jha(Policyno.[protected]I have open the lic on dtL28.11.08.Pls help me to received of LIC bond.

          lic of india- jeevan dhara — after maturity yet not received payment

          dear sir
          i have taken one lic policy on july -2000. the scheem is that if we invest 17000 in 2000 we will get 50000/- after 10 yesrs. my policy no is[protected] when i submitted my origina policy to[protected] LIC ahmedabad branch yet i have not recived any payment for the same. why ? is there any money problem to LIC ?
          my contech no. [protected]
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            A
            Aarti Bhatia
            Feb 19, 2009
            Resolved
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            I have submitted my loan request in Delhi Kasturba gandhi centre of LIC Housing Finance Ltd.
            for a plot of ansal in Agra through Area manager Shailendra K singh and his manager Ajay.
            I have submitted all my documents, they informed me that my company Aricent technologies ltd, sec 14, udyog vihar is not in their list and they need CAP 4 letter from gurgaon.
            i went to Gurgaon centre and requested for CAP 4 for my company, they said that company is already approved by the backoffice. they have mailed in front of me to the area manager.
            now issue is this area manager says that they havent recieved the mail, and here gurgaon centre people says that they have sent it.
            i dont understand why two people of lic cant contact each other directly, this area manager is not ready to give his official email id and gurgaon center people are not ready to sent email to outside email id.
            there is such a lack of communication among the LIC employees that is really frustrating.
            my loan is on hold for such a rubbish thing for more than a week now.
            i informed the area manager that my property will go on hold i need the loan asap, he said that we will get that in a week, and now its been more than a month i have applied to this loan.
            is there any one in LIC who listens to the customers complaints.
            will appreciate if get some one who really helps in LIC taking loan from LIC is really a pain.
            Aug 14, 2020
            Complaint marked as Resolved 

            Aricent Technologies — delay in Loan Sanction

            I have submitted my loan request in Delhi Kasturba gandhi centre of LIC Housing Finance Ltd.
            for a plot of ansal in Agra through Area manager Shailendra K singh and his manager Ajay.
            I have submitted all my documents, they informed me that my company Aricent technologies ltd, sec 14, udyog vihar is not in their list and they need CAP 4 letter from gurgaon.
            i went to Gurgaon centre and requested for CAP 4 for my company, they said that company is already approved by the backoffice. they have mailed in front of me to the area manager.
            now issue is this area manager says that they havent recieved the mail, and here gurgaon centre people says that they have sent it.
            i dont understand why two people of lic cant contact each other directly, this area manager is not ready to give his official email id and gurgaon center people are not ready to sent email to outside email id.
            there is such a lack of communication among the LIC employees that is really frustrating.
            my loan is on hold for such a rubbish thing for more than a week now.
            i informed the area manager that my property will go on hold i need the loan asap, he said that we will get that in a week, and now its been more than a month i have applied to this loan.
            is there any one in LIC who listens to the customers complaints.
            will appreciate if get some one who really helps in LIC taking loan from LIC is really a pain.
            my father LIC Home loan appear in 1995, Rs. 35000/- only. and paid 80000/-, But not receive NOC.
            Please give me advise.

            Thanking you

            Rehan Khan
            we have applied loan and process all farmailty.i got reply from my representative that due to system updatation within the lic cheque are unable to prepare since29thoctober till 16thnov same reply.
            my file no-;308133
            case under iffco chowk office gurgaon.
            please reply what actual seen.
            regards.
            s.n.trivedi
            7/9rhb
            bhiwadi
            alwar(raj)301019
            [protected]
            I work for Aricent Technologies in Europe and for me I must say they are one of the worst run companies I have ever come across. They never pay the salary on time which is the most irritating issue as they hold it for 2-3 weeks before sanctioning it. The employs have no processes in place to do any work and are in many cases incompetent. Management have no idea how to manage people. All in all a terrible company to work for.
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              R
              Rajesh Kumar
              from Delhi, Delhi
              Feb 18, 2009
              Resolved
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              Resolved

              Complaint Against Misbehave and Harassement by LIC staff

              To, Date: 15th February 2009

              The Executive Director CRM/Chief(CRM)
              LIC of India,
              India


              Sub: Misbehave and Harassment by Madam Lalita( AAO), Branch Code: 12P, Roop Nagar, Delhi

              Dear Sir,

              I, Rajesh Kumar, Resident of C-9/57 Yamuna Vihar Delhi, taken a LIC policy “Jeevan Astha” of sum assured Rs. 1, 50, 000 and issued a cheque no. 041036...
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              D
              Dr. Ajay B.
              from Mumbai, Maharashtra
              Feb 17, 2009
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              Sir/Madam,

              I have an LIC Bima Gold Policy (number[protected] which commenced on 06/12/2005. The premiums were being paid directly from my salary. Last year I have resigned from the post I was holding previously and I had given a request to the concerned LIC manager through the agent by October last year. As yet I have received no information about this.

              I have further send a request to make it possible for me to pay the premiums online to the manager by post. It was made possible to pay the premiums in the two other policies that I hold, but it remains impossible to pay in this policy.

              My premiums from October 2008 are due for payment. Whom shall I contact for a solution to my problem?

              Regards

              Dr. Ajay B.
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                S
                Saurabh Agarwal
                from Pune, Maharashtra
                Feb 17, 2009
                Resolved
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                Resolved

                As all o[censored]s know that due to various market conditions all the housing loan agencies including LICHFL have reduced the interest rates to much lower rate on their housing loan schemes being given to new
                customers whereas my existing interest rate is still being maintained at 11%.

                This practice is totally unfair and unethical. This is like luring new customers on lower interest rate and than chaniging it to higher rate after some time.

                As a consequences, I'm paying higher EMI and interest on my home loan resulting into major increased financial burden.
                Aug 14, 2020
                Complaint marked as Resolved 
                As all o[censored]s know that due to various market conditions all the housing loan agencies including LICHFL have reduced the interest rates to much lower rate on their housing loan schemes being given to new
                customers whereas my existing interest rate is still being maintained at 11%.

                This practice is totally unfair and unethical. This is like luring new customers on lower interest rate and than chaniging it to higher rate after some time.

                As a consequences, I'm paying higher EMI and interest on my home loan resulting into major increased financial burden.
                Hi,

                I totally agree with you. They (LIC Housing finance) trap you with lower interest rate first and once you are their customer then they will start to increase the rate without your knowledge (It has happened to me, they have increased my interest rate twice without any communication). Other issue with LICHFL is there is no disclosure current of interest rate on internet so every time you need to know your current interest rate you need to call theri branch office and getting a person on phone is tough. I am feeling cheated by seeing their negative attitude towards the existing customers.
                Dear PALS,
                DONT BE JEALOUS AS THE INTEREST RATE OF 8.75% ON NEW LOANS WILL BE AVAILABLE FOR 3 MONTHS. AFTER THAT THE NEW LOANS WILL ALSO BE CHARGED AT THE SAME RATE. WHAT A FANTASTIC METHOD OF BEFOOLOING BY A GOVT. FINANCIAL INSTITUTION. CAN SOMEBODY STOP SUCH MALPRACTICES.

                MINAXI
                sAME THING HAPPENED TO ME..dO NOT GO TO liC HOSUING..AFTER READING MANY NAGATIVE REVIEWS ALSO I WENT TO LIC HOSUING..I HAD ENUFF..THERE IS NO USE AFTER DOING LOAN TRANSFER..go for any PSU who cheats less than anybody..
                This is fact I am also facing same problem.
                I have asked LICHFL for online status of my loan.
                They have declined for it.
                Can you suggest how can I get updated to my LIFHFL loan.
                Hi,

                I agree with you.

                I am also facing the same problem. Now the behaviour of the agents changes. They just keep on giving new dates that you would get the confirmation by this month and the next and the next.

                Now they say that the duration of loan has been reduced by 3 yrs. But there is nothing on paper as of today. I am following this up for the last 4 months
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                  L
                  Loganathan
                  from Hyderabad, Telangana
                  Feb 15, 2009
                  Resolved
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                  Resolved

                  Online Premium receipt not generated

                  Hi -

                  I have paid online the premium for the policy number[protected] for Rs. 10, 110. But I have not got the digital receipt and error page was displayed. However my bank account was debited with the amount

                  Transaction id is [protected] and the date is 15th Feb 2009.

                  Please check and issue the preimum receipt.

                  Kindly treat this as URGENT.

                  Thanks,

                  Loganathan....
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                  V
                  VINEET MEHROTRA
                  Feb 14, 2009
                  Resolved
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                  Resolved

                  Dear Sir,
                  This is to humbly request you to kindly send me a MEDICAL FORM through E Mail at my e mail id - vineet.[protected]@cplmg.com.
                  I want to revive my LIC Policy no.[protected], which had fallen due in April'08 but due to oversight I could not make the payment.The Policy is presently in Branch no. 129, Sivaji Nagar.New Delhi - 110015.
                  The amount is Rs. 4992.00.
                  Request you humbly to kindly send me the Medical Form by E Mail, to facilitate me to revive the policy.
                  An immediate response would be highly appreciable.
                  With kind Regards

                  VINEET MEHROTRA
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  I have one policy jeevan chhaya, I want to surrender the policy and for this I visited the kurla (W), mumbai branch several time but the staff to whom i had concerned with they are very non-cooperative except one and that is MADAM ANITA i have asked her several queries but she talk so politly and answered all my questions in a very good way, I really appriciate her nature of work.
                  please send a medical form
                  ECG.SBT-13, FBS
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                    Bhaskar Ranjan
                    from Kolkata, West Bengal
                    Feb 12, 2009
                    Resolved
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                    Dear sir,

                    Myself Bhaskar Ranjan has to narrate that presently we are facing a lot due to negligence type behavior of LIC towards its customer. My father purchased a policy from LIC in May 91 with policy no.[protected]. Unfortunately he died in on 19th Dec'08 leaving is in a great mental agony.

                    We informed yourself at that time through the agent from whom my father had taken the policy about demise of my father for getting claims.

                    Now after around 1 month of claim LIC is saying that as this policy was used as a guranty of one SBI loan my father took in July 2003, although it is already paid in 2007 and we have the no dues certificate, we need to submit succession certificate of my father.

                    Before i want to add that my mother is the nominee in the above stated policy.
                    Now the thing is even then the nominee is clearly mentioned in the policy paper your team is delaying the money settlement by ccreating the new thing to produce succesion certificate.

                    We all know that i takes around 6 months to get a succession certificate along with so much followups in court.

                    I am presently posted in Kolkata, therefore it is very difficult for me to get in touch with the LIC office at Dumka, Jharkhand and the agent who helped us to get the policy is also not giving any help. Due to belief only; my father, myself and my mother and my ssiters has taken policies by the same agent only; and now we are getting such reward for the same.


                    My contact no is [protected]


                    Thanking You

                    Bhaskar
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Subject: Death Claim problems
                    Dear sir,

                    Myself Alok Sharma has to narrate that presently we are facing a lot due to negligence type behavior of LIC towards its customer. My Mother purchased policies with policy no.[protected] &[protected]. Unfortunately she died in on 1st of may due cardio pulmonary arrest secondary to NIDDM & drug reaction.

                    We informed yourself at that time through the agent from whom my Mother had taken the policy about demise of my Mother for getting claims.

                    Now after around 1 Year of claim LIC is asking me her leave application and Medical certificate now i am submitting medical certificate as LIC asked and the leave application i have already submitted 1 year before at the time of claim with four year leave details by the signature of civil surgeon.

                    I am presently in Mumbai, therefore it is very difficult for me to get in touch with the LIC office at Hazaribagh, Jharkhand and the agent who helped us to get the policy is also not giving any help.

                    So please take some action and help me out of this problem and i shall be very obliged if do so.


                    Thanking You
                    Alok sharma
                    Contact no: [protected]
                    POLICY NO[protected] PROBLEM IS I SUBMIT MY LIC BOND AND ALL DACUMENT BUT AMOUNT NOT CREDIT MY BANK ACCOUNT. WHAT SHULD I DO.name-krishna das. mycontac number-[protected]
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                      S
                      sunita devi
                      from Jind, Haryana
                      Feb 12, 2009
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                      R/sir my husbend has expired on 11;8;2007 .he was insuranced by lic.Policy no.[protected], &[protected] by divn no.1 hissar & policy no.[protected] &[protected] by divn no. 2 hissar. Divn no. 2 hissar has pay the claim both natural & accidentel.But divn no. 2 hissar has pay only natural claim. So please order to lic to pay my husbend;s accidentel claim.so kindly accept my application I shell be thankful to you. applicant SUNITA DEVI W/O LATE SH RAMESH KUMAR R/O GHURSHAL DISTT. HISSAR (HARYANA)
                      Sir, Kahkasha Rafaha W/O Moh Tabrez Alam has expired and Insured through Policy No.[protected] r but claim not yet paid to us till date not entertain any complaint/phone, many times I calls to Manager Claim Bhagalpur, Please help to us for Claim Settlement as earliest.

                      Mohmad Tabrez Alam

                      Delhi

                      M. No. [protected]
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                        N
                        NARENDRA.H.SHAH.
                        from Mumbai, Maharashtra
                        Feb 11, 2009
                        Resolved
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                        POLICY HOLDER NAME:--- NARENDRA.H.SHAH.
                        POLICY NO:[protected][protected] JEEVAN DHARA.
                        DATE OF COMMENCEMENT:[protected]
                        DATE OF 1ST ANNUITY INSTALLMENT :[protected]
                        AMOUNT OF ANNUITY INSTALLMENT :---RS. 1197/- ECS ON 1ST OF EVERY MONTH.
                        DEAR SIR,
                        I HAVE RECEIVED ECS PYMENTS TILL JAN.2009
                        PAYMENT OF FEB.2009 HAS NOT BEEN RECEIVED SO FAR WITHOUT ANY INTIMATION.
                        KINDLY SEND ECS PYMENT IMMEDIATELY.
                        REPLY AT EARLIEST.
                        REGARDS,
                        NARENDRA.H.SHAH.
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        expecting acknowledgement of the complaint with expected time to compete
                        expecting acknowledgement of the complaint with expected time to compete
                        My policy no. is[protected] . my ecs not deduct every month from my citi bank a/c it was not deduct from may to august.
                        pl. let me know rision why it was not deduct.

                        LIC-JEEWAN DHARA ANNUITY — NON-PAYMENT OF ANNUITY CHEQUES BY THE BANK

                        I have post dated monthly cheques of LIC for anuity pYment of my Jeewan Dhara Policy No. [protected]. Banker of LIC(SBI) had rejected the cheque of July-09 twice. The matter had been reffered to LIC in July-09. On demand copy of the cheque and bank memos have been sent to North Central Zonal office Kanpur. Even after three reminders there is no compliance so far.
                        sir my p.no.[protected] ecs plan hai.jiska date 28/01/2010 ko ecs date tha .aur abhi bhi nahi kata hai . aur mai ese case nahi jama kar parahahu . plz mere problem ko dur kijiye..thanks...plz sir bahut bahut request hai.

                        Monthly Payment — Monthly payment

                        Give us back our money Sir 10000 should not be any interest in you and believe we have given Rs 10000 now please

                        Annuity plan — Non receipt of Monthly payment

                        I have an Annuity Plan with your Karnal office situated at 489 Model Town Karnal.Till, Feb 2012 I was getting monthly payment of Rs.2579 per month through Post dated cheques.I received letter no.P&GS/ANN dated 09/12/2010 informing me that henceforth the monthly payments shall be credited to my Savings Bank A/C No.[protected] Punjab National Bank,Rori Bazar Branch SIRSA through NEFT w.e.f.02/03/2012,Till date payment has not been sent to my A/C.Kindly send the same at the earliest.

                        PREM LAL SHARMA
                        MOB N0.[protected]
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                          S
                          SADHANA SAXENA
                          from New Delhi, Delhi
                          Feb 11, 2009
                          Resolved
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                          Dear Sirs,

                          My mother Mrs. Kumudini Bala had taken a LIC policy under "Varistha Pension Bima Yojana" scheme.
                          Policy no.[protected] dt. 28.03.2004. Unfortunately my mother expired on the 18th of March 2008. We have hence, applied for refund of the policy money to the nominee which is myself. All the required documents along with uncashed cheques were submited to LIC on 15th Nov. 2008, for which LIC has given a receipt .

                          I have followed up the matter several times and was ultimately assured that all the papers and cheques were located in the concerned officers office drawer. I am sorry to state that till date I have received no refund amount from LIC. Asking for a refund money after mothers death is in itself a work of deep agony & runing for the matter is still more pathetic.

                          Sir, please give a serious attention into the matter and do the needful as I fail to understand the unability of LIC to refund the due .

                          Thanking you
                          yours sincerely
                          Sadhana Saxena

                          C1/67 Janakpuri,
                          New Delhi: 110058
                          Ph: [protected]
                          Aug 14, 2020
                          Complaint marked as Resolved 

                          LIC- OF PENSION — REFUND

                          i was getting my pension ref no. [protected], and that was credit to my HDFC Bank .
                          But in Last March 17/03/2020 Bank has return the amount Rs. 7008/ with the remark Title Differ. As the transfer was made in the name of Praveen Kumar Sidhra. As my Bank Acount has the Name as Praveen Sidhra. Now I have made the correction in my bank, as now my Name there is Praveen Kumar Sidhra.You rare requested to send the transfer again .(ESC CR LIC OF INDIA VILE PA - [protected] OF 17/03/2010)
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                            S
                            S.D.SALOKHE
                            from Chennai, Tamil Nadu
                            Feb 11, 2009
                            Resolved
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                            NO ACTION ON THE e—mails. ALL MAILS WERE RETURNED BU THE LIC POST.

                            On Mon, 9/2/09, S D Salokhe <[protected]@yahoo.co.in> wrote:
                            From: S D Salokhe <[protected]@yahoo.co.in>
                            Subject: Fw: POLICY NO[protected].SER NO[protected]ISSUE OF MONTHLY CHEQUES FOR 2009
                            To: mm.[protected]@licindia.com
                            Date: Monday, 9 February, 2009, 11:49 AM
                            THE EXISTENCE CERTIFICATE WAS AGAIN PERSONALLY HANDED OVER IN YOUR LAXMIPURI OFFICE IN JAN 2009. YET, NO RESPONSE FROM YOUR SIDE. PLEASE FORWARD THE CHEQUES AT THE EARLIEST

                            From: S D Salokhe <[protected]@yahoo.co.in>
                            Subject: POLICY NO[protected].SER NO[protected]ISSUE OF MONTHLY CHEQUES FOR 2009
                            To: mm.[protected]@licindia.com
                            Date: Monday, 26 January, 2009, 10:10 PM
                            Sir,
                            Though the Yearly Existence Certificate as required by you for the above policy was handed over by me personally at Kolhapur in Nov 2008 by the stipulated date, NO CHEQUES FOR 2009 HAVE BEEN RECEIVED BY ME.
                            2. Please despatch the cheques at the earliest.

                            Brig S.D.Salokhe
                            Veteran

                            --- On Fri, 10/10/08, S D Salokhe <[protected]@yahoo.co.in> wrote:
                            From: S D Salokhe <[protected]@yahoo.co.in>
                            Subject: POLICY NO[protected]. SER NO[protected]ISSUE OF MONTHLY CHEQUES
                            To: mm.[protected]@licindia.com
                            Date: Friday, 10 October, 2008, 12:57 PM


                            --- On Mon, 4/2/08, SDS <[protected]@yahoo.co.in> wrote:
                            From: SDS <[protected]@yahoo.co.in>
                            Subject: POLICY NO[protected]. SER NO[protected]ISSUE OF MONTHLY CHEQUES
                            To: mm.[protected]@licindia.com
                            Date: Monday, 4 February, 2008, 1:12 PM
                            SIR,
                            1. PLEASE REFER TO YOUR TRANSACTION NO 418 DATED 10 FEB 2007.
                            2. VIDE YOUR ABOVE QUOTED LETTER Y0U HAD CONFIRMED MY CHANGE IN ADDRESS AS FOLLOWS:-

                            BRIG SURESH DNYANDEO SALOKHE
                            L--489, RAGHUNATH VIHAR,
                            ARMY WELFARE SOCIETY,
                            SECTOR--14,
                            KHARGHAR, NAVI MUMBAI,
                            PIN 410 210

                            3. YOU ARE REQUESTED TO SEND THE POST DATED MONTHLY CHEQUES IN RESPECT OF THE P & GS SCHEME ON THE ABOVE MENTIONED ADDRESS WHENEVER IT IS DUE.

                            THANKING YOU.
                            With regards,
                            Your's Sincerely,
                            SDS
                            ________________________________________
                            Get the freedom to save as many mails as
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            Subject:ANNUITY NO- B [protected] -ISSUE OF MONTHLY CHEQUES FOR 2009
                            To: mm.[protected]@licindia.com
                            Date: 12.09.09 at 11.45AM
                            THE EXISTENCE CERTIFICATE WAS SEND TO BY REGD POST TO YOUR MUMBAI OFFICE IN JULY 2009. YET, NO RESPONSE FROM YOUR SIDE. PLEASE FORWARD THE CHEQUES AT THE EARLIEST

                            I HAVE RECD THE A/D ON 20.07.09. FOR YOUR DOCUMENT RECEIVED, SO REPLY AND CONFIRM THE SAME AT YOUR END FOR EDSPATCH OF CHEQUES.

                            From: D SITA RATNA
                            C/O N V RAJU (e mail venkat.[protected]@tatamotors.com)
                            Respected sir, i have not received my 2nd installament cheque so far which was due in the month of october 2008.After serval enquires made from city branch-II, basheerabagh, hyderabad. I came to know that the cheque has been issued. But i have not received the cheque so far. so my request you to do some needfull at the earliest and release my 2nd installament cheque at the earliest with interest for the delayed period. I was unable to understand how the account payee cheque can credited into another account being an account payee cheque. Being my self policy holder, i have not received the cheque so far. But i came to know that the cheque has been enchased in andhra bank at khammam branch. i am staying in visakhapatnam. The cheque has been encashed by the unknown person. How is it possible to encash the cheque being an account payee. Sir kindly solve this problem at the earliest and issue my cheque. My policy No[protected], DOC[protected], SA 50, 000/- under table No 93-25
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                              A
                              arunmahnot
                              from Pune, Maharashtra
                              Feb 10, 2009
                              Resolved
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                              Resolved

                              i have taken housing loan of Rs.12 lacs in Dec'08, at that time the rate of interest @ 11.25 (Floating), from last month the rate of interest for new customers they provided @9%, but for exiting customers like us are not enjoying the new rates. what we have done the mistake, why we can't enjoy the new low rates.
                              this is not fair for the customers.again on the same side if the interest rate goes up they will increase the rate of interest from immd. effects. i request you pls. look in this matter immd.

                              my consumer no with LIC Housing Finance :[protected]

                              Birendra Mahnot & Arun Mahnot
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              I agree with you, I have also taken loan in nov2008 @ 11.5 % and I m not getting any benefit of new rate of interest. I wil talk to them and try to switch loan from any other bank in couple of months and before that I would suggest everybody to don't go with LICHFL and try to raise the issue in media also.
                              I also facing same problem, Pls. reply to me also.
                              I completely agree with you. I am also a victim. In fact most of the banks are doing the same and Govt is not checking it. The behavior of Govt is ridiculous. If govt wants RBI can pose measures/restrictions for these bank., but its not doing it simply because Congress is ruling and they make money out of private banks and private banks are looting the common man. Please never ever vote for Congress. When BJP was in power, interest rate was less and the cabinet know how to use power. They were pretty quick to resolve such issues, but congress doesn't show any interest, but is making money in all this game.
                              yes i agree with your complain as i am facing the same problem i have also made the complain for same issue. kindly let me know if you get any reply.

                              chitra
                              I am also facing the same problem so pls let me know if you get any reply.

                              Ravi
                              Yes, I agree with your complaint as I am facing the same problem. Please help me if
                              you get some way out for this problem.

                              Thanks & Regards,

                              Sulochana
                              Yes. I also agree the same. Why this biased way of calculating interest for the old customer and new customer? Can governement give the answer for this or will they take any steps and standardize the interest rate for all?

                              Or should the old customers would be punished by calculating high rate of interest obtained loan from LIC?
                              All,

                              Grass on the other side looks greener. The lower interest rate for new customers is only the trap. The lower rate that they give to new customers is fixed for 3 months and then later they link it to PLR and then it is same for all. LIC staff never disclose these details and never agrees to it even if asked for.

                              So eventually after 3 months the new customers also joins the group of frustrated consumers!
                              Yes, I agree with your complaint as I am facing the same problem. Please help me if
                              you get some way out for this problem.

                              Thanks & Regards,
                              manoj mali
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                                C
                                Complainant9264908
                                from New Delhi, Delhi
                                Feb 9, 2009
                                Resolved
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                                Resolved

                                Cheque no 674371 of Rs. 60, 000/- issued by LIC as surviving benefit amount for my LIC policy no. 11264221 has been returned by LIC's bank due to insufficient funds in their account. This is very inconvenient n harassing for me.

                                I've requested LIC to issue me a bank draft with the interest accrued for this delay.

                                Regards

                                Pratima Bisen
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                LIC Policy No.[protected]: Unable to get the survival benefit amount which is still pending against the policy mentioned.
                                LIC Policy No.[protected]: complitted[protected] which branch i collecte money

                                LIC — survival benefit of 861876014

                                dear sir,my money back policy dated 28.11.1995. ...name,jagish kanubhai gamit,my survival benefit is coming near although i haven't any intimation letter yet.policy no.[protected]
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                                  S
                                  s. madhavan
                                  from Mumbai, Maharashtra
                                  Feb 9, 2009
                                  Resolved
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                                  Sir,

                                  I have entered into a sale agreement with an LIC Housing Finance Ltd.'s client to buy his property. I have applied for a takeover loan with UCO Bank and got an in-principle sanction letter from them, subject legal vetting, which includes checking of original sale deed lying with LICHFL. When I approached LICHFL, Saidapet, Chennai office along with my vendor, with a requisition letter from him (vendor) to allow UCO Bank's panel advocate to see the original in order to enable them to release funds, we were told that LICHFL does not show original sale deed to other bank's panel advocate. The vendor has in fact enclosed a copy of the sanction letter I got from UCO Bank and a copy of sale agreement.

                                  I request you to do the needful in this regard since I can proceed further in this matter only when they allow UCO Bank's panel advocate to peruse the originals.

                                  Thanks and regards,

                                  S. MADHAVAN
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  will i get loan details if i give the loan A/c number for tax purpose
                                  I have applied for six lakhs of house construction loan at Tambaram, HFL somewhere on 18 Jun 09.They informed that with in ten working days it will be processed and give a call on me.Though the verification/Inspection etc were carried out, as on date no information on present position as to it is sanctioned Or pending for want of any documents/other inquiry.My application/Account number is: 610082.
                                  Dear Madam,

                                  I have received a cheque for Rs.1750/- last week. Thanks for the same.

                                  I will be very grateful to you if you can please release the balance payment of Rs.3765/- also because as of now I have spent around Rs.30000/- for my father's operation by taking high rate interest outside.

                                  Mam you do very well know that I was your customer and I have settled my entire housing loan during April 2010 (my loan account was[protected]. This time also when I started my new project for purchasing a flat again I chose only LICHFL because I am experienced already with the kind gesture of LICHFL people. The flat builder also suggested me to apply a loan from HDFC wherein there is a possibility of 100% refund of processing fee if loan is not taken. Inspite of that I chose only LICHFL because you are all there to help and guide me.

                                  I request you to consider my case and release the balance payment as early as possible so that it would be helpful for me to clear the loan taken outside for my father's operation.

                                  Thanks & Regards,
                                  Sai Prasad

                                  --- On Mon, 16/8/10, Sai Prasad <[protected]@yahoo.com> wrote:

                                  From: Sai Prasad <[protected]@yahoo.com>
                                  Subject: RE: My loan processing fee refund - regarding
                                  To: k.[protected]@lichousing.com
                                  Date: Monday, 16 August, 2010, 12:52 PM

                                  Dear Madam,

                                  Till now there is no response from LICHFL..

                                  Most of the email ids are getting bounced except yours.

                                  Regards,
                                  Sai Prasad

                                  --- On Wed, 11/8/10, Sai Prasad <[protected]@yahoo.com> wrote:

                                  From: Sai Prasad <[protected]@yahoo.com>
                                  Subject: RE: My loan processing fee refund - regarding
                                  To: k.[protected]@lichousing.com
                                  Date: Wednesday, 11 August, 2010, 9:42 AM

                                  Dear Madam,

                                  My loan file number I got yesterday after several follow ups. The number is 513577.

                                  There is no response from Area Office.

                                  Pls help me so that I can fix the operation for my father. It is getting postponed.

                                  Regards,
                                  Sai Prasad

                                  --- On Tue, 10/8/10, Sai Prasad <[protected]@yahoo.com> wrote:

                                  From: Sai Prasad <[protected]@yahoo.com>
                                  Subject: RE: My loan processing fee refund - regarding
                                  To: "k uthra" <k.[protected]@lichousing.com>
                                  Cc: "'[protected]@lichousing.com'" <[protected]@lichousing.com>, "'[protected]@vsnl.net'" <[protected]@vsnl.net>
                                  Date: Tuesday, 10 August, 2010, 11:44 AM

                                  Dear Ms.Anitha,

                                  Kindly do the needful immediately. Pls understand my situation and help me in this regard.

                                  Regards,
                                  Sai Prasad

                                  --- On Tue, 10/8/10, k uthra <k.[protected]@lichousing.com> wrote:

                                  From: k uthra <k.[protected]@lichousing.com>
                                  Subject: RE: My loan processing fee refund - regarding
                                  To: "'Sai Prasad'" <[protected]@yahoo.com>
                                  Cc: "'[protected]@lichousing.com'" <[protected]@lichousing.com>, "'[protected]@vsnl.net'" <[protected]@vsnl.net>
                                  Date: Tuesday, 10 August, 2010, 10:02 AM

                                  Sir,
                                  Once when the fees is paid, loan application number is allotted. You may contact Area office in this regard and submit your written request to Area Manager.
                                  Regards
                                  uthra

                                  -----Original Message-----
                                  From: Sai Prasad [mailto:[protected]@yahoo.com]
                                  Sent: Monday, August 09, 2010 4:47 PM
                                  To: k uthra
                                  Subject: RE: My loan processing fee refund - regarding

                                  Dear Madam,

                                  Thanks for your immediate response.

                                  I have not been provided any file number for the loan applied or loan account number.

                                  I have submitted my application in Mount Road branch - SIC Building through Mr.P Sankar, Home Loan Adviser.

                                  Regards,
                                  Sai Prasad

                                  --- On Mon, 9/8/10, k uthra <k.[protected]@lichousing.com> wrote:

                                  From: k uthra <k.[protected]@lichousing.com>
                                  Subject: RE: My loan processing fee refund - regarding
                                  To: "'[protected]@yahoo.com'" <[protected]@yahoo.com>
                                  Date: Monday, 9 August, 2010, 1:23 PM

                                  Sir,
                                  Kindly quote the laon account number. You may submit request at Area office for further processing
                                  uthra

                                  -----Original Message-----
                                  From: Krishna Mohan
                                  Sent: Monday, August 09, 2010 11:54 AM
                                  To: k uthra
                                  Subject: FW: My loan processing fee refund - regarding


                                  -----Original Message-----
                                  From: Sai Prasad [mailto:[protected]@yahoo.com]
                                  Sent: Monday, August 09, 2010 11:20 AM
                                  To: [protected]@vsnl.com
                                  Subject: My loan processing fee refund - regarding

                                  Dear Sir / Madam,

                                  I have applied for a loan amount of Rs.18 lacs last month. I have paid a 50% amount on the total processing fee i.e Rs.5515/- vide the cheque no.310834 dt.20/7/10 drawn on Andhra Bank, Mylapore, Chennai - 4.

                                  But I came to know that only Rs.16 lacs is sanctioned for me. With this I will not be able to purchase the flat and hence I have dropped the project.

                                  I request you to kindly refund my processing fee amount at the earliest. I need the fund very badly as my father is in serious condition. He needs to undergo an operation immediately. I request you to kindly consider my case as a special one and do the needful as early as possible.

                                  Thanks & Regards,
                                  W Sathya Sai Prasad
                                  Mobile :[protected]

                                  Regards,
                                  Sai Prasad
                                  I need the payment statement for this year march, april, may -
                                  My loan account number is[protected]
                                  I need the payment statement from the beginning when loan was sanctioned for me.
                                  My loan account number is [protected].


                                  Thanks & Regards,
                                  Subramaniyan.N
                                  loan detail for account no 00001071
                                  Dear Sir

                                  My loan account no[protected], have applied loan or Rs. 17 Lakhs of which utilisation made by me is Rs. 13, 50, 000/- till last month i.e., Dec' 2011 ECS debit made in my account was Rs. 10, 687.50/- and for the current month ie., jan 2012 loan dept as operated to swipe Rs. 16, 130/- without any prior notification for the increase in ECS due to which ECS got returned and caused black mark for my banking transaction.


                                  I sincerely request the loan department not to upset the customer credibility, this type of activity really annoys the customer very badly when bank statements with the bd records are being forwarded for my orther personal use. Need proper action for the damage caused.


                                  Regards
                                  Yuvarajan T
                                  loan application no. - 415185
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                                    K
                                    kuldip sharma
                                    from New Delhi, Delhi
                                    Feb 7, 2009
                                    Resolved
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                                    Resolved

                                    Unable to get gratuity through LIC Group Gratuity Scheme

                                    NEED GUIDANCE TO RECLAIM MY GRATUITY.

                                    My previous employer had opened group gratuity scheme with LIC.

                                    In 2003 there was a change in management, the new management decided not to continue with LIC group gratuity scheme and they requested LIC to close the account. It was also decided by the management, though not officially communicated, that all liabilities of the previous management would be addressed by them...
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