Life Insurance Corporation of India [LIC] Complaints & Reviews

Pension plus policy no:[protected]

I made a request for policy surrender request along with request for issuing an immediate annuity. After few weeks, i was told by my agent that my pension plus policy can't be surrendered. Hence i requested then atleast issue the policy duplicate bond and i won't pay for the policy.

To the contrary, however i got a notice from lic india to exercise either one of the below option.

1) revival of the policy, or
2) complete withdrawal from the policy

I chose option 2 and sent a return response along with copy of the lic notice in a professional courier by mar 2018. Also the notice clearly mentioned that, if i don't chose any of the option with in 30 days, the insurer will assume as if i choose option 2.

Till date (29th aug 2019), i didn't receive an update from lic india. Also in online customer portal, my policy status shows as inforce and i was being asked in the portal to pay the premium of 1, 00, 000.00 including interest since feb 2018 till date. Ideally in system by now, they should updated the status to terminated or marked for surrender or awaiting to issue annuity policy or something related to that.

I have raised a grievance request (Grievance reddressal: [protected]) through online portal.

Need your support to solve my issue at the earliest so that an immediate annuity is issued as per my initial request on jan 2018.

Pension plus policy no:[protected]

Requested for a duplicate bond as i need to surrender my policy (As i lost my policy during house move) with all supporting legal documents signed and submitted via my policy agent to lic india, bangalore branch (61w) on jan 2018. However till date (29th aug 2019) i haven't received my duplicate policy document/bond to my address (Aadhaar address) submitted along with the request.

No response till date from life insurance corporation of india or my agent.

I have raised a grievance with lic india.

Need your support to resolve my grievance at the earliest. Grievance reddressal: [protected].

Hello sir/madam,

Requesting to revise roi to lessthen 9% without any processing fee.

Loan account1 :[protected]Loan amount : 5 l)

With regards to this loan account[protected], i received notification to my mobile to pay rs.740 due to be paid wherein i had no dues pending and ecs debit happens on time with no delays. When i checked with agent, i have been informed that the roi is changed and i need to take dd for that amount rs.740. Most importantly i was not notified about the change in roi or due amount (Emi revised from 5205 to 5280) which is very much disappointing me while paying my dues without any flaws. The roi for this loan amount looks very high 11.95% compared to other competing housing finances with 8%-9% lower rates. I asked my agent for the revised lesser then 10% roi but i was asked by the thanjavur (Tn) office to pay rs.11800 to revise it. With all this i would prefer to take over my loan with other housing finance where i have got offered with 8.5% roi. I still would like to check if lhf would approve to revise to reasonable lesser roi without any charges on subjective loan, it would be a greatly appreciated and i would help me continue with lhf. The second surprising factor about this loan is the tenure which i asked for is 15 years wherein i see now in the site it shows 20 years term. I would also request you to change my loan tenure to 12 years as well which would help me to repay my loan faster.

Loan account2 :[protected]Loan amount : 11.8 l)

With regards to this loan account[protected], the roi for this loan amount looks very high 11.25%. On this loan as well i would request you approval to revise the roi to reasonably lesser without any charges.

Regards,
Elavarasan n

Sir, i have tried to pay my premium of lic through bill desk using upi transaction no[protected] upi is saying successfully transfered but i did not got any confirmation from billdesk neither my policy got renewed. I lost my money please look into this as i have used billdesk option on lic website. Also the transaction status of billdesk is not working.

My Policy No.[protected]JEEVAN TARANG) SB due is on 28.03.2018 I have not received the SB amount after adjusting loan and loan interest. I have visited and e-mailed to lic, udumalpet Br.office, Divisional office Coimbatore office, (claims) South zone office. But they didn't response me. Kindly settle the claim the amount.

Thanking you,
P.Jeyaprakash,
76/84, Big Bazaar Street,
UDUMALPET 642126
Tiruppur District.
[protected]
[protected]@gmail.com

Re: lic annuity policy ga – 12531, annuity no. 091 q0716004

On checking my bank passbooks (Bank of india, wodehouse road, colaba, sb a/c [protected]) i find that some annuity payments have not been deposited.
These are quarterly payments of rs 23, 221/- paid around the middle of the month in january, april, august and october.
The last payment was on 16th april 1018.

The missing payments...

Double payment through hdfc bank card and sbi card for policy no.[protected] for amount of rs. 3171/- respectively by reference no. 09999999980606000378328 on 6/6/19 and again by reference no.[protected] on 12/6/19. I have informed the matter several time but till date it is not yet considered. I wat only refund back my amount back to me. Otherwise, nothing has to do for me only to do consumer court.

Dear sir,
I have forced to purchased/ invested in your company 01/04/2009, when i was going to retire in the month of august 2009
None of your officials had tried to contact me to guide me to invest in such plan, where there is no scope of increasing fund at all.
If your responsible officials had advised me not to invest in my name i will invest in the name of my son "s name and i would not
Had a great loss.
I have one policy from exide insurance co ltd., the officials of the co. Had come to my new house and advised accordingly. And
Save me from the future loss of fund value.
Thus the lic management had put my self in grate loss of rs. One lac approximately.
This incident leads me to never invest single paise in lic of india.
Please look in the matter and compensate accordingly.
Thanking you
Rajesh parikh.
Policy:[protected]

I entered user id nd password. Whenever i clicked on submit button, it shows the following error;
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I am unable to understand wht is happening to the lic portal. Consider my request and help me out through this error. Thank you!

Policy number[protected] in the name of pramod sadashiv pavgi under jeevandhara date of policy 05/10/1990. Issuing branch amrai branch sangli sangli. Annuity monthly pension for july 2019 rs.1213/ not received from lic ipp cell, western zonal office mumbai.
Mail sent for non receipt of pension sent to pension paying office ipp cell western zone mumbai in august 2019 no reply received.
Monthly pension rs.1213/ for july 2019 not credited to my account in first week august 2019. This amount was to be received for credit of my savings bank account no [protected] with bank of india pashan road branch pune by neft
Ifsc code bkid 0000516.
Kindly look into the matter.

Sir, i (Akhil lal vh) have paid lic premium for policy no[protected]of rs. 2512 through www.Licindia.com on 10/08/2019, but i do not received any receipt till date. Rs 2512debited from my account on same time. Payment id is (SCB16789af885d[protected]ec98220)and lic order no.[protected]. Please help me and send the receipt do the needfull.

By
Akhillal vh

Home Loan rate for new borrowers has reduced by nearly 1 percent in last one year but my home loan rate is only increases during the same tenure. LIC HFL is not reducing the rate of home loan but only increase the same in floating rate regime for existing customer. Home loan rate currently I am paying is 9.7% and for new customer LIC HFL is offering less than 8.5%. Not able to understand why government taking any action against the unethical and loot behavior of LIC HFL.

Reference above policy i have transferred our installment rs 4014,[protected]/- (Total 17833/-) on 14-august-2019 through our use id... And amount debited from our icici bank but message showing is failed & also we have not received premium receipt. We have also deposited same amount at collection center (Business associate) due to last date of same policies and we have receipt of the same. Our payment not reversed in account still now.
Please help us and confirm that how we will get back amount which was deposited through netbanking.

Regards
Poonam yadav & lucky yadav

On 7th august, i tried to make a payment of ₹24020 towards my lic premium using google upi pay. The amount got debited from my icici bank account but the transaction failed. I was expecting the amount to be credited back to my account but it has not been done till today.
On 9th august, i made another transaction to avoid delaying the premium payment which got successful.
Please help me to get back my money that i have paid on 7th august.
As per icici bank, the amount has been credited to [protected]@sc.
Lic customer service officers are unable to help me. So please help.

Thanks,
Shishir kumar dash

I prakash narayan pandey, an ex-serviceman, am a resident of jharkhand and residing at pathankot to earn fee amount of my daughter shyama rani who is undergoing a professional course at nift, bhubaneswar (Odisha). Keeping in view the future financial requirements i had purchased a lic policy no.[protected]New endowment plan) of my daughter shyama rani on 15 jun 2014 when she was a minor and was studying in class viii. The premium of the above said policy is borne by me. The cumulative subscription till date without interest amounts to rs. 1, 66, 000/- (Rupees one lakh sixty six thousand only). The 3rd semester fee rs. 1, 21, 700/- of my daughter is due to be paid by 09 sep 2019. To meet the financial requirement i had to surrender the said policy as there was no other option with me but lic (Branch no 2, saili road pathankot) has been remitted only a sum of rs. 1, 23, 329.12 which is an extreme brutal act with the customer having expectations to meet urgent financial needs. I want justice and at the same time urge to kanow from lic that on what account a sum of rs. 43337.88 have been levied after utilising my hard earned money for five financial years. I urge this is an extreme penality over the innocent customer. I urge to kindly look into the matter and direct lic to pay me at list my full subscription of the policy so that i can pay my daughter`s semester fee please.

Sir,
My father a. Durairaj, residence at virudhunagar hold a lic policy no.[protected]. He passed away on 13/05/2019. We claimed the policy on in the last week of june 2019 at virudhunagar branch. Till now it was not settled. Please guide me where we have to complaint it. Please help me to get the settlement amount as early as possible.
Thanking you
Yours truly,
D. Nagaraj
+91 [protected]

Hi team,

I have requested for lic policy transfer from home branch 16-a/8, w. E. A, 2nd floor near bloom school karol bagh, nd-110005, on 06thjuly 2019, and i have been informed within a week my policy will be transfer to requested branch-25j e-3, sector 1, noida, 201301

I have gone through the guidelines over web and waited for more than 15 days already.

However even after more than one month the request has not been processed neither any information has been shared with me in any form..
Pfa screenshot receipt shared with me.

Kindly check on the request and help me in getting my lic policies[protected] and[protected] transferred as requested above.
Waiting for a positive response and quick response.

Best regards,
Mousumi sheel
+91-[protected]

Dear sir,
I pay lic premium amount 12130 rupees online through lic pay direct but premium receipt not forward by lic on my email.
My details is given below-
Premium no.[protected]
Premium due date-august 2019
Premium done date - 14 august 2019
Premium amount - 12130
Payment mode - online bhim upi pay through lic pay direct
My e-mail - [protected]@gmail.com

Sir, i am not getting premium receipt after paying premium. I have made my payment through scb upi because of late payment my email id is not registered with my policy i. E pravin. [protected]@gmail.com my payment id is-scb54f624e6705b4587a2e09402405c7072 policy number[protected]. I have make a payment of rs. 5368.58 please update my email id and send me premium receipt thanks

Sir my lic agent portal empowerment was not opening from last 5 daya above... I am facing great risk... I am unable to answer my policy holders about their policy due date and amount... When i open my my lic agent portal id it was showing error an error has occurred:

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So sir plz help me and rectify my problem... My agent code is 0130322c and my portal id is a0130322c
Branch jagdishpur 22c
... Thanking you sir