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L&T Finance Complaints & Reviews

www.ltfinance.com
2.3
Updated: Apr 1, 2026
Complaints 1074
Resolved
492
Unresolved
582
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L&T Finance reviews & complaints page 2

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N
nihal1604
Apr 7, 2023
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Regarding bounce charges and overdue charges because of fraud

Respected sir,
I the undersigned Ravi Sharma have taken Avenger 160 Street in 2019 loan acct no: T[protected] however due to kotak bank issue ecs would not clear on time hence i use to get call from collection team who would request to pay the outstanding balance so I pay through phonepe he/she never informed that i will be charged rs 350.00 every month for chq bouce charge so today i got the message that i have to pay for this...
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A
Abhimanyup1
from Indore, Madhya Pradesh
Feb 6, 2023
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Stop spam calls

Hello, I am getting Loan calls from L&T Finance thrice on daily basis, please stop this as it is very irritating....
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V
Vikram js
from VADODARA, Gujarat
Sep 14, 2022
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EMI consumer loan online paid return amount not paying

Address: L &t finance ltd , technopolis,7th floor, a wing plot no 4, block bp, sector v, salt lake kolkata 700091,west bengal

Hello team,
Kindly see the attached files for your information.
My emi date every month 3rd, this month September due to finance issue not paid 4102rs consumer loan, they calling me everyday, I said I will pay between 11 to 15/09/22, as per my commitment, I paid online 11/09/22 see the payment photos, next day 12/09/22 again they deducted my amount 4102rs . I am calling same number but they only said next month sure not deduct...
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D
dpasrija
Aug 19, 2022
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Fake OTP about loan application received on my phone from AX-LNTFIN

Today received an OTP from AX-LNTFIN, regarding loan application which I have nothing to do with nor do I wish to apply for any loan. This is total fraud by company or anyone who is impersonating for the company.

I am submitting my email id [protected]@gmail.com for any communication...
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V
Venkateswara Reddy Kandi
from Hyderabad, Telangana
Aug 19, 2022
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Received OTP from AX-LNTFIN

I Received a Message from AX-LNTFIN saying below:

DEAR REDDY, XXXXXX IS THE ONE-TIME PASSWORD FOR YOUR LOAN APPLICATION WITH L&T FINANACE LTD, .

Can you please check why I got this msg, I never contacted any person from L&T FINANCE...
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N
nagarajsen
Aug 18, 2022
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Loan overdue bouncing charges

Hi
I am nagaraj. I had two wheeler loan in L&T finance from September 2021. My due date every month on 3rd and i never failed to pay after the due date which means photo this month i have paid the loan on date.last august 14th sunday they deducted Rs 826 from my account in the name of bounced charges.how and why they are deducting when I am paying without failing on my due date on 3rd..I have my bill records.there is no convincing...
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M
mhmaruthi90
Aug 12, 2022
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Bounce Charges for Paid EMI

I took a personal loan from L&T finance and in my 2nd EMI, i have paid my EMI 3 days prior to the due date. Bounce charges of Rs
413 is applied for which the payment is done 3 days prior. When asked they are saying that due to insufficient fund on ECS date, bounce charges is applied. How can 1 expect that ECS will be submitted for the paid EMI. PLEASE HELP....
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M
Maanaas
Jul 28, 2022
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Asking money after I paid my settlement money

Dear Sir/Mam
I am Manas Baruah from Assam. Have paid my loan for two wheeler. And remaining bounce charges was made me paid as a one time settlement. Where as i paid the settlement money and in the receipt its clearly written money paid for settlement. But i am getting calls from Calcutta And asking for money. Kind request to give me my NOC....
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Vishnu Prasath K
Jul 24, 2022
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Received OTP for loan application

I did not apply for any loan in L&T. But I've received the OTP for a loan application. Someone is using my personal details. Kindly remove my details...
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J
Jaspreet kaur Manpotra
Jul 7, 2022
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Non receipt of excess amount of Rs. 17000/- for more than 45 days.

I closed my home loan on 6th May 2022 with L&T housing loan. At the time of closure, they informed me that there is an excess amount which has been paid of Rs.17000 & they will refund it to me as soon as I get the list of documents post cheque is cleared. They asked me to provide a canceled cheque (HSBC) on which I need the refund along with the letter and the same was provided at the Koramangala branch on 23 May 2022 while collecting the...
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G
Guha Kalyan
Jun 22, 2022
Jan 9, 2025
This thread was updated on Jan 9, 2025
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9LTINFRAFINC122 -- Purchased on 2012 - 24 nos - due to mature in March22

Address: Mumbai Santacruz

I purchased L&T infrastructure bond 24 nos @ Rs1000 in Dmat form through ICICI direct. It is suppose to mature in March 2022 & the price is showing Rs 2353 as on date - 21/6/22 in my Dmat a/c. Since I have purchased in Dmat form I did not receive physical copies of bond. Though the details are appearing in Dmat form.
Till now I have neither received any information nor the amount. It is clearly written that on maturity amount shall...
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A
akshaymehra1984
May 30, 2022
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Fraud and scam loan issued on my name

Address: Villa no. A-66 paramount golfforeste

I have not taken any loan from l&t finance company and I keep on getting calls and messages from this company like one time password and they are issuing loan which I have not taken as I don't need any loan...
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M
mr.rahulks
from Hyderabad, Andhra Pradesh
Apr 24, 2022
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Loan EMI Date Change Request

Hi, I request you to please change my two wheeler EMI date to 7th of every month as my salary gets credited on 6th. Now my current due date is 3rd and it is creating problem. I request you to please change the date in which case all the EMI will be paid on time. It will be really great if it is done now as I am still waiting for my salary to credit

Regards,
Rahul Kumar Singh...
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S
ss24250
from D.P Palayam, Tamil Nadu
Apr 7, 2022
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Non Receipt of L&T Infra Bond (2011B Series 2 ) Money

I have purchased l & t infrastructure bond 2011B series 2 in 10th January 2012. Redeemed bond period now is over but still I have not received the money. Due to corona I am suffering for money. So, I need money immediately. Information is as under.

Name: Sugirtha Mangaiyarkarasi
Mobile No: +91 [protected]
Registered Folio no. 20764171
Certificate no. 231832
Distinctive no. [protected]br...
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A
Ayush Shaw
Feb 15, 2022
Feb 5, 2024
This thread was updated on Feb 5, 2024
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I'm getting loan related sms and emails about payment failed, but I've not taken any loan

I've been getting a lot of emails and sms lately regarding some loan EMI payment being failed from SBI, but I've not taken any loans from L&T finance. Also, I've never approved an E-mandate on an SBI account.

These are the contents of a recent mail:
---
L&T finance
₹14, 126.00
Payment Failed
In case your money has already debited from your account, It will credit to your bank account within...
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S
sanjayksingh0107
Feb 14, 2022
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Request Letter to furnish Details for claiming Redemption Amount for Long Term Infrastructure Bonds 2012A (Reg Folio No: 23447509)

Dear Sir/Madam,

I have already written mail, on 25.01.2022 to the concerned email ID I found on the internet ([protected]@ltfs.com) but I did not get any response - and the other email ID on the back of the Debenture Certificate does not exist as shown by gmail.

This complaint is regarding the purchase of "Long Term Infrastructure Bonds 2012A" of L&T Infrastructure Finance Company Limited in the year...
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M
[email protected]
Feb 5, 2022
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Repetitive loan offer sms containing malicious unsecured link

Address: India

I get SMS from AD-LNTFIN everyday offering personal loan. I have never subscribed or requested for loans. I have enabled DND, but still receive this SMS. There is no option to manually block this SMS.
The SMS also has an unsecured link clicking on which will generate OTP.
This SMS looks to be scam....
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K
Kevin Ruth
Aug 18, 2021
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NOC Not issued til now in spite of settlement amount paid twice just under the pressure of the L&T employee

Address: Dehradun Branch

LOAN NUMBER :897802
Incident date : 15 Sept 2020
It has been 11 Months since I have paid the settlement amount which the l&t Finance employees asked me to pay
I had made the payment in Full when one of the employee for the company visited my house and made the payment successfully

later on i personally visited office for the NOC so I got to know the amount still shows pending and this amount is all which...
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T
Tarasia
Aug 17, 2021
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NOC regarding my two wheeler loan closure

Dear sir, I ll be highly grateful to you i[censored] are kind enough o issue me NOC certificate regarding my closure of two wheeler loan. My loan a/c No. is:- T[protected].
Thanking you in advance.
Reg.Subhendu Kumar Tarasia
Mob. No.[protected]...
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S
sonu_1981
Jul 8, 2021
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Two wheeler loan settlement

Address: ICHAPUR, NORTH 24 PARGANAS, 743144
Website: www.ltfs.com

Hi, i, sanjib dutta purchase a bike 9 month ago by finance of l&t finance, but now i have very much financial problem to carry emi of rs.2350/-, so i want to settlement my account and for that i submit a request through ltfs.Com on 6th july'2021 and received a case id 05337537. But still now i don't get any reply,
so please solve the matter as soon as possible,

thanking you
sanjib dutta...
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