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Muthoot Complaints & Reviews

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Updated: Sep 13, 2025
Complaints 532
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Muthoot reviews & complaints page 6

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S
sabei_xd
Jul 29, 2021
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I paid money to imuthooth app for my gold loan account, money was debited but not credited to my account.
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    Komal Ankit
    Jul 29, 2021
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    Address: Delhi rohini sector 3 brance
    Website: [email protected]

    Dear sir Please help me my sister have gold loan in muthoot fincorp in delhi rohini sector 3 branch this branch auction her Gold she dint know how to write mail or complaint so sir behalf of her im writhing this mail she is in big trouble she taking gold loan 24/09/2020 and her gold loan number is - F53801, i would like to inform you that i had an accident and due to which caused several injured due to crisis i was not been able o have glance over my financial matters. sir, now-a-days my financial condition is bad to worse after that i will pay all dues.
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      F
      Fasith LF
      Jul 20, 2021
      Resolved
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      Resolved

      Good morning sir I need to file about complaint for kulu center . Center Id : ML0491S02C0047 this center Ro name : Mathesh he collected money for each coustomer but he did not give bill .I will ask several time for bill but he did notgiven any bill and i also ask bill for manager of Thiruvaiyaru branch . Manager also did not take any action and he didn't give bill . Lot of problems come in center .RO collects money from coustomer .Manger make call to same customer for pay loan emi . Plz take immediate action. Past 1 year he didn't give bill .If your loan card instructions bill not given you should not pay the money . But your RO not given any bill plz take immediate action
      Jul 20, 2021
      Complaint marked as Resolved 
      Good
      Dear sir,

      Regarding conversation with rajeesh on 18/09/2021, he told to pay 2761 then we can waiver the additional balance amount as per the format given by the him, but unfortunately today another one in palakkad Mr. Gireesh from legal department palakkad told to come directly to the bank for noc collecting also it's your duty to collect all the documents only less amount to close given as example by him that if you have an accident you will emergency went to hospital like that it's your responsibility to come to the office directly and close the full amount, he use bad languages, if you want to waiver the amount I can only help, other wise you go to legally with out any hesitation . It's create me very disappointed, unhappy, mentally harassment in my working atmosphere.

      This is my second loan in your bank, check my previous loan details and present loan details with your bank, because of my salary account change I told to change it but not changed so that I need to pay additional bounce charge and double interest with covid 19 situation moratorium taken, additionly three months extra premium and interest taken, all this payment closed even if Mr. Gireesh create mentally and physically threatened, my closing date December.

      Any emi or additional payment pending to the customer we can get any reminder or message, email, letter, followup from the branch, not even any legal action didn't get it from the branch, i called several times even to get my details, after that two months over, while asking my noc the approach to the customer is very bad, I trust the muthoot but now I can understand that not even single reminder to the customer about his loan details, l never suggest your loan again in future to me and my colleagues. Worst experience from your bank due to this situation.

      Kindly to the needful.
      Dear sir,

      Regarding conversation with rajeesh on 18/09/2021, he told to pay 2761 then we can waiver the additional balance amount as per the format given by the him, but unfortunately today another one in palakkad Mr. Gireesh from legal department palakkad told to come directly to the bank for noc collecting also it's your duty to collect all the documents only less amount to close given as example by him that if you have an accident you will emergency went to hospital like that it's your responsibility to come to the office directly and close the full amount, he use bad languages, if you want to waiver the amount I can only help, other wise you go to legally with out any hesitation . It's create me very disappointed, unhappy, mentally harassment in my working atmosphere.

      This is my second loan in your bank, check my previous loan details and present loan details with your bank, because of my salary account change I told to change it but not changed so that I need to pay additional bounce charge and double interest with covid 19 situation moratorium taken, additionly three months extra premium and interest taken, all this payment closed even if Mr. Gireesh create mentally and physically threatened, my closing date December.

      Any emi or additional payment pending to the customer we can get any reminder or message, email, letter, followup from the branch, not even any legal action didn't get it from the branch, i called several times even to get my details, after that two months over, while asking my noc the approach to the customer is very bad, I trust the muthoot but now I can understand that not even single reminder to the customer about his loan details, l never suggest your loan again in future to me and my colleagues. Worst experience from your bank due to this situation.

      Kindly to the needful.
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        K
        Kmishra12
        Jul 12, 2021
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        Address: Sec 22 Market, Gurgaon near rotary public school

        Hi Team,

        I have an issue with the interest charged when the payment got delayed by only 1 day. I would request to reverse the charges as soon as possible. Due to some financial reason I could not make the payment for 1 month and in 2nd month I was trying to make the payment but it was showing an error and that day crossed and I was not aware that due date is being counted on the basis of no. of days in the month and hence due date and high penalty imposed so please reverse these charges and I will pay the valid interest for two months which was showing on due date.
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          Kumar9968
          Jul 2, 2021
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          Address: Narela, Delhi near SBI bank

          Muthoot staff give wrong information every time & charge Extra amount on EMI. When we talk to staff all time give different statement & misbehave with me.
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            Amirsohail
            Jun 20, 2021
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            I (Aparna Imran) am the customer of muthooth finance branch titagarh, I have take a gold loan of Rs 1 lakh 9 thousand my loan no 03316mul9320 firstly he at the time of loan he told me the 1 Rs rate of intrest and he told mein Rs 1373 intrest you have to pay every month after that I have just asked him to increase 30 thousand amount that is total 1 lakh 38 thousand instead of 1 lakh 9 thousand he have done but without and rate of intrest information and after with increamnent of 30 thousand the intrest become Rs 2535 because now for the 30 thousand increamnent of loan he change the rate of intrest saying now it became Rs 1.83 instead of Rs 1. And this information is not given by muthooth employee he hide this and told me after my enquiry.
            employee in titagarh branch he is totally making fools and wrong direction of company policy not clear to the customer and even you can say for his growth making fraud to customer and using company policy.
            Kindly escalate and solve the matter and I absolutely go through RBI ombudsman for nbfc this behaviours towards customer.

            Regards,

            Aparna imran
            Jun 20, 2021
            Updated by Amirsohail
            (Aparna Imran) am the customer of muthooth finance branch titagarh, I have take a gold loan of Rs 1 lakh 9 thousand my loan no 03316mul9320 firstly he at the time of loan he told me the 1 Rs rate of intrest and he told mein Rs 1373 intrest you have to pay every month after that I have just asked him to increase 30 thousand amount that is total 1 lakh 38 thousand instead of 1 lakh 9 thousand he have done but without and rate of intrest information and after with increamnent of 30 thousand the intrest become Rs 2535 because now for the 30 thousand increamnent of loan he change the rate of intrest saying now it became Rs 1.83 instead of Rs 1. And this information is not given by muthooth employee he hide this and told me after my enquiry.
            Your employee in titagarh branch he is totally making fools and wrong direction of company policy not clear to the customer and even you can say for his growth making fraud to customer and using company policy.
            Kindly escalate and solve the matter and I absolutely go through RBI ombudsman for nbfc this behaviours towards customer.

            Regards,

            Aparna imran
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              Y
              Y.RAMESH BABU
              from Delhi, Delhi
              Jun 14, 2021
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              Website: Muthoot group.com

              I was allotted 100 ncds of rs 1000 each of muthoot finance in the year 2016 through sbicapsec online. The ncds are matured and due for refund on 12 thmay 2021. But sofar I did not get the amount. I wrote several mails to the company. Also tried to contact over phone. But they are not responding.
              Allotment advice number [protected]
              Application number 20340469
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                Sivaids
                Jun 12, 2021
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                My name is siva, have a gold loan in Muthoot. I visited branch to repay whole loan amount and collect my gold back. The employee were forced me to pay only cash. Since I have amount in bank, I could not. After some discussion asked me to pay via app then I paid. But my gold was not given and I was waiting for hours. Saying transaction is under process. How these customer against firms are operating with out any fear of legal obligations and customer rights. Please consider, this was given me lot of mental stress on me.
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                  Y.RAMESH BABU
                  from Delhi, Delhi
                  Jun 8, 2021
                  Resolved
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                  Resolved

                  I got alloted 100 ncds of the company which was applied online thru sbicapsec in the year 2016 . They are now matured by 12th May 21. The company not yet refunded my investment. They are not responding to my mails and phone calls. My application No. 20340469

                  RAMESH BABU YADA
                  Jun 14, 2021
                  Complaint marked as Resolved 
                  My complaint not yet resolved. But automatically seen resolved. How this happen without resolving
                  Jun 08, 2021
                  Updated by Y.RAMESH BABU
                  How to track my complaint registered today. Do I get any complaint number.
                  Jun 14, 2021
                  Updated by Y.RAMESH BABU
                  I got alloted 100 ncds of the company which was applied online thru sbicapsec in the year 2016 . They are now matured by 12th May 21. The company not yet refunded my investment. They are not responding to my mails and phone calls. My application No. 20340469. My complaint not yet resolved
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                    G
                    geetasethi
                    Mar 22, 2021
                    Resolved
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                    Resolved

                    Address: kirti nagar
                    Website: online.muthootfinance.com

                    I paid 449 on 20.03.2021 for my existing gold loan interest through mobile online site. The transaction was successful but not update in my existing loan account. The transaction was made by netbanking
                    Please solve my problem,
                    my loan no. 1123/MOL/846

                    my payment details mentioned below
                    View Transaction Details
                    Transaction Details
                    Reference ID:[protected]
                    Transaction Type:Shopping Mall Payment
                    From Account:[protected]
                    Transaction Date(dd/MM/yyyy)20/03/2021
                    Request date(dd/MM/yyyy)20/03/2021
                    To Account:TECHPROCESS PAYMENT SERVICES
                    Beneficiary Account Number:[protected]
                    Transaction Amount:INR 448.72
                    Remark:int of mar21
                    Transaction Status:Success
                    External Reference Number:[protected]
                    Mar 22, 2021
                    Complaint marked as Resolved 
                    pls refund my amt at the earliest ur update in my loan account
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                      P
                      PARVESH khatri
                      from Delhi, Delhi
                      Jan 18, 2021
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                      Address: Khandri bilding chand nagar kusa mumbra

                      I want to complaint about EMI
                      Of OVERDUE
                      I have pay all EMI
                      Then way OVERDUE
                      Solve this problem
                      Call me [protected]
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                        M
                        Mari Mariyappan
                        Dec 23, 2020
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                        relieving order and experience certificate need

                        Address: Chennai
                        Website: [email protected]

                        I am Mariyappan.i am middle class family.i am worked muthoot finance ltd four years.this year corona issue i am going to native place.public transport issue i am not come my office.so my company remove of the company.but not give relieving order and experience certificate.so any another company not give a job.i want relieving order and experience certificate need must.kindly accept my request....
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                        fahimullah
                        from Powai, Maharashtra
                        Dec 19, 2020
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                        Address: CHENNAI AVADI, (00761)

                        Dear Sir /Madam,

                        I have transferred an amount of Rs.20004.72 on 3rd December 2020 from Punjab National Bank through net banking "Muthoot Finance" web techpay portal. Amount deducted from my bank but not credited to "Muthoot Finance" Avadi Branch AVADI (00761), here with enclosed my bank transaction details for your reference.

                        Kindly do the needful

                        Fahimullah
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                          D
                          Dipak231
                          Nov 20, 2020
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                          Noc request

                          Address: West bengal Nadia

                          I am two wheeler loan customer. My loan installment is completed in July 2020. Noc request submit online and query replay that noc despatched. But noc too long days ago not received from fincrop. Please help me that noc send to home address or nearest br. Office krishnagar, nadia as soon as possible. Thank you
                          Name DIPAK KUMAR GHOSH, Phone [protected], loan account no. 18066383 mail I'd [protected]@gmail.com....
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                          Address: Virar

                          I have 9 emi pending with muthoot finance i already paid 3 emi by last, i am suffering from family financial issue, already i told the recovery agent that i will pay 3 emi by next month. in my house only 1 person is working due covid my husband lost the job and i am the only 1 is working . give me some time to pay the remain amount and your recovery agent is harrasing my husband for remaining emi inform them dont call him (my husband number...
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                          Paramjeet Mangat
                          Nov 5, 2020
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                          Please help to change my gold loan scheme . i have changed it by mistake online to get top-up.
                          loan detail is attached herewith
                          paramjeet
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                            Paramjeet Mangat
                            Nov 5, 2020
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                            Dear Team,
                            I have received the top-up facility on my existing gold loan today but by mistake i have selected wrong scheme which is highest scheme and now the interest rate is very high . please help to cancel the scheme and help to go back on previous scheme. i did contact the branch but i was suggested to pay interest charges and processing fee which is very high for a day. i have attached the document for consideration.
                            I am an old customer of Muthoot, please ignore my mistake, interest charges.
                            Very urgent.
                            Regards
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                              D
                              Dipak231
                              Oct 19, 2020
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                              NAME : DIPAK KUMAR GHOSH
                              LOAN NO : 18066383EMI
                              Amount : Rs. 2, 100/-
                              ADDRESS : C/O - GANESH CHANDRA GHOSH
                              VILL - GOBINDAPUR (NEAR B.D.OFFICE)
                              P.O. - GOBINDAPUR, P.S. - HANSKHALI,
                              DIST - NADIA, PIN - 741505
                              MOBILE NO : [protected]
                              I request you that I want to get my NOC by Email. Please help me.
                              Nov 21, 2020
                              Updated by Dipak231
                              I am two wheeler loan customer. My loan installment is completed in July, 2020. NOC request submit online and query replay that Noc dispatched. But Noc too long days ago not received from fincrop. Please help me that Noc send to home address or nearest br. office Krishnagar, Nadia as soon as possible. I request you that I want to get my NOC by Email. Please help me. Thanking you.

                              NAME : DIPAK KUMAR GHOSH
                              LOAN NO : 18066383EMI
                              Amount : Rs. 2, 100/-
                              I am two wheeler loan customer. My loan installment is completed in July, 2020. NOC request submit online and query replay that Noc dispatched. But Noc too long days ago not received from fincrop. Please help me that Noc send to home address or nearest br. office Krishnagar, Nadia as soon as possible. I request you that I want to get my NOC by Email. Please help me. Thanking you.

                              NAME : DIPAK KUMAR GHOSH
                              LOAN NO : 18066383EMI
                              Amount : Rs. 2, 100/-

                              .
                              Dipak231's [Complaint's author] reply, Nov 21, 2020
                              I am two wheeler loan customer. My loan installment is completed in July, 2020. NOC request submit online and query replay that Noc dispatched. But Noc too long days ago not received from fincrop. Please help me that Noc send to home address or nearest br. office Krishnagar, Nadia as soon as possible. I request you that I want to get my NOC by Email. Please help me. Thanking you.

                              NAME : DIPAK KUMAR GHOSH
                              LOAN NO : 18066383EMI
                              Amount : Rs. 2, 100/-
                              I am two wheeler loan customer. My loan installment is completed in July 2020. Noc request submit online and query replay that noc despatched. But noc too long days ago not received from fincrop. Please help me that noc send to home address or nearest br. Office krishnagar, nadia as soon as possible. Thank you
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                                Rasika Bhogvekar
                                Oct 13, 2020
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                                Address: Virar East

                                My contact no.: [protected] / [protected]. due to covid, i am unable to paid my remaining emi, still this month i will paid the 3 emi but still the recovery agent ([protected]/[protected]) will call me and use very harsh languare, also send me whatsapp messages.

                                i will pay my remain remain amount but dont want any call from recovery agent
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                                  Mulia123
                                  Oct 3, 2020
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                                  Address: Dhenkanal. Odisha
                                  Website: [email protected]

                                  Hi I am chinmay Kumar mulia. Mobile number is [protected].i paid through phone pay on Dtd. 02.10.2020 at 12.30 pm 10000 rupees to muthoot fincorp Ltd gold loan interest but the transaction is pending till Now as 2 days pass. Link send by muthoot fincorp Ltd. Transaction is pending. Money deducted from my account but till pending
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