| Address: Modakhera Adampur Hisar haryana, 125052 |
It is a request that i took a vehicle loan of rs. 460000 for 7 years through oriental bank of commerce mandi adampur hisar.in which the following types of disturbances have been done —
1... Whose monthly installment ₹ 8000 was told, which i have been paying regularly on time. Many times i have paid more than the installment in which my installment has been reduced! ₹ 6956/monthly installment accordingly, i have paid a lot of money, even though i am seeing the arrears and the amount of money given by the savings account is taken away, due to which i have trouble dealing with the account!
2... The interest of my loan was reported as 10.25% annually, which should be taken 1 time a year, whereas interest is levied every month. If it was to be done every month, your document should have been written monthly, it is against the rule, deception is illegal.
3... Car loan interest has been reduced by all banks to 8.25% annually, while i am still getting 10-99% annual instead of 8.25% and 10.25%.
4. There has been heavy irregularities in monthly interest payments. As on 31/01/2014, the interest of[protected] and 28/02/14 of[protected], 30/4/14 to 4444167 of 4004, thus the interest of lesser amount is less and more interest is incurred. The stated interest rate does not match.
5. Many times i went to the bank and i prayed through the email but the bank officials did not solve my problems. Finally, on tight 11/02/2016, i filled out the whole loan and prayed for form 35a. But even after going through the bank many times, i have not yet given form 35a.
Therefore, i request you to check my full account back and refund the money and return to me and avail the form 35a and take action against bank employees who are excessively harassing me.
Applicant
Rohtash kumar
A/c no. [protected]
Ifsc orbc0101816
Mob. No. [protected]
Oriental Bank Of Commerce customer support has been notified about the posted complaint.