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PaySense Complaints & Reviews

1.3
Updated: Jul 14, 2025
Complaints 582
Resolved
137
Unresolved
445
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PaySense reviews & complaints page 17

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K
Karishma02
Jan 25, 2020
Resolved
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I took a loan from paysense. I have cleared all my dues but still paysense is charging me mentioning as they couldn't deduct the amount from my bank, where as they deducted it on time. I have sent may emails to support team to close my loan account and not to charge me but there is no response from them. Please help me and report the paysense to stop charging and to close my loan account asap
Apr 16, 2020
Complaint marked as Resolved 
Verified Support
Jan 28, 2020
PaySense Customer Care's response
Dear User,

Greetings From PaySense.

We truly regret for the inconvenience caused and sincerely apologies for the same. As we are unable to find any details here would request you to please help us with your registered email id or write us at [protected]@gopaysense.com & we shall assist you at the earliest.

Your co-operation is highly appreciated.

Regards,
Team PaySense
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    K
    Karishma02
    Jan 25, 2020
    Resolved
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    Resolved

    I took a loan from paysence. I have cleared all my dues but still paysence is charging me mentioning as they couldn't deduct the amount from my bank, where as they deducted it on time. I have sent may emails to support team to close my loan account and not to charge me but there is no response from them. Please help me and report the paysence to stop charging people and to close my loan account asap
    May 16, 2020
    Complaint marked as Resolved 
    Verified Support
    Jan 28, 2020
    PaySense Customer Care's response
    Dear User,

    Greetings From PaySense.

    We truly regret for the inconvenience caused and sincerely apologies for the same. As we are unable to find any details here would request you to please help us with your registered email id or write us at [protected]@gopaysense.com & we shall assist you at the earliest.

    Your co-operation is highly appreciated.

    Regards,
    Team PaySense
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      M
      mayank26
      from Delhi, Delhi
      Jan 20, 2020
      Resolved
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      Resolved

      Address: 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, Mumbai City, Maharashtra, 400054
      Website: www.gopaysense.com

      I have received email that my loan amount has been disbursed and credited to my bank account but no amount has been credited to my bank account.

      I have been contacting PaySense Customer Care but no one is responding from past 5 days and the WhatsApp number they have provided has also blocked me and are not solving any query.

      Please get this issue solved and get my money credited to my bank account or else get the loan cancelled.
      Feb 3, 2020
      Complaint marked as Resolved 
      Payment received on 03.02.2020. Pre-EMI to be revised.
      Verified Support
      Jan 23, 2020
      PaySense Customer Care's response
      Dear Mr.Mayank,

      Greetings From PaySense.

      We truly regret for the inconvenience caused and apologies for the same. In continuation to the telephonic conversation with our customer care executive as informed, we have escalated your issue and update you for the same at the earliest.

      Your co-operation is highly appreciated.

      Regards,
      Team PaySense.
      Jan 24, 2020
      Updated by mayank26
      Your customer care executive asked me to wait for 24 hours on Monday but till now I haven’t heard anything from her. My issue has also not been solved by you as I have not received the loan amount.

      If this is the case I would ask you to revise my first EMI by reducing the amount of Pre-EMI.
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        S
        Sumathi1107
        Jan 18, 2020
        Resolved
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        Resolved

        Address: Bangalore, Karnataka

        I had applied for a personal loan and submitted all documents on january 8th 2020. The loan application status is showing approved in app and got a message stating application sent to bank for disbursal and it will be credited to my account in 48 hours. Its more than 10 days but till now there is no response for the queries i raised through the app. I had raised an email query and also selected a call back but did not get any response for that too.
        +1 photos
        Apr 15, 2020
        Complaint marked as Resolved 
        Verified Support
        Jan 21, 2020
        PaySense Customer Care's response
        Dear User,

        Greetings From PaySense.

        We truly understand your concern and apologies for the same. As we are unable to find any details here would request you to please help us with your registered email id or write us [protected]@gopaysense.com & we shall assist you at the earliest.

        Regards,
        Team PaySense.

        as we are unable to find any details here would request you to please help us with either your registered contact number or email id with Paysense. Also request you to please elaborate your query in brief.
        I missed the payment date of my loan by 12 days.
        And so Paysense people hacked into my contacts. And called and harassed my contacts.
        How did they hack into my account and how did they get my contacts this is breach of security.
        I will take this to consumer court
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          N
          Naveen Indolia
          Jan 16, 2020
          Resolved
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          Resolved

          My loan id is [protected]. I have received the alert on 16.01.2020 at 11 pm stating that loan has been disbursed and has been credited in my bank account and even paysense have updated emi over the app. While i have checked the same in my account it is not yet credited.
          I have mailed to support id with bank statement but i have not received any response till time. It is a panic situation for me and i am felling like suicide. I am already depressed and thats why opt for the loan but these people hardly bothers on this.

          Please help me paysense or else you will be only responsible if something happens to me in depression state of mind.
          May 16, 2020
          Complaint marked as Resolved 
          Verified Support
          Jan 21, 2020
          PaySense Customer Care's response
          Hello Mr.Indolia,

          Greetings From PaySense.

          Please accept our sincere apologies for the inconvenience caused. Our support team has reverted back to you on mail providing the loan amount transfer details, request you to kindly check the same.

          Kindly let us know if there is you need any further assistance. We will be more than happy to assist you.

          Regards,
          Team PaySense.
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            R
            Rohan Vaddiparty
            from Mumbai, Maharashtra
            Jan 13, 2020
            Resolved
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            Resolved

            Hi. I'm constantly getting payment reminders calls automated even after paying all the emi's. I've never missed any payment. Please fix this as soon as possible. Your app shows that is been paid too. This is not the first time i'm having issues with you guys, last time i was being charged for penalty ever day for a payment done long back. Fix your servers or else people who really pay you back will stop using you services.

            Contact me: [protected]
            Apr 23, 2020
            Complaint marked as Resolved 
            Verified Support
            Jan 13, 2020
            PaySense Customer Care's response
            Hello Mr. Vaddiparty,

            Greetings From PaySense.

            Please accept our sincere apologies for the inconvenience caused. Your issue has been escalated to the concern team and we will make sure you do not face any such issue in future. For any further assistance, you can write us at [protected]@gopaysense.com & we shall assist you at the earliest.

            Regards,
            Team PaySense
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              G
              girishkatre
              Jan 10, 2020
              Resolved
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              Resolved

              Address: 8th Floor, Empresa building, 2nd Rd, Ram Krishna Nagar, Khar West, Mumbai, Maharashtra 400052, 411057
              Website: Paysense.in

              I got loan from paysense in nov 2019, before my first emi i lost my phone. I lodged a complaint to recover my old number with jio. I found out that sim was registered with my old friends name. He is not responding to my calls and texts due to some past issues. I mistakenly registered with paysense from same number not knowing the fact that number was not mine. Now im not able to pay emi and paysense is not responding in any way possible. I have been trying for 3days to get their payment details for timely emi payment. Now they've charged penalties for late payment. I was able to pay it on time only if my issue wouldve been resolved. Paysense hasnt yet responded.
              Apr 14, 2020
              Complaint marked as Resolved 
              Verified Support
              Jan 13, 2020
              PaySense Customer Care's response
              Hello Mr.Girish,

              Greetings From PaySense.

              In continuation to the telephonic conversation with our executive, we hope that we were able to answer all your queries with regards to login into the PaySense account and number change. For any further assistance kindly mail us at [protected]@gopaysense.com & we shall assist you at the earliest.

              Your understanding and co-operation is highly appreciated.

              Regards,
              Team PaySense
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                A
                abhishek GS
                Jan 10, 2020
                Resolved
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                My loan id is [protected]. I have received the alert on 09.01.2020 at 11 pm stating that loan has been disbursed and has been credited in my bank account and even paysense have updated emi over the app. While i have checked the same in my account it is not yet credited.
                I have mailed to support id with bank statement but i have not received any response till time. It is a panic situation for me and i am felling like suicide. I am already depressed and thats why opt for the loan but these people hardly bothers on this.

                Please help me paysense or else you will be only responsible if something happens to me in depression state of mind.
                +1 photos
                Apr 15, 2020
                Complaint marked as Resolved 
                Verified Support
                Jan 16, 2020
                PaySense Customer Care's response
                Dear Mr.Abhishek,

                Greetings From PaySense.

                In continuation to the telephonic conversation with our customer care executive, We hope that we were able to answer all your queries. For any further concerns kindly mail us at [protected]@gopaysense.com and we will assist you at the earliest.

                Regards,
                Team PaySense
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                  E
                  eeshumaa
                  from Pune, Maharashtra
                  Jan 8, 2020
                  Resolved
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                  Resolved

                  Address: MUMBAI Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, 400054 Maharashtra, India, 411060
                  Website: www.gopaysense.com

                  25th December I have submitted NACH form to your executive, today is 7th till now amount is not transferred to my account. Daily I am sending messages but there is no response . Paysense is a scam! I have completed all the loan verification process., the NACH, & address verified successfully but the loan is not yet sanctioned more than 72hrs are over, please let me know the status. Regards, Meena Sharma. M-[protected]
                  Jan 9, 2020
                  Complaint marked as Resolved 
                  there is no updates till now, no reply mail, i am waiting for your reply, today is 9th of January.i applied 25/12/2019.
                  Jan 10, 2020
                  Updated by eeshumaa
                  There is still no response after asking my email from paysense. Its been 15days now. Heavily disappointed by such a fake company.
                  Verified Support
                  Jan 13, 2020
                  PaySense Customer Care's response
                  Dear User,

                  Greetings From PaySense.

                  We truly understand your concern and apologies for the same. Since we are not able to find your detail, request you to kindly help us with your registered email and we shall assist you at the earliest.

                  Your understanding & co-operation is highly appreciated.

                  Regards,
                  Team PaySense.
                  Jan 13, 2020
                  Updated by eeshumaa
                  company is very slow working .. and there is no contact no so that we can talk..i am waiting for your reply, today is 13th of January.
                  Jan 17, 2020
                  Updated by eeshumaa
                  cancellatiion of loan

                  I Meena Shamra applied for loan on 25 december 2019. 26th app updated the address verification and NACH form submitted. All verifications were completed. Thrice the guy came for address verification still i havent received the loan. When i emailed you u told address needs to be verified again. The guys were named Ravi and Tushar ([protected]) ([protected]) ([protected]). These people verified three times, still not received the loan. Who r these people?? why havent they submitted the report?? If my documents get misused ill blame you! today 22 days are passed still loan not received. Why????? Please cancel the loan, dont need it now! and return my documents.
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                    M
                    mihir jha1
                    Jan 7, 2020
                    Resolved
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                    Address: 560068

                    I am mihir from Bangalore and i applied for loan of rs 192000 on paysense. After continuous document exchange from the company for over weeks, the applied loan amount in paysense was disbursed on Friday but the amount is still not credited in my bank account. i have sent mails couple of times It's been more than 4 days. i tried contacting from their customer service but there is no response from their side. please help me asap.
                    Apr 15, 2020
                    Complaint marked as Resolved 
                    Verified Support
                    Jan 08, 2020
                    PaySense Customer Care's response
                    Hello Mr.Mihir,

                    Greetings From PaySense.

                    With regards to your query, we truly regret for the inconvenience caused and apologies for the same. Since we are unable to find your details, request you to kindly help us with your registered email id & we shall assist you at the earliest.

                    Your co-operation & understanding is highly appreciated.

                    Regards,
                    Team PaySense
                    I have loan in paysense I'm paid the payments as per installment date but my amount was debited nearly 500 rupess
                    Yesterday i.e 11jan got a message stating the amount credited to account but when i check it's not credited kindly get back i have message and email to paysense team response from there end and no response from them . Awaiting for response

                    loan amount not credited but disbursed - Comment #3626668 - Image #0
                    Team,

                    I have Send mail Around last 5 days but No response in Paysense.

                    So i Request to please call back or reply on mail

                    Number :- [protected]
                    Mail :- [protected]@gmail.com
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                      V
                      Vegdani
                      from Mumbai, Maharashtra
                      Dec 29, 2019
                      Resolved
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                      Resolved

                      I settled my loan with paysense for the amt of rs 15120. I made the payment in 3 installments. I am still receiving messages from paysense via what's app, normal text & even calls, asking to make payment. I have also send them an email in regards to this issue, but no response. This is disturbing us long time & creating mental harrassment. I have attached the email received from sumit verma in regards with settlement letter & payments we have made in 3 parts. Kindly request you to please look into this asap...
                      +7 photos
                      Apr 25, 2020
                      Complaint marked as Resolved 
                      Verified Support
                      Jan 08, 2020
                      PaySense Customer Care's response
                      Dear User,

                      Greetings from PaySense.

                      In continuation to the telephonic conversation with our collections team, we hope that we were able to answer all your queries. Further, we have also mail you the details with regards to your concern.

                      Hope this resolves your query.

                      We appreciate your understanding and cooperation in this matter.

                      Regards,
                      Team PaySense
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                        A
                        Atishghone
                        from Pune, Maharashtra
                        Dec 28, 2019
                        Resolved
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                        Address: 411009

                        I have taken a personal loan from your finance company till date and i am paying installments till this month, but i have delayed payment of installments this month but have used abusive and abusive words from my collection department by calling my relatives and friends. It should be noted that the type should be stopped as soon as possible or i have to take legal action you know that what you're going to give me seven days to take action on my mail id [protected]@gmail.com
                        Apr 26, 2020
                        Complaint marked as Resolved 
                        Verified Support
                        Dec 31, 2019
                        PaySense Customer Care's response
                        Dear User,

                        Greetings from PaySense.

                        We do not encourage such services and will definitely investigate this matter. Request you to kindly write us at [protected]@gopaysense.com so that we can look into your loan application and get back to you at the earliest.

                        We appreciate your understanding and cooperation in this matter.

                        Regards,
                        Team PaySense
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                          Sophia Sunita
                          from Bengaluru, Karnataka
                          Dec 20, 2019
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                          Address: E21/3, II floor, 4thcross,devinagar, bangalorre, Bangalore, Karnataka, 560094
                          Website: www.gopaysense.com

                          I got a message that i am eligible for 2lakhs and approval wud happen in 5 mins. After applying i was informed that it would take about 5 working days. It took more than 5 days infact for review of documents finally got a mail that my loan is approved for 2 lakhs and i was asked to send the signed nach soft copy through email. Which i did send on 16th dec. After sending the nach i am finding it difficult to reach out to these guys and with much difficulty, i get them on phone the only answer i get is that the amount will be credited in 24 hours... This is happening for the last 4 days i have a doubt that these guys are just collecting documents and not issuing loans. Please do the needful to resolve the issue
                          Hi Sophia,

                          Greetings from PaySense.

                          We truly regret the inconvenience caused due to delay in disbursal, our sincere apologies to you. Be rest assured we are genuine and have helped many users by disbursing loans into their accounts and wish to do the same for you.

                          Your case has been escalated to the relevant team, they will look into your concern on a priority basis and get back to you at the earliest within 24 working hours.

                          In case you have any further queries please feel free to reply back to the same email received from support and the team will be able to assist you.

                          Your understanding is highly appreciated in this matter.

                          Regards,
                          Team PaySense
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                            M
                            Manjeeta Nair
                            from Risod, Maharashtra
                            Dec 20, 2019
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                            I m having a probleming with my bank due to which the payment wasn’t done spoken with the person the call. The advisor was so rude her name was shruti i need to raise a complain against her she is harrassing me i need an action or else i will raise an complaint from my side plus she was saying that the about my status which i feel is not professional
                            Hi Manjeeta,

                            Greetings from PaySense.

                            We do not encourage such services and will definitely investigate this matter. As we are unable to find any details here, request you to please help us with your registered email id with us so that we can look into your loan application and get back to you at the earliest.

                            We appreciate your understanding and cooperation in this matter.

                            Regards,
                            Team PaySense
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                              A
                              akshayhanda95
                              from New Delhi, Delhi
                              Dec 20, 2019
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                              Dear team,

                              My loan got sanctioned 6 days back, after filling the nach form they told me that they would credit the amount in 2 days.in the app also they told that the amount will be credited in two days. But it has been 6 days now and nothing is updated and i had also raised a support ticket but they are not replying to anything.

                              Suport ticket number : 1511225
                              Hi Akshay,

                              Greetings from PaySense.

                              We truly regret the delay in disbursal and reply, our sincere apologies to you. We have escalated your case to the relevant team, be rest assured they will look into your concern on a priority basis and get back to you at the earliest within 24 working hours.

                              In case you have any further queries please feel free to reply back to the same email and the team will be able to assist you further.

                              We appreciate your understanding and cooperation in this matter.

                              Regards,
                              Team PaySense
                              Loan approval hone k baad bhi loan amount not showing in my account 3 month hone ja rhe h itna time too America se amount aane me b nhi lagta h .loan dena h too doo nhi to cancel kro Abhi paysence ek fake or fraud company hai .my no is [protected] ples tallk with me.
                              Aadi.ntishka's reply, Dec 31, 2019
                              Friends this company paysence is fake froud hai
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                                R
                                Rock1310
                                from Chennai, Tamil Nadu
                                Dec 20, 2019
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                                Address: Bangalore, Karnataka, 560064

                                I have taken loan from paysense the time i took the loan they said 16% and emi amount will be getting deducted then after 2 month i realised that they are charging 38% so i asked them what is the reason behind why they are charging 38% then didn't give me a proper replying and started abusing and they started threatening me to pay back the emi i am attaching the screenshot of one of the agent
                                +1 photos
                                Hi,

                                Greetings from PaySense.

                                We do not encourage such services and will definitely investigate this matter. As we are unable to find any details here, request you to please help us with your registered email id with us so that we can look into your loan application and get back to you at the earliest.

                                We appreciate your understanding and cooperation in this matter.

                                Regards,
                                Team PaySense
                                Just see how they scare people

                                threatening - Comment #3613290 - Image #0
                                threatening - Comment #3613290 - Image #1
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                                  V
                                  vijay vaza
                                  from Bengaluru, Karnataka
                                  Dec 19, 2019
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                                  Am paying paysens loan from past one year, but latest tow months was delayed because of my health issue and i requested them the same. They said ok for that but from past tow day they are calling to my contact list and literally abusing my friends and relatives. This is a illegal and i would like to launch a complaint in cyber crime also. These stupids are not following rules.
                                  Hi Vijay,

                                  Greetings from PaySense.

                                  We do not encourage such services and will definitely investigate this matter. As we are unable to find any details here, request you to please help us with your registered email id with us so that we can look into your loan application and get back to you at the earliest.

                                  We appreciate your understanding and cooperation in this matter.

                                  Regards,
                                  Team PaySense
                                  I have paid my 5th emi by auto debit NACH on 3rd dec. It was not updated on thier app ans showing under process. From then till now they are charging penalty to me.

                                  harassment - Comment #3613245 - Image #0
                                  harassment - Comment #3613245 - Image #1
                                  [email protected]'s reply, Dec 21, 2019
                                  How its resoved???
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                                    S
                                    Sinchan Ghosh
                                    from Kolkata, West Bengal
                                    Dec 17, 2019
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                                    Address: 137 A kalitala road. North purbachal. Kolkata, Kolkata, West Bengal, 700078

                                    I needed an urgent loan. As paysense advertise instant loan, I applied with them. Before submiting the NACH pdf the executive confirmed disbursal of loan by 48 hrs. Next day hard copy was picked up and residence varification done. Instant loan process, are these? Any way the 48 hrs passad and no disbursal happened. In the app its mentioned 3- 4 working days of disbursal time after documents pick up. But my need is over. They say I cannot cancel my application. Why should I accept a loan if I don't get it when needed. Now other customer complaints got me more scared. Please arrange cancelation of my application as its getting me mental pressure for which the missleading process is lible.
                                    Hi Sinchan,

                                    Apologies for the inconvenience caused to you.

                                    As per your request, we have initiated the cancellation and this would be done within 2 to 3 working days.

                                    If you have any other query apart from this please write to us at [protected]@gopaysense.com

                                    Regards,
                                    Team Paysense
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                                      C
                                      chandrabhan nadar
                                      from New Delhi, Delhi
                                      Dec 10, 2019
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                                      Address: C-69 GROUND FLOOR RDC RAJ NAGAR GHAZIABAD, Ghaziabad, Uttar Pradesh, 201001

                                      Dear sir my name is chandrabhan nadar, mene 1, 00, 000 ke loan ke liye apply kiya jo paysense ne mujhe 18/10/2019 ko 95870 mere account me send kiya the, or mujhe first emi ka message 5 december 2019 aaya tha, jab mene loan emi calculate kiya tha to usme only 5188 diya gya tha, first paysense walo ne mujse extra processing fee cut ki thi jo mene kafi mail ke dwara usko return kraya the. Or ab jab mene 5 december ko meri first emi jani thi to mere account me 5900 ka balance jabki paysense ke 5188 jane the. But enhone 6227 ka emi kat rhe the, mujhe bina inform kiya or usme etna balance na hone se first emi auto pay nhi ho payi thi
                                      Eske liye mene kafi mail bhi kiya the but mujhe abhi tak koi reply nhi kiya gay only mujhe ticket de diya jata h ki 24 hourse ke undar aapko reply kiya jayega

                                      Me director se bat krna chahta hu or
                                      Na hi me kisi ko late payment charge or na hi extra charge dunga, me aapka or apne vayvhar kharab nahi karna chahta hu
                                      Me es loan ko yahi cancle karana chahta hu or jo aapne mujhe amount send kiya the usko return kr dunga
                                      Yadi meri problem solve nhi ki gyi to me ek bhi pesa nhi dunga
                                      Aapko jo krna h kr lena
                                      Me kafi paresan ho gya ho mail dal dal ke koi reply hi nhi krta free ki salary lete h aapka staff
                                      Hi Chandrabhan nadar,

                                      Greetings from PaySense

                                      We deduct the Pre- EMI charge with the first EMI and this information is provided to you on the app before applying for the loan and also after applying for the loan. Complete information is provided in the app under the EMI details section.

                                      As we are unable to find your registered details here we would request you to please help us with your registered email id, so that we can look into this and help you at the earliest.

                                      Regards,
                                      Team PaySense
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                                        D
                                        Dashemanta
                                        from Delhi, Delhi
                                        Dec 9, 2019
                                        Resolved
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                                        Resolved

                                        Address: Kadugudi, 560067

                                        Sir my name is Hemanta Das I have applied loan from paysense. And complete d all legal formalities and sign tha NACH form and update also I have sign the hard copy of NACH and send. After that I got the message in the aap that my loan has been approved. And the amount will be disburse within 48 hours of working. But still my loan amount was not disburse.
                                        Dec 9, 2019
                                        Complaint marked as Resolved 
                                        My loan amount is still pending for disburse
                                        Dec 09, 2019
                                        Updated by Dashemanta
                                        My loan amount is not disburse after getting the loan approved on 26/11/2019
                                        Hi Hemanta,

                                        Greetings from PaySense.

                                        We truly regret the inconvenience caused due to delay in disbursal, our sincere apologies to you. As we are unable to find your details here, we request you to please help us with your registered email id so that we can look into it on a priority basis and help you at the earliest.

                                        We appreciate your cooperation and understanding in this matter.

                                        Regards,
                                        Team PaySense
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