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PaySense Complaints & Reviews

1.3
Updated: Jul 14, 2025
Complaints 584
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PaySense reviews & complaints page 21

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T
Teja12345
from Delhi, Delhi
Sep 11, 2019
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Address: Nellore, Andhra Pradesh, 524002

Hi i applied a loan of 1lakh rs in paysense it got approved and i did all my e-sign formalities in app its shows amount got disbursed but it didn’t credit in my bank account its shows amount disbursed on aug12th still amount didn’t credit in my bank account its been a month please help me through this and they activated my emi also but no money in my bank account
My Registr phn no :[protected]
Sep 11, 2019
Updated by Teja12345
My Registration phn no:[protected]
Hi Sai Teja,

There will be no deduction in EMI from your account if the loan amount has not been disbursed to you, be rest assured. The support team is already working on your case on priority and you shall receive an update on this at the earliest within 24 working hours.

Regards,
Team Paysense.
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    Chintala kalyani
    from Delhi, Delhi
    Sep 10, 2019
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    Address: 12-11-1899/5, Ambernagar warasiguda secunderabad, Hyderabad, Andhra Pradesh, 500044

    I have applied the loan on 27 th august 2019 and the signed the document manually which was collected by the executive and also sent the copy through mail for early proacess, loan approved on 4 th of this month's as per the process, it has been completed 5 working till now amount not dsibursed the money to my account, as per company policy it is an instant loan company,
    Hi Chintala,

    Apologies for the delay in the disbursal, Please help us with your registered email so that we can check your application and update you with the exact status.

    Awating for your reply.

    Regards,
    Team Paysense
    Chintala kalyani's [Complaint's author] reply, Sep 11, 2019
    Chintala kalyani's [Complaint's author] reply, Sep 11, 2019
    Dear paysense is this fair when we posted delay in dsibrusal so u ppl updated the information in the app and requested to apply gain, already we applied for an need of emergency after 7 days u have been suggest us to reapply again
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      Yangwok Senliak
      from Mumbai, Maharashtra
      Sep 9, 2019
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      Address: paysense services india pvt ltd 2nd road khar ram krishna nagar khar west mumbai maharashtra india, Mumbai City, Maharashtra, 400052
      Website: Gopaysense.com

      Hi i am yangwok Senliak I have taken a loan from paysense But the problem is about EMI and penalty.
      On 3 sept 2019 They have charge me penalty of Rs 1429 why I don't know about that I was trying to contact paysense but they didn't respond my mail and main problem is they don't have customer care number.
      But any how I have managed amount and paid EMI + penalty total Rs 6841/- because they are going to charge me 590 Rs every day if I will pay late and i thought that it's ok I will contact paysense later to resolve this problem.
      But today on 9 September 19 again they have deducted from my account Rs of 590
      Hi Yangwok,

      As discussed on the call, We haven't charged you anything extra apart from your pending EMI which you had to pay. The NACH bounce charge of 590 was charged by your Bank beacuse your NACH was bounced on 3rd of September.

      Hope we have resolved your query, If you have any other query apart from this, Kindly email us at support @gopaysense.com and we would love assist you.

      Regards,
      Team Paysense
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        Teja12345
        from Delhi, Delhi
        Sep 7, 2019
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        Hi my name is sai teja i applied loan on paysense on aug7th for me they approved 1lakh i did all my e-sign formalities after that in app it shows amount disbursed but amount not credited in my bank account its been 1month and i sent lot of mails but there is no response and they also sent me some utr number i enquire in bank about that utr number they said ita not a valid utr number i informed the matter to them by mail after that theyare not giving any rply to me
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          Teja12345
          from Delhi, Delhi
          Sep 7, 2019
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          Hi my name is sai teja i applied loan on paysense on aug 1st and i got approved 1lakh and i did all my e-sign formalities but in app it shows amount got disbursed but i didn’t get money in bank account i have sent lot of mails to paysense but they are not responding please help me through this and in app emi also activated but money not credited in my bank account its been more than a month
          Hi Palleti,

          Apologies for the delay in the disbursal process, We have escaltaed this to our concered team and an email is also sent to you related this, Please allow us sometime and we will try our best to get this disbursed ASAP.

          Regards,
          Team Paysense
          Hi Ravi I had bad experience with paysense better not to take anyone from paysense I sincere request you. I have taken loan from them they are harassing me. As I am paying regularly emi. 2 or 3 months I paid late they charged late payments. I had open heart surgery last month. They are forcing to pay the amount. I am paying regularly emi
          How many days i need to wait i need money by today i applied it for medical emergency coz of you company(Paysense) its getting more delay im sick of waiting please do it by today
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            C
            Chicco
            from Mohali, Punjab
            Sep 3, 2019
            Resolved
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            Resolved

            I had applied for a loan of 100000 Rs on 28th August 2019. I was asked to sign an agreement and a NACH form after that. Its 3rd September now but the amount has not been released into my account yet. What is the point of applying for an instant loan when it takes so many days. I am just being asked to wait for 24-48 days in the template emails they respond with upon contacting them.
            Sep 19, 2019
            Complaint marked as Resolved 
            Finally after nearly three weeks of waiting my account was disbursed today. Paysense definitely needs to work out on a better customer service. Regards
            Sep 06, 2019
            Updated by Chicco
            There is no response yet from Paysense. This shows how casually they are taking their business and ignoring their customers. Kindly do the needful asap. Thanks
            Sep 11, 2019
            Updated by Chicco
            There is still no response after asking my email from paysense. Its been 2 weeks now. Heavily disappointed by such a fake company.
            Sep 13, 2019
            Updated by Chicco
            Heights of irresponsibility by gopaysense. No response even after 14 days of applying for an instant loan.
            Hi Dear User,

            Apologies for the delay in the disbursal, Please help us with your registered email so that we can check your application and update you with the exact status.

            Regards,
            Team Paysense
            Chicco's [Complaint's author] reply, Sep 9, 2019
            Chicco's [Complaint's author] reply, Sep 12, 2019
            No update after re-submission of NACH form. 3 days back. Kindly be a little responsible and improve your customer services.
            Regards
            Hi Dear User,

            Apologies for the delay in the disbursal, Please help us with your registered email so that we can check your application and update you with the exact status.

            Regards,
            Team Paysense
            Chicco's [Complaint's author] reply, Sep 9, 2019
            Chicco's [Complaint's author] reply, Sep 12, 2019
            No update after re-submission of NACH form. 3 days back. Kindly be a little responsible and improve your customer services.
            Regards
            Hi,

            We truely regret the delay in disbursal. Your case is already been worked on priority, be rest assured you will receive an update on this at the earliest within 24 working hours on your registered email id.

            Regards,
            Team Paysense
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              Ketan Barapatre
              from Mumbai, Maharashtra
              Sep 3, 2019
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              Address: Hirawadi road, Bapunagar, Ahmedabad, Gujarat

              Hello sir my name is ketan and my loan id is SL2412060.
              My EMi amount is successfully auto debited on 3rd august 2019 from my account.

              Now 2nd September showing that penal charges of 131 rs. was added to the total due amount.penal charges increases every day.
              after next day on 3rd September showing that panel charges of 236 rs. was added to the total due amount.penal charges increases every day.
              so i m paying 236 rs.on 3rd September by netbanking because it is increses every day.

              Can you specify already EMI's Moneys are available in account before Due date and Your team auto debited EMI'S on 3rd Date from my account So why penalty charges are added ???
              Hi KETAN,

              Sincere apologies for the inconvenience caused, As we can see that your payments has been timely updated and the pre emi which was pending you have already paid it. So request you to avoid the penal charges.

              Regards,
              Team Paysense
              Team do not respond to the email, they do not read email and send standard templates, I said I have paid the EMI for August and they have not updated in App and for the current month they have charged me with overdue and it has affected my cibil

              No one is bothering to reply to email not call from paysense
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                S
                from Mumbai, Maharashtra
                Aug 31, 2019
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                Address: Don't have office, Hyderabad, Telangana
                Website: www.gopaysense.com

                Cybercrime on paysense - who can join with me? Comment below. I will be always available online. Don't hesitate to contact or comment me..

                Hi indian brothers and sisters,

                I have read all the worst reviews of
                Paysense.. I had also faced the issue same as you.. But it was bit different in my case. Paysense lady telecaller called to one of my friend’s parents.

                She informed as below "your son had given surity for one candidate.. He didn’t make clear emi.. So you are the responsible for it.."

                Note: i did not give my friend or anyone’s reference or surity..

                Sad thing here is her son lost in road accident two months ago.. She have been living with her son’s happiest memories.. Suddenly, paysense employee.. Sorry.. She is not employee.. Better to call her blackmailer.. Disturbed my friends family.. My friend’s mother’s feelings priceless.. She have been worrying that what is this and all.. I can’t express her pain here.. My request is don’t write only reviews we should take action against paysense.. Of course i was delayed 2 emis delayed to make payment due to unexpected issues. Paysense should contact me or harass me. But they are involving irrelevant people here. They got disturbed already. I hope paysense lady telecaller feel it as smart work. But they don't have common sense at least.. Now i am going to file case and take action against paysense.. Who can join with me.. Comment below.. I will guide you if you have any queries.. I know that i may succeed or not now.. If you join together we can definitely..
                Sep 01, 2019
                Updated by [email protected]
                Cybercrime on Paysense - Who can join with me ? Comment below. I will be always available online. Don't hesitate to contact or comment me..

                Hi Indian Brothers and Sisters,

                I have read all the worst reviews of
                Paysense..I had also faced the issue same as you..But it was bit different in my case. Paysense lady telecaller called to one of my friend’s parents.

                She informed as below "your son had given surity for one candidate.. He didn’t make clear EMI..So you are the responsible for it.."

                Note: I did not give my friend or anyone’s reference or surity..

                Sad thing here is her son lost in road accident two months ago..She have been living with her son’s happiest memories..Suddenly, Paysense employee.. sorry.. she is not employee..better to call her blackmailer..disturbed my friends family..My friend’s mother’s feelings priceless..She have been worrying that what is this and all..I can’t express her pain here..My request is don’t write only reviews we should take action against Paysense..Of course i was delayed 2 EMIs delayed to make payment due to unexpected issues. Paysense should contact me or harass me. But they are involving irrelevant people here. They got disturbed already. I hope Paysense lady telecaller feel it as smart work. But they don't have common sense at least.. Now I am going to file case and take action against Paysense..Who can join with me..Comment below..I will guide you if you have any queries..I know that I may succeed or not now.. if you join together we can definitely..
                Hi Saikrishna,

                We understand that you had a bad experience with our Collection agent and sincerely apologize for the same. We have raised this issue to the concerned team on priority. Please share your mobile number or Email ID so that we can reach you. You can also email us at [protected]@gopaysense.com

                We also request you make timely payments cause if you don't that affects your credit profile and you have delayed 4 payments out of 7.

                Regards,
                Team Paysense
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                  saikiran kv
                  from Noida, Uttar Pradesh
                  Aug 31, 2019
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                  Address: Hyderabad, Andhra Pradesh, 500010

                  Firstly, i had signed the e-agreement on 29th august then after my loan application has been approved then i had also signed nach form, around 8pm their have updated the status that the loan application has been rejected, other point is that paysense even sent the messege about the document pickup. I need justice, firstly they said the loan will be disbural instantly then after it take very loan even for the basic process, i have the doubt that first these guys have approved my loan application ie i have done the e-agreement signing and also signed the nach form, if iam ineligible for the loan their have to reject me in the early stage itself without wasre my time and also their time, it really hurts me by knowing about the application rejection. Please resolve my issue and kindly make the effort to approve my loan quickly, do the needful.
                  Hi Sai kiran,

                  We aim at providing loan to maximum customers reaching out to us. Your details are then verified at multiple checkpoints & if you fail to meet any your application is declined. However, we periodically review we will notify you on the APP when eligible.

                  If you want to know the exact reason of the rejection please let us know your registration email id.

                  Regards,
                  Team Paysense
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                    A
                    Ammaar
                    from Mumbai, Maharashtra
                    Aug 28, 2019
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                    Address: Pune, Maharashtra, 411048

                    I have a loan from paysense for 200000 and due to financial crisis i have not made a payment for the month of August'2019 i have already informed them i am waorking with a debt management company called Single Debt i have already sent them emails about the same and have not got any response for the same now the company has hacked into my contacts and they have started calling my relatives and asking money from them stating i have givem their number and they arr trying to defame me the collection agents are using abusive language with the females and because of this i have issues in my family i have told them number of times that they will get paid and need to contact debt management for the same which they have denied
                    Hi,

                    We understand that you had a bad experience with our Collection agent and sincerely apologize for the same. We have raised this issue to the concerned team on priority. Please share your mobile number or Email ID so that we can reach you. You can also email us at [protected]@gopaysense.com

                    Regards,
                    Team Paysense
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                      S
                      sevaram lovanshi
                      from Indore, Madhya Pradesh
                      Aug 26, 2019
                      Resolved
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                      Resolved

                      Address: Bhopal, Madhya Pradesh, 462003

                      Hi i had applied for loan in paysense on 21 aug 2019.. and got approved loan of 185000 rs ..and i completed all the steps which is required in paysense.. final submitted application .. paysense told me to complete their process in 5 hours but there is noh process till now.. its 6 day today...
                      i dont know why it getting delayed..
                      company is very slow working .. and there is no contact no so that we can talk..

                      [protected]@gmail.com
                      Aug 31, 2019
                      Complaint marked as Resolved 
                      thankyou paysense .. amount has been received..yesterday. thankyou so much.
                      Hi Sevaram,

                      Please check your registered email id, the support team have replied to you and explained you the complete details regarding the loan procedure. If you need further assistance or have any concerns, feel free to reply back on the same email sent from support.

                      Appreciate your understanding in this matter.

                      Regards,
                      Team Paysense
                      Not ricived lone application
                      Ritu Shrma's reply, Aug 22, 2019
                      application complet but not lone recived
                      sevaram lovanshi's [Complaint's author] reply, Aug 27, 2019
                      what do you mean ?
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                        Puneet korwar
                        from Mumbai, Maharashtra
                        Aug 24, 2019
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                        Address: Bangalore, Karnataka, 560099

                        I am about to commit suicide because paysense collection agents harassments. For mere delay in one emi, they contacting all my contacts and abusing me over and threatening them to repay emi. I'm literally tired of these people. I am about to get big project and i've saved their contact details in my phone. I'm scared that they'll ruin my reputation and lose my project. Kindly help me to get rid of them. I am not finiding any solution. Please anybody help me.
                        Hi Puneet,

                        We are unable to identify your details. Please help us with your registered email Id so that we can look into your account details & assist you further.

                        Regards,
                        Team Paysense
                        Puneet korwar's [Complaint's author] reply, Aug 27, 2019
                        How can mark it as solved when it's still unresolved?
                        Hi Puneet,

                        We do not encourage such services and we shall definitely investigate this internally. I have escalated the case to the concerned team who will get in touch with you in 24 to 48 working hours to help you further on this.

                        Please be available to receive their call.

                        Regards,
                        Team Paysense
                        First of all the amount will not get deducted from account and they steal our contacts and start calling them for EMI and abuse my family and friends as per the rules they are not supposed to do that
                        Puneet korwar's [Complaint's author] reply, Oct 3, 2019
                        Yes we need to strict action against them...
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                          A
                          arvind0987
                          from Mumbai, Maharashtra
                          Aug 23, 2019
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                          Address: Jay Villa, Dev Shakti Building, Tilak Road, Santacruz West, Mumbai, Mumbai City, Maharashtra, 400054
                          Website: www.gopaysense.com

                          Hi, i have taken a loan of rs 2 lakh from paysense with an emi schedule of 24 months out of which for 16 months without any disruption the emi was paid, due to sudden crises i missed the 14th payment after which i started receiving calls from paysense tried to explain them the situation but after explaining the situation they started calling to all my contacts and started abusing to all of them, heights are when they don't even look for to whom are they even to ladies they abuse. To solve this i contacted of the debt management company and they started working on the case but still the unprofessional paysense team was continuously calling up to all my contacts and using the same language which is not even hi hello but as soon the call is picked they will start by abusing the person.

                          Such a harassing company i have never seen to whom even if we go by legal aspects they would not listen to anything and will be on the same pace of abusing.

                          Further, i would urge to help in such scenario i have already started legal action against them and trying to file an fir to get legal help also please suggest if i can write to rbi with the abusive call recordings we have.
                          Hi Arvind,

                          We understand that you had a bad experience with our Collection agent and sincerely apologize for the same. We have raised this issue to the concerned team on priority. Please share your mobile number or Email ID so that we can reach you. You can also email us at [protected]@gopaysense.com

                          Regards,
                          Team Paysense
                          arvind0987's [Complaint's author] reply, Oct 5, 2019
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                            chirason
                            from Nashik, Maharashtra
                            Aug 22, 2019
                            Resolved
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                            Resolved

                            delay in disbursal and no reply from the support

                            Hello i applied for a loan and it was approved and i even received a sms and email from them that your loan has been approved and will be disbursed within 24 working hours and it is already been 48 hrs and still the amount is not disbursed have sent tons of email to them and they donot have the courtesy to reply to my email also their executive collected the documents from me a week ago so each and every procedure is completed please resolve...
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                            SALAGA
                            from Bengaluru, Karnataka
                            Aug 21, 2019
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                            Address: Mumbai City, Maharashtra

                            Hi this is salaga from bangalore
                            I have received a loan of 120000 and emi of 8000/month. This month aug due to loss of my job i havent paid my emi.
                            I got a call from collection dept she scolded me very badly using MADARCHOOD BEHENCHOD WORDS. I did not utter a single word but recorded it.
                            and daily paysense saying me that i am a fraud in there messages. Just for one emi.

                            BAJAJ INDIA BULLS ICICI i have loans everybody is so polite and i have made the payments also and keeping up my promise.

                            Today they hacked my contacts and called my SISTER FRIENDS brother and told about my loan and said they have to pay if i did not. Every body doubted me that i have done something without informing them. My sis was so panicked and after loosing job i have to face her tears.

                            They called from paysense and said they are from legal dept and did not disclose the company name. But there intelligence is so bluffed they slipped there tounge and said that they were calling from paysense.

                            I wanted to complain manager i called him he did not pick my call but he had put my number to reject list.

                            👌👌🙏🙏 what a support.

                            After my loan is cleared i will place my recording in front of court.
                            Amount will not disbursed in my account for last one week and paysense staff are fake commitment with me for last one week and one will support to me
                            Hi Ronel,

                            Your application is under review and the additional verification is pending for this application and we have updated on the App the the applicatioon is approved and not disbursed and we would try to get this disbursed within 5 working days. So kindly co-operate with us.

                            Regards,
                            Team Paysense
                            My name is Sanjay Mangrolia
                            paysense. hacked my contact list
                            And he is troubling everyone by speaking about the loan.
                            Disturbing the street has become an everyday task.
                            plzzz solve this problem .
                            Hi Sanjay,

                            Please help us with your registered email id so that we can check your application and investigate on this case.

                            Regards,
                            Team Paysense
                            Paysense team can only make false promises and send fake sms saying court hearing is there. I contacted the court. Every single sms was fake. Complaint to your local police station Sanjay as they can never legally do this. They will have to pay you fine if you raise a complaint. Also record every call and share it with [protected]@rbi.org.in Mumbai didvison. They will take action.
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                              dev19852
                              from Gwalior, Madhya Pradesh
                              Aug 20, 2019
                              Resolved
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                              Resolved

                              Address: bairagarh, Bhopal, Madhya Pradesh, 462030

                              Hi i had applied for loan in paysense on 18 Aug 2019 and there is no process complete toady while paysense said that we will give updates on your application in 5 hours.
                              3 days has been completed now.. paysense executive told me that in 2 -3 day you will get money in your account.

                              give me proper reason to delay my application.
                              my registered email id is dev.[protected]@gmail.com
                              Aug 27, 2019
                              Complaint marked as Resolved 
                              thank you paysense .. loan amount received today !!! Thankyou very much.
                              Aug 22, 2019
                              Updated by dev19852
                              No response from paysense till now..
                              Aug 26, 2019
                              Updated by dev19852
                              i have not received money till now .
                              Hi Dev,

                              Apologies for the delay in the disbursal your application is with our Concered team and they are doing the additional verification of your loan and this would take 3 to 5 working days and based on the verification the amount would be disbursed to your account. Please bear with us for some-time and we will try to get done on priority.

                              Kindly baer with us for sometime.

                              Regards,
                              Team Paysens
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                                Anilkumartkl
                                from Mumbai, Maharashtra
                                Aug 20, 2019
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                                I have taken personal loan from this company (Paysense) initial i was very regular in payment when i was in previous job and due to jobless from 4 months emi got delay from my side where i have already informed company that i will pay shortly. This company has hacked my phone and taken all my phone contacts and calling to all my family relatives colleagues clients and many more people and they also called to my mother and spoked in abusing and harrasing language and threaten calls to all of them. Due to these i m unable to get job in the market or anyhelp from anyone please take action on this case as i am feeling very embrassed from all my relatives, friends and family members i am totally gone in depression due to this company behaviour whereas i am providing executive number i.e., [protected] also.
                                Hi AnilKumar,

                                We understand that you had a bad experience with our Collection agent and sincerely apologize for the same. We have raised this issue to the concerned team on priority. Please share your mobile number or Email ID so that we can reach you. You can also email us at [protected]@gopaysense.com

                                Regards,
                                Team Paysense
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                                  Shulton Fernandes Fernandes
                                  from Delhi, Delhi
                                  Aug 18, 2019
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                                  Address: Mumbai City, Maharashtra, 400070
                                  Website: www.Gopaysense.com

                                  I took a loan from paysens 3nmnths a go i have paid 3 emis, nowninwant to foreclose my loan i emailed the request on the 10th of aug 2019 i got a reply to fill out the foreclosure form i did that, but now there is no reply from paysense even after multiple email reminders the not getting in touch with me. Please help. Me close this loan, these guys are doing it on purpose to mint money from customers at the time of giving loan everything is done swiftly but when it come to foreclose the make the customers run around and then they have their time limit in which u have to foreclose the loan.
                                  Hi Shulton,

                                  We have already emailed you the forclosure details on your registered email id with all the calculation and details and hope you have received the same.

                                  If you have any ither query do right us an email at [protected]@gopaysense.com.

                                  Regards,
                                  Team Paysense
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                                    S
                                    Sai Babu Vatsavayi
                                    from Hyderabad, Telangana
                                    Aug 15, 2019
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                                    Hi i applied a loan in paysense. I got. Message yesterday that amount is disbursed and emi details updated but amount not yet credited. I raised number of mails but they aren't responding. Please look into this as early as possible. I am in needy position. I have been messaging go everyone member of that company in customer success team in social media or wherever i found them. But no use. They say instant but take time as normal banks do and take higher rate of interst than banks
                                    Hi

                                    We have replied to you over the email and also on playstore and also please check your email related the disbursal delay, We have already updated you related this.

                                    Regards,
                                    Team Paysense
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                                      A
                                      Aparna Kadam
                                      from Noida, Uttar Pradesh
                                      Aug 14, 2019
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                                      Address: BOISAR, Thane, Maharashtra, 401501

                                      Last month I had requirement o[censored]rgent loan hence, I applied for the same through Paysense.

                                      On[protected] I have given my application through mobile app and it is been approved that day.
                                      After a week of Application, I got a call regards to collection of Documents. Looking for my urgency I have submitted as soon possible.

                                      After a week of submitting on[protected], I got a mail and a Whatsapp message for disbursal of Loan amount to my bank account. From that date to till today, I have not received any amount in account.

                                      Last week when I complained about the same to them, they asked me to send Bank statement from July 1st till that date.

                                      I have mailed them my bank statement, and after that they said within 24-48 Hours the amount will credited to my account. However, from that date to till today, I have not received any amount in account.

                                      From Last 7 days I am Mailing them for Updation; but there no any reply form their side.

                                      By, looking their delay for amount loan disbursal, I have arranged amount from Outside.

                                      After that, I have cancelled NACH Submission from bank and sent mail to PAYSENSE to cancel my loan. However, there is also no reply for mails.

                                      Hence, I request you to please help me to cancel my loan.
                                      Aug 19, 2019
                                      Updated by Aparna Kadam
                                      Awaiting for solution.
                                      Aug 28, 2019
                                      Updated by Aparna Kadam
                                      Dear Sir,

                                      Still I have not received their So called Disbursal amount. This is Fraud Company.
                                      Daily I mail them to send mail on Cancelling of my Loan account ; but there is no any single reply from them.

                                      If it will go like then I will complaint to Legal Authorities for Cheating and fraudulent Case.
                                      My application has been approved. I am asked to submit nach form. Where will I get that I didn't get any mail or in the app also it's not there
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