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Standard Chartered Bank Complaints & Reviews

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Updated: May 9, 2025
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Standard Chartered Bank reviews & complaints page 47

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I
insta_buy
from Bengaluru, Karnataka
Oct 23, 2013
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Address: Bangalore, Karnataka

Guys please help me i am fed up of transfering money to these people... I was asked to pay 4000 for the card enhancement package eventhough i have not asked nor opted it. No one in this regard had made any kind of communication whether i want card enhancement package. I only had got a call from customer care for card renewal which i agreed since i was happy with the first year journey with this bank.Let me make it clear here nobody spoke about the card enhancement package. To my astonishment i recevied 2 statements saying it was converted to emi account with principle of 4000. I was surprised that it was converted to emi by default. I remember not even a single communication by the company for this conversion. Now when i said i want to close this account i was asked to courier back the package which i did later another customer executive called and said nobody asked me to send and that they are not paying me back the amount i paid as part of emi. Now fed up of all these discrepancies i decided to cancel my card. However my card is cancelled and i got a cofirmation saying its cancelled but still the instabuy account procedure is being dragged. Everyday 7 people send emails saying my outstanding bill is 4000 still. Miss Manisha had some weird erroneous figures which later was being apologised saying it was mis calculation by them. They asked me to pay 2089 to preclose my instabuy account ending with 9415. Which i did. In the attached excel sheet which i downloaded from standard chartered site(my account). I see my current outstanding shows 112.36rs. If this is the case i have need to pay 112.36 rs. Why is Miss Manisha mails saying i need to pay 4262.14rs? If this is the case is the principle 8000rs? FYI, I am frustrated to such an extent that i was not in a mood to redeem my 8000 points if i am not wrong it amounts to 2000rs which your customer executive only told me. Once this above issue is sorted out please send me a confirmation email saying my instabuy account ending 9415 is closed and that it has a balance of 0 rs. Because i dont want to face any confusions later.
Dear Customer,

Please accept our sincerest apologies for the inconvenience you have experienced. We request you to send an email to service.[protected]@sc.com providing us with your contact/ account details, so that our official can contact and assist you

Regards,
Standard Chartered India
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    gourav samanta
    from Pune, Maharashtra
    Oct 22, 2013
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    Address: Kolkata, West Bengal

    Hi team, I am GOURAV SAMANTA and have been the owner for the S&C credit card ****-****-****-7485 for over 2 years now. However recently I find difficult to keep faith on your organization and I am not at all happy using your services and benefits. Last month, I failed to pay my dues within the due date, due to my slight negligence about not having checked the spam folder. I am not a computer expert and I do not know what content you put in those mails, that some mails directly hits my inbox where some hits the spam folder. Its surprising to see from your business stand point, that all your promotional mails gets through without any issues, but the one which matters most ‘the monthly bill’ is unable to pass through the general mail filters. Also unlike other banks, I expect reminder calls to aware users so that they do not end up paying the late fines and their subsequent charges. But again, I receive calls from your bank asking for personal loans, but do not get calls which could actually make a value add to your services. I called up the representative to enquire and request if the extra that has been added, could be dropped. He confirmed that this is very much possible and this request will be entertained as long as I have made my payment. All extras whatever has been imposed and paid will be reversed on my next bill once I have cleared all my dues. I cleared all the dues which included the late fine and interest, and now I am receiving regret messages in my cellular phone saying this reversal will not happen. Needless to say, I could not be left with a much worse impression about your bank where money matters above customer satisfaction, technical glitches are used for your advantages, helpdesk representatives are not transparent, rude and sometimes unqualified. I no longer wish to continue with your services and so requested to cancel my credit card on 17th/18th Oct 2013. I was told I would be contacted within 24 business hours for authentication and my card will be cancelled within the next 7 days. However despite of 72 business hours and more, I was not contacted and the representative attending my call only kept on repeating that ‘It will be done within 7 days’. It sounds your team is not that keen in resolving issues the same way, they are keen in taxing customers. Anyways, will appreciate if this complaint rings a bell and if I could be contacted soon.
    Aug 14, 2020
    Complaint marked as Resolved 
    Standard Chartered customer support has been notified about the posted complaint.
    Dear Gourav,

    Please accept our sincerest apologies for the inconvenience you have experienced. We request you to provide us your contact details, so that our official can contact you to address your concern.

    Regards,
    Standard Chartered India.
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      subhankar16
      from Kolkata, West Bengal
      Oct 22, 2013
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      Address: Kolkata, West Bengal

      I had a purchase using my credit card (Number [protected]) and opted for a 9 months EMI option. For the first month, the due amount for first installment appeared in my statement of the same account (of the credit card) and I made the payment. But, suddenly, from the second month, one more account([protected]) was tagged to my card for the EMI payment which was showing my EMI details. As usual, I made my payment for my account of credit card [protected] but could not do the same for the other one as I did not know the presence of the second account. I tried to contact several times to have a discussion about my credit card loan account [protected] which was unethically tagged to me, without any prior notice. I got two/three calls from bank's representatives regarding my dues but the phone was cut before I explained my issues regarding this. Next payment due date is 30th of this month and it is showing some Rs. 800 additional charge in the statement of the EMI account. I need this issue resolved urgently, kindly suggest.
      Dear Subhankar,

      Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have noted your card details and our officials will contact you to address your concern.

      Regards,
      Standard Chartered India
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        L
        laxman12345
        from Mumbai, Maharashtra
        Oct 22, 2013
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        Resolved

        Address: Pune, Maharashtra

        I HAVE SHIFTED MY HOUSEHOLD ITEMS FROM PUNE TO JAMNAGAR BY SPEEDEX RELOCATIONS INDIA( PACKERS & MOVERS )PUNE (SERVICE TAX NO- BKUPK9712QSD001) IN THE MONTH OF JULY-2013. MAJOR ITEMS ARE DAMAGED. I HAVE ALSO MAILED MANY TIMES BUT NO POSITIVE RESPONSE (CONTACTD TO Mr.Satish Kumar Jangra CELL NO- [protected], [protected], ADDRES- Om Sai Building, 13/1, Morya Park, William Nagar, Pimple Gurav, Pune-411 027. (PUNE) AND MR. RAVIDRA (HYDERABAD)) . THE SERVICE IS WORST . THEY TOLD ME THAT "COMPLAIN ANYWHRE, BUT WE WILL NOT GIVE DAMAGED ITEMS MONEY". SO PLEASE LOOK ITTO THE MATTER AND RESOLVE IT.
        Aug 14, 2020
        Complaint marked as Resolved 
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          R
          R@jneesh
          from Mumbai, Maharashtra
          Oct 20, 2013
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          Dear Sir/Madam, This is with regard to my credit card no.[protected]. In the month of July my transaction value was 61, 329.29 and around 25th or 26th Standard Chartered executive from EMI section contacted me for using EMI option for six months. She told me in case I wish to make early payment there will not be preclosure charges and interest will be levied only for the period o[censored]se. I opted for this option. The bill got generated on 4th Aug and since I had the funds so I made full payment of 61, 329.29 on 6th Aug well before due date of 22nd Aug. I called the customer service that I dont wish to use EMI and requests them there should not be any interest and preclosure charges as per the information given by the EMI section executive. But they charges me 1510.75 on account of late payment charges and some overlimit charges I dont know why. Then as per my requests they cancelled my card on 17th Aug and after that series of email exchanged on the subject for reversal of these charges and activation of my card but to no avail. Then next month they charged me late payment charges my bill starts increasing and giving me stress of not resolving the issue. The final bill amount became 1900+ then they reversed some of the charges. Finally to come out of this situation I made full and final payment of 1071.27. Harrassment doesnot end here, now I thought of atleast redeeming my credit points which were 11148, they refused to redeem these points by saying it should have been done before cancellation of card. Sir, please help me getting this grievance reddressed as I suffered a lot over the past two months and ends up in paying 1071.27 without having any fault at my end and also not able to redeem my points. Even I requested them to reactivate my card as i paid the uncalled for charges of 1071.27 but they said it can not be done after one of cancellation. Please help me by your best advice and so that I can get just & fair treatment in this case. Let me know in case you require any other information from my side.
          Dear Rajneesh,

          Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have noted your card details and our officials will contact you to address your concern.

          Regards,
          Standard Chartered India.
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            A
            akbar1384
            from Mumbai, Maharashtra
            Oct 17, 2013
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            Address: Pune, Maharashtra

            This bank is not sending a password for online payments of the bill that i want pay. i keep getting bull automated emails and the is theIVR which is helpless and useless,

            standard charted u I want the[censored]ing bills that you sent me. I always wanted to pay the bill but no good response from your system. YouSUCK!

            Stop spoiling my credibility ! let someone call me and tell me password or credit card pin.
            send me my credit card pin you .
            Aug 14, 2020
            Complaint marked as Resolved 
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              behala
              from Kolkata, West Bengal
              Oct 17, 2013
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              Address: Kolkata, West Bengal

              Sir, I've received a threatening message for payment of overdue of my card No. [protected] without mentioning the exact amount to be paid. Unfortunately, PIN of the aforesaid card has not been provided by appropriate authority. In absence of the PIN, the card can not be used either for purchase or for withdrawing cash which I never indulge. In the light of the above how an overdue amount exists? Kindly look into the matter. Yours faithfully Arabinda Chaudhuri
              Dear Arabinda,

              Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have noted your card details and our officials will contact you to address your concern.

              Regards,
              Standard Chartered India.
              Dear Arabinda,

              We trust our customer support team have resolved your issue to your satisfaction, Please let us know if you have any other queries, we are always here to assist you.

              Regards,
              Standard Chartered India.
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                R
                Rakesh Kumar Moga
                from New Delhi, Delhi
                Oct 15, 2013
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                Address: New Delhi, Delhi

                Sir/Mam, I took your credit card in april’13. At that time your Representative told me “ 1st three purchasing you will get 600 reward points after that purchasing Rs.100 you will get 1 point”. Till now I have only 270 points that is impossible. So please give me 600 points excluding 270 points. My card no is [protected]. My other friends got 600 points. Thanks, Rakesh Kumar Manager PNB Head office New delhi Mob no [protected]
                Standard Chartered Bank customer support has been notified about the posted complaint.
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                  S
                  shahzad ali shahz
                  from Mumbai, Maharashtra
                  Oct 14, 2013
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                  Address: Kolkata, West Bengal

                  I am using a Standard Chartered credit card. The sixteen digit no. is [protected].I made my last payment by cheque within the due date. There was a correction in the cheque and I had put my initial instead of putting my full signature near the correction. The bank accepted the cheque. Later I received a letter stating that I should issue a fresh cheque as there was a mistake in the cheque and the bank cited the initial as mistake. I immediately issued a fresh cheque but by now I jumped the due date by one day. I phoned the bank and informed the concerned lady about my problem and requested her not to add any late charges. I was assured by the lady that no late charges will be added and I need not worry. Now I have received my payment coupon on 14/10/2013 and I am asked to pay RS. 31.98p. by 8th October 2013. This has happened before and after my verbal request things were sorted out. I tried to contact the bank several times by phone but the computerised system asks my date of birth, expiry date of the card, then some three digits every thing I give is accepted but when I am asked to give my new telephone number that is not accepted and my call is rejected. I tried the Card.[protected]@sc.com. Please help me out.
                  Regards,
                  Shahzad Ali
                  14/10/2013
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  Standard Chartered Bank customer support has been notified about the posted complaint.
                  I have not received any reply from standard chartered bank in response to my complaint dated 14/10/2013 "Late fee charges". My credit card 16 digit no is [protected]. Shahzad Ali
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                    H
                    hitendragupta
                    from Vasai-Virar, Maharashtra
                    Oct 12, 2013
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                    Address: Mumbai City, Maharashtra

                    Dear Sir/Madam, First find the basic details of the card and card holder Issuing Bank - Standard Chartered Credit card name - Manhattan Platinum credit card Card number - [protected] Issued since 2009 Card holder name - Hitendra Gupta Now the complaint I didn't received my credit card statement for the month of February and March 2013. And surprisingly in April 2013 I got a statement with all the late charges and interest billed to me. As soon as I received the bill I wrote back to the credit card company about this for which I till date didn't received any satisfactory response. Hence, the outstanding amount is increasing on a monthly basis. I have expressed my keen willingness to pay them the actual amount due i.e. the amount which I have actually spent without any delay fees or interest cost. I tried my best in contacting the bank through their call center but even that attempt gone waste. So every month since April 2013, I used to get the credit card statement on which I have written back explaining my case and appending my earlier mails but all invain. I also asked for the old bills to be reissued but all my sincere efforts, to resolve the issue as soon as possible where falling on the deaf ears. So now since the account is 6 months overdue, the bank has now outsource collecting the amount to some recovery agent. In last 3 months, 3 different recovering agents have approached me. To whom I have explained my case and after hearing me out they said they will get back to me. But till date even they haven’t resolved the case. And today it was the height, one of the agents had called me instead of hearing me out about the issue, she was continuously selling me the EMI option of the payment (wherein payment amount itself was the bone of contention). I don’t know how these banks appoint such highly erudite people for such kind of work. And the story doesn’t end here, when I requested her to hear me out and stop selling me the EMI option, she abused me in good hindi bad words. I just disconnected my phone after that. I don’t the name of the agency but for me she was a representative of an esteemed MNC bank. And I can’t tolerate this kind of treatment. Through this forum, I would like to seek the attention of the bank and also the banking ombudsman to resolve this issue. Moreover, I would urge the banking ombudsman to take the strictest action against such indecorous treatment. This problem could have been resolved in May 2013 itself when I first time mailed regarding my concern and my willingness to pay the actual due (excluding all the delay penalty). But bank was unable to do it – I believe they don’t have their CRM system under place and also their risk management system is too archaic. Thanks & Regards Hitendra Gupta
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                      arund55
                      from Noida, Uttar Pradesh
                      Oct 12, 2013
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                      Address: Gautam Buddh Nagar, Uttar Pradesh

                      Dear Sir, Recently i started receiving calls on behalf of standard charted bank requesting applying for their super value added life time free titanium card. The same was applied through their rep in the month of sept 2013. In the last wk of sept 2013 the credit card was received at my residence stating that the pin shall be received shortly. Till date neither the pin has been received nor any message from the bank has been received. The card is of no use as it can not be used without pin. While trying for on line pin generation it was observed that the date of birth dat fed in their system does not match with the actual/data provided by me in my application. Hence i am unable to contact the bank through IVR on line. I feel some body may misuse my card hence requested to look in to the matter. (m) [protected] AK DOGRA
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                        V
                        vkumarrk
                        Oct 12, 2013
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                        Address: Bangalore, Karnataka

                        I have two accounts at this bank, one primary and other secondary. There is credit in my secondary account which I called and asked its customer care to transfer in my primary account and I made payment for the remaining amount. Money was never transferred to my primary account and I have been charged fine for not paying the entire amount. I called its customer care again but the line was busy and I was asked to call back so I emailed its team, and instead of resolving this these people fined me again. It had become the vicious circle and by now they have charged me over 10, 000 in last three months. I have told them multiple times that either resolve this issue or close my account and send me the final bill but instead they put some more charges. I am really frustrated with there service and I want to file a case against them.
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                          sataraj
                          from Mumbai, Maharashtra
                          Oct 11, 2013
                          Resolved
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                          Resolved

                          Address: Chennai, Tamil Nadu

                          Hi All, Standard chartered bank is probably the worst in resolving issues. The customer service doesn't have enough information to handle the complaints. Standard Chartered FAQ: http://www.standardchartered.co.in/_documents/billdesk/faqs.htm 1- The above link has info saying if transaction is failed you can give the transaction reference number to customer service to roll back the transaction and money will be credited back into the account. When I called the customer service they don't even know how to track this. 2- The auto response for the customer service emails (Card Services <card.[protected]@sc.com>, Head.[protected]@sc.com, nodal.[protected]@sc.com, Principal.[protected]@sc.com, straight2bank.[protected]@sc.com) comes after one day. I never seen a system which is so slow. Probably they were using the Terminator 1stpart time of mainframes which are rusted and doesn't work even if someone kicks them. 3- The payment due date for my credit card is on 13Oct, 2013. May be due to the bad luck associated with 13 number, My payment which is made through billdesk link given in the statement email is not reflected after 10 days. I paid on 30Sep2013 today is 10Oct2013 and still they don't see my payment.(Neither can the roll back as already mentioned in 1st point) 4- The customer service has utterly idiotic policy, which says only two calls per month on non-IVR is free. Remaining are chargeable Rs.50 per call. As I've to follow up the payment with useless customer service team for two times till now, I thought 50rupees can be spent to check the payment after 10days. Now a lady responds "pay the minimum amount to avoid late payment fees". Iam not satisfied (infact irritated) with her answer and asked to escalate and she made me wait in the call for 15minutes. Nobody will ever answer. Probably this is strategy to make you mad so that you can attempt suicide or murder somebody who answered(Because I don't have enough money and the payment is 50k). 5- Highlights at last... Once you have credit card and ask them to cancel it, I bet nobody ever know the process of how to get rid of this horrible credit card. They will ask you what is the reason, will suggest you to reduce the BP and be patient till issue gets resolved... Issues NEVER GET RESOLVED ESPECIALLY WITH STANDARD CHARTERED, so you might ultimately become patient. After all this, I've decided to stop using this and printing some Pamphlets which read "PLEASE DONT TAKE ANY STANDARD CHARTERED PRODUCT. YOU WILL HAVE TO TYPE IN ALL THIS and JUMP OF YOUR OFFICE BUILDING If YOU DID TAKE. -yOUR wELL Wisher" "--Enjoy Life STAY Out of Reach for 'Standard Chartered'---"
                          Aug 14, 2020
                          Complaint marked as Resolved 
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                            subh_blore
                            from Mumbai, Maharashtra
                            Oct 11, 2013
                            Resolved
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                            Resolved

                            Address: Bangalore, Karnataka

                            I got a credit card from SC, it was almost a force from customer care executive. Though I declined several times to accept their card but like beggars they used call and beg several times. Finally after taking card, not able to swipe as asked for PIN. After writing mail several times to customer care also no relevant response, given number of customer care also can not be connected until u have your PIN. Finally got an info from customer care that my PIN has been generated but after receiving that realized it was only for ATMs, you can not connect to customer care through that. It's really a nonsense service. They never respond to any call, no help nothing if you are in trouble. I am using several other bank credit cads but never faced any issues. SC is really disgusting.
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            Oct 11, 2013
                            Updated by subh_blore
                            Its true and it happened to so many people.. Like mad they sell their credit cards but finally cant provide good service. IDIOTS
                            Most disgusted service. Customer Care Executives are hopeless.
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                              sataraj
                              from Mumbai, Maharashtra
                              Oct 10, 2013
                              Resolved
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                              Resolved

                              Credit Card payment not getting reflected online payment through billdesk

                              Address: Chennai, Tamil Nadu

                              Hi All, Standard chartered bank is probably the worst in resolving issues. The customer service doesn't have enough information to handle the complaints. Standard Chartered FAQ: http://www.standardchartered.co.in/_documents/billdesk/faqs.htm 1- The above link has info saying if transaction is failed you can give the transaction reference number to customer service to roll back the transaction and money will be credited back...
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                              bkvadhera
                              from Alwar, Rajasthan
                              Oct 10, 2013
                              Resolved
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                              Resolved

                              Address: New Delhi, Delhi

                              I am holding Standard Chartered (Times Card) Visa Business Gold Card No [protected]. In Nov2012 I paid all the dues amounting to Rs. 16160 to Mr. Iqbal representative of SCB collection firm "Konexions back Office Services Pvt Ltd" vide Receipt No NDO14C100703, Book No 66010.with secure 3D sticker. After this I did not transact against this card but now on inquiry with banks customer care I was surprised to find that they have inflated my outstanding to Rs. 30000+ and added my name on the CIBIL. This was because they did not present the cheque for payment atall. Standard Chartered Bank Credit Card has defaulted on the following grounds: 1. Not holding their collection agency responsible for loss of cheque. 2. Customer can be held responsible if the cheque had bounced. 3. Inflating the outstanding for no default of customer. 4. Bothering the customer with repeated phone calls for non payments without putting its own house in order. 5. Reporting a false and unverified outstanding to CIBIL- an irresponsible act. 6. Imposing a bone breaking intertest of over 80% in just 10 months increasing the outstanding to over Rs. 30000/- in Sept'13 over Rs. 16160/- outstanding in Nov'12- This rate of interest also needs to be investigated by RBI the agency to monitor Credit Card operators All this long, specially within the 6 months validity period of the cheque, i kept on telling the customer care executives that I have paid the amount quoting and referring to the said receipt but they never checked with their collection partner but instead made an easy sacrifice of the gullible customer like me. I want Standard Chartered Bank Credit Card to immediately seek apology, reverse CIBIL entry, ensure such mistakes do not get repeated. I also seek a compensation of Rs. One Crore for mental agony and damaging my reputation without reason by "Blocking" the Card and by reporting to "CIBIL" Thanking You
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                              Aug 14, 2020
                              Complaint marked as Resolved 
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                                venunaidu
                                from Surat, Gujarat
                                Oct 9, 2013
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                                Resolved

                                Address: Bangalore, Karnataka

                                I have standard carted credit card from last three years.I took two policies from Royal Sundaram Health Insurance company for my father and mother on 2011 January and they cam for renewal this year(2013 January). I got a call from standard charted bank and royal sundaram for renewal of existing policies and i agreed for renewal. After getting credit card bill they gave two more new policies of same type which came for renewal.For that i gave a complaint to standard charted bank in February, after that i got call from standard charted bank and they told that you will get a call from processing department for cancelling this policy, and please told them that i am going to continue this policy so that we can cancel that policy in back end in 4 days time. I got confused and i told that i am going to cancel this policy and again i got from another guy and told me that don't tell them i am going to continue this policy, same thing happened around 10 times and finally i told that i am going to continue the policy. But they didn't cancelled the policy. Again i gave complaint so many times and finally they told it's not your, its our mistake we will refund the full amount and they cancelled the policy.But they didn't refund me full amount and that they are not listening my words and credit card balance is increasing month by month.
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                Standard Chartered Bank customer support has been notified about the posted complaint.
                                Feb 17, 2014
                                Updated by venunaidu
                                HI,

                                THE COMPLAINT WHICH I HAVE GIVEN IS NOT YET RESOLVED.I GOT CALL FROM STANDARAD CHARTED BANK AND THEY ASKING ME TO PAY FULL AMOUNT.BUT I ASKED THEM WHY I HAVE TO PAY AMOUNT IT'S NOT MY FAULT AND I EXPLAINED THEM THE THINGS HAPPEND UPTO NOW, FOR THAT HE ANSWERD ME THESE ARE MARKETING STRATEGIES.


                                AT THE TIME OF CANCELLING THE POLICY THE GUY WHO CALLED ME BEFORE CONFIRMATION CALL TOLD ME THAT YOU NO NEED PAY ANY AMOUNT, IT'S OUR MISTAKE WE WILL REFUND YOU FULL AMOUNT.BUT THE CREDIT CARD DEPARTEMENT TELLING WE REFUNDED THE AMOUNT AS PER THE POLICY NOM'S.


                                MY QUESTION TO THE BANK IS I AM GIVING COMPLAINT FROM 2013 JANUARY ONWARDS. FIRST TIME WHEN I GAVE COMPLAINT TO CANCEL MY POLICY, I GOT CALL FROM ONE GUY AND TOLD ME THAT YOU WILL CONFIRMATION CALL FROM CANCELLATION DEPARTEMENT AND YOU JUST TELL THAT I AM GOING TO CONTINUE THE POLICY, SO THAT WE WILL CANCEL IT FROM OUR SIDE AND WE WILL REFUND THE FULL AMOUNT. BUT I TOLD TO CONFIRMATION DEPARTEMENT THAT I AM GOING TO CANCEL THE POLICY, AGAIN I GOT CALL FROM THE SAME GUY (HIS NAME IS SUBRAMANYAM) AND HE TOLD ME THAT DONT TELL THAT I AM GOING TO CANCEL THE POLOCY, AGAIN I GOT CALL FROM CONFIRMATION DEPARTEMENT AND I TOLD THEM THAT I AM GOING TO CANCEL THE POLICY.. THIS LOOP HAPPEND FOR ALMOST 15 TO TIMES THAT DAY AND FINNALY I TOLD THEM THAT I AM GOING TO CONTINUE THE POLICY.

                                WHAT IS THE MEANING OF CONFIRMATION CALL.WHY I GOT CONFIRMATION CALL AROUND 15 TO 20 TIMES IF IT'S NOT YOUR MISTAKE.FOR THIS QUESTION ONLY THE GUY WHO CALLED ME FOR THE LAST COMPLAINT ANSWERED AS MARKETING STRATEGY.

                                BECUASE OF STANDARD CHARTED AND ROYAL SUNDARAM MISTAKE'S WHY I HAVE TO BARE THIS HEAD ACHE, AND NOW THEY ENTERED IT INTO CIBEL. PLEASE KINDLY SOLVE MY PROBLEM.

                                THE BELOW ARE MY DETAILS

                                NAME:- VENUGOPALNAIDU CHANDRA
                                CREDIT CAR NUMBER:- [protected]
                                MOBILE NUMBER:- [protected]
                                Mar 13, 2014
                                Updated by venunaidu
                                HI,

                                THE COMPLAINT WHICH I HAVE GIVEN IS NOT YET RESOLVED.I GOT CALL FROM STANDARAD CHARTED BANK AND THEY ASKING ME TO PAY FULL AMOUNT.BUT I ASKED THEM WHY I HAVE TO PAY AMOUNT IT'S NOT MY FAULT AND I EXPLAINED THEM THE THINGS HAPPEND UPTO NOW, FOR THAT HE ANSWERD ME THESE ARE MARKETING STRATEGIES.


                                AT THE TIME OF CANCELLING THE POLICY THE GUY WHO CALLED ME BEFORE CONFIRMATION CALL TOLD ME THAT YOU NO NEED PAY ANY AMOUNT, IT'S OUR MISTAKE WE WILL REFUND YOU FULL AMOUNT.BUT THE CREDIT CARD DEPARTEMENT TELLING WE REFUNDED THE AMOUNT AS PER THE POLICY NOM'S.


                                MY QUESTION TO THE BANK IS I AM GIVING COMPLAINT FROM 2013 JANUARY ONWARDS. FIRST TIME WHEN I GAVE COMPLAINT TO CANCEL MY POLICY, I GOT CALL FROM ONE GUY AND TOLD ME THAT YOU WILL CONFIRMATION CALL FROM CANCELLATION DEPARTEMENT AND YOU JUST TELL THAT I AM GOING TO CONTINUE THE POLICY, SO THAT WE WILL CANCEL IT FROM OUR SIDE AND WE WILL REFUND THE FULL AMOUNT. BUT I TOLD TO CONFIRMATION DEPARTEMENT THAT I AM GOING TO CANCEL THE POLICY, AGAIN I GOT CALL FROM THE SAME GUY (HIS NAME IS SUBRAMANYAM) AND HE TOLD ME THAT DONT TELL THAT I AM GOING TO CANCEL THE POLOCY, AGAIN I GOT CALL FROM CONFIRMATION DEPARTEMENT AND I TOLD THEM THAT I AM GOING TO CANCEL THE POLICY.. THIS LOOP HAPPEND FOR ALMOST 15 TO TIMES THAT DAY AND FINNALY I TOLD THEM THAT I AM GOING TO CONTINUE THE POLICY.

                                WHAT IS THE MEANING OF CONFIRMATION CALL.WHY I GOT CONFIRMATION CALL AROUND 15 TO 20 TIMES IF IT'S NOT YOUR MISTAKE.FOR THIS QUESTION ONLY THE GUY WHO CALLED ME FOR THE LAST COMPLAINT ANSWERED AS MARKETING STRATEGY.

                                BECUASE OF STANDARD CHARTED AND ROYAL SUNDARAM MISTAKE'S WHY I HAVE TO BARE THIS HEAD ACHE, AND NOW THEY ENTERED IT INTO CIBEL. PLEASE KINDLY SOLVE MY PROBLEM.

                                THE BELOW ARE MY DETAILS

                                NAME:- VENUGOPALNAIDU CHANDRA
                                CREDIT CAR NUMBER:- [protected]
                                MOBILE NUMBER:- [protected]
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                                  B
                                  BKMOHANTY
                                  Oct 5, 2013
                                  Resolved
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                                  Resolved

                                  Address: Gurgaon, Haryana

                                  Dear Sir/Madam, With reference to the Standard Chartered Credit Card No. [protected]. I want to bring the following to your kind notice:-With reference your current months Credit card statement...I was wonder when I have checked my statement details. however, annual fees added INR 2999.00 with Over limit charges. As I am very much disappointed with SC bank as their have some Sales/ Marketing Executives who were makes the false commitments to their customers just for selling the credit cards to them. It is not at all a good thing, it may be called as "fraud"., I was used another Super Titanium Card (Annual fees was INR 750.00), and I have closed this card due to some fake/false commitment but In this card sales person commitment that this card is free through Bajaj Finance World Credit Crad because in Bajaj Finance have good relation with you in financial matter, I am totally up sate, these kind of hidden charges you have added and force for payment. I need help from your end because my credit limit is INR 32000 and they are added and force me to pay all the amounts. I hope to hear from you soon. Thanks & Regards, Bijaya Kumar Mohanty +91-[protected]
                                  Complaint marked as Resolved 
                                  Standard Chartered Credit Card department reversed the Hidden Annual Charges on 2013-14. If they will provide same amount privileged vouchers, I will accept to make payment for 2014 due date.
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                                    H
                                    Harshad Raiya
                                    from Ahmedabad, Gujarat
                                    Oct 3, 2013
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                                    Address: Ahmedabad, Gujarat

                                    I have Standard Chartered Credit Card No. [protected] As per my complain on complain section on your website and telephonic talk had with your customer care, You have charged me late charges, interest, servicetax & cess. when I received this I immediately book complain on your site, your customer care person adviced me for pay this amount and claim for refund otherwise the charges will be increase with interest for non payment of dues. but as per my past experience i do not made payment for the same. Sir, I must clear the payment of card statement with you. cheque dropped at your ATM at mithakhali branch, ahmedabad before one day of due date. For your reference I give you payment detail. Ch. No 034045 dated 20.06.2013 for Rs. 739/- drawn on Axis Bank Ltd and earlier bill payment of credit card 4761/-. by ch. no 049381 dt 13.04.2013. Please do the needful and take positive and immediate action to reverse the same. AND STOP SMS AND CALL FOR OUTSTANDING PAYMENT. Your immediate action is highly appreciate. Hitendra M. Doshi
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                                      A
                                      as_darshana
                                      from Delhi, Delhi
                                      Oct 1, 2013
                                      Resolved
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                                      Resolved

                                      Address: Mumbai City, Maharashtra

                                      I Ms Darshana Asodekar, have a Home Loan with Standard Chartered bank (account no.[protected]. My loan amount of Rs.1840000 was disbursed in the month of April 2013 and till date, I have paid 5 EMIs of Rs.17, 745 each. When I opted for this loan, during the procedure I had asked about the lock in period if any it to a Standard Chartered employee from the Jogeshwari East Branch in Mumbai. From this branch, I was told that I can opt for foreclosue any time I wish. Also, there is no such document received from Standard Chartered bank saying that I can't repay the amount before 6 months. Last month I fought for this and they had issued me the preclosure letter. Due to the buyer's loan procedure unfortunately the letter expired on 5th September 2013. From 18th of September I am behind the bank to reissue me the preclosure letter with the updated amount to be paid. Now again they are saying that you can opt for preclosure before completion of 6 months. Once they have issued me the preclosure letter and now they are not issuing. They are purposely delaying it so that i will be forced to pay the next EMI. I am very much disappointed by their this behavior. The branch says something different, phone banking conveys something else & customer care on email writes different. Please help me... I would not be in a condition to pay the loan EMI.
                                      +1 photos
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      Standard Chartered Bank customer support has been notified about the posted complaint.
                                      Can any action be taken against Standard Chartered bank for this cheating?
                                      Below is the complete email conversation held with Standard Chartered Bank customer care:

                                      Still there is no reply from this Pathetic Bank!!! Can I expect the preclosure letter today at least!!!

                                      From: Darshana Asodekar <[protected]@yahoo.co.in>
                                      To: customer.care <Customer.[protected]@sc.com>
                                      Cc: Darshana <[protected]@gmail.com>
                                      Sent: Monday, 30 September 2013 6:30 PM
                                      Subject: Re: At Your Service Your Right Partner Standard Chartered Bank (KMM15428785V65658L0KM)

                                      Just now I had received the call from the buyer who has purchased my flat. He is very irate and he is not at all ready to wait for any more time for the original flat documents.
                                      He is saying that his EMIs have started, he is losing money in his EMIs and he says that I have paid you people the full amount from last 10 days and then too I am not getting the deal completed from your side (our side). He is also saying that you people have not shown me any kind of acknowledgement or any proof proving that I have cleared my home loan. He now doubts that instead o[censored]sing the money what he has given to close the loan, I am using it somewhere else. In short, he feels that we are cheating him. If this goes the same way then he will cancel the deal and he will also launch a complaint against me in Police Station.
                                      So now you people tell me, what I am supposed to do. I have the money ready and still you people are not accepting it. Now when I am telling him that again Standard Chartered is not reissuing me the preclosure letter, he is saying you people are fooling me. He says how it can happen that once the bank has given you the preclosure letter and they are not giving it again. And further whatever he says that, that is your problem and I want the documents & want it to be closed.
                                      And as discussed earlier, as we were misguided (given the wrong information), that there is no lock in period of 6 months or so and that is not even documented on any of the Standard Chartered documents we have received. Again I request that this everything was discussed and closed earlier, and then too now just to get the letter revalidated, you people are harassing me.
                                      This is a very bad way Standard Chartered is treating me as a customer. As, I myself have lot of issues going on, I am facing financial crisis & I am very much worried for that, but you people are unnecessarily holding me back in this Loan.
                                      I have already shown the previous preclosure letter in Andheri Brach & if you want I can even send the same.
                                      I hope you people will get some way out for me quickly

                                      Darshana

                                      From: Darshana Asodekar <[protected]@yahoo.co.in>
                                      To: customer.care <Customer.[protected]@sc.com>
                                      Cc: Darshana <[protected]@gmail.com>
                                      Sent: Monday, 30 September 2013 1:47 PM
                                      Subject: Re: At Your Service Your Right Partner Standard Chartered Bank (KMM15428785V65658L0KM)


                                      I am still waiting for the preclosure letter! If i don't pay the amount today, I will have to wait for the EMI to go which I cannot afford..
                                      Hoping for assistance!

                                      Regards,
                                      Darshana

                                      From: customer.care <Customer.[protected]@sc.com>
                                      To: Darshana Asodekar <[protected]@yahoo.co.in>
                                      Sent: Saturday, 28 September 2013 7:21 PM
                                      Subject: At Your Service Your Right Partner Standard Chartered Bank (KMM15428785V65658L0KM)


                                      Ref : 09/13/139462/SP/AST

                                      Dear Customer,

                                      This is with reference to your e-mail dated September 28, 2013 .

                                      We are interested in resolving your query to your satisfaction.We have initiated a detailed investigation and will revert to you on completion of the same. We request you to bear with us in the interim and thank you for your patience.

                                      Assuring you of our best services always,

                                      Yours sincerely,

                                      On behalf of Standard Chartered Bank

                                      Aravindh S
                                      Officer - Customer Care

                                      We would like to know whether you are satisfied with this e-mail interaction.
                                      Please click on the following link to provide your feedback.
                                      https://forms.online.standardchartered.com/public_website/india/e-survey/

                                      Please do not disclose your PIN/One Time Password (OTP) to anyone. Standard Chartered Bank will never call or send SMS/emails asking for such details. If you receive an OTP without request, please intimate the bank immediately. Login to Online Banking through our secured website

                                      For more details on our complaint management policy and Banking Ombudsman Scheme, 2006, please visit to http://www.standardchartered.co.in/personal/tools-utilities/en/complaints.html

                                      Standard Chartered Bank is committed to making your banking with us a pleasant experience and values your feedback:

                                      Visit Us : www.standardchartered.co.in Write to Us : customer.[protected]@sc.com

                                      You can write to us at Standard Chartered Bank, Customer Care Unit, 19, Rajaji Salai, Chennai – 600 001 or reach our Phone Banking executives at http://www.standardchartered.co.in/personal/ways-to-bank/en/phone-banking12.html

                                      "As per RBI guidelines, effective April 1, 2012; the validity period of Cheques, Demand Drafts, Pay Orders and Banker's Cheques for payment will be reduced from 6 months to 3 months from the date of issue of the instrument."


                                      Original Message Follows:[protected]----


                                      Again you people have started harassing me!
                                      I don't understand what the problem in re issuing the letter is. Earlier also, I had to fight for this. I had mentioned earlier also that due to my medical conditions I am unable to continue my job & would not be in a condition to pay the installment amount.

                                      You people already had issued me a preclosure letter and now you just have to reissue the same. Also, the preclosure letter dated 21st August, which was given to me is not updated with my account. Hence the phone banking or the branch people are also not able to address it. If you want, I can attach a scanned copy of the preclosure letter issued to me which has expired on 5th September 2013.

                                      I cannot wait till 9th of October. In fact I want a preclosure letter by Monday ie. 30th September 2013. The day I get the preclosure letter, that same day I will pay the amount to Standard Chartered..

                                      This is the worst service I have seen. I am very much upset by Standard Chartered Bank's way of working. There is too much of ambiguity in your phone banking, branches & customer care!

                                      I seriously regret taking a loan from Standard Chartered Bank!


                                      Regards,
                                      Darshana
                                      From: customer.care <Customer.[protected]@sc.com>
                                      To: Darshana Asodekar <[protected]@yahoo.co.in>
                                      Sent: Saturday, 28 September 2013 2:05 PM
                                      Subject: At Your Service Your Right Partner Standard Chartered (KMM15417657V80322L0KM)


                                      Ref : 09/13/133184/SP/AST

                                      Dear Mr. Asodekar,

                                      This is with reference to your e-mail dated September 27, 2013 regarding the loan account ending with 4612.

                                      We have received your request for Pre termination Quote. We have taken note of your request vide reference number[protected].

                                      With regard to your request that one of our officers will contact you on or before October 09, 2013, we request you to bear with us in the interim.

                                      You can also contact our Phone Banking Officers to know the status of your request by referring the above mentioned reference number.

                                      Assuring you of our best services always,

                                      Yours sincerely,

                                      On behalf of Standard Chartered Bank

                                      Bhagyalakshmi D
                                      Officer - Customer Care

                                      We would like to know whether you are satisfied with this e-mail interaction.
                                      Please click on the following link to provide your feedback.
                                      https://forms.online.standardchartered.com/public_website/india/e-survey/

                                      Please do not disclose your PIN/One Time Password (OTP) to anyone. Standard Chartered Bank will never call or send SMS/emails asking for such details. If you receive an OTP without request, please intimate the bank immediately. Login to Online Banking through our secured website

                                      For more details on our complaint management policy and Banking Ombudsman Scheme, 2006, please visit to http://www.standardchartered.co.in /personal/tools-utilities/en/complaints.html Standard Chartered Bank is committed to making your banking with us a pleasant experience and values your feedback:

                                      Visit Us : www.standardchartered.co.in Write to Us : customer.[protected]@sc.com

                                      You can write to us at Standard Chartered Bank, Customer Care Unit, 19, Rajaji Salai, Chennai – 600 001 or reach our Phone Banking executives at http://www.standardchartered.co.in/personal/ways-to-bank/en/phone-banking12.html "As per RBI guidelines, effective April 1, 2012; the validity period of Cheques, Demand Drafts, Pay Orders and Banker's Cheques for payment will be reduced from 6 months to 3 months from the date of issue of the instrument."


                                      Original Message Follows:[protected]----


                                      Hi Rani


                                      Please don't start this mess again!!! For that, I have already mentioned in my mail below that please check the trail mail below.


                                      I had already received the preclosure letter on 21st August! This letter has expired & so I want you people to reissue the same.


                                      Hopefully, again you people will not make me feel that I have done a big mistake taking a home loan from Standard Chartered Bank!!!


                                      Regards,
                                      Darshana


                                      From: customer.care <Customer.[protected]@sc.com>
                                      To: Darshana Asodekar <[protected]@yahoo.co.in>
                                      Sent: Friday, 27 September 2013 2:39 PM
                                      Subject: At Your Service Your Right Partner Standard Chartered Bank (KMM15405746V659L0KM)


                                      Ref : 09/13/128025/SP/AST

                                      Dear Mr. Asodekar,

                                      This is with reference to your e-mail dated September 26, 2013 regarding your loan account ending with 4612.

                                      We inform you that as per process preclosure of your loan can be done only after a period of 6 months from the date of booking of the loan. Hence, we request you to revert post completion of 6 months for enabling us to process your request with regard to preclosure .

                                      Assuring you of our best services always,

                                      Yours sincerely,

                                      On behalf of Standard Chartered Bank

                                      Rani B
                                      Officer - Customer Care

                                      We would like to know whether you are satisfied with this e-mail interaction.
                                      Please click on the following link to provide your feedback.
                                      https://forms.online.standardchartered.com/public_website/india/e-survey/

                                      Please do not disclose your PIN/One Time Password (OTP) to anyone. Standard Chartered Bank will never call or send SMS/emails asking for such details. If you receive an OTP without request, please intimate the bank immediately. Login to Online Banking through our secured website

                                      For more details on our complaint management policy and Banking Ombudsman Scheme, 2006, please visit to http://www.standardchartered.co.in/personal/tools-utilities/en/complaints.html Standard Chartered Bank is committed to making your banking with us a pleasant experience and values your feedback:

                                      Visit Us : www.standardchartered.co.in Write to Us : customer.[protected]@sc.com

                                      You can write to us at Standard Chartered Bank, Customer Care Unit, 19, Rajaji Salai, Chennai – 600 001 or reach our Phone Banking executives at http://www.standardchartered.co.in/personal/ways-to-bank/en/phone-banking12.html "As per RBI guidelines, effective April 1, 2012; the validity period of Cheques, Demand Drafts, Pay Orders and Banker's Cheques for payment will be reduced from 6 months to 3 months from the date of issue of the instrument."


                                      Original Message Follows:[protected]----


                                      Dear Manju,


                                      Please find the below trail mail regarding the preclosure letter (Reference number [protected]).


                                      With the help of the preclosure letter issued to me, I could proceed with the resell of my flat. But the party who is buying my flat had applied for a loan. In this process, my date of preclosure expired and hence now request you to reissue the preclosure letter.


                                      I called the phone banking number for reissuing me the preclosure letter. They asked me to contact the nearest branch. So I visited, Andheri west branch on 23rd September 2013 & requested them to put a request of preclosure letter. But there is no feedback...


                                      I am still waiting for the preclosure letter!!!


                                      Loan account number:49024612


                                      Regards,
                                      Darshana


                                      From: Darshana Asodekar <[protected]@yahoo.co.in>
                                      To: customer.care <Customer.[protected]@sc.com>
                                      Sent: Thursday, 22 August 2013 9:55 AM
                                      Subject: Re: At Your Service Your Right Partner Standard Chartered Bank (KMM14961385V15618L0KM)


                                      Dear Manju,


                                      I have collected the preclosure letter from the Andheri branch yesterday. Thanks for your support and co-operation...


                                      Regards,
                                      Darshana


                                      From: customer.care <Customer.[protected]@sc.com>
                                      To: Darshana Asodekar <[protected]@yahoo.co.in>
                                      Sent: Wednesday, 21 August 2013 6:30 PM
                                      Subject: At Your Service Your Right Partner Standard Chartered Bank (KMM14961385V15618L0KM)


                                      August 21, 2013

                                      Ref : 08/13/082152/SP/AST

                                      Dear Ms. Asodekar,

                                      This is with reference to your e-mail dated August 19, 2013.

                                      Please accept our sincerest apologies for the inconvenience you have experienced. We have logged a complaint vide reference number [protected]. We request you to quote this in your future communication with us on this subject. We assure you that our dedicated Complaint Resolution team will contact you with the solution vide a call/ SMS alert/ E-mail in the next 7 working days.

                                      Assuring you of our best services always,

                                      Yours sincerely,

                                      On behalf of Standard Chartered Bank

                                      Manju B
                                      Officer - Customer Care

                                      We would like to know whether you are satisfied with this e-mail interaction.
                                      Please click on the following link to provide your feedback.
                                      https://forms.online.standardchartered.com/public_website/india/e-survey/

                                      Please do not disclose your PIN/One Time Password (OTP) to anyone. Standard Chartered Bank will never call or send SMS/emails asking for such details. If you receive an OTP without request, please intimate the bank immediately. Login to Online Banking through our secured website

                                      For more details on our complaint management policy and Banking Ombudsman Scheme, 2006, please visit to http://www.standardchartered.co.in/personal/tools-utilities/en/complaints.html Standard Chartered Bank is committed to making your banking with us a pleasant experience and values your feedback:

                                      Visit Us : www.standardchartered.co.in Write to Us : customer.[protected]@sc.com

                                      You can write to us at Standard Chartered Bank, Customer Care Unit, 19, Rajaji Salai, Chennai – 600 001 or reach our Phone Banking executives at http://www.standardchartered.co.in/personal/ways-to-bank/en/phone-banking12.html "As per RBI guidelines, effective April 1, 2012; the validity period of Cheques, Demand Drafts, Pay Orders and Banker's Cheques for payment will be reduced from 6 months to 3 months from the date of issue of the instrument."


                                      Original Message Follows:[protected]----


                                      This is not the solution!!!


                                      If a person is not able to pay his future EMIs and for that purpose if he wishes to sell the flat and close the account, you (Standard Chartered) can take some preclosure charges, but must help the customer in settling it...


                                      But instead of supporting or helping the customer, STANDARD CHARTERED is harassing a customer like me!


                                      Recently, my husband visited STANDARD CHARTERED's Andheri Branch, where a home loan account officer said that there are no preclosure charges for closing the account before 6 months and also there is no such locking period...
                                      Before taking this loan, the executive in Jogeshwari (Manoj Kasare) also said that there is no such locking period & no preclosure charges.


                                      If they would have informed me first, I would not have taken this home loan from STANDARD CHARTERED bank.


                                      Any which ways, I am not at all happy with this service now and do not wish to have any future service from STANDARD CHARTERED.


                                      DARSHANA ASODEKAR
                                      Loan Account No.[protected]

                                      Contact No. - [protected]


                                      From: customer.care <Customer.[protected]@sc.com>
                                      To: Darshana Asodekar <[protected]@yahoo.co.in>
                                      Sent: Monday, 19 August 2013 3:21 PM
                                      Subject: At Your Service Your Right Partner Standard Chartered Bank (KMM14822125V62878L0KM)


                                      Ref : 08/13/021180/SP/AST

                                      Dear Customer,

                                      This is with reference to your e-mail dated August 05, 2013 regarding your loan account ending with 4612.

                                      We are concerned to note the deep sense of dissatisfaction expressed in your email. It is all the more disconcerting to note that, your recent interactions with our Bank did not evoke a satisfactory response. Whilst we make every effort to provide our customers the best in service, it is indeed disturbing to come across instances that are not in line with our service standards. We sincerely regret the inconvenience caused to you in this regard and thank you for bringing this matter to our attention.

                                      We have received your request for List of Documents. We have taken note of your request vide reference number[protected]. Please allow us to sometime to process your request and it will be processed latest by August 21, 2013. We request you to bear with us in the interim.

                                      Regarding pre closure, we wish to inform you that as per process preclosure of your loan can be done only after a period of 06 months from the date of booking of the loan. Hence, we request you to revert post completion of 06 months for enabling us to process your request with regard to preclosure. Further, we request you to share the copy of any documents in this regard for us to check and assist you accordingly.

                                      We request you to write to us for any further assistance towards your loan account.

                                      Assuring you of our best services always,

                                      Yours sincerely,

                                      On behalf of Standard Chartered Bank

                                      Geetha S
                                      Officer - Customer Care
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