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Standard Chartered Bank Complaints & Reviews

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A
avinash.cc
from Delhi, Delhi
Oct 29, 2013
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I frequently receive promotional emails & phone calls from standard chartered bank for applying for a credit card. I normally ignore but this time opted to apply for this. To avoid any fraud, I choose to apply online (#CCHR539A3V) on[protected]. I checked the status after 4-5 days, it says they can not offer me card at this time. I wrote them multiple emails asking for reason - all I am getting as response is - I did not meet certain criterion. I did multiple email communication with them (still continuing..), but I am getting a copy paste response on each mail. It is really disappointing, I know any bank is suppose to share the reason of rejection of any credit card . loan to customer as per RBI guideline http://www.rbi.org.in/scripts/bs_circularindexdisplay.aspx/BS_CircularIndexDispl... I even forwarded them the link and asked to provide me details. Surprisingly again there was similar response that "they regret but can not share the reason." Anyone please can you help me if there are any other mode of escalation in standard chartered to highlight they are not following a basic guideline setup by RBI. Thanks, Avinash
Aug 14, 2020
Complaint marked as Resolved 
Dear Avinash,

Please accept our sincerest apologies for the inconvenience you have experienced. We request you to provide us your contact details, so that our official can contact you to address your concern.

Regards,
Standard Chartered India
Hi,

It is not appropriate to put my contact # on the public forum, I would not do that.

If it is a serious attempt to address my concern, you can easily find it using my application reference number #CCHR539A3V. Or let me know the email ID or direct contact # where I can contact you. For now, I have already send my details again on your customer care email id Customer.[protected]@sc.com.

Can you post your bank's policy on the issue I raised - "why your bank is reluctant to share the reason for rejection of a credit card application"

Hoping to hear back.

Thanks,
Avi
Dear Avinash,

Thank you for your comment. We request you to send an email to service.[protected]@sc.com providing us with your contact/ account details, so that our officials can contact and assist you.

Regards,
Standard Chartered India
I share the required details. But unfortunately bank is not sharing the reason - all they are saying that I do not meet some of their internal criterion and they can not disclose that to me as per internal policies. I actually started to think if bank is not bound to share the reason for rejection as per RBI policy or I am missing something here. This is more of a customer right or understanding the RBI policy in this regard for me than getting a credit card from standard chartered.

Attaching my ongoing communication


[protected] Forwarded message[protected]
From: customer.care <Customer.[protected]@sc.com>
Date: Tue, Nov 5, 2013 at 4:44 PM
Subject: Your recent communication with us (KMM15808900V46742L0KM)
To: avinash verma


Ref : 11/13/013263/SP/CRD

Dear Mr. Verma,

This is with reference to your e-mail dated November 05, 2013

We understand from your communication that you wish know about the rejection status. In this regard, we would like to clarify that on receipt of credit card application we will do various internal verifications like address verification, income documents, CIBIL score etc. As communicated in our earlier response that we are currently unable to offer you the above facility, since your application did not meet the certain internal criteria, as per our bank policy.

Also we do not disclose our internal policy guidelines with regard to the credit card application process. Hence we are unable to accede your request in this regard.

We assure you that this does not, in any manner, undermine your credit worthiness or standing with our bank. It is always a matter of disappointment when we are unable to accede to a request from our customer.

Assuring you of our best services always,

Yours sincerely,

On behalf of Standard Chartered Bank
Sudha R
Officer - Customer Care

We would like to know whether you are satisfied with this e-mail interaction.
Please click on the following link to provide your feedback.
https://forms.online.standardchartered.com/public_website/india/e-survey/

Please do not disclose your PIN/One Time Password (OTP ) to anyone. Standard Chartered Bank will never call or send SMS/emails asking for such details. If you receive an OTP without request, please intimate the bank immediately. Login to Online Banking through our secured website

For more details on our complaint management policy and Banking Ombudsman Scheme, 2006, please visit to http://www.standardchartered.co.in/personal/tools-utilities/en/complaints.html

Standard Chartered Bank is committed to making your banking with us a pleasant experience and values your feedback:

Visit Us : www.standardchartered.co.in Write to Us : customer.[protected]@sc.com

You can write to us at Standard Chartered Bank, Customer Care Unit, 19, Rajaji Salai, Chennai – 600 001 or reach our Phone Banking executives at http://www.standardchartered.co.in/personal/ways-to-bank/en/phone-banking12.html


Original Message Follows:
[protected]----

Well, again the answer is same. i did not meet internal criterion. What criterion.

Am i not having right to know as per Rbi norms ?

Pls give me specific answer. If your bank is an exception and does not need to adher, or I am misquoting the rbi guideline, pls let me know, i will not bother
-----Original message-----
From: customer.care
Sent: 05/11/2013, 11:10 AM
To: avinash verma
Subject: Your recent communication with us (KMM15753940V6904L0KM)


Ref : 10/13/131369/SP/CRD

Dear Mr. Verma,

This is with reference to your e-mail dated October 29, 2013

We are concerned to note that your earlier interaction with us did not elicit a satisfactory response. We regret any inconvenience caused to you in this regard.

We have reviewed your application reference number #CCHR539A3V.

We would like to clarify that on receipt of credit card application we will do various internal verifications like address verification, income documents, CIBIL score etc. As communicated in our earlier response that we are currently unable to offer you the above facility, since your application did not meet the certain internal criteria, as per our bank policy.

Also we do not disclose our internal policy guidelines with regard to the credit card application process. Hence we are unable to accede your request in this regard.

We assure you that this does not, in any manner, undermine your credit worthiness or standing with our bank. It is always a matter of disappointment when we are unable to accede to a request from our customer.

Assuring you of our best services always,

Yours sincerely,

On behalf of Standard Chartered Bank

Vanitha TM
Officer - Customer Care
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    K
    kashyap013
    from Ahmedabad, Gujarat
    Oct 29, 2013
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    Address: Ahmedabad, Gujarat

    I have redeemed my rewards points of my slandered chartered bank credit card, on 22nd Oct, and cancel my order within 5 minutes, then in my points summary is written that your order is being canceled and points is re credited. But in actual it not credited on the same time have called on customer care and have to told my story 3 times to 3 different people then they told me you will be get credit within 48 hrs but after 7 working days I have not given credit of the said rewards points.
    So, called again on customer care and asking for the same issue and they transfer my call to 4 people and have to told each my issue again n again then reply is the same we have taken complaint and you will be revert in 48 hrs.

    why should i wait till more 48 hrs, it is already 7 day passed yet no result of this small issue. And customer care executives are totally liars and tried to make us to be anger and cut the call they are treated to do this I experienced.

    if anybody can help in this matter please do needful
    Standard Chartered Bank customer support has been notified about the posted complaint.
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      A
      Abhinav Karmakar
      from Bengaluru, Karnataka
      Oct 27, 2013
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      COMPLAINT: OVERLIMIT CHARGE NOT REVERTED. I WILL NOT PAY THE BILL

      Hi Standard Chartered credit cards,

      Just now I saw my bill for October. And I found that even after my multiple emails to standard chartered (attached below), you have not reverted the over limit charge Rs 561.80.

      I WILL NOT MY CREDIT CARD BILL UNLESS YOU REVERT THE OVER LIMIT CHARGE.

      I am a regular user of standard chartered credit card and have always paid on time. You can check my bill payment history. But this time I will not pay the bill.
      And I will keep escalating the issue unless you revert the OVER LIMIT CHARGE Rs 561.80

      You are fooling and cheating customers by first giving an option to cross the limit, WITHOUT OUR PERMISSION.
      And then charging Rs 561.80 OVER LIMIT FEE.

      Regards,
      Abhinav Karmakar
      Standard Chartered Bank customer support has been notified about the posted complaint.
      Dear Abhinav,

      Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have forwarded your issue to our customer support team and our officials will contact you to address your concern.

      Regards,
      Standard Chartered India
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        A
        arijit.chakraborty
        from Gurgaon, Haryana
        Oct 27, 2013
        Resolved
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        Resolved

        Address: Kolkata, West Bengal

        Dear Sir/Madam, My wife, Ms. Priyanka Roy holds a salary account with Standard Chartered (SC). She was being told by Mr. Kishore Vijayakumar that there would be zero balance NRE/NRO account in case she opens an account with me and this would be based on her salary account. This was the sole reason my wife opened a salary account with SC. It was also being emphasised that once the privilege of "zero balance" is given the same will be renewed/continued from the next year onwards. He and Ms. Mousumi Mamtaz made us to fill up all the forms to open a NRE account and took all the documents (my overseas residential proof, credit card statement and banking details) from us and lodged an application to open an account. On 23rd Sep Ms. Mousumi called my wife and confirmed that the account has been processed and someone named by Mr Saumendranath Saha from the NRI banking division wants to formally meet me before opening the account and handing over all the account documents.When I met Mr. Saha of NRI division on 24th Sep'13, I realised that it was a wrong and misleading information that was given by Mr. Kishore and Ms. Mousumi Mamtaz. Mr. Saha took time to clarify all the terms and conditions which I appreciate. But those conditions did not seem interesting enough for me to open a 2nd NRE/NRO account with SC (since I already have one with another bank). To clarify his stand Mr. Kishore called me on 25th Sep. He was quick enough to blame Mr. Saha saying that he could not clarify the actual terms and conditions properly. The height o[censored]nprofessionalism Mr. Kishore showed when he claimed all these misunderstanding happened because Mr. Saumendranath Saha is not fluent and well versed in English communication. I was annoyed by this sort o[censored]nprofessional behaviour from banking people of an eminent bank like SC. Mr. Kishore also gave several assurances based upon zero evidence which I felt is quite unprofessional as well, coming from a big corporate house like SC. All I wanted was those assurances (viz. privileges including converting my NRE/NRO account into another savings account which has a lower average monthly/quarterly balance at the end of one year, which I understand by law a banker cannot insist a NRI to convert his NRE/NRO account into a normal 'resident' savings account) in the form of a formal email. But what I received is a "preferred banking MID form" from someone named by Mr. Rudraditya Bhattacharya. I immediately replied back stating all that I faced from their team and demanded an immediate email stating what and all privileges I would be getting on the basis of my wife's salary account. Today is 28th Oct and I regret to inform you that till now neither I have received a single email from their end, nor they have returned me all the documents (my overseas residential proof, credit card statement and banking details) which they took to open the account. This complaint is more of an awareness call, so that customers do not get misled by those people on the basis of their "word of mouth" and should always ask for a formal email or letter to prevent these sort of harassment in future. Kind regards, Arijit Chakraborty Neuroscience Researcher The University of Auckland, NZ
        Aug 14, 2020
        Complaint marked as Resolved 
        Standard Chartered Bank customer support has been notified about the posted complaint.
        Dear Arijit,

        Please accept our sincerest apologies for the inconvenience you have experienced. We request you to provide us your contact details, so that our official can contact you to address your concern.

        Regards,
        Standard Chartered India
        Kindly mail back to me at arijit.[protected]@gmail.com.

        Thanks,
        Arijit
        I am facing issue of converting my account from last one year
        I am very old customer but now i think to switch
        Poor poor and poor
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          I
          insta_buy
          from Bengaluru, Karnataka
          Oct 23, 2013
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          Address: Bangalore, Karnataka

          Guys please help me i am fed up of transfering money to these people... I was asked to pay 4000 for the card enhancement package eventhough i have not asked nor opted it. No one in this regard had made any kind of communication whether i want card enhancement package. I only had got a call from customer care for card renewal which i agreed since i was happy with the first year journey with this bank.Let me make it clear here nobody spoke about the card enhancement package. To my astonishment i recevied 2 statements saying it was converted to emi account with principle of 4000. I was surprised that it was converted to emi by default. I remember not even a single communication by the company for this conversion. Now when i said i want to close this account i was asked to courier back the package which i did later another customer executive called and said nobody asked me to send and that they are not paying me back the amount i paid as part of emi. Now fed up of all these discrepancies i decided to cancel my card. However my card is cancelled and i got a cofirmation saying its cancelled but still the instabuy account procedure is being dragged. Everyday 7 people send emails saying my outstanding bill is 4000 still. Miss Manisha had some weird erroneous figures which later was being apologised saying it was mis calculation by them. They asked me to pay 2089 to preclose my instabuy account ending with 9415. Which i did. In the attached excel sheet which i downloaded from standard chartered site(my account). I see my current outstanding shows 112.36rs. If this is the case i have need to pay 112.36 rs. Why is Miss Manisha mails saying i need to pay 4262.14rs? If this is the case is the principle 8000rs? FYI, I am frustrated to such an extent that i was not in a mood to redeem my 8000 points if i am not wrong it amounts to 2000rs which your customer executive only told me. Once this above issue is sorted out please send me a confirmation email saying my instabuy account ending 9415 is closed and that it has a balance of 0 rs. Because i dont want to face any confusions later.
          Dear Customer,

          Please accept our sincerest apologies for the inconvenience you have experienced. We request you to send an email to service.[protected]@sc.com providing us with your contact/ account details, so that our official can contact and assist you

          Regards,
          Standard Chartered India
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            G
            gourav samanta
            from Pune, Maharashtra
            Oct 22, 2013
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            Resolved

            Address: Kolkata, West Bengal

            Hi team, I am GOURAV SAMANTA and have been the owner for the S&C credit card ****-****-****-7485 for over 2 years now. However recently I find difficult to keep faith on your organization and I am not at all happy using your services and benefits. Last month, I failed to pay my dues within the due date, due to my slight negligence about not having checked the spam folder. I am not a computer expert and I do not know what content you put in those mails, that some mails directly hits my inbox where some hits the spam folder. Its surprising to see from your business stand point, that all your promotional mails gets through without any issues, but the one which matters most ‘the monthly bill’ is unable to pass through the general mail filters. Also unlike other banks, I expect reminder calls to aware users so that they do not end up paying the late fines and their subsequent charges. But again, I receive calls from your bank asking for personal loans, but do not get calls which could actually make a value add to your services. I called up the representative to enquire and request if the extra that has been added, could be dropped. He confirmed that this is very much possible and this request will be entertained as long as I have made my payment. All extras whatever has been imposed and paid will be reversed on my next bill once I have cleared all my dues. I cleared all the dues which included the late fine and interest, and now I am receiving regret messages in my cellular phone saying this reversal will not happen. Needless to say, I could not be left with a much worse impression about your bank where money matters above customer satisfaction, technical glitches are used for your advantages, helpdesk representatives are not transparent, rude and sometimes unqualified. I no longer wish to continue with your services and so requested to cancel my credit card on 17th/18th Oct 2013. I was told I would be contacted within 24 business hours for authentication and my card will be cancelled within the next 7 days. However despite of 72 business hours and more, I was not contacted and the representative attending my call only kept on repeating that ‘It will be done within 7 days’. It sounds your team is not that keen in resolving issues the same way, they are keen in taxing customers. Anyways, will appreciate if this complaint rings a bell and if I could be contacted soon.
            Aug 14, 2020
            Complaint marked as Resolved 
            Standard Chartered customer support has been notified about the posted complaint.
            Dear Gourav,

            Please accept our sincerest apologies for the inconvenience you have experienced. We request you to provide us your contact details, so that our official can contact you to address your concern.

            Regards,
            Standard Chartered India.
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              S
              subhankar16
              from Kolkata, West Bengal
              Oct 22, 2013
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              Address: Kolkata, West Bengal

              I had a purchase using my credit card (Number [protected]) and opted for a 9 months EMI option. For the first month, the due amount for first installment appeared in my statement of the same account (of the credit card) and I made the payment. But, suddenly, from the second month, one more account([protected]) was tagged to my card for the EMI payment which was showing my EMI details. As usual, I made my payment for my account of credit card [protected] but could not do the same for the other one as I did not know the presence of the second account. I tried to contact several times to have a discussion about my credit card loan account [protected] which was unethically tagged to me, without any prior notice. I got two/three calls from bank's representatives regarding my dues but the phone was cut before I explained my issues regarding this. Next payment due date is 30th of this month and it is showing some Rs. 800 additional charge in the statement of the EMI account. I need this issue resolved urgently, kindly suggest.
              Dear Subhankar,

              Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have noted your card details and our officials will contact you to address your concern.

              Regards,
              Standard Chartered India
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                L
                laxman12345
                from Mumbai, Maharashtra
                Oct 22, 2013
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                Address: Pune, Maharashtra

                I HAVE SHIFTED MY HOUSEHOLD ITEMS FROM PUNE TO JAMNAGAR BY SPEEDEX RELOCATIONS INDIA( PACKERS & MOVERS )PUNE (SERVICE TAX NO- BKUPK9712QSD001) IN THE MONTH OF JULY-2013. MAJOR ITEMS ARE DAMAGED. I HAVE ALSO MAILED MANY TIMES BUT NO POSITIVE RESPONSE (CONTACTD TO Mr.Satish Kumar Jangra CELL NO- [protected], [protected], ADDRES- Om Sai Building, 13/1, Morya Park, William Nagar, Pimple Gurav, Pune-411 027. (PUNE) AND MR. RAVIDRA (HYDERABAD)) . THE SERVICE IS WORST . THEY TOLD ME THAT "COMPLAIN ANYWHRE, BUT WE WILL NOT GIVE DAMAGED ITEMS MONEY". SO PLEASE LOOK ITTO THE MATTER AND RESOLVE IT.
                Aug 14, 2020
                Complaint marked as Resolved 
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                  R
                  R@jneesh
                  from Mumbai, Maharashtra
                  Oct 20, 2013
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                  Dear Sir/Madam, This is with regard to my credit card no.[protected]. In the month of July my transaction value was 61, 329.29 and around 25th or 26th Standard Chartered executive from EMI section contacted me for using EMI option for six months. She told me in case I wish to make early payment there will not be preclosure charges and interest will be levied only for the period o[censored]se. I opted for this option. The bill got generated on 4th Aug and since I had the funds so I made full payment of 61, 329.29 on 6th Aug well before due date of 22nd Aug. I called the customer service that I dont wish to use EMI and requests them there should not be any interest and preclosure charges as per the information given by the EMI section executive. But they charges me 1510.75 on account of late payment charges and some overlimit charges I dont know why. Then as per my requests they cancelled my card on 17th Aug and after that series of email exchanged on the subject for reversal of these charges and activation of my card but to no avail. Then next month they charged me late payment charges my bill starts increasing and giving me stress of not resolving the issue. The final bill amount became 1900+ then they reversed some of the charges. Finally to come out of this situation I made full and final payment of 1071.27. Harrassment doesnot end here, now I thought of atleast redeeming my credit points which were 11148, they refused to redeem these points by saying it should have been done before cancellation of card. Sir, please help me getting this grievance reddressed as I suffered a lot over the past two months and ends up in paying 1071.27 without having any fault at my end and also not able to redeem my points. Even I requested them to reactivate my card as i paid the uncalled for charges of 1071.27 but they said it can not be done after one of cancellation. Please help me by your best advice and so that I can get just & fair treatment in this case. Let me know in case you require any other information from my side.
                  Dear Rajneesh,

                  Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have noted your card details and our officials will contact you to address your concern.

                  Regards,
                  Standard Chartered India.
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                    A
                    akbar1384
                    from Mumbai, Maharashtra
                    Oct 17, 2013
                    Resolved
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                    Address: Pune, Maharashtra

                    This bank is not sending a password for online payments of the bill that i want pay. i keep getting bull automated emails and the is theIVR which is helpless and useless,

                    standard charted u I want the[censored]ing bills that you sent me. I always wanted to pay the bill but no good response from your system. YouSUCK!

                    Stop spoiling my credibility ! let someone call me and tell me password or credit card pin.
                    send me my credit card pin you .
                    Aug 14, 2020
                    Complaint marked as Resolved 
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                      B
                      behala
                      from Kolkata, West Bengal
                      Oct 17, 2013
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                      Address: Kolkata, West Bengal

                      Sir, I've received a threatening message for payment of overdue of my card No. [protected] without mentioning the exact amount to be paid. Unfortunately, PIN of the aforesaid card has not been provided by appropriate authority. In absence of the PIN, the card can not be used either for purchase or for withdrawing cash which I never indulge. In the light of the above how an overdue amount exists? Kindly look into the matter. Yours faithfully Arabinda Chaudhuri
                      Dear Arabinda,

                      Please accept our sincerest apologies for the inconvenience you have experienced. Please be assured that we have noted your card details and our officials will contact you to address your concern.

                      Regards,
                      Standard Chartered India.
                      Dear Arabinda,

                      We trust our customer support team have resolved your issue to your satisfaction, Please let us know if you have any other queries, we are always here to assist you.

                      Regards,
                      Standard Chartered India.
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                        R
                        Rakesh Kumar Moga
                        from New Delhi, Delhi
                        Oct 15, 2013
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                        Address: New Delhi, Delhi

                        Sir/Mam, I took your credit card in april’13. At that time your Representative told me “ 1st three purchasing you will get 600 reward points after that purchasing Rs.100 you will get 1 point”. Till now I have only 270 points that is impossible. So please give me 600 points excluding 270 points. My card no is [protected]. My other friends got 600 points. Thanks, Rakesh Kumar Manager PNB Head office New delhi Mob no [protected]
                        Standard Chartered Bank customer support has been notified about the posted complaint.
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                          S
                          shahzad ali shahz
                          from Mumbai, Maharashtra
                          Oct 14, 2013
                          Resolved
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                          Resolved

                          Address: Kolkata, West Bengal

                          I am using a Standard Chartered credit card. The sixteen digit no. is [protected].I made my last payment by cheque within the due date. There was a correction in the cheque and I had put my initial instead of putting my full signature near the correction. The bank accepted the cheque. Later I received a letter stating that I should issue a fresh cheque as there was a mistake in the cheque and the bank cited the initial as mistake. I immediately issued a fresh cheque but by now I jumped the due date by one day. I phoned the bank and informed the concerned lady about my problem and requested her not to add any late charges. I was assured by the lady that no late charges will be added and I need not worry. Now I have received my payment coupon on 14/10/2013 and I am asked to pay RS. 31.98p. by 8th October 2013. This has happened before and after my verbal request things were sorted out. I tried to contact the bank several times by phone but the computerised system asks my date of birth, expiry date of the card, then some three digits every thing I give is accepted but when I am asked to give my new telephone number that is not accepted and my call is rejected. I tried the Card.[protected]@sc.com. Please help me out.
                          Regards,
                          Shahzad Ali
                          14/10/2013
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Standard Chartered Bank customer support has been notified about the posted complaint.
                          I have not received any reply from standard chartered bank in response to my complaint dated 14/10/2013 "Late fee charges". My credit card 16 digit no is [protected]. Shahzad Ali
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                            H
                            hitendragupta
                            from Vasai-Virar, Maharashtra
                            Oct 12, 2013
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                            Address: Mumbai City, Maharashtra

                            Dear Sir/Madam, First find the basic details of the card and card holder Issuing Bank - Standard Chartered Credit card name - Manhattan Platinum credit card Card number - [protected] Issued since 2009 Card holder name - Hitendra Gupta Now the complaint I didn't received my credit card statement for the month of February and March 2013. And surprisingly in April 2013 I got a statement with all the late charges and interest billed to me. As soon as I received the bill I wrote back to the credit card company about this for which I till date didn't received any satisfactory response. Hence, the outstanding amount is increasing on a monthly basis. I have expressed my keen willingness to pay them the actual amount due i.e. the amount which I have actually spent without any delay fees or interest cost. I tried my best in contacting the bank through their call center but even that attempt gone waste. So every month since April 2013, I used to get the credit card statement on which I have written back explaining my case and appending my earlier mails but all invain. I also asked for the old bills to be reissued but all my sincere efforts, to resolve the issue as soon as possible where falling on the deaf ears. So now since the account is 6 months overdue, the bank has now outsource collecting the amount to some recovery agent. In last 3 months, 3 different recovering agents have approached me. To whom I have explained my case and after hearing me out they said they will get back to me. But till date even they haven’t resolved the case. And today it was the height, one of the agents had called me instead of hearing me out about the issue, she was continuously selling me the EMI option of the payment (wherein payment amount itself was the bone of contention). I don’t know how these banks appoint such highly erudite people for such kind of work. And the story doesn’t end here, when I requested her to hear me out and stop selling me the EMI option, she abused me in good hindi bad words. I just disconnected my phone after that. I don’t the name of the agency but for me she was a representative of an esteemed MNC bank. And I can’t tolerate this kind of treatment. Through this forum, I would like to seek the attention of the bank and also the banking ombudsman to resolve this issue. Moreover, I would urge the banking ombudsman to take the strictest action against such indecorous treatment. This problem could have been resolved in May 2013 itself when I first time mailed regarding my concern and my willingness to pay the actual due (excluding all the delay penalty). But bank was unable to do it – I believe they don’t have their CRM system under place and also their risk management system is too archaic. Thanks & Regards Hitendra Gupta
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                              arund55
                              from Noida, Uttar Pradesh
                              Oct 12, 2013
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                              Address: Gautam Buddh Nagar, Uttar Pradesh

                              Dear Sir, Recently i started receiving calls on behalf of standard charted bank requesting applying for their super value added life time free titanium card. The same was applied through their rep in the month of sept 2013. In the last wk of sept 2013 the credit card was received at my residence stating that the pin shall be received shortly. Till date neither the pin has been received nor any message from the bank has been received. The card is of no use as it can not be used without pin. While trying for on line pin generation it was observed that the date of birth dat fed in their system does not match with the actual/data provided by me in my application. Hence i am unable to contact the bank through IVR on line. I feel some body may misuse my card hence requested to look in to the matter. (m) [protected] AK DOGRA
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                                vkumarrk
                                Oct 12, 2013
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                                Address: Bangalore, Karnataka

                                I have two accounts at this bank, one primary and other secondary. There is credit in my secondary account which I called and asked its customer care to transfer in my primary account and I made payment for the remaining amount. Money was never transferred to my primary account and I have been charged fine for not paying the entire amount. I called its customer care again but the line was busy and I was asked to call back so I emailed its team, and instead of resolving this these people fined me again. It had become the vicious circle and by now they have charged me over 10, 000 in last three months. I have told them multiple times that either resolve this issue or close my account and send me the final bill but instead they put some more charges. I am really frustrated with there service and I want to file a case against them.
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                                  sataraj
                                  from Mumbai, Maharashtra
                                  Oct 11, 2013
                                  Resolved
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                                  Resolved

                                  Address: Chennai, Tamil Nadu

                                  Hi All, Standard chartered bank is probably the worst in resolving issues. The customer service doesn't have enough information to handle the complaints. Standard Chartered FAQ: http://www.standardchartered.co.in/_documents/billdesk/faqs.htm 1- The above link has info saying if transaction is failed you can give the transaction reference number to customer service to roll back the transaction and money will be credited back into the account. When I called the customer service they don't even know how to track this. 2- The auto response for the customer service emails (Card Services <card.[protected]@sc.com>, Head.[protected]@sc.com, nodal.[protected]@sc.com, Principal.[protected]@sc.com, straight2bank.[protected]@sc.com) comes after one day. I never seen a system which is so slow. Probably they were using the Terminator 1stpart time of mainframes which are rusted and doesn't work even if someone kicks them. 3- The payment due date for my credit card is on 13Oct, 2013. May be due to the bad luck associated with 13 number, My payment which is made through billdesk link given in the statement email is not reflected after 10 days. I paid on 30Sep2013 today is 10Oct2013 and still they don't see my payment.(Neither can the roll back as already mentioned in 1st point) 4- The customer service has utterly idiotic policy, which says only two calls per month on non-IVR is free. Remaining are chargeable Rs.50 per call. As I've to follow up the payment with useless customer service team for two times till now, I thought 50rupees can be spent to check the payment after 10days. Now a lady responds "pay the minimum amount to avoid late payment fees". Iam not satisfied (infact irritated) with her answer and asked to escalate and she made me wait in the call for 15minutes. Nobody will ever answer. Probably this is strategy to make you mad so that you can attempt suicide or murder somebody who answered(Because I don't have enough money and the payment is 50k). 5- Highlights at last... Once you have credit card and ask them to cancel it, I bet nobody ever know the process of how to get rid of this horrible credit card. They will ask you what is the reason, will suggest you to reduce the BP and be patient till issue gets resolved... Issues NEVER GET RESOLVED ESPECIALLY WITH STANDARD CHARTERED, so you might ultimately become patient. After all this, I've decided to stop using this and printing some Pamphlets which read "PLEASE DONT TAKE ANY STANDARD CHARTERED PRODUCT. YOU WILL HAVE TO TYPE IN ALL THIS and JUMP OF YOUR OFFICE BUILDING If YOU DID TAKE. -yOUR wELL Wisher" "--Enjoy Life STAY Out of Reach for 'Standard Chartered'---"
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
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                                    subh_blore
                                    from Mumbai, Maharashtra
                                    Oct 11, 2013
                                    Resolved
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                                    Resolved

                                    Address: Bangalore, Karnataka

                                    I got a credit card from SC, it was almost a force from customer care executive. Though I declined several times to accept their card but like beggars they used call and beg several times. Finally after taking card, not able to swipe as asked for PIN. After writing mail several times to customer care also no relevant response, given number of customer care also can not be connected until u have your PIN. Finally got an info from customer care that my PIN has been generated but after receiving that realized it was only for ATMs, you can not connect to customer care through that. It's really a nonsense service. They never respond to any call, no help nothing if you are in trouble. I am using several other bank credit cads but never faced any issues. SC is really disgusting.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
                                    Oct 11, 2013
                                    Updated by subh_blore
                                    Its true and it happened to so many people.. Like mad they sell their credit cards but finally cant provide good service. IDIOTS
                                    Most disgusted service. Customer Care Executives are hopeless.
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                                      sataraj
                                      from Mumbai, Maharashtra
                                      Oct 10, 2013
                                      Resolved
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                                      Resolved

                                      Credit Card payment not getting reflected online payment through billdesk

                                      Address: Chennai, Tamil Nadu

                                      Hi All, Standard chartered bank is probably the worst in resolving issues. The customer service doesn't have enough information to handle the complaints. Standard Chartered FAQ: http://www.standardchartered.co.in/_documents/billdesk/faqs.htm 1- The above link has info saying if transaction is failed you can give the transaction reference number to customer service to roll back the transaction and money will be credited back...
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                                      bkvadhera
                                      from Alwar, Rajasthan
                                      Oct 10, 2013
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                                      Resolved

                                      Address: New Delhi, Delhi

                                      I am holding Standard Chartered (Times Card) Visa Business Gold Card No [protected]. In Nov2012 I paid all the dues amounting to Rs. 16160 to Mr. Iqbal representative of SCB collection firm "Konexions back Office Services Pvt Ltd" vide Receipt No NDO14C100703, Book No 66010.with secure 3D sticker. After this I did not transact against this card but now on inquiry with banks customer care I was surprised to find that they have inflated my outstanding to Rs. 30000+ and added my name on the CIBIL. This was because they did not present the cheque for payment atall. Standard Chartered Bank Credit Card has defaulted on the following grounds: 1. Not holding their collection agency responsible for loss of cheque. 2. Customer can be held responsible if the cheque had bounced. 3. Inflating the outstanding for no default of customer. 4. Bothering the customer with repeated phone calls for non payments without putting its own house in order. 5. Reporting a false and unverified outstanding to CIBIL- an irresponsible act. 6. Imposing a bone breaking intertest of over 80% in just 10 months increasing the outstanding to over Rs. 30000/- in Sept'13 over Rs. 16160/- outstanding in Nov'12- This rate of interest also needs to be investigated by RBI the agency to monitor Credit Card operators All this long, specially within the 6 months validity period of the cheque, i kept on telling the customer care executives that I have paid the amount quoting and referring to the said receipt but they never checked with their collection partner but instead made an easy sacrifice of the gullible customer like me. I want Standard Chartered Bank Credit Card to immediately seek apology, reverse CIBIL entry, ensure such mistakes do not get repeated. I also seek a compensation of Rs. One Crore for mental agony and damaging my reputation without reason by "Blocking" the Card and by reporting to "CIBIL" Thanking You
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
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