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Standard Chartered Bank Complaints & Reviews

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Updated: May 9, 2025
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Standard Chartered Bank reviews & complaints page 62

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S
somdebdasgupta
from Kolkata, West Bengal
Jan 16, 2012
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Address: West Bengal

I have a policy in Dlf Pramerica whose monthly premium in 797.00 RS/Month. I had issued an written application to standard chatered bank to stopping the ecs mode of the above said amount.
I had issued this application to Standard Chatered Bank within 1st dec 2011 to 12th dec 2011. And usually the monthly premium deduction date of Dlf pramerica is 16th of every month. So I applied for stop ECS, before 16th dec 2011. And also they assured me that stop ecs facility they are activated within 2-3 days. It was their mistake, that they don't process my request for stop ECS till now.

Pls help me out of this matter.
Thanks in advance.

Somdeb Dasgupta
(Phone - [protected]. Email - somdeb.[protected]@gmail.com)
Aug 13, 2020
Complaint marked as Resolved 
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    A
    aadarshmalviya
    from Noida, Uttar Pradesh
    Jan 9, 2012
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    Address: Jaipur, Rajasthan

    Dear Sir,

    I need your help in resolving the matter with Standard chartered.I could not find any other way to this.

    I had a credit card of Standard Chartered Bank [protected]

    SC sent me a balance transfer draft on the favor of my hdfc bank credit card of Rs. 10,000 in 2006 .I did not use the draft and crossed the draft and dropped it to SC Atm Drop Box in noida sector 18.

    Later on SC told me that they did not receive any draft and they asked me to make an affidavit stating that I had lost the draft.After few days I made an affidavit and sent it to SC.

    After that I never received anything no letter no call from SC.Today when I applied for Loan I found that there is a dues of more than 19,000 on my name.

    I am so shocked about this.I never swapped the card and did not use the draft which was sent to me and bank never sent me any letter.

    Please do help me regarding this I am so worried.
    My phone number is [protected]

    Standard Chartered Credit Card — Torture

    A guy from Stabdard chartered came tomy place saying that I did not make the minimum payment.
    I told him that I want to clear out all the dues and he said that I have to make a minimum payment or that month and only then he can process the clearing letter. this happened for 2 months and then he did not come back. He said he would settle it for about 26K to 28 K.
    After 3 months he came back and says that I have to pay 35K.

    What should I do to file a case against the back.
    Please help me.
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      B
      bkpatel013
      from Ahmedabad, Gujarat
      Jan 9, 2012
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      Address: Ahmedabad, Gujarat

      I had Standard Charted Credit Card, which I cancelled in May 2006 and already got cancellation and no Due latter from them. But after a several years, just in last month Dec, 2011. I got the over due statement of 48,508.33 and now they are calling me again and again for the payment. And every month they are adding interest and finance charges.

      I talked to the customer care but according to them, since it's very old data so they don't have online records and asked me to drop email on head.[protected]@sc.com. Which I did twice but not getting any reply or call from them.

      So I don't to whom I need to contact. Because their Chennai office no. is always busy. And Customer care support can not help me. And even they are not replying by email.
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        B
        bibhuti.talk2me
        from Delhi, Delhi
        Dec 21, 2011
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        Address: Bangalore, Karnataka

        Hi Sir,

        I am Bibhuti Bhusan Panigrahi.

        I have applied for standard chartered platinum credit card about 2 months back through their agent. I have applied only because they have called me 3-4 times and tell me different offers and then I told ok. The agent also told within 15 days you will receive your credit card. After a lot of verification including calling to my parents, residence address verification I have not received the credit card till now(going to be 2 months). I doubt standard chartered employee may be using the credit card in my name. I have called them many times but they are telling without credit card reference no we can not tell anything. How can I get a reference number as I do not have a credit card. Kindly look into the matter and if possible cancel my credit card and return my documents whatever I have given before it got misused.

        Regards,
        Bibhuti Bhusan Panigrahi
        Mob:[protected]
        Aug 13, 2020
        Complaint marked as Resolved 
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          A
          aaloksangal
          from Mumbai, Maharashtra
          Dec 20, 2011
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          Address: Delhi

          This is regarding my Loan account no. 48167479 with Standard Charted Bank. I had requested the bank to pre close my loan account which is in the name of EROS International a partnership firm. The bank is unneccessary delaying the process and is not ready to release my property papers. I am financially hard pressed and am not able to pay such heavy interestand have arranged to repay by selling the property. I want them to release my property papers at the earliest. Hope you can help me in expediting the case.

          Thanking you,
          Aalok Sangal [protected]
          Aug 13, 2020
          Complaint marked as Resolved 
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            P
            Priyadarshan Paul Raj
            from Mumbai, Maharashtra
            Dec 7, 2011
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            Address: Chennai, Tamil Nadu

            Hi,

            I have a standard charterd bank - Credit card - SCB offered a plan to me with tie up with Bajaj Alliance Mutual funds- I paid for 5 instalments - and never got the policy documents - Now I got the policy document after fighting and stop paying to SCB - Now they are month on month caherging late fee and reversing the same - The worst part they have blocked my card.

            I need help and justice here....

            Mobile : [protected]
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              A
              alpachauhan
              from Pune, Maharashtra
              Dec 3, 2011
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              Address: Mumbai City, Maharashtra

              my name is alpa
              my loan account no is 40484513
              Loan senction amount 2.87.500
              Emi amount 3359
              on 14th November i call to customer care to change my address and mob no
              they give me ref no saurav / ar / 1111 / 86 / 87
              on 19 th i call again to confirm my change add and no your customer executive told me it is changed ...
              than on 19th i give request for copy of my property document ref no is[protected] and they told me within 6 working days you get your document on your new adress .........
              till now i am calling to your service center they are not response properly they give me another complaint no ref no is Allw18rac111167
              since last 15 days when I call they said will get back to you in 24 hrs till now no response when I call they take verification & after they cut my call why ? I am not a frod I need my own property document copy is that wrong ?
              and when i call today to speak about complaint but they told me your address is not change yet & they cut my call
              what is this nonsense no response proper from you guys you have my document or you burn or lost i need answer
              i am ready to come to your bank with id proofs
              my id is [protected]@yahoo.com
              my no is [protected]
              please give me answer & set of my documents
              Aug 13, 2020
              Complaint marked as Resolved 
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                V
                vsreenivasan
                from Puliyangudi, Tamil Nadu
                Nov 29, 2011
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                I had two transaction in dispute as mentioned above for total amount of Rs. 116,000/- (Rs. 58,000/- each). This had happened on 23-Aug-2011. On seeing the SMS for these transactions, I've called the service desk within 10 minute for dispute, also blocked the card and got a new card. I've received one communication (letter) from SC on 7/Sep/2011 acknowledging the dispute. Per this letter I'm given to understand that this transaction has happened in Chittore from Alukkas Wedding Centre.

                While seeing this month Credit Card Statement I notice, the interest been charged on these transactions. I've not received any further communication on this other than the acknowledgement letter. If you trace the call I've made to dispute on 23-Aug-2011, you can notice that the call originated some where close to were I live and you will not see any connection to Chittore. Also I've no business in Chittore.

                I would request you to look all my transactions for past 10 years, I've been prompt in payment and have never disputed in the past. Also you will notice that, I've no transaction from Chittore area in the past as well.

                I've not made these transaction and strongly believe this has not been looked seriously. The amount in dispute is not a very small amount for me to make the payment without actually transacting. I do know if any transaction made above Rs. 100,000/- SC bank would have called the customer for confirmation. Who ever is this has been smart enough to make multiple transaction under Rs. 100,000/- so that I do not get a call from SC for verification.

                File No: I/R/08/2011/866

                I request you to look into this and help me in this issue to resolve by cancelling the transaction from this from my account and recalculate the interest amount accordingly. Also I've not received any copy of the proof from the bank for this till today. But now am asked to pay for transaction that i did not make.
                Aug 13, 2020
                Complaint marked as Resolved 
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                  U
                  urvashi_bh1
                  from Srinagar, Jammu and Kashmir
                  Nov 29, 2011
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                  Address: Delhi

                  Dear Sir/Madam,

                  This mail is in regard to complain about your standard charted credit card department. I have been receiving calls from one of your D. S. A’s located at West Delhi. The person (Rohan) from standard chartered has collected almost all photocopies of my signed documents (voter id card, pan card, HDFC credit card impression and last month statement, driving license copy and my last three months salary slip). I am afraid that my documents are going to get misused. Because its more than two months no update through mail or message on my mobile number.

                  Rohan is calling me from landline number [protected], if I am calling him back on this number as he hears my voice he disconnects my call. Again after 15 days today I received a call from [protected] person name Jyoti Kaur saying that she is calling me from verification department for verifying my current office address and when I tried to verify her that is she really from standard chartered or not? When I asked for her official email if than she provided me her personal email id as [protected]@gmail.com and when I asked can't you provide me your official email id she replied that its not allowed to provide official id and she trust's me so providing me her personal email id. When I enquired more the she informed me that she is calling of from Rajouri Garden branch and her boss name is Mr Pankaj, and they have many branches of Standard Chartered in Connought Place, Janak Puri, Shaadi pur & Rajouri Garden.


                  After all this when I enquired by calling in customer care of your credit card department of Standard Chartered bank they informed me that they never have received any document of mine on my name or my contact no, then they informed me that I can complain here by writing you an email.

                  I want a quick reply on this because after your verification or reply I can complain this to police. Because I am suspicious that someone is harassing me or trying to misuse my documents
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    A
                    avdesh kumar sharma (new delhi)
                    from Delhi, Delhi
                    Nov 17, 2011
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                    Address: North West Delhi, Delhi

                    dear sir/madam,


                    i m avdesh kumar, residency new delhi. i want to take a car loan from SBI, branch: sec.14, rohini, new delhi-85.
                    i submitted all the required documents.but a few days after i was informed that my application was rejected as my name was listed in CIBIL DEFAULTERS LIST.

                    Kindly take neccessary and quick steps to remove my name in cibil defaulters list.

                    thanks and regards.

                    my details are:

                    AVDESH KUMAR

                    (1) dob:1st july 1971.

                    (2) credit cards : (i) (ii)STANDARD CHARTERED - [protected] [complete payment given on : 30/9/2007 as per bank demand letter] [SETTLED FULL AND FINAL]

                    (3)email : [protected]@gmail.com

                    (4) Mailing addres : Avdesh Kumar,
                    Forensic Science Laboratory,
                    Sec. 14 , Rohini,
                    Delhi - 110085.
                    Contact numbers : [protected]

                    kindly reply..

                    thnxxx again....
                    Aug 13, 2020
                    Complaint marked as Resolved 
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                      N
                      nsrinivasan.info
                      from Jetpur, Gujarat
                      Nov 6, 2011
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                      Address: Bangalore, Karnataka

                      Sir,

                      Due to urgent requirement i have applied for personal loan in Standard Charted Bank,Bangalore
                      and that loan was approved (7 Lacs) ) in Standard Charted Bank on 29-Oct-2011 ,
                      Loan Application No - 161 0553 ,
                      Loan account no[protected]
                      Complaint ref No - leel99/ac/1111/3

                      but Still amount was not credited to my ICICI salary account, due to the delay in transfering loan amount to my salary account as mentioned by Standard charted bank,i am facing problem because of delay, Please check and take necessary action on this issue

                      Srinivasa Rao N
                      [protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        S
                        Shailesh Rajput
                        from Bhubaneshwar, Odisha
                        Nov 3, 2011
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                        Address: South Delhi, Delhi

                        Dear Team,

                        I’m holding a saving account (A/c No. [protected]) in Standard Chartered Bank from last 8 years.

                        My new debit card delivered to my communication address on 9th of October, 2011 but as of now I didn’t received my ATM PIN (since 1 months) and I’m not able to make any Transactions from my new Debit card.

                        1. I have already registered a complaint through mobile banking customer care agent RAGHU.
                        2. I also complained to Service managers Mr. Vikas Gupta / Ms. Ruby and Ms. Anushree of NFC branch Delhi but no proper resolution given from SC team.

                        After so many complaints / reminders to SC Bank team but still I didn’t get my ATM PIN.

                        I feel as of now I discussed with customer careless team of Standard Chartered Bank,

                        Hope my ATM pin will be delivered immediately without further reminders.

                        Regards
                        Shailesh
                        [protected]
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          vks_parihar
                          from Kolkata, West Bengal
                          Oct 30, 2011
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                          Address: Bhopal, Madhya Pradesh

                          my credit card no is [protected] name v.k.s.parihar. In cibil report there is some outstanding amount although I had cleared all dues in 2008 or 09. I am requesting for the statement since last 2 months from bhopal branch, but response is very disappointing. kindly send the statement of above stated card no to [protected]@rediffmail.com and tell the conditions to settle the situation. My complaint is about lack of communication also. Why I was not informed if there were some formalities left, as being customer, it is my right to have all the information. kindly co-operate and reply as soon as possible .
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                            Dr Dinesh kumar goel
                            from Mumbai, Maharashtra
                            Oct 29, 2011
                            Resolved
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                            Address: West Delhi, Delhi

                            Dear Sir/Madam
                            I have applied for home loan in Standard Charted bank, Cannought place branch 2 month back.They have charged me 11030/- as processing fees for the same.This amount was paid through cheque.They have not provided me any feed back and any receipt no. of paid amount.I have only transections details.The whole process was done by three peoples Name Mr Alok kumar Jha (Jr Banker staff) /Mr Tanmay (Banker) /Mr Mukesh Agarwal (Credit manager) .Due to some reasons process of home loan was not completed.Now they are not returning my amount back.
                            I have rang up bank for several times,every time they are cooking a new story.
                            Please help me in this matter.

                            Thanking you
                            Dr Dinesh Kumar Goel
                            Pediatric consultatnt
                            Columbia Asia Hospital
                            Gurgaon
                            Aug 13, 2020
                            Complaint marked as Resolved 

                            Standard Chartered Bank — Not returning Processing Fee

                            Dear Sir/Madam

                            I have a house at Gurgaon which I bought with the help of HDFC Housing Loan in 2007. This is a builder’s floor and registry is not done till date.

                            During the January 2010, Mr . Samant (Contact no. [protected]) of Standard and Chartered bank contacted me for transfer my HDFC housing loan to Standard and Chartered bank housing loan with a interest rate of 8.25% per annum.

                            I informed to Mr. Samant, at that time Registry of builder’s floor is not allowed by Government of Haryana and I have also checked with State Bank and without Registry they are not transferring loan.

                            He ensured me that Standard Chartered Bank will transfer the loan without Registry. For this Mr. Manoj Sharma (contact no. [protected]), Area Sales Manager, Mortgages, Standard Chartered Bank, Sansad Marg,New Delhi send all the required documents list through his e-mail (manoj.[protected]@sc.com).

                            I filled the Loan Application form and gave him all the documents and Cheque of Rs. 5000/-, and told him, he will present the Cheque to bank only if bank will principally agree to accept my loan application.

                            This Cheque (Cheque no. 239399, ICICI Bank) was debited from my account on 05.02.2010. After this Mr. Samant informed me that Bank is not willing to grand my loan without registration of my property.

                            I asked to Mr. Samant, in such case please return my Rs. 5000/-. I have contacted him many times and also wrote 2 emails to Mr. Manoj Sharma on 27 May 2010 and 2nd June 2010. But he is not even replied my mail.

                            I am really surprise that, how a multinational bank can do this type of fraud with me and how the employee of multinational banks can be so ridicules that even not to respond the e-mail of a customer.

                            Rajendra Kumar Arya
                            e-mail: rk.[protected]@rediffmail.com
                            contact no. [protected]
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                              H
                              humemain
                              from Gurgaon, Haryana
                              Oct 22, 2011
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                              Address: Gurgaon, Haryana

                              Hi,
                              I had a SCB's Manhattan Credit Card which i cancelled
                              I had maid full payment (without which SCB or any other bank will never cancel Credit Card)
                              However SCB has not update and shows that i have dues pending in my CIBIL report
                              This is unfair and any such due should be immediately removed

                              Appreciate any help here
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                                Kamal Podder
                                from Kolkata, West Bengal
                                Oct 21, 2011
                                Resolved
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                                Resolved

                                Inheritance Fund Transfer

                                Address: West Bengal

                                I have received following mail. Can you please confirm whether is it genuin or fake.

                                Standard Chartered Bank
                                1 Basinghall Avenue, London EC2V 5DD , United Kingdom
                                International Transfer Department
                                Office Email: [protected]@embenedetti.org
                                Alternative Email: [protected]@gmx.com
                                Fax: +[protected]
                                Phone: +[protected]
                                Benedetti Edmund Joseph
                                Payment...
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                                Y
                                yogeshkamthekar
                                from Pune, Maharashtra
                                Oct 16, 2011
                                Resolved
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                                Resolved

                                Address: Pune, Maharashtra

                                My Records Against defaulter list in CIBIL is not yet updated from SCB (Standard Charted Bank). Please put a Harsh reminder on scb to Clear my record for outstanding ammount of SCB Credit card and update accordingly in CIBIL.

                                Name - Yogesh Kamthekar
                                Email - yogesh.[protected]@gmail.com


                                Dear Mr. Yogesh,

                                This is with reference to your e-mail dated September 17, 2011

                                At the outset, we regret the delay in our response. We thank you for the
                                cooperation and patience extended in the interim.

                                We are concerned to note the feeling of dissatisfaction expressed in your
                                E-mail. We regret any inconvenience that may have been caused.

                                We wish to clarify that Credit Information Bureau India Limited (CIBIL), is a
                                repository of information, which contains the credit history of the various
                                credit facilities availed by commercial and consumer borrowers.

                                We confirm that your card ending 7126 has been permanently invalidated in our
                                records with effect from 26/11/07. As on date, there is nil balance in your card
                                account.

                                Accordingly, the appropriate status with regard to the settlement on your card
                                account will be updated in the Credit Information Bureau India Limited (CIBIL)
                                records within 45 working days.

                                Assuring you of our best services always

                                Yours sincerely,

                                MazharUnissa
                                Officer - Customer Care
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  rajeevkumar12
                                  from Pune, Maharashtra
                                  Oct 15, 2011
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                                  Resolved

                                  Address: Pune, Maharashtra

                                  Dear Sir/Madam,
                                  I received many call fron standard chattered credit car representatives realted to credit cards and I was told that first year credit card is free and Please take standard chattedred credit card. Also I was told like please take it and cancel it before one year as charges will be there from next year onwards and in that way you can help us also in adding accounts.

                                  After several requests and calls finally I accepted the credit card and the a guy came and took my signature and said he will fill the rest.In the meantime i received a call from statandard chattered representative and offred me some kind of package for having health coupons (apollo hospital) and free stay (i dont remeber exactly what kind of offer it was).It was for somewhere around 4000/- rupees for a year. I accepted the offer the offer (which they kept the recordings). After 6 months I somehow got one standard chattered statement which was having around 4500 (approx) bill on it and then i started following it up. I strongly lodged the complain on 11 -sep-2011 about the amounts and they said since i was not using the card so I have to pay the charges (which is contardictory to what sales representative said in the begining) and I was told I should read the terms and condition before signing. And didnt revceive any coupons (free apollo health check up and restaurant coupons).Now since then its has reached 7000/- and every time i call customer care at[protected], they lodge the complain and say that i will receive the call back. When i receive the call back they say I have to pay the amount otherwise lodge the complain to cutomer care.

                                  Also they said that the coupons were delivered to my office to someone by Blue Dart.I strongly opposed that and asked that can you let me know who received it ,they said it doesnt matter and I have to pay the money. Also when I asked that they should stop adding interest on the balance since the day i lodged the complain and cancelled my card, they said It will incerase and I have to pay the money.

                                  I going calling back and forth to the two give numbers and everytime they refer each other and dont give me any solution.


                                  Please help me in this regard.

                                  Thanks,
                                  Rajeev
                                  Pune,Maharashtra
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Standard chattered sales representatives are fraud and please dont take this credit card.
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                                    J
                                    jo1809
                                    Oct 14, 2011
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                                    Address: Karnataka

                                    Hello,

                                    This is with regards to a standard chartered credit card. This company cheated me by giving incorrect details before opting for the credit card and the card after receipt had different offers.

                                    I was told that the minimum balance starts from 40,000 and is till 4lacs. However, my credit card's total balance is 27,000/-. Secondly, I was told that i will get a gift vucher of 1500/- from life style and i can purchase anything from lifestyle.

                                    Guess what i got, i got 1500/- lifestyle voucher but i can use it only if i shop for 7000/- and in which i have to purchase furniture for 5000/- and kids toys for 2000/-. Imagine me buying kids stuffs without even getting married. They have played with my emotions also...

                                    lastly, they say there is an offer if you purchase a movie ticket you get aother movie ticket free but that offer was valid only till september. but the day got my card was 04/10/2011.

                                    Last but not the least, before opting for the card i got atleast 5 calls per day for documents and filling papers. However, when i got the card and had so many issues (mentioned above) the team is not receiving calls nor responding to messages. After a week i get a message that as theirwas auditgoing on in the team could not pick the call. Second message says we got a solution for your issue and we will call you tomorrow evening. That evening never arrived. I do not know which evening they were refering too... may be tey have taken the saying seriously that "Tomorrow Never Comes".

                                    I am not sure how this helps but i thought other people should not get cheated by this fraud company (Standard Charterd) and that is the reason i have mentioned all these details...

                                    You can reach me at my email id "[protected]@gmail.com"..
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      M
                                      msshendkar
                                      from Pune, Maharashtra
                                      Oct 14, 2011
                                      Resolved
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                                      Address: Pune, Maharashtra

                                      hi sir,
                                      I am Mahesh Shendkar. I had taken a Credit Card from standard chartered 12 years back.
                                      Due to some finincial problems i paid the minimum due ammout which they asked to pay in their regular monthly monthly statement for 6-7 months .
                                      After that their recovery officer suggested me to do the settlement.

                                      i also decided to settlement of this issue & paid almost 35000/- to bank, that time the officer told me to do the settlement so they will not add my name in CIBIL record.

                                      Now i they added my name to CIBIL record

                                      i have all docs,. of the settlement & no dues & Nil balance letter from them
                                      Also I had already apply for Property al Loan, but i can't get this without clearing the CIBIL record.

                                      As all banks considers this fullish records & avoid to give loans to valucable customers.
                                      please help me i am in serios trouble

                                      Thanks,
                                      Mahesh Shendkar
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      I was having a OD account with stanchart bank lucknow branch called mileage a/c with a/c no.[protected] which was closed in august-10 and bank has given me no objection certificate also but after then whenever i tried to get any loan from any bank they always refused after case login and says your cibil report is negative,now on 07.02.11 i got a letter from CIBIL that my a/c of stan chart bank is still not closed and there is a overdue amount of Rs.22642/ so my report is negative.After this incident i tried to contact bank authorities by personal visiting there lucknow branch but nothing happened then i e-mailed the story at there customer care id but no reply has been sent to me till date.Is this the way to deal with a customer & bcoz of them my reputation and credit worthiness is questionable.Kindly do'nt ever deal with this bank where nobody is even listening you and where the working culture is too bad.
                                      this is a worst bank. there phone banking is too bad. no one receive the call.
                                      Dear, Mr Mahesh shendkar

                                      what is the status of your account in CIBIL report? Is it reflecting as SETTLED? or WRITTEN OFF? The special status is the status assigned to delinquent account by lender so you need to check the status. If you have the clear settlement documentation then its easy to approach SCB and clear the issues associated with your account.

                                      In case you need any specific help write to me at [protected]@rectifycredit.com

                                      regards
                                      Aparna
                                      Dear client,

                                      Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

                                      We providing assistance on behalf of the client to get CIBIL report.

                                      Please not we neither working on behalf of CIBIL nor any other government department.
                                      We are Independent financial advisors.

                                      Our serivices includes
                                      1. Assisting for applying CIBIL reports
                                      2. Helping for CIBIL report correctoion
                                      3. Assisting getting loans from nationalised or private banks or NBFCs
                                      4. Representing CIBIL issues and other matters to client's bank
                                      5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                                      6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans

                                      NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                                      We are not providing any free services but advising professionally and result oriented.

                                      Office:

                                      VERITAS THE TEAM
                                      914, Sahajanand Shopping Centre
                                      Opp. Swaminarayan Temple
                                      Shahibaug Ahmedabad 380004

                                      Ph:[protected]
                                      Fax :[protected]
                                      SMS: [protected]
                                      Mail : veritastheteam.[protected]@gmail.com
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