State Bank of India [SBI] Complaints & Reviews

FOLIO NO 8679505, of My SBI Mutual fund, LO18 Magnum Tax gain Scheme in the Name of VANDANA GUPTA,

STATEMENT IS NOT RECEIVED QUITE SOME TIME. PLS SEND ME HARD COPY OF STATEMENT & UP DATE My E Mail I D - [protected]@yahoo.com.

Please send me Soft copy of statement every month of above mentioned e mail address and my mobile no is [protected].

Thanks

Dear Sir,


Subject: Request for Strict Compliance of Sanction Letter with regard to charging of interest rate since inception of Housing Loan.

Ref:- Housing Loan A/c No.[protected] in the name of Mr. Rohit Dhir, Sh. Vijay Kumar Dhir and Smt. Shashi Kiran Dhir.

This has reference to my Housing Loan A/c No.[protected] taken from SBI Bank, Branch 63, Noida, for the amount of Rs.16,27,000/-. I could never understand the mechanism of charging interest on the loan amount and for understanding the same, I approached Branch Manager. After my discussion with the Branch Manager and from the perusal/analysis of statements of my Loan account, I understand and reach to the crux that instead of charging fixed rate of interest i.e.8.5% for first year, I have/had been charged with higher rate from time to time. The same was agreed by the Bank Officials as well.

As per clause 2(a) of the Sanction letter dated 24th January, 2011, Interest rate for the first three years should be charged in the following manner:-

Ist Year from the date of disbursement (till Anniversary date of the loan) 8.50% p.a. (Fixed)

For Next Two years 9.25% p.a. (Fixed)

Thereafter - Variable (as per market rate)

From the perusal of above, it is amply clear that interest should be charged as stated in the Sanction letter but sorry to my situation, I do not find the same is complied with and floating rate is charged in the first year (as per market rate) instead of charging fixed rate of 8.5% p.a which is wrong, unjustifiable and unlawful and required to be corrected with immediate effect.

Further, would like to humbly request that extra interest charged should be adjusted against my loan liability.

Hope, the grievance will be appreciated and quick resolution is expected. Just to highlight that till date, whatever amount I am paying as my EMI, major portion of the same is going as interest due to which my principal amount is not reducing in the proportion as mentioned in the sanction letter. This is causing serious mental tension and financial hardship for a salaried class person like me. Please appreciate that due to this reason only, I am helpless and unable to plan any other household expenditures and cannot allocate the restricted fixed income for other purposes.

The above facts and situation has already been discussed with concerned Branch Manager and other officials through chain of Mails, wherein I have stated everything in detail. I also met Branch Manager and given requests in writing to him. I must say that he has very well appreciated my concern and stood by me after understanding my bonafide in the matter. The said mail conversation and application given to Branch Manager are attached herewith for your kind reference and perusal.

I am very hopeful that my request for strict compliance of the sanction letter will be accepted and correction in this regard will be made very quickly.

I am sure that an esteemed organization/institution like State Bank of India (“The Flagship of India Banking”), who always cares for their customer’s interest and benefit, will ever let down the hope of its customer.

Would you require any other information/clarification in relation to this matter, please feel free to reach at my contact no. [protected].
Thanking you,

Yours faithfully,

Rohit Dhir
Advocate
rohit.[protected]@tatatel.co.in

sir , I have a SBI Account no [protected] and my cheque book exhusted and deposited to SBI Krishnagar but till date i have not received my cheque book . please send my cheque book immediately , i am facing very deficilty

My ADDRESS
ABDUL ODUD SHAIKH
A/C NO [protected]
SBI KRISHNAGAR CODE NO 0122
SHQ BSF KRISHNAGAR
SARATPALLY
PO KRISHNAGAR
DIST NADDIA WEST BENGAL
PIN 741101
MY PHONE NO [protected]

Dear Sir,
Maine IRCTC me train reservation kiya tha, lekin maine us reservation ko cancelled karwaya lekin mere bank account me refound nahi huwa hai IRCTC ka refound 04 Feb 13 ka bank receipt No 731578 and 05 Feb 2013 ki 894634 hai. atah mahoday se request hai ki mera paise jaldi se jaldi mere account me refound kardijiy.

your faithfully
Binam Gurung

I have made a payment transaction to MHA-Inteligence bueaur - for examination on 15Th. Please check the transaction

bellow.

I have tried to contact for the branch for the statement enquiry to realse. But no one picked the call. The

examination online submit date as on 17th. Two times i called the customer care. But they are telling with the

reference number they cant find the details. and wid the account number they can see the transaction happen on that

day.

Now I worried my two friends applied for exam now they are in trouble for they can take the exam or not. Form this

serivce.. they cant write the exam if MHA is not allowing them. i contacted them for the issue they told payment is

not yet done. Now please tell me what we are going to do if this happens.

If I am paying for my friends.. if that transaction hold atleast branch people can contact us right.

and worst case is.. i m trying to contact them for thier number and they are not answering any call..

Please now tell me.. is that the service ur providing for the customer.

And that to MHA only takes the online transaction from SBI.. now u tel me what i have to do??????

[protected]

Reference No. IK24245633
Debit Account No.
Your Reference No MHA[protected]
Amount INR 100.00
Amount in Words One Hundred Rupees only
Status POSTING RESTRICTIONS MADE BY BRANCH. PLEASE CONTACT BRANCH
Debit Branch SONAPUR BRANCH
Date - Time 15-Feb-2013 12:45 IST
[protected]------

Reference No. IK24256976
Debit Account No.
Your Reference No MHA[protected]
Amount INR 100.00
Amount in Words One Hundred Rupees only
Status POSTING RESTRICTIONS MADE BY BRANCH. PLEASE CONTACT BRANCH
Debit Branch SONAPUR BRANCH
Date - Time 15-Feb-2013 17:07 IST

I have made a payment transaction to MHA-Inteligence bueaur - for examination on 15Th. Please check the transaction

bellow.

I have tried to contact for the branch for the statement enquiry to realse. But no one picked the call. The

examination online submit date as on 17th. Two times i called the customer care. But they are telling with the

reference number they cant find the details. and wid the account number they can see the transaction happen on that

day.
IK24245633/IK24256976

Hi,

MY name is vijayababu and I have been using SBI's credit card [protected]. Last month statement my outstanding was 16,881.18,but i have paid 16,000 wiht in yhr due date. This month statements is

01/02/2013 AVENUES INDIA PVT LTD. MUMBAI IN 740.00 Dr.
04/02/2013 NEFT PAYMENT 16000.00 Cr.

15/02/2013 TOTAL GST DEBIT FOR CURRENT STMT 90.87 Dr.
15/02/2013 FIN CHARGE ON RETAIL (EXCL GST 90.87) 735.25 Dr.

I was charged for =Fin Charge on Retail (Rs 735.25) Taxes (90.87)= Rs825.62. This is humongous amount charged for last outstanding Rs 881.18
When I inquired about the charges he said it's 3.35%/per month on the due amount and that comes to Rs 29.51/-, but he also said that the bank charged for 16,881.18 not even for 881.Any how the charged amount for mismatched with the total outstanding 16,881.18 original interest amount is 565.51,but they stated 735.25.

This is highly unjustifiable as such a fine print detail is never communicated to the customer and it appears like a fraudulent charge for those who may not know this. I think the consumer court should take strict action on this part as SBI credit Card is charging all this without even notifying the customer via SMS/Call or Email.

For me, it was really a painful experience because I never thought that treated like this, knowing the fact that I had never defaulted on any payment in the past and always paid the full amount on time. I'm really disappointed with the treatment here and If I don't get the justice now, I'll never use this card again. This is a real shame for the entire SBI Credit Card fraternity.

Hope that justice prevails here and I do get wavier for that charges considering my past records and circumstances.

Thanks & Regards,
Vijaya babu
[protected]

Sir,
I have purchased Fuel of 300 but I got bill of 534.
I asked to Authority how these extra charges has taken place without informing to customer.
I could not flash my card number to this messages due to security reason.
sunita sharma
[protected]

DEAR SIR,
i have purchase a personal loan from HDFC BANK / PL NO[protected] IN APRIL 2011. AFTER A MONTH HDFC BANK INFORMED ME FOR BOUNCING MY CHEQUE. AFTER THAT I HAVE PAID THROUGH CASH. AND I SUBMITTED A MANDET FORM TO SBI. AFTER THAT THE BOUNCING PROCESS CONTUNIED FOR SEVERAL MONTH.AND THEY WERE TOLD ME THAT THE PROBLEM IS AT HDFC BANK END.

AFTER A MONTH LATER THE SBI BRANCH ASST. MGR (TO WHOM I HAVE SUBMITTED MY MANDET) CHECKING A OPTION IN THE COMPUTER AND IN THE NEXT MONTH MINE EMI STARTED THROUGH AUTO TRANSFERRED.
DURING THESE PERIODS MINE SALARY ACCOUNT HAVING SUFFICIENT FUND.AND I HAVE COMPLETED ALL THE DOCUMENTS PROCESS DURING PURCHASING LOAN.
NOW HDFC BANK ASKED ME FOR LATE FINE/ ALSO MY CIBIL IMPACT DUE TO BOUNCING, I AM NOT ELIGABLE TO PURCHASE A LOAN.

SUGGEST ME, AM I DEFAULTER OR SBI / HDFC.

HELP ME IN THIS REGARDS TO IMPROVE CIBIL SCORE AS WELL AS EXCEMPTION FROM LATE PAYMNET FINE.

REGARDS,
NALIN KUMAR
[protected]

sir,
my atm card got damaged lately kindly issue new card
address in vizag

T.Nareshkumar

c/o Dr.P.K.Ranga rao
h.no:43-18-4/1/7
flat no:403
concept apartment
dondaparthy

visakhapatnam-5300016

I Vini Garg bearing SB a/c no.[protected] used my ATM card on 24th April,2012 at 1048 hrs in City Union Bank ATM, Tuticorin, Tamil Nadu through Ref no.[protected] and ATM ID : CUBFI444 for Rs. 2500 .But unfortunately due to "TIME OUT" I could not get neither the above amount nor the receipt. But the above mentioned amount had been debited from my a/c as shown in my passbook entry. I had also lounged a written complaint at my branch on 28th April 2012 and on 19th Nov.2012 and made so many follow ups with bank but all the attempts became fruitless. I also lounged the complaint to the customer service 5 times but then also no result came till now.I am helpless. please help me out.

Please do the needful As soon as possible.



Thanking you.


With Regards,


(Vini Garg)

sir we want the details of an vrs employee of an state bank of india ,his name ks.mahalingam he got an vrs in the year of 2004 at karur ssi branch ,regarding that we have send a request to statebank of india head office chennai but they have replied we dont know,the particular person want to gave some amount to us ,we are searching through many places but he is an ex-employee of an sbi.but the head office didnt tell his information,atpresent he is getting pension also so please arrange it for his present contact detail through sbi.


thank you for spending time for seeing this

SBI CREDIT CARD FRAUD ISSUE:

I am victim of credit card fraud of SBI. an amount of 47734 INR was transacted from my credit card. As soon as i received SMS alert i reverted bakc immediately to SBI CCD to block the card and block the transaction also. But i could not find any action taken by SBI to prevent the fraud instead of that SBI concludes that the paerticular transaction had happened by CVV, DOB, Password method of transaction.

SBI finally closed my dispute case and not able to reolve the same. when ever i give a complaint about the issue i get auto generated mail which indicates that they shall revert back in 3 days or 5 days but there is no proper resonse from their side.

I also insisted SBI to provide the merchant complete details (like merchant name , what product he sold , to whom it was sold, when , IP address of th transaction) but they failed to do the same.

regarding my case SBI is very irresponsible which really disappoints me a lot. I have put all my efforts like ( compplaint to banking ombudsmann, police complaint , informing to cyber cell etc).

kindly anybody please suggest me how i have to resolve this case.

Date: 13.02.2013

To,
The Chief Manager,
State Bank of India, CPPC
4 Kutchery Road,
Allahabad

Sub. : Non Receipt of Revised PPO Disability Pension, (Original PPO No.0/9/97/B/D/0693/2003) Post 6 Th Pay Commission in respect of 191529-W, Kaushal Kumar, Ex. Chief ERA, Pension A/C.No.[protected].

Dear Sir/Madam,

1.I am an Navy pensioner retired on 31.08.2001 & drawing my pension from saving bank a/c no.[protected] from SBI Railway Road Branch, Muzaffarnagar, U.P. (251001)

2.WiTh reference to Muzaffarnagar bank replied, That The Service Basic Pension (Rs.8346/-) credited to my account. Where as, Disability Pension not credited to my account since implementation of 6 Th. Pay Commissions.

3.WiTh reference to O/O The PCDA(N), Mumbai letter no.PEN/DIS/B/02/4594 state That according to PCDA (P) Allahabad circular no. 456, I am entitled for Rs.1,521/- for 30% disability.

4.In view of The above, I humbly request you to issue The revised PPO Disability Pension post 6Th pay commission & pl. do needful to credit my Disability Pension arrears since, 6 Th pay commission implemented to my pension account as mentioned above. Pl. mention concerned person contact No. E-mail ID for future communication. I shall remain obliged for the same.

Thanking you, in advance, for your kind cooperation.

Yours Truly,
Thanks & Best Regards,


(Kaushal Kumar Jawla)

Flat No. 10 & Plot No. 142/B
Siddhivinayak Apartment.
Sanatorium Road, Ambawadi
Bhavnagar – 364 001 (Gujarat)
Mob.: [protected]
Tel :[protected], E-Mail : [protected]@rediffmail.com
kaushal.[protected]@gmail.com

Dear Sir,

My name Is Bhagath, I have savings account with SBI (state bank of India) bank at bangalore in bannergatta branch.
Now i kept transfer on dec. 2012 from Bangalore to hyderabad srinagar colony branch. More than 1 month Is over but still my account is not transferred.
please do the needful to me.

Thanks
Bhagath

Dear Sir/Madam,

I have paid Rs. 260 to sbi as MPSC exam fees but Transaction id provide by STATE BANK OF INDIA Mumbai Central branch is not matching with bank record as MPSC portal online form shows.
Kindly help me out because without this transaction id my form is incomplete and last date to submit this form is approaching.
My details are as below.
Transaction Date : 12 Feb 2013
Transaction ID :[protected]
Fee Type : 901
Exam Fees Account No. [protected]
SBI Bank Branch : Mumbai Central 5946220

Regards,
Ajit S. Khamkar.
Mob. [protected]

I am Capt Subhash Chander Sood living in Sushant Lok-I Gurgaon with my wife : we both are Sr Citizens . On 20th Jan 2013 I had handedover 2 Requisition Slips to State Bank of India's Sushant Lok-I Branch for issuing me 2 separate new Cheque Books against 2 separate SBa/Cs , as old one may be fully consumed soon . Since then I have been requesting them personally as well through letters and by emails but surprisingly neither their Chairman nor their Branch where we have 2 SBa/cs for 10 years have cared or bothered to either reply or deliver new cheque books so far although 24 days have passed .

our SBa/c numbers are :
Subhash Chander Sood SB a/c number : [protected] Requisition given on 20th feb 2013
Neelu Sood w/o Capt S C Sood SB a/c number : [protected] Requisition given on 20th feb 2013

I shall be indebted for getting them to ISSUE & DELIVER us BOTH new Cheque Books of 25 leafs each at the Earliest at our residential Address :
Capt Subhash Chander Sood , C/2029 (first floor ) Sushant Lok-I Gurgaon - 122002 ( Haryana ) M : [protected]

I don't understand what you say and what you mean. Apart from harassing people I don't find any help or assistance on our problems and specially this happens in your branch.

1st My father went to SBI-Salkia Branch with all xerox and original copy of below documents and someone said , Ask your SON to send one email with below details.
I send the mail and got the reply saying need all the document in the branch...

Dear Sir,

My cheque was bounced , as my signature was not uploaded by the branch. I have the account in the branch since 1 year.Due to this i gave cheque bounce charge . So kindly do the needful.


Regards

I HAD TAKEN A CREDIT CARD AGAINST FIXED DEPOST AND LAST MONTH I PAID THE BALANCE IN CREDIT ACCOUNT AND GAVE A LETTER TO CANCEL THE CARD AND LIEN AGAINST FIXED DEPOSIT IN SBI CREDIT CARD OFFICE LOCATED ON INFANTRY ROAD,BANGALORE. THEY SENT ME SMS SAYING LIEN IS REMOVED BUT IT WAS NOT DONE, AGAIN WHEN I CONTACTED SAME THING REPEATED TWICE. BUT TILL TODAY LIEN IS NOT REMOVED. INSPITE OF SENDING SO MAILS TO THEM FROM AND FROM BANK THERE IS NO REPLY FROM THEM.MY PHONE IS [protected] AND EMAIL ID IS [protected]@GMAIL.COM

dear sir/mam,
i am tejesh jadhav from shujalpur . by mistake i my sbi online banking user name and password.please sent me my user-name and password.
thanks
account detail
name tejesh jadhav
a/c no [protected]
mob [protected]
e mail tejesh.[protected]@Gmail.com