State Bank of India [SBI] Complaints & Reviews

Respected Sir,

I am an SBI Savings account holder with Account Number [protected] in the name of Manasi Sanjay Shah at Market Yard Branch, Pune. I made a Vodafone postpaid bill payment of Rs.983 on 26th February 2010 from by Debit Card with Point Of Sale Number: POS PRCH
[protected] [protected]. However the operation timed out, the bill was not paid. Uet the money was debited from my account and not recredited again.
Hence I had to make a payment once more on 8th March 2010 with Point of Sale Number POS PRCH
[protected] [protected] for the same amount. Its been more than 3 months my previous payment has not been recredited. I have been to the branch and written letters 5 times and also raised a ticket regarding the same matter. No action has been taken so far. Rs.983 is a huge sum for a working and learning student member like me.
Kindly look into the matter and suggest me a mechanism by which my money is re-credited at the earliest.

Regards,
Manasi Shah

Some 12-15 months back SBI annouced a home loan scheme in which they offered lower interest rate compared to other banks which was 8%..this interest rate was fixed for one year and after that they said taht depend on market they will decide new interest rate...considering this as good scheme and reputation of SBI i transferred my homeloan from IDBI to SBI..recently i completed my first year of the scheme..and when i was waiting for new interst rate..i really shocked when i heard them..it is 9.75 %...i remeber when i preclosed my IDBI HL rate of interest was some 9 %..and if i continued over there it suppose to be 8.75 % now....but i think SBI trapped many of people like me showing carrot of 8 % and now they have taken us as granted and forced higher ROI values...I want SBI to rethink on there policy..they are leading position in banking sector..they should take care of there customers and there valueable faith on SBI..this forced policy is not going to work in future..every unhappy customer will scratch SBIs image on this issue.

Hope any positive action will be there.

With best Regards.
Bhushan

Dear Sir,

I m one of the SBI credit card holder card number : - [protected] due to economical problem i m not able to pay credit card bill and even i stop to use credit card from year 2008 and i went to nasik for futher stiudies

When i back to town i update my new number to SBI card coz i have to clear the outstanding

and i recv call from there agency (Samarath Agency) some where in Mahin (mumbai) excutive call me and asked to to pay 35000/- which is outstanding with interest of 2 year

i said i dont have that much of amount coz i m jobless now, i have 1000/- take it as a full and final settlement

they said ok and they send collection excutive with letter of my settlement

but the letter which they send with collection boy that not at letter head evn they don't specify the how much is the outstanding and from that they going to settlement with rupees 10000/-

so i said i m going to pay for this letter give the letter head..of sbi and stamp

they abuse for same and harrasing me to make the payment

Please advise me and suggest me


Thx & Regards
Viraj Polekar
[protected]
Email ID : - [protected]@yahoo.com

We are submitting cheques towards contribution to ESI & EPF for our employess before due dates with State Bank of India, Adityapur RIT Branch (Branch Code 1882). We face following problems.
1. The concerned person do not give us receipt for cheque submission.They hold cheques with them for 4-5 days.
3. Cheques are not prduced for clearance in time.
4. Our challan is stamped 4 to 5 days after the amount is debited from our account.
Because of above we become defaulter for delayed payment with both the organization & we have to pay interest & penalty for our no fault. When we raise complain to the concened person, we are told to either submit cheques with other branch or open account with this particular branch.
The above complain has been raised erarlier also, but there is no improvement.
U N Singh
[protected]
UNCO Technocrats Pvt. Ltd.
UNCO House
Main Road, Adityapur
Jamshedpur 831013

Respected sir,

I forgot my online sbi banking username & password by mistake there why i can't use my onlinesbi banking services. If any way is there to recover my user name & password then plz help me, To use this facility again.

Details of my account:
Full Name :Gajanan Govinda Koram
A/c Branch Details :
Branch Code : 08238 - AMBAZARI, NAGPUR ,NORTH AMBAZARI ROAD, NAGPUR
A/c No. is [protected]

Thanks & regards,
Gajanan Govinda Koram
+91 [protected]
[protected]@gmail.com

I have lost my SBI ATM-cum-Debit card. My S.B. Account No. is [protected]. Kindly block the card immediately.

I want to lodge a complaint against SBI bank, i have been victimized by their unacceptable system, my name is Vasudha Sharma i am having an account in SBI bank Shakur Basti Ranibagh market Delhi with acc no.[protected] I hold a debit card with SBI bank, i have lost RS 4000 due to their ill ATM facility, i will narrate the whole story, on date 15 may i went to an SBI ATM located at Shakur Basti Ranibagh market and made a transaction of RS 4000 but when the money was about to come out the power shuts down and money stuck inside and it did not came out of the ATM machine, i waited there for about 10 minutes, then i asked about the procedure to get my money back from the guard of that ATM, he advice me to go inside the bank and asked some bank personnel, when i entered the bank and asked a responsible person about the procedure he assure me that money will be automatically rollback to your account within 12 hours, but it doesn’t happen even after 24 hours i again went to that bank on 16th may, Now they told me to fill a form for money rollback, i did the same i fill the rollback form, and they provide me assurance that my money will be rolled back in next 2 days, but again 2 days passed and i got nothing, i again went to that branch and asked about my case, but i got a shock to know that my money is lost, they told me that it cannot be roll backed since the transaction was completed, and they also behaved rudely and asked me that why don’t you waited there till the power supply come. they told me that when power came the money would have come out of the ATM machine, this seems to be ridiculous.
As per the rules I know few things

1. Power should be available 24 hours
2. Web cams should be 24 hours working

Consequences: Due to this i was unable to purchase essential medicines for my grandmother who was admitted in hospital, and i also have to pay electricity bills, i had to borrow money from someone else, i have gone through a severe mental trauma and i will not let anyone escape.

First problem is that the power went off it is not my problem why should i suffer because of others mistake since above mentioned things were not in place, i can take strict action against you and your people who not only shown rude behavior but also ill-treated me.

This is to inform you that I am Subir Garain, very much upset on customer service of the below mentioned SBI Branch.I am trying to open a saving A/C since last 6 months but each time I visit, the branch persons say to come later and they shows the cause of form crisis.In this circumstances it is very much painful to see this kind of service in a govt. bank whether I have searched that in the nearby SBI branches Customer service is nice.I would like to request you to please do some query and help me as wel as those people who are suffering like me from the lake of services.

SBI BANK,Bankola at Ukhra
Branch code-7798

A copy of a Letter to the Editor, The Statesman (dt. 11th May, 2010), is uploaded for the use and information of all your users.


SBI charges
SIR, ~ Services of the State Bank of India can only discourage depositors. The Core Banking System is a means of extra income.
The bank debits Rs 50 for depositing a cheque drawn on a “non home” account of the SBI itself. A sum of Rs 10 is debited each time a passbook is updated in a branch other than the one where the account exists. These are only examples of additional charges imposed by the SBI. They are even unfair in the core banking system that seeks to link all branches not only within the city but across the country.
Yours, etc., B Upadhyay, New Delhi, 8 May.

Dear sir/Madam,

Dear sir/madam,

With reference to above mention subject as I am not using
services of "SBI CARDS" since last 1.6 years and there is no any due as
per me but if your organisation starts sending me regular statement
with showing me dues,i am helpless coz. "SBI CARDS" made mistake that
without informing to their customer whether verbal or written change
mode of sending "statement" unfortunately statement also not able to
open after three months and now you are sending me with late payment
charges its difficult to pay and your recovery agents making call
frequently at my parents home they become disturb by such offense.as i
am not staying with them.i also forwarded this mail with below mention
date to your organization.

Kindly do need full for same.


From:
"RITESH WAGH" | Add to Address book
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To: feedback.[protected]@ge.com
Subject: statement query
Date: Fri, 10 Oct 2008 20:12:01 IST
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hi,

i "RITESH WAGH " user of sbi card no "[protected]" not
receiving mail by courior and emails which i received as statement
which is unable to open not receving any sms update over phone.pl.
update my mobile no to receive sms .

kindly do need full for same.


Thanks
Ritesh wagh

Dear Sir,

I availed a loan of Rs.1,50,000.00 from SBI MKB Nagar branch, Chennai on 7th Feb 2006 and cleared the loan on 9th Oct 2009 for which i was made to run behind the branch to get the clearance letter/no due certificate.
I applied for a personal loan with a financial institution (Name of the institution will be provided on request) in the 1st week of March 2010 and the same was declined stating that there was and...

Dear Sir,
I, Rajat Kanti Das, holding an SBI Card with card no. [protected], have received an e-statement showing that I made a purchase on 11th. April 2010 from LABAS COLLECTION, KOLKATA for an amount Rs.978/- (Rupees Nine Hundred Seventy Eight Only), which, I am sorry to say, have not.
Secondly, I dropped my payment against the monthly statement for the month April '10 at a "SKY PACK" drop box, as directed by your customer service officer, at "PIYAN STORES" near Sonarpur, Rajpur, on[protected] but your statement shows that you received it on[protected] and so you added a late payment charge of Rs.61/-(Rupees Sixty One Only) in addition with GST Rs.6.29/- ( Rupees Six and Twenty nine paisa Only) when I am not at all responsible for this late payment.
Please look after the matter and oblige as quick as possible and reply to my e-mail: [protected]@rediffmail.com.
Thanking you,
Regards
RAJAT KANTI DAS

Sir, I am a SBI savings account holder My A/c No Is [protected] and branch Name is " SBI., Main Branch , Tiruchirapalli, Tamil Nadu . I inform you that while I am withdrawing Rs.5000/- through Punjab National Bank ATM which is located in Sewa Bhavan , R.K.Puram NEW Delhi , but Amount was not released by the machine it got stuck. Transaction Date and time of withdrawal is 16.05.2010 , 7:25 AM , TXN No is 7759 , wording in the slip is " Withdrawal Savings , Transaction Declined" . After , I received Balance statement, it shows the amount Rs. 5000, is deducted from my A/c , Sir, Please Solve the problem and credit the amount Rs.5000/ into my Account,. My uncle Contact No. [protected] . I would like to inform you that I have come to my uncle house ( Nivedita Kumj , Sector 10, R.K Puram) New Delhi for vacation tour. Please do the needful action as early as possible. Thanking You

Copy to : PNB, Compliant cell.

I am complaining against the employees of STATE BANK OF INDIA of SHALIMAR BRANCH at HOWRAH(Shibpur),WEST BENGAL.The behavior of the employees are not good.Actually they are very much rude particularly at that branch.They dont know any manner that how to talk with the customers.We,the Customers are not satisfied with it.

I Purchase a Mutual Fund name as MSFU - Contra Fund Dividend (Folio no:[protected] two and half months back but haven’t got my customer id yet. I try to got it by Mail and Send mails to
customer.[protected]@sbimf.com, [protected]@sbimf.com Five or six time EACH but they haven’t help me out. Also Call Customer care At [protected] Five to Six time but nobody is there to help me out .

Dear Sir/Madam,

My name is Diwakar Kumar Gupta,S/O Dr. B.C. Gupta.Resident of (H.No. 715 , 2nd Floor,Azaad Mohal,Sadar bazar ,Lucknow.Cantt - 226002).With lot of grief and disappointment I beg to state that my father who took an education loan for me from SBI - cantt branch at lko in the year 2006, is a pensioner and gets his pension every month in the above mentioned SBI branch account.Though the loan was sanctioned by the then manager of the bank and the A/C PAYEE cheque was also issued in that respect,however due to some untoward circumstances in the family I had to quit my studies 1-2 months after joining the B.B.A course which I was pusuing from Lucknow University.Therefore the cheque which was issued by the bank was unused,hence no amount was debited from the loan account of the Bank.It is a universal rule that if any A/C payee cheque is issued to any person and if he/she does not use the instrument within 6 months from the date of issue,then the cheque so issued becomes null and void (i.e., unusable).Therefore,if no amount has been used for the purpose it was meant to be used and moreover it was a a/c payee cheque so no person can encash the amount except the one in whose name the cheque is issued.Therefore,it must be very clear by the above mentioned facts that if no amount has been used then the bank has no authority to charge any interest/damages from the guarantor,whose is not at all liable to pay any interest levied by the bank,because the bank can only charge interest when loan amount has been used by the person to whom the loan has been sanctioned.In my case ,since no amount whatsoever has been utilized for the purpose and also the cheque/s which were issued by the bank was also not used,hence the loan should get cancelled automatically.I want to throw light on one more aspect that when the cheque/s which was issued by the bank were not used by me then why did'nt the bank sent any reminder in order to enquire as to why the amount has not yet been transferred to the concerned person in whose name the cheque is issued.It is shameful on the part of such a reputed bank that they are harrassing my father unnecessarily and all of a sudden they have now ceased his pension account without enquiring about the details ,this is utmost illogical and unethical on the part of the bank.Now I am afraid ,my father who is very ill and an elderly citizen,how he would be able to cope with his day-to day expenses since they have ceased his pension account.
I would request that justice should be granted to us and severe action should be taken against the bank so that they shall not be in a position to harrass any other person in future.

Thanking You In Anticipation,

DIWAKAR KUMAR GUPTA
Applicant
E-mail address : diwakar.[protected]@gmail.com
Mobile No : [protected]

I have booked my ticket on[protected] through transaction id (POS PRCH
[protected] [protected]by irctc online reservation services through irctc but my trasaction is failed and when i have taken mini statement of my sbi account it's showing 558.00 rupees less from my available balance and it's showing POS PRCH how can i get my money back in my account please do needful

I Santosh Kumar Singh am serving in 21 Bn Indo-Tibetan Border police force posted at Panthchowk Srinagar Jammu and Kashmir.My a/c No is [protected] opened in 2008 in State Bank of India Residency road Srinagar J&K Branch code-722.. An amount of Rs[protected] on dated[protected] and amount Rs-155.57 on dated[protected] are debite from my saving Bank a/c and credited to a loan a/c NO-[protected] not belonging to me by State Bank of India Amerigog CRPF center Branch code-7829 by mistake . This loan a/c was opened by Mr Santosh Kumar Singh serving in Central Reserve Police Force.

Dear Sir,

I does the last transaction in my account on 02/03/2010 of Rs.2000 from my ATM card, that time after make this transaction amount in my account is Rs.4786. But when i chacked my balance in next month my account balance then this is only Rs. 8.00, All transactions in my account are used by another & these transactions are done at 02/03/2010. which are as "POS PRCH" amount which are used in this transaction. While i did not transaction of this amount Rs.4786.

I complained to this about at my SBI branch on 10/04/2010. But there is no any response.

please follow this complaint & return my account balance.

My SBI Branch:- Joya, J.P. Nagar (U.P.)
My Account No.:- [protected]

Thanks & Regards
Hitesh Kumar
[protected]

Email Id:- [protected]@gmail.com

Dear sir,
i hv forgot my user name and password that given sbi bank i,m not able to login my internet bank account, plz do the needfull Asap.............!

Regard's
Bhushan
[protected]