| Address: Pune, Maharashtra |
To SBI Cards,
This is Mudassar Khan
I got a call last month from SBI Cards, offering me a credit card.
Details of the Offer are as under:
Caller = Supriya
Limit mentioned:-
Gold - 75K > 3L
Silver - 30K > 90K
Annual Fee:-
Gold - 500/-
Silver - 500/-
Doc require - 2 stmt, cc front xerox, driving lic, 1 photos
Key Details of Conversation:-
I mentioned to the caller that I am interested to hold a SBI Card only if the Credit limit is => 1,00,000/- INR,
The caller agreed to this.
And my request was processed for a GOLD Card vide Appl. No.[protected] on or before 11/3/2010
Post Requisition:-
- Verification Call was done
- After a few days the Card was dropped at my residence in my absence.
- When I received the card it was a GOLD Card Number [protected] BUT with a limit of 45,000/- INR
After a couple of days I received a call from Delhi branch for Insurance and I reflected the facts to them, in return they asked me whether I want the request to be cancelled, I replied affirmative “Yes, I want to cancel the request”.
Now to the Climax :-
I have received a statement stating outstanding of 598.57/- to be paid by 05 May 10
15/04/2010 Total GST Debit For Current Stmt 51.50 D
15/04/2010 INS Credit Shield/Suraksha Plus PR 0.60 D
15/04/2010 INS Personal Accident Premium 26.47 D
15/04/2010 INS Administration Cha (Excl GST 2.06) 20.00 D
16/03/2010 Joining Fee (Excl GST 51.50) 500.00 D
[protected]
Total Outstanding 598.57 D
=======
My Question here is :-
I haven’t used it, neither I have accepted your card.
Why should I pay this amount when the company / bank has not kept its word of providing a card of 1,00,000/- ?
This is not the card for which I requested.
By doing this the Company has done 2 frauds with me.
1. Card dispatched is not as per requirement
2. Charged me Amount to which I am not liable.
3. What kind of Joining fee are you charging me when I am not willing to Join
This is a kind of harrasment. Please instruct your back office to cancel all outstanding records to immediate effect and reply to my email sooner, before I log this to Consumer Court.
my email id is mudassar.[protected]@gmail.com
Regards,
Mudassar
Aug 13, 2020
Complaint marked as Resolved
SBI — Waive off Payments
SBI Credit Card Complaints - O/S PaymentSBI Credit Card
Shri Manish Dewan
VP Customer Service
SBI Cards & Payments Services Pvt. Ltd.
DLF Infinity Towers, Tower C
12th Floor, Block 2,
Building 3, DLF Cyber City
Gurgaon 122002 (Harayana) India
Dear Sir,
SUB : Card No. [protected]
Firstly I am very happy to be a Card Member of SBI. I thank you very much for the same.
Since the first Bill I am regular Payer of SBI Card Payment. So when I got your bill for RS.17315.16 I was shocked. There was a hidden charges. I tried to convince your Executive on Phone but failed. I am writing this letter unwillingly as I really want to continue SBI Card Holder as a reputed organization but if and only if your authority waive this PENALTY CHARGES, unless please cancel my SBI Card immediately. I hope you will consider my case sympathetically and inform me accordingly per return mail.