Feb 01, 2021
Updated by Chinnasamy Alagappan 01.02.21
Dear Sir, Mam,
Sub: My Account No.[protected]-292. Different Procedures & Irregularities in SBI Branches in Bank Transfer of Money to Foreign Country (UK).
I submit that the following Irregularity & Procedure was followed by SBI, in different Branches:
1. On 13.1.21, I transferred GBP:102 to my Son in SBI Saligramam Branch (Branch Code: 06850), for which the Banking Staff took the following from me:
a. A written Letter to SBI giving all the particulars of the Transfer, in which she asked me to mention to debit the sum to my account No. 000000-[protected].
b. Also, She took a Cheque from me for the amount to be debited to my account, in spite of my objection that the Cheque might cause duplicate debit.
2. On 25.1.21, from my same account No. 000000-[protected], I transferred GBP:6, 762 to my Son, from SBI, NRI Branch, T.Nagar, Chennai (Branch Code: 07684), for which the Banking Staff took 2 nos. of Filled-in Forms from me (No Cheque & No Letter was requested from me).
I don’t understand why 2 different procedures are followed in your Bank Branches.
I strongly emphasize that the procedure followed by SBI, Saligramam Branch is not Logical, as there is every chance of duplicate debit to my account.
So, I request your good selves, to make a Standard Procedure & advice your Staff accordingly, in this matter.
With Kind Wishes & Regards from: Alagappan Chinnasamy, Ac. Holder.
The System of SBI is hopeless. Then I talked to the customer executive on [protected] who after taking all the information to validate that I am the genuine Account Holder said that the system is not working so I should try after 2 hours.
I again tried after 2 hours but unfortunately the same experience the system is not working. The Executive who was talking to me was absolutely useless as he was having no idea of SBI.
Today on 20th July, 2022 I talked to Customer Executive on [protected] and again was told that the system is not working. Then I requested that person to pass the line to the senior person who despite of slow system helped me to take the request of new Debit card but I was told that I would be charged RS 300/-
Now, it is not a question of Rs. 300 but the matter of principal that when i wanted to withdraw money from ATM SBI System is not working.
2. I never get any OTP on my Mobile
3, after 90 minutes i am getting OTP on my Mobile
4. Then I get the message that Rs 10, 000 is debited
5. In the message it is clear instruction that if it is not you then send BLOCK message on 567676
6. I did the same thing which i was instructed to be done
7. Now SBI says that I shall be charged Rs 300 for issuance of the Debit Card.
My point of resistance is that due to poor functioning of the SBI system why should i be penalised?
If i act as per the instructions of theSMS sent to me then why should i bear RS 300 ?
I intend to take up the matter with appropriate authority so that such difficulties are not faced with other person.
SBI should immediately reverse Rs 300 charges for issuance of Debit card
Regards
Dipesh Sheth
Ahmedabad