Sharing a bitter experience faced on pursuance of an additional loan/pension loan with an increment in salary structure to the tune nearer rs. 75, 000/- (With a total family income rs.1, 80, 000/-pm) with the implementation of 7cpc @ sbi branch 00891 cheep manager's cabin. Four months of delaying, carrying out investigation like fbi, asking questions like incomr tax department and doing unwanted scrutiny and harassment and mocking of my rank structure i held in army by your cheep manager, personal banking manager and a field officer
1.in retrospect to a bitter ambience undergone due to the coax and wheedle policy adopted by sbi (Should be called the salient butchers of innocents due to few idle-mongers) from top to bottom.
2. "if there is a braying sound somewhere, there cannot be an orchestra going on" has been the condition of the bank (Though, i tried chasing to hear at least one orchestra. But i failed) in which i have been associated with for past thirty plus years. It is only now, my eyes and ears are fully opened to find that few donkeys only braying it is not an orchestra. Though, it was lesser earlier. But, now it is increased over the past due to the lichening greed of your staff in the bank to popularize and bring themselves par with those, who live an adequate life by virtue of their dire hard work (But your staff wear every day one united colors of benetton sweater, louise phillippe shirts, pepe jeans, john player casuals, woodland shoes and shemrock wrist watch. But, work an amount equal to a cost of 100 grams pea nuts).
(A) your cm @00891 is a gag without a dental structure, who can't convince a valuable client with what he has to say to that effective client. Also can't even understand their contribution for the development of the society and its economy and even to the gdp of the country.
(B) all he runs behind the giggling digs or getting paid for his dream-chasing. Might be watching what? Sitting in his cabin 24x7? (I should appreciate him if he could understand a phenomenal development in the small investment done through property depreciating in market value day by day along the lines of maximum utility theory and a meager increment accrued in huge investment done through property getting appreciated. I am damn sure your managers including your cm @ 00891 cannot understand, what all he knows is a few addition and subtraction and run behind a few penny holders and distribute sbi yearly diaries throughout the year to those of whom he and his only family can be benefited.
(C) also, if your cm @ 00891 can understand whether the money is because of the society or the society is because of money. I further can appreciate him. He least bother to survey on ground and satisfy him at least with some financial stimulation and advise if the client is in an urgent need to ease him from any financial clutches.
3. Ask any of your managers, who ever dared to give one diary to any one, whose annual investment in the bank is the least one and loyal to the bank unlike mr. Vijay mallya, that least client would have kept that diary as a memento in his prayer hall. But all the diaries you distributed to the riches are sure might have been the rage-dampener-toys of their pet dogs which have been trampled, torn and thrown in front of their gates itself. (Like once your former mds and chairmans might have gone to distribute fanciful diaries to vijay mallya also and now find out where are those diaries). That is why you failed to understand the credibility of ground real heroes.
4. These questions emanated not because i'ven't got an sbi yearly diary. Because, i can foresee what disaster these idle-hosts/idle-mongers like these managers can add to the country's future.
5. If possible try and understand the parable of a women in the bible called the "widows offering" that a widow, who offered everything she had to a great cause and she lost nothing. Also try to read the case study of st. Mother theresa versus a pawn broker (The pawn broker's dream is nothing other than collecting few odd stinking 1000 rupees notes is your manager's case). But we believe in sacrifice. Therefore, i urge you to understand that.
6. If you cannot treat your son exceptionally amongst all other children in your village then something is wrong in you or wrong will follow you soon. The same way your client should be an exceptional to you that too the one who is mind-full of the uniform growth in his investment.
7. Similar is my case. I have already poured my blood and sweat for the country in borders for more than 24 years and now with confidence tackling the challenges of educating poor children in rural (Where people can not even dream of earning more than 100 rupees a day), forgetting own luxury, living in a thatched hut working 48x7 performing the tasks of five adults a day, without neglecting the contribution to a phenomenal development of economy of the generation come to pass. If this can be understood by your cheep manager @ 00891, whose nakedness is covered with united colors of benetton products today out of my blood and sweat i will have no cribs. Also, he has to prove himself eligible for that.
8. On one occasion your so called cm @ 00891, cheep maligner has raised a doubt that at the age of 46 years, my pension cannot be near and almost rs. 75, 000/-pm. Also, my income together with my spouse cannot be more than rs.1, 80, 000/- pm. May be he is jealous that he with no dental structure might be very closer to the grave yard pit, counting his last days, knowing nothing other than few odd addition and subtraction and earning less monthly salary than my only pension. The similar condition with his pb manager and his field officer might have taken an excuse of being an handicap while seeking the job but now working akin to murderers and abetting clients to almost commit suicide by wrong calculation of the individual's credentials by showing wrong policies to valuable clients. When, once the bank policies are indicated by client themselves in addition to the supporting documents to show the credibility of the income of an individual they start establishing income tax department inside the bank itself to dodge them and delay rights and credibility to avail the loan. I felt sad and would have taken cognizant on the part of the employment board for wasted such skillful talents by not employed them in income tax department.
9. It is not first time with sbi 00891. Every time you are eligible for 100 they give only 40, but harass you 40, 000, 000, 000... As they are giving the four-legged-earning of their family. Why so? When are these daily wagers are sorted out? When can we expect change in their attitude that their bread is secured because of the pouring of the blood and sweat of our entire family!
10. If you want to check the attitude and credibility of your manager @ 00891 just render a surprise visit to the public toilet meant for the client in sbi complex @ 00891 and compare it with the cabin and the posh bungalow allotted to him at the same campus. If that is not acceptable will you make the manger live in the toilet and the client use his bungalow as toilet. Therefore, i wish that very soon your entire sbi-fraternity is reduced to a mere urinal spot of that toilet.
11. I'll not hereinafter stand in front your bank manager who proved himself a beggar but wanted a proud soldier (Who protected the country's border for 24 years) to go under his feet, can only beg, but cannot give anything to me, who believe in sacrificing everything for the country and its society.
12. Nothing else, but all i expect you to respond with treating the client as your gods, who is letting you live of the bread crumbs falling from their dining table.
13. I am daring to complain with this hatred speech because of such sour experience for not one or two occasion, but for last six years. However, from my side i am prompt in paying and following any norms levied over me by your bank, for any time you rise interest or any charges. I would like you to ask opinions from the other clients also that how satisfied they are.
14. One more thing i want to ask you that whenever the government planning to privatize certain public concern, you might be the first lot to oppose the government and ask several question of its inability and protest against the government for more perks and facilities. I feel pity on you in this scenario. But, today umpteen number of private finance institutes, who do better job than you, whose managers and field officers work 24x7, less paid than you and less fond of wood land shoes unlike you, who eat into public money with respect to the performance and efficacy. It is just because of managers and field officers like the one in 00891.
15. Just imagine if your mere addition and subtraction managers want to make a major of indian army (Who put in 24 years of colorful and patriotic service that too to a meek and humble, believes in "no one is above the master" including he himself) go under his feet, then what difficulty they might be posing to other clients.
With this, i disconnect and free myself from the clientele in sbi so that i do not become bad. If still your manager @ 00891 want only my money he can beg at my door hereinafter. Already my pension is credited in sbi @ 00891 only. So, he can take five paise every month to include for his family need.
State Bank of India [SBI] customer support has been notified about the posted complaint.
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My Account no is
[protected]
Ifsc SBIN0000312
EXTRA debit my money in my account 2000 rs in 2/2/2017