TATA Capital Complaints & Reviews

i manohar lal sharma apply a car loan in tata capital ltd but my cibil is bad match overdue in credit card but i do not used any credit card till date card my contract number in tata capital ltd is[protected].

I AM A TATA CREDIT CARD HOLDER SINCE 1YEAR.MY PAYMENT DATE WAS 2nd OF EVERY MONTH BUT NOW THEY HAVE PREPORNED THE PAYMENT DATE FROM 2nd OF EVERY MONTH TO 1st OF EVERY MONTH.THIS PARTICULAR CHANGE I WAS NOT INFORMED BY MAIL OR BY PHONE.ANOTHER THING THEY WERE ACCEPTING THE PAYMENT IN ALL THE BRANCH OF STATE BANK, LIKE STATE BANK OF MYSORE, STATE BANK OF PATIALA, STATE BANK OF SAURASHTRA LIKE THIS SO MANY BANKS BUT SUDDENLY THEY STOP TAKING PAYMENTS IN ALL THIS BANKS, MORE OVER YOU CAN NOT DROP PAYMENTS CHEQUE IN AN ATM BOXES, SO WHAT'S THE NEXT WE CAN DO?AS I ALREADY DROPPED A CHEQUE WITH STATE BANK OF MYSORE & THEY DIDN'T CLEAR MY CHEQUE OF Rs.1015/-TOWARDS TATA CREDIT CARD & THEY NEVER RETURNED MY CHEQUE.NOW I DAILY GET HARASSING COLLECTION CALLS FROM TATA COLLECTION DEPARTMENT & I TOLD THEM TO COLLECT THE MONEY FROM MY HOME THAT ALSO THEY DON'T DO.AS I AM A PHYSICALLY CHALLENGED SO I REQUESTED THEM TO COLLECT THE PAYMENT FROM MY HOUSE THAT ALSO THEY DIDN'T DO!SO NOW WHAT SHOULD I DO?PLEASE HELP ME SO THEY SHOULD NOT GIVE ME HARASSING COLLECTION CALLS.
MY NAME IS SUHAS P.JOSHI
MY CREDIT CARD NO IS:[protected]

DEAR SIR/MADAM,
AS I SENT A MAIL TO TATACARD CUSTOMER CARE REGARDING MY HOME TELEPHONE NUMBER AS IT IS REGISTERED UNDER NATIONAL DO NOT CALL REGISTRY THEN ALSO I ALWAYS GET A CALL FROM TATA CREDIT CARD (MISS RUBY WHO IS A TELE CALLER) SHE ALWAYS HARRESSES ME BY CALLING AT MY RESIDENCE NUMBER[protected] & WHAT'S THE FUNNY THING THAT NOBODY IN MY HOUSE IS TATA CARD HOLDER THEN ALSO SHE CALLS UP AT MY RESIDENCE.
REGARDING THIS I SENT A COMPLAINT MAIL TO TATA CUSTOMER CARE BUT THEY DIDN'T BOTHER TO ANSWER ME.SO I REQUEST YOU TO PLEASE HELP ME.
THE MAIL WHICH I SENT TO TATA CUSTOMER CARE IS PASTED BELOW.
WITH REGARDS
KVS.HEBBAR
[protected][protected][protected]


-----Original Message-----
From: DINAZ YEZADI [[protected]@gmail.com]
Sent: Monday, Aug 18 2008 1:14PM
To: [protected]@tatacard.com [[protected]@tatacard.com]
Subject: CALLING ON NATIONAL DO NOT CALL REGISTERRED NUMBER.

Dear Sir/Madam,
It is to inform you that I am residing in Bangalore & my name is Mr.k.v sreeniwas.Hebbar & my residence phone number is[protected]Bangalore) as I am receiving a reguler solisitation calls from your Tata Empower Card Department.Let me be more precise here, as I am not a member of your Tata Empoer Card & I am not holding any of your card product, then also I am getting collections calls from THIS SPECIFIC NUMBER([protected] THE TELE CALLER'S NAME IS RUBY) & TODAY ALSO I GOT A CALL FROM THIS NUMBER BETWEEN 12.30 PM TO 1PM ON MY THIS NUMBER [protected] WHICH IS NATIONAL DO NOT CATT REGISTER NUMBER so hence forth if I receive any unsolisitations calls from Tata Empower Credit Card then I will file a suit against your company.As my number is on a NATIONAL DO NOT CALL LIST.I strongly believe you will take this matter very very seriously & do need ful for this.
Thanking You
Mr.k.v sreeniwas.Hebbar
Bangalore

DEAR SIR/MADAM
AS I AM NOT ATALL A CREDIT CARD HOLDER OF TATA, THEN ALSO I AM GETTING CALLS FROM TATA CARD COLLECTIONS DEPARTMENT.I AM NOT USING ANY KIND OF CREDITCARDS THEN ALSO I AM GETTING CALLS FROM TATA CREDIT CARD'S COMPANY WHY?AS MY NUMBER IS ON A NATIONAL DO NOT CALL REGISTRY.THEN WHY DO THEY CALL ME?I DONT OWE ANY MONEY WITH ANY BANK!TODAY ALSO I GOT A CALL FROM TATA CARD DEPARTMENT.TODAY BETWEEN 12.30 PM TO 1PM I GOT A CALL FROM THIS NUMBER [protected].MY RESIDENCE NUMBER IS [protected].THIS IS REGISTERED ON MY NAME.
SO I HUMBLY REQUEST YOU TO DO NEED FUL FOR THE SAME.
WITH REGARDS
MR.HEBBAR

Dear Sir/Madam,
I am new tata credit card holder. (Credit card No. [protected]) I am getting familiar with this card related transactions gradually.

I used tata card towards petrol purchase. As mentioned in the information booklet, i was waiting for detailed statement, to pay due amount.

However, I started getting calls from Payment Asst. Unit to pay the charges. I was told that statement had been sent and signed by someone, however I am not in receipt of any such statement. Later I received letter from Manager-Payment Asst. Unit: dt. June 12, 2008, which I received on 25-6-08. It does not mention all the details about the utilization of card. It mentions only to pay amount Rs. 2577.18/-.

In view of the above, I have following questions:
1. Why statement was not sent in time?
2. What are extra charges charged, if any?
3. If any extra charges to be paid, without any fault on my part-why should I?
Thus, it creates questions on the service given by Tata card. I am afraid that, if this is the situation then, whether I shd continue this card in future.
(Nagnath R. Ramdasi)

Dear Team
I have a TATA credit card and there was some problem when i issued a cheque and they didnt recieve it
and I called and mailed them and issued a new cheque
they confirmed teh payment and still charged me late fees and charges
and when i asked in confirmation mail about any other pending dues, i dint get any reply

and since then i m mailing and requesting them to waive off atleast half teh charges but they are not helping inspit eof it being fully their issue

Please help me resolve the issue and whom can i contact and also i have related mails proving my urge to settle and pay but not the irrelevant charges

To,
Customer Care Dept
Tata Credit Card

Sub: Pending dispute for more than 90 days.

Dear Sir/Madam,

With reference to the gold credit card [protected] statement for the month of Nov 07, there was a disputed transaction of 995/-.The transaction was charged twice: one with 995 and another with 945.

Details of the transaction:

Bill No CHE7521
Date: 03/11/07
Time: 22:30
Table: 11
Waiter: GANES
Room No: 4

All the documents were provided in the month of Dec 2007 but no reply has been recieved till date. Due to this, interest charges are being levied in every month statement.

This is holding me to do any further transaction on this credit card and I have to calculate and exclude the interest charges every month before making the payment. This is causing me huge inconvenience.

Moreover, the communication with customer care never has the updated information and lack of knowledge on their side is highly frustrating.

They always have the standard response: "Case is under Process" but with no updates.
When I confirmed from the merchant (Mr Ramesh from Hotel Sangam Ph:[protected] in Accounts Dept), he said that he is not yet recieved the formal complaint from the Tata credit card company. He even agreed that the transaction is charged twice wrongly and willing to settle it as soon as recieved the complaint from credit card company.

I would like to take this opportunity to express my displeasure in the communication gap (absolute no transparency) between the chargeback dept and customer care dept.

I am in a process to escalate this case to consumer courts now.

Thanks
Kshitij