I initially had a Savings Account with Axis Bank which was subsequently converted into a Salary Account because i started receiving my salary in the said account. It was not a thing which i initiated, but was done by the bank only, but with my consent. I was not supposed to maintain any minimum balance in my Salary Account. However, soon after, i stopped getting my salary in the said account and have not been into job for quite some time due to this COVID thing, however, today while i was scrolling through my bank statement, i was terrified on seeing that the bank has been charging "Consolidated Charges" on monthly basis for as far as my bank allows me to see my statement. I have never received any communication from the bank regarding the charges nor about conversion of my account type, just the way they ESPECIALLY called me for converting it to Salary from Savings.
Now, while i am trying to reach out to me them, the call is just not going through. The bank has charged at least INR 2, 700 excluding GST and could possibly be more than that as i am unable to see my earlier statements.
It is so unjust and unethical on the bank's part to deceive its own customers as the bank is supposed to be a treasurer and someone who gives assurance in terms of safety and not an agency which is here to exploit its own customers.
My Account Number is [protected].
Axis Bank customer support has been notified about the posted complaint.
Verified Support
Nov 27, 2020
Axis Bank Customer Care's response Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link https://application.axisbank.co.in/webforms/axis-support/sub-issues/Bank-SB-acctchgs-1.aspx. Please feel free to write back to us in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
Nov 28, 2020
Updated by singhparul0011 Dear Customer Care,
This is not a response which shows any sort of care for customers. If you go through the complain, I have very clearly mentioned the facts, which also implies that I understand what "Consolidated Charges" are.
And almost every option I click after logging in internet banking, it throws me out. How should I get to know anything else? Also, I have not received any SMS communication regarding any charges. Otherwise, this complain would have come earlier and not after so many months.
Request you to look into it and get it resolved, and also it is my humble request to refund the same, as I really don't have the bandwidth to afford such charges whatsoever.
Dec 02, 2020
Updated by singhparul0011 Am I going to get any response regarding this?
Dec 10, 2020
Updated by singhparul0011 Can I please have an update on this? Or should I just be silent like so many others and let you exploit?