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Axis Bank Complaints & Reviews

2.6
Updated: Dec 8, 2025
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Axis Bank reviews & complaints page 280

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M
Mahender84
from Vadodara, Gujarat
Feb 18, 2019
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Address: 400709

My Account is charged with Rs 500 plus 18 percent every month by consolidated charge for Ac.After speaking to customer care exec, they informed me that the charges are for not maintaining Monthly Average Balance. First of all i was not at all aware that my account is short of fund, looking to my account statement it had fund of more than Rs 8K at that time and for not maintaining avg balance which is only short for about Rs 1 to 2k, my account was charged for more than 10000k over period of time. All this time my account was charged with monthly charges which i was unaware neither did the bank felt to inform me by any of the ways like SMS, Email or call, etc.The bank kept on charging me even after my account gone negative. By viewing my account today i came to know about the act. On speaking to Cust Care Rep they say that my account is not activated with SMS Alert so i didnt recvd the alert .Earlier i was receiving the alert, i dont believe when did this got deactivated which they say that it was not activated since the account opening and it was mentioned in the welcome kit that the customer has to maintain the average balance. The question is not of SMS alert activation or not but the real question is whenever there is a charges like this, charged to customer it is the duty of the bank to keep the customer informed about this and take his consent. In my case i could have easily maintin the balance but i was not aware of the shortage. I is very disappointing that the bank kept on charging for almost a year. To make you understand what customer i am would share a scenario, I also have axis bank credit card and you can check my statement that i have kept Rs 3 to 5 K money excess for so many years. which last year the bank has refunded in the normal saving account.

If the bank insists that it was clearly written in the welcome kit about the non maintaining the account as said earlier then i would like to know that when it was written that the bank would be charging Quaterly balance then now why are they charging on monthly basis when it was also not mentioned in the welcome kit.
I demand reversal for the charged money as a i was unaware of the situation and condition of the account.

Eagerly awaiting for the prompt and positive reply from your end

My Account name : Mahender Singh Aswal
Account number : [protected]

Mahender Aswal
mob: +91 [protected]
Axis Bank customer support has been notified about the posted complaint.
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    VIPUL KANDALA
    from Hyderabad, Telangana
    Feb 18, 2019
    Resolved
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    Resolved

    Address: 500035

    Sir i opened axis asap account for my brother i went to the bank for the kyc stuff and one of the bank employee is asking for adhaar card and she was shouting at me that you come to the bank again i will see you about your supreme court rule. As per the new rule passed by supreme court of india that adhaar is not mandatory for a bank account so kindly resolve my issue regarding that..

    Bank name : axis bank
    Ifsc code : utib0002157
    +1 photos
    Feb 18, 2019
    Complaint marked as Resolved 
    04024141684 I called this number and enquired others about adhaar but the one who is talking to me is a lady and she seems frustrated and mentally retarded..
    Axis Bank customer support has been notified about the posted complaint.
    Verified Support
    Feb 18, 2019
    Axis Bank Customer Care's response
    Hi, sorry for the inconvenience caused. We are here to help! Please inbox us your registered contact number and we will get back shortly. Regards, Team Axis Bank
    I can't understand the charges

    worst customer support - Comment #3355396 - Image #0
    Hi
    My name is Roushan.I have my account with axis bank and they deduct 6683 as consolidated charges and 1202 as gst.How can they charge like this.This is just so much socking.7885 is a huge amount.i want to know.

    worst customer support - Comment #3355406 - Image #0
    I was miss guided and missinformed about my loan topup, disbursement was delayed, interest rate and deductions not informed, was intial told 15.25% apparently it's 15.75%
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      S
      from Bhopal, Madhya Pradesh
      Feb 18, 2019
      Resolved
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      Resolved

      mobile number update for online transactions

      Address: Banaskantha, Gujarat, 385001

      I already registered my mobile number. When i do a payment through paytm by debit card but i can't get otp for payment and i get a message of 'mobile number is not updated for online transactions'. If i add my axis bank account in bhim axis pay, but i get a message 'your account is not fetch with your mobile number. But i also update my mobile number in axis bank account. I can't do any payment in paytm, google pay, bhim, samsung pay etc....
      +3 photos
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      anand897
      from Mumbai, Maharashtra
      Feb 18, 2019
      Resolved
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      Resolved

      Address: 400709

      I have loan in axis bank loan ac no-phr[protected]
      Loan is active allmost one and one and half year most importent subject is loan instolment ecs date is - every month date off 5 but last instolment is cut is after 5 that is in my ac bal is low only rs 2000 and ecs is bounce and second time is passed after 5 days
      That i will request my bounce charges ples wave off and second complain is my society share cerificate not transfer by bank because my oriegnal share certificate subited in bank and i send mail every time in your thane axis bank home loan branch but there is no reply and last time he say u visit the bank and sign the page but i have all redy all paper and document sign and cidco letter is subited but in your bank is no reply and very poorly talk every time that i will be request ples favour me as soon as possibel
      Mar 23, 2019
      Complaint marked as Resolved 
      Axis Bank customer support has been notified about the posted complaint.
      Verified Support
      Feb 18, 2019
      Axis Bank Customer Care's response
      Hi, we tried reaching you today, however, unable to connect as the number was not reachable. Request you to share a preferred time, when we may connect with you and offer necessary assistance. Regards, Team Axis Bank.
      Hi, i have saving account in axis bank & when i checked my balance they have deducted 470 rs from my account written as Consolidated Charges.plz help me to get my money back, these banks are deducting innocent peoples money from their accounts wihout telling peoples

      Piyush patel
      [protected

      my share certificate not transfer - Comment #3355397 - Image #0
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        N
        Nallamani N
        from Bengaluru, Karnataka
        Feb 18, 2019
        Resolved
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        Address: Bangalore, Karnataka, 560100

        My previous salary account with axis bank was deactivated and its now with negative balance. I wish to activate the account, do i need to pay the negative balance amount? Why axis bank has charged penalty for salary account. My debit is also freeze, i now rbi has long back in 2014 asked banks to stop imposing charges for non-maintenance of minimum balance once the balance in the account reaches 0.
        Mar 22, 2019
        Complaint marked as Resolved 
        Axis Bank customer support has been notified about the posted complaint.
        Verified Support
        Feb 18, 2019
        Axis Bank Customer Care's response
        Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp . Please feel free to write back to us along with your registered contact details in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
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          M
          Mohd Raffi
          from Hyderabad, Telangana
          Feb 17, 2019
          Resolved
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          Resolved

          Address: Chittoor, Andhra Pradesh, 517001

          Hi, iam raffi from chittoor, andhra pradesh. I have savings account in axis bank. Everytime iam losing lot of money in this account as consolidate charges without primary intimation. Just now 5000/- deducted with the name of consolidation charges. Please help me to get back the money. I have contacted on bank but no proper response. Even not getting proper information in phone banking also.
          My mail id: [protected]@hotmail.com.
          +1 photos
          Mar 28, 2019
          Complaint marked as Resolved 
          Axis Bank customer support has been notified about the posted complaint.
          Verified Support
          Feb 18, 2019
          Axis Bank Customer Care's response
          Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp. Please feel free to write back to us in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
          Verified Support
          Feb 18, 2019
          Axis Bank Customer Care's response
          Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp . Please feel free to write back to us in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
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            A
            Aashiff
            from Karaikkudi, Tamil Nadu
            Feb 17, 2019
            Resolved
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            Resolved

            Address: Sivaganga, Tamil Nadu, 630005

            Hi, i have saving account in axis bank & when i checked my balance they have deducted month of nov 2018 rs.600+108 (Gst), month of dec 2018 rs.1210+217 (Gst) and also momth of jan 2019 rs.150+27 (Gst) from my account written as consolidated charges. Plz help me to get my money back, these banks are deducting innocent peoples money from their accounts without telling peoples
            Mar 21, 2019
            Complaint marked as Resolved 
            Axis Bank customer support has been notified about the posted complaint.
            Verified Support
            Feb 18, 2019
            Axis Bank Customer Care's response
            Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp. Please feel free to write back to us along with your registered contact details in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
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              PRIYA KAMEI
              from Gurgaon, Haryana
              Feb 17, 2019
              Resolved
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              Address: 122002

              I have an axis account since past 3 years as a salary account. I have left the job for some problem and i was not able to maintained the minimum balance. Now axis has deducted 4000 as consolidate charges. This is really not acceptable to deduct this much amount. And axis bank employee are not helpful at all. I went to nearby bank and i inform that my card is not working they said they that could be atm machine. They could have informed about everything but not. I need a reverse back in my account.

              Thanks
              Priya
              Mar 24, 2019
              Complaint marked as Resolved 
              Axis Bank customer support has been notified about the posted complaint.
              Verified Support
              Feb 18, 2019
              Axis Bank Customer Care's response
              Hi, we are sorry to hear that. Do DM us your registered contact details and we will get back soon. Regards, Team Axis Bank.
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                M
                Mahipal Kumar Mondal
                from Chennai, Tamil Nadu
                Feb 17, 2019
                Resolved
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                Resolved

                Address: Mumbai City, Maharashtra, 400058

                Dear axis bank,

                Hi, i have saving account in axis bank & when i checked my balance they have deducted rs 354 as card annual charges from my account and consolidated charges of 1655 (Including gst tax) at 2am mid night on sunday.
                I thought to transfer some amount to crpf wives welfare association. But how can we if our bank itself are looting in different different way. They are looting us indirectly in the name services.

                I believe it can be solve soon.

                Regards,
                Mahipal kumar mondal
                +1 photos
                Mar 23, 2019
                Complaint marked as Resolved 
                Axis Bank customer support has been notified about the posted complaint.
                Verified Support
                Feb 18, 2019
                Axis Bank Customer Care's response
                Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp. Please feel free to write back to us along with your registered contact details in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
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                  S
                  Souvik00007
                  from Ranaghat, West Bengal
                  Feb 17, 2019
                  Resolved
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                  Resolved

                  I have a salary account from last 8 months. And it has no minimum balance criteria. Suddenly the bank debited my account by re 1500 as consolidated charges. This amount is huge. Please refund my money.. Please give me the feedback soon. The bank don't give us any information about their charges, suddenly they debited a huge money from our account and it's a very bad manner i think.
                  Mar 28, 2019
                  Complaint marked as Resolved 
                  Axis Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Feb 18, 2019
                  Axis Bank Customer Care's response
                  Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp. Please feel free to write back to us in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
                  Verified Support
                  Feb 18, 2019
                  Axis Bank Customer Care's response
                  Hi, please refer the following link https://bit.ly/2nTKFTV for information on the same. Regards, Team Axis Bank.
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                    V
                    Veer Chaudhary
                    from Chandausi, Uttar Pradesh
                    Feb 17, 2019
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                    Address: Mathura, Uttar Pradesh, 281122

                    I send tha maney in an another account and tha fund does not transfer and deduct in my account i complaint before but not responce of any call and complain fornm and no sms of this matter check my account an tha problem solve quick i camplain 1 before but no response did comes i call alredy in custumer care but he say that wait for some days 2-3 and it may be network problem but this is tha matter of 6 feb
                    +1 photos
                    Axis Bank customer support has been notified about the posted complaint.
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                      Anitha Harikumar
                      from Alappuzha, Kerala
                      Feb 17, 2019
                      Resolved
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                      Address: Chennai, Tamil Nadu, 600039

                      Hi, i have salary account. For past few months from my account money is deducted for consolidated charges and leaves my account with zero balance. Every month 200 to 800 rupees deducted as consolidated charges with gst. Evey middle of the month it's happening with out any detailed information. I need the valid reason with explanation for what it was deducted and refund me.
                      Mar 21, 2019
                      Complaint marked as Resolved 
                      Axis Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Feb 18, 2019
                      Axis Bank Customer Care's response
                      Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp . Please feel free to write back to us along with your registered contact details in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
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                        DREAMBAAZ BOY
                        from Rupnagar, Punjab
                        Feb 17, 2019
                        Resolved
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                        Resolved

                        Address: Jalandhar, Punjab

                        Sir/maa'm
                        Right now i am feeling so sad as a customer of axis bank..
                        Tonight i got a msg from the bank that ur account has been debited by 3000 rs, which is a very huge amt for mebefore
                        Before this i had 29800 rs in my act but now i have only 26600 rs in my acc..
                        As i got this amt by the mean of scholarship to submit the fee but now i am short with 3000 rs for fee submision..
                        Kindly refund my balance
                        +1 photos
                        Mar 22, 2019
                        Complaint marked as Resolved 
                        Axis Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Feb 18, 2019
                        Axis Bank Customer Care's response
                        Hi, sorry for the inconvenience. Here is a link that will help address your concern - http://bit.ly/2N8cGCp. Regards, Team Axis Bank.
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                          K
                          Kawaja
                          from Chennai, Tamil Nadu
                          Feb 16, 2019
                          Resolved
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                          Resolved

                          Address: Coimbatore, Tamil Nadu, 642114

                          , i have saving account in axis bank & when i checked my balance they have deducted 717.75 rs from my account written as consolidated charges. Plz help me to get my money back, these banks are deducting innocent peoples money from their accounts wihout telling peoples.
                          Pls refund that amount.

                          Thanking you

                          Regards

                          T. Nathiya banu
                          [protected]
                          Mar 24, 2019
                          Complaint marked as Resolved 
                          Axis Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Feb 18, 2019
                          Axis Bank Customer Care's response
                          Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp. Please feel free to write back to us in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
                          Wht this 1 day 592 Rs debited 1 time 92 Rs 2 nd time 500 Rs totally 592 Rs dabeted Wht hpn Not Acceptable Wht hpn refund to my account to my other not send me the my media and Cort case news paper in the case emidently send my acount Tez Ya [protected]

                          refund consolidated charges amt - Comment #3353831 - Image #0
                          Axis Bank Customer Care's response, Feb 18, 2019
                          Verified Support
                          Hi, we understand your concern. We adhere to complete transparency and disclosure about all our service fees and charges. You can get more details on this link http://bit.ly/2N8cGCp. Please feel free to write back to us in case you have any further queries and we will get back at the earliest. Regards, Team Axis Bank.
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                            J
                            Jayashree Vaishnavi
                            from Karur, Tamil Nadu
                            Feb 16, 2019
                            Resolved
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                            Resolved

                            Address: Karur, Tamil Nadu, 639001

                            Hi,
                            I am jayashree vaishnavi from karur. Today (16.02.2019) i got a call regarding buzz credit card sanction. Since my salary account was linked with axis bank account, i got this call. I would like to cancel this buzz credit card. Could you please help me since there is already one more card with my brother.

                            Regard,
                            Jayashree vaishnavi
                            Phone:[protected]
                            Mar 19, 2019
                            Complaint marked as Resolved 
                            Axis Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Feb 16, 2019
                            Axis Bank Customer Care's response
                            Hi, Axis Bank does not ask for any account/card related information. Request you to be cautious and avoid sharing any details. Thanks for writing in! Regards, Team Axis Bank.
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                              R
                              Rahul Tangankar
                              from Pune, Maharashtra
                              Feb 16, 2019
                              Resolved
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                              Resolved

                              Address: Belgaum, Karnataka, 591128

                              Hello sir,
                              I am rahul,
                              I got a call on 14/02/2019,
                              From [protected],
                              [protected],
                              Saying it's from axis, is any problem with your credit /debit cards,
                              I asked them to increase my credit card limit,
                              Then they asked me it's no., it's expiry date, as well as otp,
                              And deducted my rs21500/-
                              ..
                              Immediately i tried calling to axis bank costumer service no. But that's not connected

                              So please confirm this both nos and help me get back my money..
                              It's humble request..
                              +4 photos
                              Mar 22, 2019
                              Complaint marked as Resolved 
                              Axis Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Feb 18, 2019
                              Axis Bank Customer Care's response
                              Hi, thank you for reaching out. Please DM us your registered contact number. We are here to help! Regards, Team Axis Bank.
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                                Rahul Tangankar
                                from Pune, Maharashtra
                                Feb 16, 2019
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                                Address: Belgaum, Karnataka, 591128

                                I got call on 14/02/2019, from [protected], [protected]
                                Saying that it's for debit & credit card enquiry, so i asked them to increase my credit card limit then they started processing
                                Then they asked me card no., it's expiry date, and said rs 8400/-will going to be credited, and they asked me for otp,
                                It's my mistake too without checking i gave them otp and my amount got deducted rs21500/-,

                                Immediate i tried calling on costumer service but it's not connected..
                                Please help me get back my money..
                                It's a humble request.. Please
                                +6 photos
                                Axis Bank customer support has been notified about the posted complaint.
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                                  S
                                  soham9084
                                  from Kolkata, West Bengal
                                  Feb 16, 2019
                                  Resolved
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                                  Resolved

                                  negative balance in current account

                                  Address: Hooghly, West Bengal, 712222

                                  I run a small business and in 2016 i opened a current account in axis bank, but at that time due to some issue with transaction in this account i had to open a savings account and transferred the whole amount from the current account to the savings account as advised by the branch staff. They told me the current account is closed and now i can operate from the savings account. But after someday i started receiving message regarding negative...
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                                  Gokul Goki
                                  from Bengaluru, Karnataka
                                  Feb 16, 2019
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                                  Address: 560103

                                  According to the past statement given by me. Again axis bank credit card people have charged excess interest fees of rs 430.98 & gst fees in this month. I have paid the month minumum payment due before the specified time paid on : 16 jan itself, last payment due was rs 02 feb 2019. I have payed it on time before the last date.
                                  If i am able to contact them they are not responding properly. I am not able to close the credit card account because of the unessecary fees.
                                  Please credit me all the uncessary amount debited from axis bank.
                                  +1 photos
                                  Axis Bank customer support has been notified about the posted complaint.
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                                    M
                                    mmaddyyyy
                                    from Coimbatore, Tamil Nadu
                                    Feb 16, 2019
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                                    I want to check about a transaction id processed on mid of jan 2019 by purplle.com for refund amount in my axis bank debit card. And also another refund by paytm for my ticket cancellation on feb 5th 2019. I haven't got my refund yet for both the refunds.
                                    Axis bank toll free numbers are not connected. Emergency helpline numbers also not connected to talk with their executives, only pre-recorded call. No proper mail ids
                                    Kindly help.
                                    Axis Bank customer support has been notified about the posted complaint.
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