My self shilpa satish mane, resident of agashi, virar west had put up a balance housing loan transfer application with axis bank home loan branch. Virar and had the worst experience of the banking.
Approval no. Axis bank: ph_lnphg_shubh_aarambh_444_bre/7045002/rac-virar asc/17-18
This is to complain about the fraudulent cheating happened to me by axis bank home loan branch, gokul building, 1st floor agashi road, virar west. I had personally visited the branch on 15th sept 2017 to avail the benefit of shubharam offer. As offer was about to end within next 2 days, i took special leave to complete the procedure.
Mr. Vishnu, axis bank home loan branch’s executive attended us (Me & my mr.), he gave me the form and asked me to fill in, whereas it was his duty to take complete information from me and fill up in his own writing but he was throughout busy over his phone as he wanted to catch one big volume client at miraroad and wanted to rush there. Highly negligence with the customer.
I gave the whole set of documents immediately and completed the procedure. I had taken a special off from my duty as i wanted to apply for that shubharam offer and get the benefit of loan transferred.
Later on, i enquired with him on 19th sept 2017 about what happened about the process then he said he would be putting it into the portal.
Since my first visit till next 10 days, there was no revert from his end. When i again enquired on 25th sept 17 then he informed me that sanction letter has released but did not give me any physical copy of sanction letter which was not given almost 2 months till the whole procedure gets over.
These people have deducted certain equitable mortage and sur charges 0.2% of loan amount which has to be debited before the disbursement, which is not yet refunded back even after 2 months.
Plus almost rs. 3000 in cash including the money which is taken by mr. Vishnu for removing jumbo xerox, stamp paper, franking cost, who will bear it all. I want back my whole amount including all the expenses and these cheaters should be taught a lesson for spoiling customer’s precious time and grabbing money.
The cheque debited details
Cheque debited date cheque no. Cheque drawn in favor of cheque debited amount from my account
08/11/2017 2543 axis 3, 690.00
08/11/2017 2544 axis 150.00
As per mr. Vishnu, he had cleared rest whole procedure and after deducting this amount they asked me to invest into property insurance & life insurance which i was actually having of dhfl which i could have just transferred in the name of axis as per the procedure. But these people are so greedy and the system is so corrupt, they keep client in dark and remove their cards slowly as the procedure comes to end. When your money is already stuck with them, they start demanding additional insurances which are not needed, when i raised this matter to his seniors, even they started raising their hands. These people play very dirty politics and least bothered for customers.
The information which was needed to share before entering into the procedure was purposely hidden and when you raise voice against it and tell them that we will take up this matter ahead, they started playing dirty games. The process which was at the stage of disbursement started removing queries into it and the legal, technical which was earlier cleared started stating loopholes into it, whereas i had given axis bank home loan referral no. Of one of the other flat owner of my society where these things were pretty cleared. The stupid queries started raising with the landlord and builder which never has arisen in other occupants cases whereas in our society all nationalised bank, such as bank of baroda, canara bank, hdfc bank, axis bank (Itself), bank of maharashtra and many more have already sanctioned the loan to the society flat members.
My question is if you people were not clear with your technical and legal queries, in that case, then how can you deduct em (Equitable mortgage), surcharges admin charges of my loan sanction amount which was just a one step before the loan disbursement from my account.
These people have fraudulently cheated me plus debited my amount as stated above, which is not yet refund also. Will you give it back along with the interest?
I request you all to see how the whole completed procedure turned when you question them about their wrong practices and turn the scenario.
Axis Bank customer support has been notified about the posted complaint.