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Axis Bank Complaints & Reviews

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Updated: Dec 8, 2025
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M
maheshkp123
from Mysore, Karnataka
Dec 13, 2017
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Address: Mysore, Karnataka, 570016

Team, do you really exist on this planet. Niether your toll free working, nor your email is working. You have still not updated the new email account where customers can reach you nor you have stopped your habit of cheating people. I have received the credit card kit on 10.12.2017
But the shocking for me is upon logging into net banking i saw, a due amount of rs.295/- which i owe to axis bank. Why is it. The agent said that the card is free of cost and first year service charge is free but you have billed rs. 295 already.
I swiped the card for rs.2600 only for the first time on 11.12.2017. Now total amount is showing as rs.[protected]+295). This 295 is unnecessary deduction made. Upon asking repetitively with your agent and salesperson of this credit card department, they said free card but annual charges will apply after second year from the date of issue.
Why should i pay rs.295 which i have not used it.
If this is some unusual or routine practice from your end, i am sorry i don't want to use this card. I will close this credit card account which seems useless. I can go for better service provider who doesn't even charges any annual charges nor and joining fees. I don't want these kind shockers any more.
Hope you do the needful with the crediting back rs.295 into my account. Now after repetitive try to reach your customer care agent to solve the issue and every time i hear that lady asking me to wait (Ivr response), decided to surrender this damn credit card. I truly not interested in using this card. A damn pathetic service in the banking industry of india.

Regards,

Mahesh. K. P
Axis Bank customer support has been notified about the posted complaint.
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    Riken112
    from Vadodara, Gujarat
    Dec 13, 2017
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    Address: Vadodara, Gujarat, 390021

    Hello!!!

    I am writing this complaint about issue by transaction through bhim application, i have credited (10000 + 10000) in my friend account through bhim application, money deducted from my account, and showing pending transaction but my friend dint get money, i have called around 15 times in one day to bhim application customer care, no one is answering (I think think there are manpower issue) also called in axis bank, they told this (Bhim) application is third party application, we are not responsible for issue.

    My registred nursing in bhim application : [protected]
    +1 photos
    Axis Bank customer support has been notified about the posted complaint.
    Dear team,

    I have made imps transaction on 08th December 2017 for the amount rs.15000 from my axis account to sbi account. The amount got debited from my account but the beneficiary account is not credited. We have urgent requirement of money.
    Pls do needful.

    Axis bank account no: [protected]
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      E
      Elnetto
      from Pune, Maharashtra
      Dec 13, 2017
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      Address: 683561

      I got a call from axis, offering me loan, i accepted the loan as the offer 1.55 lakh at 13.99% interest rate. The required document were a copy of my adhar, pan number and a photograph.
      Axis later decides and ask for other details like my family information, salary slip which i have already fw them. Later they said the interest rate is changed to 14.99% and they needed my salary statement which dates one year back.

      First of all for the pre approved loan i was only asked few documents, now asking for more why...

      I have call recordings of the loan offer conversations and everything.

      After all this i was called 4 - 5 times this month offering me the same deal. Today when i called and checked they have rejected my loan, for seeing the nature i agreed to take the loan, now i'm in need of money and i feel like a this to be miss guiding as like a dog.

      Offer something and then don't give it, this is embarrassing for me.
      Axis Bank customer support has been notified about the posted complaint.
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        L
        leelaramya
        from Delhi, Delhi
        Dec 13, 2017
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        Address: Hyderabad, Andhra Pradesh, 500032

        Dear team,

        I have made imps transaction on 13th december 2017 for the amount rs.10000 from my axis account to andhra bank account. The amount got debited from my account but the beneficiary account is not credited. We have urgent requirement of money. I request you please coordinate with bank to escalate this issue.
        I contacted axis bank customer care, but no use.
        Axis Bank customer support has been notified about the posted complaint.
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          R
          Ram christ
          from Karimnagar, Telangana
          Dec 13, 2017
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          Address: Palakkad, Kerala, 678014

          I have an account in axis bank palakkad branch, last week some amount of 337 euro has been transferred to my account, due to some reason money returned back to sender's account but they didn't recieve the money till now, so i just contacted to palakkad axis branch to know the reason, they are not picking up the call landline also and mobile phone. I have tried 6 time today and i have experienced this so many time with axis bank palakkad branch
          Axis Bank customer support has been notified about the posted complaint.
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            A
            Ashok241
            from Bengaluru, Karnataka
            Dec 13, 2017
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            Resolved

            Address: Hyderabad, Andhra Pradesh

            Dear axis bank,

            I have done the money transaction at 13/12/2017 morning 11 am for my emi payment for home credit by their android app and amount is deducted from my account but the transaction is failed due to bad server. Amount of transaction is 1142/-
            So please do something to credited my amount.
            Transaction number is[protected]
            Name: kavali ashok
            Account no: [protected]
            Dec 22, 2017
            Complaint marked as Resolved 
            Axis Bank customer support has been notified about the posted complaint.
            Transaction failed on irctc eWALLET Registration, i am not registered
            e WALLET Due to Transaction failed
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              V
              vicky AS
              from Bengaluru, Karnataka
              Dec 13, 2017
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              Address: Bangalore, Karnataka, 560026

              Dear team,

              I have made imps transaction on 11/12/2017 for the amount of 9400 rs from my axis saving account ([protected]), to vijaya bank. The amount got debited from my account but the beneficary account not credited, we have urgent requirement of money. I request you please co0ordinate with babk to escalate our issue

              Ac no : [protected]
              Imps/p2a/[protected]

              Thanking you
              Vignesh. A - bangalore
              Axis Bank customer support has been notified about the posted complaint.
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                S
                Somnath Ata
                from Kolkata, West Bengal
                Dec 13, 2017
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                Address: 700035

                Refer to fd [protected]- reference savings account [protected], the same fd was made on 01.11.2017 with the instruction of monthly interest to be credited to respective savings account on monthly basis. But the same was not featuring in my account till date for the month of november 2017 as the fd was started on 01.11.2017 and first interest should be credited to my savings account on 01.12.2017.
                Please revert with your feedback at earliest regarding this matter.
                Axis Bank customer support has been notified about the posted complaint.
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                  D
                  drv.sunil
                  from Hyderabad, Telangana
                  Dec 13, 2017
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                  Address: Hyderabad, Andhra Pradesh

                  I dr. V. Sunil chandra holding edc machine with tid no.[protected]New dentist and dontis) linked to my current acoount [protected] requested to close my edc account as iam not using it frequently and iam going to close my bussiness. I already send a mail regarding this to axis bank executive (Sreenivas. [protected]@axisbank.com) on 4th dec 2017, and to axis bank customer support (Merchant. [protected]@axisbank.com) on 11th dec 2017 but i didn't received any reply till now. When i contacted in balanagar branch, hyderabad they said that they cannot deactivate from bank side and asked me to call there executive. Its almost 10days am waiting for there call. Please kindly do the needfull asap
                  Axis Bank customer support has been notified about the posted complaint.
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                    Pinak Mehta
                    from Gurgaon, Haryana
                    Dec 13, 2017
                    Resolved
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                    Address: West Singhbhum, Jharkhand, 833201

                    This is to inform that there is an employee who illegally creates net banking accounts for customers who don't have knowledge about the ways of working on online banking. He not only creates fake accounts; but also helps in money laundering; basically dealing to clean black money. He has fixed customers who are involved with him in this scam. I hope strict actions will be taken against this guy and the involved parties.

                    One of her recent target was himanshi sinha from chaibasa; this guy created unofficial net banking account for her in her absence. He bluffed her by creating netbanking account but keeping the answers of secret questions to himself which he may use later to fraud.
                    Aug 27, 2023
                    Complaint marked as Resolved 
                    Employee took the responsibility and apologized.
                    Axis Bank customer support has been notified about the posted complaint.
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                      S
                      salauddin faroouqi
                      from Sirsilla, Telangana
                      Dec 12, 2017
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                      Address: Nizamabad, Andhra Pradesh, 503111
                      Website: Axis bank.com

                      Dear sir
                      I am shaik salauddin, today 10/12/2017, 2.10pm i book flight ticket for hyderabad to jeddah the site goibibo
                      I pay for my filght payment by axis netbanking, amount is rs15087 deducted from my account but goibibo are not get my payment,
                      They told payment is cancel we cant get your payment ‘
                      It’s happened second time with me
                      Please check and refund my payment
                      On my account
                      Axis Bank customer support has been notified about the posted complaint.
                      Dec 12, 2017
                      Updated by salauddin faroouqi
                      Contact details [protected]
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                        S
                        Swethapriya2112
                        from Bengaluru, Karnataka
                        Dec 12, 2017
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                        Address: Bangalore, Karnataka, 560103

                        Account is not getting closed even though we cleared the balance
                        I called to customer care and came to know that still the account# [protected] is not closed. Please read email which i have sent in the first email and find the account# and make this issue progress please.

                        3 months completed still the account is not closed. Still adding extra charges and sending statements to the email. What kind of service you are providing to customers.
                        I am begging for reply to email still there is no reply.
                        Who is responsible for extra charges which is added after request for closure too???
                        Axis Bank customer support has been notified about the posted complaint.
                        Dec 12, 2017
                        Updated by Swethapriya2112
                        Every day I am following up with Nodal Office there is no response from them worst service.
                        First email to Nodal Officer
                        [protected][protected]------
                        This is Akuleti SwethaPriya. We were having shop and opted for Axis Bank EDC machine and Current Account. Due to loss we closed the shop 3 months ago. 
                        Current Account Number: [protected].
                        Not maintained minimum balances due to this charges got applied and lost the EDC charger, charges got applied. 
                        We paid both the charges and requested for EDC and Account closure on 11-Sep-2016. Please find the attached supporting Documents.
                        EDC Machine Surrender Axis Bank Contact : Nagendra
                        Current Account closure Axis Bank Contact: Jagadeesh.
                        When I asked in Branch on or before 11-Sep-2017,  EDC machine contact person is Nagendra.
                        I used to contact him twice in a week, he used to say it will get done 2 days... Almost 2 months completed there is no progress on both.
                        Today I contacted manager Prashant. S, I asked him why there is no action on this. Now Manager is saying EDC machine contact we dont know. what kind of response this is.
                        He replied you would have come to me before it self instead of waiting 2 months.
                        We cleared all charges on 11-Sep-2017 and gave the account closure request to Jagadessh then Why should we come to Branch again and again.
                        You dont have any responsibility to take care of customer request?
                        As we gave the closure request form to Jagadeesh, He destroyed Debit card and Cheque Book on 11-Sep-2017.It is your problem not closing Aaccount and EDC machine then why should we pay additional charges now?
                         
                        I would like to know when Can I except closure of this account. I never faced this type of response from any Bank. 
                        Second email to Nodal Officer
                        [protected][protected][protected]
                        Hello Officer, Yes we got a call from Nagendra and explained he did not have a time to close the account since last 2 and half month. We have provided all the proofs still you are asking there is a negative amount to paid from my side??? We would like to know why it got delayed to close the account almost 3 months time to close the account and EDC Machine. As per the charges and negative amount, we paid on 11-Sep-2017 EDC charges, Negative Amount and Closure charges 5200 Rupees (1800+3400) . What else is pending from my side. Thanks and Regards, Govardhan Reddy Yakkaluri ________________________________ From: nodal.[protected]@axisbank.com Sent: Tuesday, November 21, 2017 3:01 PM To: Govardhan Yakkaluri Subject: Your complaint reference N[protected] dated 11/9/2017 Dear Customer, Thank you for your cooperation and patience. We understand that our branch official Mr. Nagendra has contacted you and informed you that there is lien amount pending in your account due to which account is not closed. We acknowledge the collection of EDC machine and we request you to make the lien amount payment for branch to proceed with account closure. We deeply regret for the inconvenience caused. Assuring you the best of our services. Warm regards Vaishali Rajput Customer Service Department Axis Bank Ltd., Corporate Office, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai - 400 025. Hello Officer, I could not send the supporting documents due size limit from this email id. I sent it from my gmail vardhan.[protected]@gmail.com . This complaint is on behalf of my wife Akuleti SwethaPriya . We were having shop and opted for Axis Bank EDC machine and Current Account. Due to loss we closed the shop 3 months ago. Current Account Number: [protected]. Not maintained minimum balances due to this charges got applied and lost the EDC charger, charges got applied. We paid both the charges and requested for EDC and Account closure on 11-Sep-2016. Please find the attached supporting Documents. EDC Machine Surrender Axis Bank Contact : Nagendra Current Account closure Axis Bank Contact: Jagadeesh. When I asked in Branch on or before 11-Sep-2017, EDC machine contact person is Nagendra. I used to contact him twice in a week, he used to say it will get done 2 days... Almost 2 months completed there is no progress on both. Today I contacted manager Prashant. S, I asked him why there is no action on this. Now Manager is saying EDC machine contact we dont know. what kind of response this is. He replied you would have come to me before it self instead of waiting 2 months. We cleared all charges on 11-Sep-2017 and gave the account closure request to Jagadessh then Why should we come to Branch again and again. You dont have any responsibility to take care of customer request? As we gave the closure request form to Jagadeesh, He destroyed Debit card and Cheque Book on 11-Sep-2017.It is your problem not closing Aaccount and EDC machine then why should we pay additional charges now? I would like to know when Can I except closure of this account. I never faced this type of response from any Bank.
                        [protected][protected][protected][protected][protected][protected]
                        Every day I am sending emails no response
                        [protected][protected]-------
                        called to customer care and came to know that still the account# [protected] is not closed. Please read email which I have sent in the first email and find the account# and make this issue progress please.

                        3 months completed still the account is not closed. Still adding extra charges and sending statements to the email. what kind of service you are providing to customers.
                        I am begging for reply to email still there is no reply.
                        Who is responsible for extra charges which is added after request for closure too?????

                        Thanks,
                        Swetha Priya
                        +91-[protected]
                        +91-[protected]
                        Dec 17, 2017
                        Updated by Swethapriya2112
                        Every Day I am following up with Nodal Office. This is the highest level of escalation still there is no progress.
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                          M
                          Manish Shaurya
                          from Bhubaneshwar, Odisha
                          Dec 12, 2017
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                          Dear team,

                          I have made imps transaction on 12th dec 2017 for the amount rs.5100 from my axis account to indian bank account. The amount got debited from my account but the beneficiary account is not credited. We have urgent requirement of money. I request you please coordinate with bank to escalate this issue.
                          I contacted axis bank customer care. But no any good response. Plzz help
                          A/c-[protected]
                          Ref id.[protected]
                          Axis Bank customer support has been notified about the posted complaint.
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                            V
                            viswjeet kumar
                            from Nattam, Tamil Nadu
                            Dec 12, 2017
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                            Address: 641652

                            Sir i recived a cheq from canty garments company amount 21729.

                            My name is vishwajit kumar singh
                            my ac no[protected].
                            Axis bank, anupurpalayam, branch tirupur, 641652
                            ifsc-utib0003164

                            cheq details-:
                            cheq no-069800
                            amount-21729.
                            Ac no[protected].
                            Canty garments.
                            Date of cheq.29/06/2017
                            sme branch tirupur.

                            But the amount is transferd to anothers ac this also a axis bank account.
                            Ac n[protected].
                            Shreeguru raghewendra socity
                            Axis Bank customer support has been notified about the posted complaint.
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                              vijaymor
                              from Gurgaon, Haryana
                              Dec 12, 2017
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                              Address: New Delhi, Delhi

                              Sir

                              I jagbir singh having a salary account ([protected]) and a personal loan account (Ppr[protected] anda credit card ([protected]) with your bank. And i am a delhi police employee and my salary is coming into your bank. I am very disappointed and harassed with your bank service.
                              In my net banking it shows my account balance is in credit some time it shows in debit. Recently i got an arrear of rs 43017 on 04/12/2017 and when i go to the atm it only shows 7000 rs available and i withdraw it on 5/12/2017. Then i go to my base branch in afjal road new delhi from where i draw my salary, they said rs 36000 is marked as lien by credit card department. On 8/12/2017 my account balance shows minus rs 59386.93.
                              Now today 36000 comes back into my account and rs 13500 goes to my personal loan account but my emi is of rs 19391. And rs20000 i withdrew. Then i call to customer care debit card divison, from them i got to know only rs 2500 marked as a lien their is no other lien is marked. Then on further inquiry about rs 2500 i got to know that these are service charges of atm and other from 2013 to 2017. I am confused about these charges also these charges are annualy how can you deduct them after 4 years.
                              In my mobile banking it shows you have no credit card, then i call to your credit card divison cell they said you have rs 26000 out standing balance in your credit card.
                              I am totally confused what is going on into my accounts and in my credit card. When i call to customer care i did not get any satisfatory answer and when i go into branch they did not even attend me properly. I am a respected govt employee and your bank is giving me this kind of service.
                              If i am not getting a proper satisfactory reply then i have to take some serious action against you.
                              Kindly reply me asap.

                              Thanks.
                              Jagbir singh
                              [protected], [protected]
                              +2 photos
                              Axis Bank customer support has been notified about the posted complaint.
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                                Keshav@123
                                from Sarwar, Rajasthan
                                Dec 12, 2017
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                                Address: Hanumangarh, Rajasthan

                                Shri man ji maine axis bank sangaria dist. Hanumangarh se 18 bigha bhumi par agriculture loan liye tha. Jisme axis bank ne date 22/11/2016 ko fasal bima ke 1751.79 rs., date 29/07/2017 ko 11491.41 rs. Or date 07/12/2017 ko 3041.72 rs. Ki pradhanmantri fasal bima yajna ke pr katoti kar li. Shri maan ji hamari jamin barani bhumi hai jisme muskil se ek fasal bhi nahi ho pati hai. Axis bank ne man marji se najayj katoti kar li hai. Shri man ji nivedan hai ki hame hamare paise replace karvaye

                                Godavari devi w/o shishpal sharma
                                Ac - [protected]
                                Mobile - [protected]
                                Axis Bank customer support has been notified about the posted complaint.
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                                  Vignesh Narayanasamy
                                  from Chennai, Tamil Nadu
                                  Dec 12, 2017
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                                  This is really frustrating as i receive around 10 calls per day from axis bank to sell their credit card. I have requested them too many times but still, they keep calling me. I get calls when i am busy in a meeting or when i am sleeping. I have even threatened them that i will make police complaint but they are least bothered and i am not surprised with their lethargic attitude. I have even registered my number on dnd but still, i receive calls. Please help me to get out of this mess created by axis bank
                                  Axis Bank customer support has been notified about the posted complaint.
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                                    surendar rangasamy
                                    from Baghdogra, West Bengal
                                    Dec 12, 2017
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                                    Address: 605102

                                    Hello sir/madam,
                                    I am having account in axis bank since 2004, and so far, i have never faced any hidden charges.
                                    But, recently, i have been deducted amount in the name of tips for swiping my debit card at 2 fuel stations.
                                    My account number is [protected]

                                    Amount deducted on 08/12/2017 at 17:46 was rs. 64.02 [tips/scg/pos/seetharaman age /dt.01-dec-]

                                    Amount deducted on 11/12/2017 at 20:49 was rs. 54.58 [tips/scg/pos/k pattabhirama /dt.03-dec-]

                                    May i know the reason for the 2 deductions?
                                    Whom should i ask regarding the deductions, as it has not happened so far?
                                    Can i consult my advocate for the issue?

                                    Thank u in advance.
                                    Axis Bank customer support has been notified about the posted complaint.
                                    I am new account opening for alandhur branch date of[protected]. since[protected] not opening my account. yesterday i was going to branch but not responsible for compliant.so please care our customer.
                                    bank details.
                                    Alandhur branch(opp eagles electricals)
                                    chennai-600016
                                    tamilnadu
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                                      Praveen_85
                                      from Delhi, Delhi
                                      Dec 12, 2017
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                                      Address: New Delhi, Delhi, 110077

                                      I went to the axis bank dwarka sector 5 delhi branch regarding my loan details of dda flat. I met mr. Shivender there and to my surprise he is the most unprofessional employee of axis bank. He was very rude when i enquired abt my query. I told him i have to make payment of my loan of rs. 1 lakh he told me we cant take payment u have to go to out kg marg branch however when i had a talk with kg branch they told me than u can make re-payment if loan in any branch in india. I again went to mr. Shivender (Unprofessional employee) and i asked him why u misguide me, in which he said "payment karni ho to karo varna kg bank branch me baat kato mere paas tume nai hai" he was behaving like that he is the md of the bank. Worst service by axis bank. I would like to tell acis bank that i am not availing ur service for free i have paid inr 4700 as an interest in advance for rs. 1 lakh loan. I assure that this is last time i am using service of axis bank (Learn something from hdfc bank). Customer service is th reason axis bank is behind hdfc and icici. Worst service & worst bank axis bank.
                                      Axis Bank customer support has been notified about the posted complaint.
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                                        Yash Sehgal
                                        from Noida, Uttar Pradesh
                                        Dec 12, 2017
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                                        Address: New Delhi, Delhi, 110092
                                        Website: Axis bank

                                        I tried to apply for new chequebook by net banking. It was showing lien reason code. Then i got to know that there is any lien amount on my account.
                                        Even i am getting my salary everymonth in this bank account. I have balance of 725 then why it is not going good. And why there is any lien amount. Due to that i cannot apply for new chequebook.
                                        Please help me out there.
                                        Yash sehgal
                                        Axis Bank customer support has been notified about the posted complaint.
                                        Sir,
                                        I want to change my mobile no, so i can be transfer my funds by internet banking. My current mobile no. is [protected]
                                        Thanking you,

                                        C.Sheeja Rani

                                        A/C no is [protected]
                                        I've an account with axis bank, [protected] which I start recently.
                                        I'm able operate to net banking.
                                        But when I'm trying with mobile app, my account is not showing there.
                                        It showing my personal loan account only.
                                        What I need to do...
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