Dear Sir/Madam,
I have closed my Axis Bank account on 1st July 2013 (Acc no. [protected]) and I have still not received my DD for the remaining amount. I had deposited cheque of Rs.10,000. I had received an SMS from Axis Bank on[protected] saying the following :
Your acc [protected] is credited Rs.10,000 on[protected]
balance is Rs. 8610.36
Rs. 1350 was deducted as lean amount. I requested closure of the account in Mumbai’s Sundar Nagar Axis Bank branch, original branch was Axis Bank, Hauz Khas. I was informed by Mr. Maruf and Ms.Minu that my account could not be closed as the ‘system’ was showing lean amount. I showed the sms and mentioned that the amount has been deducted. To which I got the reply that the ‘system’ has not updated the same, hence the account cannot be closed. I contacted customer care of Axis Bank and reported the situation in email on 11th July 2013. I sent the following request.
I wish to receive my DD at the following address:
B-230, First Floor, Chittaranjan Park New Delhi-110019, Mob:[protected].
Kindly do not send the DD on the address on the record as it is my old office address. I have already spoken to Maruf on 10th July 2013 at 10:45 AM about this.
I also sent my scanned copy of the passport and PAN card for reference. As the address on the cheque book is not valid anymore. It is the address of my old office in Delhi, while I have moved to Mumbai. The address above is that of my family home which is still functional at New Delhi.
In reply to the above I was informed on 16th July 2013 by Mr. Navin Gore that I should contact my nearest Axis Bank branch immediately. I was told at Sunder Nagar branch the same excuse that as per their records my account showed ‘lean’ so could not be closed. Again I informed them about the deduction of R.s 1350 as per the sms on[protected]. Ms. Minu informed me that I can withdraw the remaining cash now. Which is what I did, I withdrew the remaining Rs. 8000 (approx.) from my account.
To my surprise I got a call from Ms. Minu from Sunder Nagar Axis Branch bank on 29th July 2013 informing that my account still was not closed as there is additional charge of Rs. 310 which I must deposit immediately. When I deposited the amount of Rs.310 on 30th July 2013 and called to inform, to my further surprise I was told that now instead of Rs.310 I must deposit Rs.424 (approx.) as it was already 31st July 2013, so now the quarterly charges will also be levied.
After giving all the required charges to close my account, I was informed via sms (on my registered mobile number [protected]) that it has been closed on 3rd August 2013, and Ms. Minu called to inform that I would be receiving a DD for Rs.499 after closure of the account. I requested her to send the DD to the following address in Mumbai, as I am not in Delhi anymore. My original branch is Hauz Khas, New Delhi where the account was opened. I have moved from Delhi and currently residing in Mumbai.
GNVS Institute of Management
GTB Nagar, Sion-Koliwada (East),
near GTB Nagar Railway Station,
Mumbai - 400037
I was assured by Ms. Minu from Sunder Nagar Axis Bank branch (mob:[protected] that the DD would reach me in a week's time. However, it has been more than that now, still I have not received the DD. I also escalated the matter in Axis Bank grievance cell with the same email as above.
I have the following issues regarding the matter that I seek attention:
1. A bank account that has been closed on 1st July 2013 takes one month to close, i.e. 3rd August 2013.
2. Once the ‘lean’ charges of Rs.1350 are deducted the first time my cheque of Rs.10,000 was cleared then why wait to put further charges, when the delay is from their side.
3. They delay from their side and charge me extra for the same. Once the second time the charges of Rs.310 have been paid on 29th July 2013, why wait to further add charges called ‘quarterly charges’ as on 31st July 2013.
4. Upon finally closing account on 3rd August 2013, why can’t Axis Bank send the DD of remaining amount Rs.499 to the either addresses one as per my passport and other in Mumbai?
As a response to the already delayed matter I was informed by Nilesh Vasaikar that they have forwarded my query regarding DD not received to the department concerned on 23rd August 2013. After that I sent another email to which I received another email from Axis Bank on 2nd Sept. from Ganesh Nangare giving a new ref no. again saying that I shall be ‘updated’ in 2 working days. I think this is ridiculous this matter has already been dragged for over a month and I am being continuously charged for their delay, and now also I am being told that the concerned department will be ‘informed’ and I have to wait for another week. I would like to know what they have been doing for the past months when I have been crying myself hoarse over emails and complain that please send my DD to the correct address. It means they have been ignoring my grievances and no action has been taken. I request you to kindly look into the matter and take necessary action for the same.
I would like all my charges to be reversed as the mistake has been from Axis Bank’s side. They have delayed the procedure and I am being penalized for their mistake.
Thank you
Regards
Dr. Barnana Sarkar
Not received any positive respoance.
Complaint in Home branch as well as the brank where ATM used done.