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Axis Bank Complaints & Reviews

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Updated: Feb 19, 2026
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S
Shesham Ramana
Jul 31, 2013
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Address: Site No. 43, Varthur Main Road, Marathahalli, BEML Layout, Brookefield, Bangalore, Karnataka 560037, Andhra Pradesh
Website: axisbank.com

HI

This is Ramana. I have a bank account with Axis Bank. On June 07, there was a debit of Rs. 76000 in the midnight, for a trasnaction regarding which I have received a sms alert. Hwoever, I have not amde any trasaction neither I hjave authroised anyone to perform the trasnaction on my behalf. Further, on the enxt day by the time I realised this issue and reached the bank, there were couple of trasactions and all of them put toegehr ampunted to Rs.150000/- which was debited from my acounts. IO have raised this issue immediately with Axis Bank and till date they could only pay back Rs.76000 into the account. The balance amount is still pending from the bank's end. I am completely dependetn on these savings and failed to realise that the bank is taking such a long duration for paying back my money to my account. I have approaached the ombudsman and uinfortunately there is no progress from that front too. In this regard, I would need an immediate response from the Bank as this is a complete failure of customer service and reliability when the bank does not have control on the funds of the customer.....

My contact are given below :

Shesham Ramana
Mob: +91 [protected]
Dear Mr. Ramana,

We regret the inconvenience caused to you.

In order to assist you, we would require any of the below mentioned details:
a.Your 15 digit Axis Bank account Number or
b.Your 9 digit Customer ID with Axis Bank and send us email from your registered E-mail ID.

We assure you of our best services at all times.

Regards,
Amit Shrivastav
Customer Service – NRI
Axis Bank
Thanks for responding to my email.

However, I would like to bring to your notice that all the monies deposited in my account by me is my hard earned income and I depend on the monies received from playing instrumental music and do not have any fixed income.

The transactions are worth of around Rs. 50, 000/_ which were saved with your bank with the faith and trust that they would be in safe custody. However, lack of protection of my funds with your bank indicates that I can longer trust the banking systems and my interest as a customer had no say and protection.

I don't understand how the transactions were allowed by axis bank though I as a customer has not allowed or authorised them.
I would need you to take immediate action in crediting the funds back to my account else we will have no option except for going through the legal process under consumer protection regulations.

In view of the above, need an immediate action
Thanks
Shesham ramana
no responce from both side's
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    A
    anup singh sachan
    from Gorakhpur, Uttar Pradesh
    Jul 30, 2013
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    Address: Site No. 43, Varthur Main Road, Marathahalli, BEML Layout, Brookefield, Bangalore, Karnataka 560037, Uttar Pradesh
    Website: axisbank.com

    I have 6 Account including 2 current account in sect 62 Branch,Noida i request for cheque book 19 July 2013 but still not recv. i ask bank for what about my cheque book they people said i cant do any thing this is procedure they dont know any thing about how to handle emergency situation.
    worst bank or Branch Manager i dont know?

    so avoid banking with Axis Bank sector-62 Noida

    Anup Singh sachan
    [protected]
    Dear Mr. Sachan,

    We regret the inconvenience caused to you.

    We request you to write us from your registered email ID along with your 9 digits Customer ID or 15 digits account number for further assistance.

    Further, you may apply for cheque book online for requesting Cheque Book online, please follow the following procedure:
    After you login to Internet Banking, cilck on the quick link : Request a cheque book, Click on Cheque book Request option,
    Select the Account if you have more than one account.
    Select the number of leaves required
    Enter your Login Id
    Enter your Transaction Password
    Click on Submit.
    Please note: This option is available only for the SB accounts subject to few conditions* mentioned below and not available for other than SB category, other customers can place the request, but, it would be an off-line request only, would be processed by the branch please get in touch with the branch.

    *Conditions:
    --> Cheque book issue facility not available to Minor account.
    --> Cheque book issue facility not available to account under DR Balance/inactive/dormant/closed state.
    --> Only one successful attempt is allowed per day for Cheque book issuance.
    --> Number o[censored]nused cheques leaves should be less than 40 from last 6 months.
    --> Account should be al least 6 months old.

    We assure you of our best services at all times.

    Regards,
    Azimur Rehman
    Customer Service – NRI
    Axis Bank
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      P
      Protonu Banerjee
      from Delhi, Delhi
      Jul 28, 2013
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      Address: 3B NORTHERN AVENUE, South 24 Parganas, West Bengal

      KMDA-AXIS BANK HOLDS BACK FLAT APPLICANT’S MONEY
      I wrote the following complaint letter to Axis Bank a month ago about non-receipt of application money for KMDA-AXIS BANK but received no reply. My application money of Rs.50,000/- has been held up by your bank.
      PLEASE REPLY.
      PRATANU BANERJEE
      [protected]
      Axis Bank Ltd
      85,Prince Anwar Shah Road
      Kolkata 700033

      SUB; REFUND OF KMDA Flat APPLICATION MONEY
      Dear Sir,
      I received a letter (enclosed) from the Public Information officer in reply to my query under RTI Act that the application money for Vaishnavghata-Patuli – LIG Flats have been refunded by your office since 26.6.12. But I have not received my refund even after one year.
      I had applied for an LIG flat offered by Kolkata Municipal Dev. Authority at Vaishnavghata-Patuli Area Development Project with a pay order No.078953 for Rs.50,000/- drawn on Axis Bank. My application no was 00141.(receipt enclosed) I had submitted my application to Dunlop Branch of Axis bank.

      i have neither received any allotment of flat nor got refund of my application money till date. In the brochure KMDA promised to refund application money with 8%interestif refund is delayed beyond 3 months. Where has my money gone?
      Please refund my application money with interest without further delay.
      Yours sincerely,
      Pratanu Banerjee
      3B NORTHERN AVENUE
      KOLKATA 700037

      AXIS Bank Account — Regarding refund of money

      Respected Sir / Mam

      I have opened the account with axis bank having account no. is [protected]
      at the time of opening the account they have misguide me as i have to maintain the
      average balance rs. 2500/- Qty. but now they have charged me rs. 450 at three times
      i have contact to customer care but avail nothing nwo i want to get my money back
      and to close the account, so you are requested to please refund my money and
      login caomplaint against axis bank


      From
      Rajak Mohammad
      [protected]
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        S
        saranya_rao
        from Mumbai, Maharashtra
        Jul 28, 2013
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        Address: Chennai, Tamil Nadu

        Hi,

        Without my knowledge the ever worst AXIS bank has been debited Rs 1,500 amount from my account and also blocked my savings bank account transaction due to credit card account closure even I do not have any balance to pay for my credit card.

        I had informed several times to the worst AXIS bank credit card customer ( IS IT REALLY A CUSTOMER CARE...??) section and told them please close my credit card and I had no balance in that,

        But all of sudden, they debited Rs, 1,500 from my savings bank account and they also blocked my saving account transaction without any prior intimation.

        I AM REQUESTING ALL PLEASE PLEASE DO NOT CHOOSE AXIS BANK FOR ANY OF YOUR TRANSACTION,

        I'm not seeing any such worst bank like AXIS BANK.

        Ia am also requesting whoever is affected from AXIS bank please reach out to me, we will form a forum and raise a bulk complaint against AXIS BANK,

        expecting your co-operation.

        Thanks,
        Saranya
        Aug 14, 2020
        Complaint marked as Resolved 

        Axis Bank — Money was debited

        I have Savings Account in AXIS Bank.On 19th & 20th July some money Rs.4000 & Rs.800 was debited from my account, which transctions are not made by me. I had given a complaint in local branch about this twice, but they are not taking any action against this. Please provide me procedure to get back my money.

        My account No:[protected], Complaint No(Axis bank):[protected], Branch: Jubilee Hills, Hyderabad.

        Mail Id: anil.[protected]@gmail.com, ph: [protected], [protected].

        Regards
        Anil veldandi
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          M
          madan lal barnal
          from Mumbai, Maharashtra
          Jul 20, 2013
          Resolved
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          Resolved

          Address: SAMAD ROAD BATALA, Gurdaspur, Punjab

          Dear sir/madam,


          This is inform and also register comlaint against axis bank batala With details that we have opened account of my daughter with 1000/- after few month the bank had deduction consolidate charges Rs.500+61.80 dt 29.12.2012 from my account.After meeting with bank manager mr neeraj & staff they told to us now the account is opened with amount 5000/- then we had deposit amount of 5000/- as per bank system.After few month dated 22/06.2013 again deduction rs 500+61.80 consolidate charges.After talked to bank official Mr neeraj said that now the scheme has strated from Rs10,000/-Now you hav to deposit Rs 5000/- again in your account.

          This is totally harassment with customer.I request to kindly register complaint aganst Axis bank samad road Batala and also revert my debit entry to account immediate.

          With Thanks,

          Regards,


          Madan Lal

          Kiran Barnal U/G pinki
          account no [protected]
          Ground Floor, Plot No. 13, Jalandhar Road, 143505
          Shastri Nagar, Batala
          [protected]Axis Bank Batala
          Aug 14, 2020
          Complaint marked as Resolved 

          UTI Bank — Deduction of charges

          Hi,

          I have complaint against UTI bank. I don't know it will help to write it over here or not but i will try and submit this every where to get my money back. I was having UTI priority account and was working fine. Some day I got the letter that if you don't keep x amount in your account then y will be charges get deducted from your account. I went to bank and make the account normal. after 2 months charges deducted as they did not converted account. due to my powerful way to complain they revert the charges (charges deducted was 750+12.36% service tax) and reverted 750 only. after 3 months again the money got deducted and this is (1150+12.36% service tax) this is bacuase still they are not able to convert my account.

          Worst service. I want my money back this time with service tax. I have so many activities with this account so I am not able to close this.

          In Ahmedabad- Branch please stay away. Purnima is the lady who is working for This.

          Axis Bank — deduction of charges without any pre information

          Respected sir,
          I want you to inform that axis bank has opened my saving a/c in November 2008.this was conveyed to me that my a/c is a zero balance a/c so i deposit some of the money to activate my a/c as informed by axis bank.I deposited Rs.2000/-.and withdraw Rs. 1500/- after few days.after few months i withdraw Rs.200/- and my a/c was left with Rs.280/- only(Rs.20/- were deducted as ATM charges as i used icici bank's ATM to withdraw my money because axis's bank ATM was not working that time).Mostly there is some problem with axis bank's ATM.i was thinking that my a/c has Rs. 280 in it but i was very shocked that time when i checked my a/c after a month that it was showing my balance in negative.It was at Rs.-489/-i.e. minus four hundered and eighty nine.I talked on this matter to the cutomer care service of Axis bank on 22 May 2009, they said that your money will be returned to you next month.so i wait till june and today is 15th june but the deducted money is not returned yet.So kindly tell me the procedure or do something on your part how i can solve my problem.they have no right to deduct money from a zero balance saving a/c without any preinformation and now they are making fool of me by providing me wrong information.i want you to take some action against them so that they can't do this kind of thig with any other person.
          Thanking You
          Yours sincerely
          preet pal kaur
          i having one axis bank saving a/c .26/12/2009 suddenly two deduction ws happend wth my a/c one is 850.00 as cons&2nd is 87.55serv without any confirmation sms&any anouncement. please luk into this matter&do needful.
          this is injustice.my a/c no-[protected], haldia branch
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            H
            harmj
            from Thiruvananthapuram, Kerala
            Jul 17, 2013
            Resolved
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            Resolved

            Address: Kerala

            Never ever go for Axis Bank Credit Cards, they charge you interest even if you have paid your dues, interest even if you have paid your EMI s on time
            They dont reverse interest which they have charged God knows for what!!!
            Stay away from Axis Bank Cards Bitter experience I have had with them.
            Harshad
            Aug 14, 2020
            Complaint marked as Resolved 

            Credit Card — Over charging

            I am using your credit card from last so many years, sometime ago you offered me a pletinum card and i opt for that . once i droped my cheque of my due amount in your drop box and it was not connected in your accounts dept. further they gave me reminder and i paid another cheque immideatly and it was setteled by your dept, that i don't have to pay any interest and now i got my new statment in which you are again demanding old interest but i am sorry to say that it was not my fault that you did not get my cheque from your dropbox even than i paid you another cheque and paid Rs. 50/- to stop payment of my earlier cheque to my banker .
            Now i am sending you my current payment only and if in case you are not satisfied, please concell my credit card with immideat effect. Further in my earlier statments there was earned points and in this current bill you are showing nil and i never claimed for those.
            Note ... Please take care of this complaint and send me clarification.
            My card no . [protected]
            O P SETHI
            13, A.G.C.R. Enclave
            Delhi --110092
            Phone ..[protected]

            Credit Card — Over charging

            My credit card no is [protected], I withdrew 22000 from Phagwara ATM which didnt have money and allowed me the amount in three go, the Bank charged 1500 as charge forcefully, I lodged a complaint but none bothered, I never got any statement in six months, I sent Rs 1500 in the account in Jan 25 which was not adjusted in my credit card, noww the Bank has sent me the message to deposit 1950 and the amount remained the same, I will not deposit a penny unless I the entire statement is sent to me from August 2007, how much monthly interest is not known, the credit card is a trap worse than the moneylenders I believe.
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              D
              Dimpal Gupta
              from Thanesar, Haryana
              Jul 13, 2013
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              Address: court colony sirsa, Sirsa, Haryana

              I have an A/C [protected] of axis bank sirsa haryana , bank has sent me an netscure one touch device without my need and order also debited 900/- in my A/C without any information. i try many time to sent device back to the bank but they refused , so i will come to u the resolve my problem and retrieve my money

              thanks
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                M
                mohammed rafathullah
                from Madurai, Tamil Nadu
                Jul 12, 2013
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                I have requested for a new debit card as i missed my old one i personally visited the branch in Anna Nagar East and applied it but when i called the phone banking on 12 July 2013. There was a Customer Service exe named Rahul who took the call the person hardly knew English when i requested him to connected ti his Manager he transfered the call to the Floor supervisior named Karthick.
                Who told clearly that he cant help as they have not recieved the application or track the status.

                When a phone banking officer cant tell that whoelse can help me.

                No please dont tell me to visit the branch as that has been my routine everyday.

                Can any one help me on that...

                Axis Bank — Not recieve Debit card

                My accnt no is [protected] My debit card lost away for a month ago & I applied for a new debit card on 8th of april still now I did not recieve my debit card. The operator of axis bank sec-7 rohini branch asked me that the debit card is couriered within 7-10 days. But now today is the 20th day & I did not got any response from them.
                Pls make them fast.
                Thanks & Regards
                Jaideep Bhatia
                My account no is [protected] My debit card Break for a month ago & I applied for a new debit card on 03rd of aug still now I did not recieve my debit card. The operator of axis bank (Vejalpur) Anandnagar Branch Ahemedabad asked me that the debit card is couriered within 3-4 days. But now today is the 21st Aug & I did not got any response from them.
                Pls make them fast.
                Thanks & Regards
                chirag patel
                Ahmedabad
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                  S
                  sandeshkamble
                  Jul 12, 2013
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                  Address: Mumbai City, Maharashtra

                  Hi,
                  This is with reference number 4972935 which I received from Axis bank for the complaint made. I have given so many complaints even by calling the customer care regarding this matter.
                  I don't have any account with Axis bank and I still receive bank statements of another person. I am getting annoyed by these monthly mails from Axis bank which I should have not received at first place.
                  I had mentioned them clearly so many times over phone and via email too that the person who is supposed to receive these email is different than me and he might have wrongly given my email id. So I also requested to contact that person and either ask him to change email id or you change on his behalf after confirming new email address from him. I have given reference number to this but nobody is following further on this case.
                  In my last email I also mentioned that I will go to ombudsman in this regard if they don't take any steps in this regard. But then also I did not hear anything from AXIS Bank either via email or over phone.
                  This was is to mention that as Axis Bank has failed to resolve this issue; I had already provided the last 4 digit of the account number of the customer whose statement I am receiving and full name of that customer. In spite of this information they failed to find the customer in their database; this really shows either poor knowledge or poor system they have in house.

                  I hope this will get resolved sooner than later somehow

                  Regards,
                  Sandesh Kamble

                  Axis Bank Ltd — Resolve the matter

                  I would like to mention that my matter has been resolved with Axis Bank Ltd., with reference to my earlier posting dated[protected], A/C No. [protected].

                  Axis Bank — Statement not received

                  Dear Sir, I hold a Axis credit card and a prompt payer before my due dates. But during the period of June i have not received the statement and so i have emailed them at the end of the month for the same. Later in the next statement they have added the LPC and surcharges. I have called customer care and explained the issue with ref#5410585. Again no use, in the next statement i got more charges to pay which i refused as its not my fault. I mailed them back and asked for proof, they have provided an invalid signature and stated 'the security' has signed in the statement POD. We have no security by the name they have provided in our residence. Even i told them to cross check the signature from my previous POD's. I have been tortured by their phone calls and their letters to me for this case in numerous occasions.

                  I have escalated the issue in emails provided in their site, no use. All my emails were responded after 20 days or 1 month, few of them not got reverts.

                  I want to close this matter and eager to know if some one is from AXIS is really hearing hearing our complaints or not? Please help in resolving the case.
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                    R
                    rineshpuvathour
                    from Chennai, Tamil Nadu
                    Jul 10, 2013
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                    Address: Pune, Maharashtra

                    Axis Bank Employees Cheat Customers. I had applied for a personal loan of 1.5 Lacs and the representative made me sign blank documents and i had applied for a three year repayment tenure the representative (Mukesh Kumar) without informing me made the repayment tenure 5 years. Even after complaining and speaking to the managers no action has been taken no help provided.
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                      b4usat
                      from Mumbai, Maharashtra
                      Jul 1, 2013
                      Resolved
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                      Resolved

                      Address: Chennai, Tamil Nadu

                      I have salary account of Axis bank.So they offered Credit Card of MYCHOICE Category. In this card i have 5% cash back offer for electronics items i am purchasing. On 17/5/2013 i purchased a mobile from Poorvika Showroom in Chrompet,Chennai. We may all aware that Mobile comes under electronics category. But i didn't get Cash back offer. When i contacted bank through mails they replied as my purchase is not under their Merchant Code. They are making fool of customers. How we customers know their Merchant Code. Please take into consideration and stop this kind of fraud. Also help me to get the cash back facility what is offered to me. I attached screen shot of Axis Credit card offer description & Trails of mail that i communicated with the bank
                      Aug 14, 2020
                      Complaint marked as Resolved 

                      CreditCard — cash back

                      the bank gave an offer of cash back on the purchased amount within 31st JAN`09. if the purchased amount is more than Rs.3000 and less than Rs.4000 then cash back was 2%.If it is more than Rs.4000 and less than Rs.5000 then cash back was 3% and if it is more than Rs.5000 then cash back was 4% subject to maximum cash back Rs.1000.
                      My purchased amount was Rs.6300 on 24th JAN`09 and i have confirmed on that day in the customer about the above cash back offer.They confirmed me about the offer and told me that the cash back amount will be exhibit in the next statemaet on 21st FEB`09 and the due date was 11th MARCH`09.
                      In the 1st weak of March`09 I talked to the customer care and they told to pay the whole amount and the cash back amount will be exhibit in the statement of 21st March`09.I paid Rs.6300 within due date.
                      Today I got my latest statement in which no cash back amount is shown and mentioned.
                      I do not know why the bank cheating and misguiding the customer.There are so many offers on the statement. I take these as cheater`s offer. I am proceeding to discontinue my credit card. Because I do not associated with a cheating organisation.

                      Axis Bank — Cashback Revert

                      Hello Sir/Madam,

                      I took 1.5 Lakh Personal loan in Axis bank on[protected] My loan account no is [protected] when i took loan the Bank told if you paid regularly 1% cash back will available, As of now i am paying regularly without any bounce but now bank peoples are telling you are not a regular payor and they did not credit 1% cash back to My SB account.

                      Please take action against bank and give me a Judiciary.


                      Purushothama Naik.
                      [protected]

                      Axis Bank — REGARDING CREDIT CARD

                      Respected sir,

                      I think 1 & 1/2 month ago,i applied for credit card.They commited after 21days of registration u will get credit cards.But still now i am not getting credit cards.7 they are not ready to hear our complains by call.He discconnected my call all the time.That mobile number given by the AXIS BANK.

                      So,Kindly follo up to the same.
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                        Piyush R Agrawal
                        from Delhi, Delhi
                        Jun 28, 2013
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                        Address: Ahmedabad, Gujarat

                        Hi,

                        This is Piyush Agrawal,I am living in Ahmedabad and using Axis bank since many years. My A/c No. [protected]. from last two year this baks are duducting some consolidated charges without giving any prior information of Rs.3000/- approx. consolidated charges. Whosoever not even have minutes to let me know adjact about consolidated charges of the bank a/c.

                        Due to these reasons I am not maintained minimum balance in my account. I would like to know that is there any government's rule that can take some actions against it??? Please help me in this manner that can able to get my money back from the bank.

                        Please advice me for the same.

                        Piyush Agrawal
                        [protected]@yahoo.com
                        Ahmadabad
                        Mob: [protected]
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                          priya75
                          from Mumbai, Maharashtra
                          Jun 24, 2013
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                          Address: Mumbai City, Maharashtra

                          Net Banking & SMS Banking Department of AXIS BANK really sucks. On top of that the customer service team which is based in Chennai doesn’t know what to do.
                          Since 10th June, 2013 I am raising complains and still it has not been taken care of. I have launched a complain in Customer Service on 10th June, the complain no is 7776679, which was suppose to solve by a TAT of 72 hours which not happened. Again I raised a complain on 21st June and the complain no is 7825156, where I spoke to the floor Manager Mr. B Sebastian and he has assured me that this will be rectified by Monday and he will call be back on Monday. Still No reply and no solution.
                          Again I called up customer service department on 24th June where I talked with Mr. Ashok P, Mr. Bhrat P (Floor Supervisor), Mr. Sibachandra and Mr. Kartik Sundaram (Floor Supervisor), out these Mr. Ashok P was very rude. He was not ready to transfer the call to Mr. Sebastian and keep on arguing.
                          It’s really pathetic service of AXIS Bank, where customer is facing problem since 10th June and has not been taken care by concern department. Even not a single call from the technical team to know whats the exact problem and sending me irrelevant emails and asking my details and phone number again and again.
                          I am taking this matter to consumer forum and all, because now it’s enough, since 10th June you guys had 14-15 days for the resolutions but you can't able to solve it. So it’s better close the account with AXIS bank and back with someone else who can give quick resolutions. As no one has so much of time in writing big emails every other day and calling customer care and wasting half an hour on daily basis. So it will be better to get out of this.
                          My Details:
                          My Account No is [protected].
                          Customer Id:[protected].
                          Mobile No: [protected]
                          Bank: Axis Bank Branch: AIROLI City: MUMBAI State: MAHARASHTRA
                          IFSC Code: UTIB0001564
                          MICR Code:[protected]
                          Branch Code: 1564
                          Address: GROUND FLOOR, SHOP NO. 6,7,8 & 12 SHIV SHANKAR CHS, SECTOR NO.6, AIROLI, NAVI MUMBAI, DIST. THANE, MAHARASHTRA, PIN 400708
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                            M
                            m.nikhilmishra
                            from Gurgaon, Haryana
                            Jun 23, 2013
                            Resolved
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                            Resolved

                            Address: Bangalore, Karnataka

                            For my Bank account, my Internet banking is not working. I connected with that agent who was opened my account. He is not responding any think. I also visited one Axis Bank Branch. But they did not show any interest for helping me. I also mailed to Axis Bank Customer Care mail address. But still waiting for reply from more than 1 week. According to me Axis Bank provide worst service in Banking Field. They are still behave like Bank in rural Area.
                            Aug 14, 2020
                            Complaint marked as Resolved 

                            Axis Bank — internet banking not provided

                            it is matter of great sorrow that i hv sent application form for internet baking many times through branch MODEL TOWN to KHAN MARKET but all in vain.what is your service?????


                            YUVRAJ PRASAD
                            ADDRESS- 6-H POLICE COLONY
                            MODEL TOWN -2 DELHI-9
                            A/C NO.-[protected]
                            MOBILE NO- [protected]

                            BANKS — net banking not working.

                            DEAR SIR
                            I CAN NOT USING MY ACCOUNT SINCE 24/12/2010. SO MANY TIMES COMPLAINTS TO BRANCH OFFICE. NO BODY SOLVE MY PROBLEM. PLEASE SOLVE MY PROBLEM. I CANT SEE MY ACCOUNT. I CAN NOT TRANSFER MY PAYMENT .
                            MY ACCOUNT NO. IS [protected].
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                              V
                              victimofaxisbank
                              Jun 22, 2013
                              Resolved
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                              Resolved

                              Address: West Bengal

                              I was having an savings account with Axis Bank Tollygunge branch. Based on my account the bank also offered me a Credit Card. In February 2013 physically went to the bank to close my bank account and cancel my credit card. The branch employee took my credit card cancellation request and physically destroyed my credit card by cutting it into 4 pieces. They also acknowledged the receipt of my credit card application by giving me a photocopy of my application with the branch seal. When I cancelled my Credit Card there was no outstanding on my card. In May 2013 suddenly I received my Credit Card statement with Rs 112.36 outstanding as my credit card renewal fee. After which i have written to Axis Bank customer service to resolve this issue and also went to the Axis Bank Tollygunge branchon 13th May 2013. The branch employee in charge of credit card was completely reluctant in helping me and gave me the email address of yashojit.[protected]@axisbank.com. I also wrote a mail to this person on the same day to which he never responded. Today I got a mail from the bank that after adding penalty and interest due to non payment of Rs112.36 my current outstanding is Rs456.96. Now I need to take some serious action against the Axis bank Credit Card Division and the Tollygunge branch. Please help.
                              Aug 14, 2020
                              Complaint marked as Resolved 
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                                S
                                sharpanka
                                Jun 16, 2013
                                Resolved
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                                Resolved

                                Address: Site No. 43, Varthur Main Road, Marathahalli, BEML Layout, Brookefield, Bangalore, Karnataka 560037, West Delhi, Delhi
                                Website: axisbank.com

                                Dear Sir/Madam,

                                Myself pankaj sharma . currently working in Singapore for Visa Inc .I am an Indian Resident . I want to bring your attention into the fraudery happened with me . I have booked one flat in Blossom county project in Noida Expressway, builder name " Logix Infrastructure Pvt Ltd " . On 25th March I have send one cheque
                                ( cheque number 075962 ,Axis bank , amount Rs 3,55,406/- ) to the builder's name " Logix Infrastructure Pvt Ltd " ( A/c payee ) for my booked flat . But This courier never reached to the builder and on 2nd April i came to know that my cheque was encashed by Unknown person " Mr Robin " and transfered the money to his account in the same bank and Branch ( Axis Bank ) . When i enquired with First flight , Initially they said that The courier was delivered on 28th March . When i asked for POD ( Proof of delivery ) , Then they ignored and said that The bag was stolen and they have done FIR on 29th March . I immediately informed the Branch Manager Axis bank and they suspect on the Account holder and Frozen his account and they confirmed that he has 385000/- in his account . I am unable to understand how he had encashed the cheque in his name whereas it is in my builder's name " Logix Infrastructure Pvt Ltd " .I have been sending the cheque since last two years to the builder . But this is the First time This fraudery happened with me . I suspect that Mr Robin has done some alteration on the cheque and encashed it in the bank , There might be a chance of involvement of Axis Bank staff and Courier people . At present , i have been following with Axis bank Since last 60 days . But every time they are saying that They are investigating, I tried to lodge a FIR at Ragouri Garden on this fraudery through my My Cousin brother " Varun Sharma , mobile - [protected]" . who is staying in Noida . But Police inspector not filing the case on behalf of me .
                                Please help me for resolving this issue and recovering my whole amount (Rs 3,55,406/- with interest .
                                I also want compensation from AXIS Bank and first flight of my mental and financial harassment .
                                Also , I have files a case with RBI . COMPLAINT NO-[protected]-AXIS BANK


                                A/C number and Bank details of Mr . ROBIN , Who has done this fraud . Also , providing you the bank details where it is happen .
                                ==========================
                                Name - Mr . ROBIN
                                A/C - [protected]
                                Amount - 3,55,406
                                Mobile number - [protected] , I m not sure about mobile number , You can verify with the bank .
                                =============================
                                Bank Details : -
                                Bank Name - Axis Bank
                                A-11, Vishal Enclave, Opp. Rajouri Garden, Delhi – 110027
                                Ph: 25163114/3831
                                Email : [protected]@axisbank.com.
                                ===========================
                                My account number A/c [protected]
                                Joint Holder name - Anuradha sharma / Pankaj Sharma
                                The chqeue was signed by my wife .
                                ==================================

                                Thanks ,
                                Pankaj sharma
                                Email id - Sharma.[protected]@gmail.com
                                Mobile - +[protected]
                                Aug 14, 2020
                                Complaint marked as Resolved 
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                                  K
                                  Kailas2486
                                  from Delhi, Delhi
                                  Jun 14, 2013
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                                  Address: Thane, Maharashtra
                                  Website: www.axisbank.com

                                  I have Submitted requested for Closure of Account number [protected] on 24th January 2013.

                                  But Still I did not received any message or call that my account is close and i am receiving alert about that account that sms banking is chargeable and many other such message.

                                  I tried to login to net banking and its still i am able to login to my Net Banking.
                                  Instead they should have close my account and also close my online net banking account.

                                  You can see screenshot that i can log in on iconnect of axis dated 14.6.13

                                  Axis Bank — Closure of Bank A/c

                                  I was Priority Customer of Axis Bank Sector-17, Vashi, Navi-Mumbai Branch since five years. I requested the Bank in writing on 10.10.2008. But, my A/c has not been closed so far. Since Priority Customers are charged Rs.750 per quarter for not maintaining the Annual Quarterly Balance, and I have withdrawn almost my all money, I fear that the institution may not close the A/c. to extort mony from me. As per my previouse balance in the A/c. I can not be charged till March 2009.
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                                    sumeet7696
                                    from Mumbai, Maharashtra
                                    Jun 13, 2013
                                    Resolved
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                                    Resolved

                                    Address: South Goa, Goa

                                    Applied for home loan. Processing is started in Jan 13 Goa Branch. Very poor staff and non educated staff. The person who took application Mr Abhijeet kept file open for two months . In March I came to know that he left Axis. After follow up I was diverted to a new fellow. Unfortunately this is his first assignment of Home loan handling. He asked for new login . I did same process which was done in Jan 13. Since then this boy is trying to Get my approval of Home Loan. So far 9 times I have given different documents. Sometimes he misses to take sign, sometimes he ask for a document which is very unique. No clarity on required documents.Fade up with this.Its June now and still the application is not approved. Loan application number is 1239729 . I am claiming to get my processing fee back with interests.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 

                                    Home Loan — non approval of Home loan

                                    Hi,
                                    i have applied for home loan,the SMS in mobile came as your loan is approved but when i have enquired for cheque,the relationship manger scared for the approval of project,but i do n't understand how the loan has been approved unless until surveyed properly.

                                    All the procedure pertaing to all the legal formalities shall be clarify properly to the customer and the Developer prior to pre sanction approval stage,but during disbursement if the developer unable to submit the required documents as desired by bank,then the whole system is shameless and the sales people prorogative to cheating to the customer & then customer will in trouble for follow up of loan sanction at that stage he alredy loose his deposited amount for approval.

                                    So we need to flash out such scandals to be given to the media & alerting to public in big letters ''DON'T APPLY FOR LOANS IN INDIA BULLS''because they are not at all reliable.
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                                      H
                                      himanshulodha4
                                      from Madhugiri, Karnataka
                                      Jun 12, 2013
                                      Resolved
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                                      Resolved

                                      Address: Ahmedabad, Gujarat

                                      Sir,

                                      Sub: Regarding home loan

                                      I have taken home loan from axis bank ltd. for purchasing a flat in the
                                      scheme, “OZONE

                                      AANGAN”.


                                      Agreement number: PHR[protected]


                                      Name: HIMANSHU H. LODHA

                                      I have so many complaints with your bank regarding this loan. I can’t
                                      state all of them here.

                                      I am completely unsatisfied with the way my case was treated and I feel
                                      that I have made a

                                      big mistake to take the loan from axis bank.

                                      All this was intolerable. But then even after so many things a big
                                      mistake was made by your

                                      bank.

                                      The problem is related to disbursal of the amount to the builder.

                                      The first disbursal from your bank was of Rs.525000 on 5/6/2011.

                                      The bank started charging interest on this amount from that particular
                                      day. The builder also

                                      got the cheque at the same time. So it was fine

                                      Next disbursal was of Rs. 450000.


                                      I have signed the application for the disbursal in the month of March
                                      2011. So we thought


                                      that the disbursal was done.


                                      In your statement also, the date of disbursal is 7/3/2012. The bank
                                      started charging the


                                      interest accordingly from that period.


                                      But this cheque was not received by the builder. There was no payment
                                      made to him for the


                                      said amount in that particular period.

                                      This we came to know at the time of 3rd disbursal. At that time builder
                                      told us that he has

                                      not received any amount except the first amount of Rs.525000.

                                      We informed this in bank and after complaining again and again , they
                                      paid Rs. 450000 and

                                      the third amount of Rs. 180000 to the builder. This was done on the
                                      dates, 23/10/2012 and

                                      5/11/2012 respectively.

                                      The case in that from the period of 7/3/2012 to 23/10/2012, the bank
                                      has charged us the


                                      interest for the amount that was not disbursed at all.

                                      This comes to approx. 8 months and the amount for the same comes to
                                      approx.Rs. 30000.

                                      We have attached all the documents with this application. Kindly go
                                      through the

                                      statements.

                                      I have given this application at Ahmedabad branch head office also.
                                      They did not gave me proper answer and just told me that they will get
                                      back to me.

                                      ITS 3 TO FOUR MONTHS NOW THERE IS NO RESPONSE FROM THE BANK. WE REQUEST YOU TO SEE THE MATTER AS IT IS BANKS FAULT AND BECAUSE OF THIS THEY ARE NOT DOING ANY ACTIVITY FOR THE SAME

                                      REGARDS

                                      HIMANSHU LODHA





                                      Regards

                                      Mr. Himanshu H. Lodha
                                      Aug 14, 2020
                                      Complaint marked as Resolved 

                                      Bank — Regarding loan

                                      M.Jagannathan
                                      Dear sir,
                                      I had gone through my bank account. It shows that i have taken a loan in 2007 Jan and i have not cleared it so far. I haven't taken any loan in that particular year. If it is please kindly give me details regarding the particulars about the bank from which i have taken loan.
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                                        B
                                        Bipinbhai dhirajlal shah
                                        from Julana Shadipur, Haryana
                                        Jun 11, 2013
                                        Resolved
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                                        Resolved

                                        Address: Dhrangadhra, Gujarat 363310, India, Surendranagar, Gujarat
                                        Website: axisbank.com

                                        Dear Sir,
                                        My S.B account is in Axis Bank vide no.[protected]. I am senior citizen living in small town of Gujarat .At the time to open A/c in Axis Bank, the sales man of Axis Bank told us that please open a new A/c in our Bank and we will provide you free ATM card at free of cost and so on. So, I open a new A/c in Axis Bank but after 3 months I become know that they have charged rs.106 and also know that they will charges rs 106 every year. And this way they have cheated me.

                                        2nd thing I have also taken policy from Axis Bank on trust of salesman name Nimesh Chandarana of Max Life Insurance policy no.[protected]. But now i need money bcause my son is not giving me money that much. So, when I go to Bank they told me that your policy is in lock in period and also you have to pay 20,000 every year for 6 years. So, please help me to close this policy and back my 20,000 which I had given this year.

                                        I am senior citizen and I am fed up of this bank.

                                        Thanking you
                                        Your's faithfully
                                        Bipin D Shah
                                        [protected]
                                        Aug 14, 2020
                                        Complaint marked as Resolved 

                                        bank cheating — bank cheating

                                        i am kumar from mumbai. account holder sunder singh account no.[protected] this account holder. 42000 indian rupees cheating to me
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