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Axis Bank Complaints & Reviews

2.6
Updated: Dec 5, 2025
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Axis Bank reviews & complaints page 73

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N
Naveen Reddy.
Nov 14, 2021
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Hi Sir.

Axis Bank deducted 2825 plus 18 % GST from my savings account without prior notice. There is no proper break up or explanation or breakup why are these charges deducted.

I had only 3300 amout In my account and they deducted all money and made amount 0. I was travelling with family and middle of travel when I want to use amount, suddenly it showed 0.

After 1 day my account went -687 rupees but I cannot see that transaction in statement.

I request you to please take action on this and make my money refund. I can share if any additional details required

Thanks & Regards
Naveen
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    Sowjanya T
    Nov 14, 2021
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    Hi Team,

    From September 2021 onwards I am seeing consolidated charges on my axis bank account. Till now they have deducted almost 2000 Rs for me and same thing is happened to my husband as well. Please revert the charges. We lost almost 4000 Rs from both o[censored]s.

    Please let me know if this complaint need any statements for the evidence.
    Axis Bank customer support has been notified about the posted complaint.
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      S
      sanwars
      from Chennai, Tamil Nadu
      Nov 14, 2021
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      Address: Axis Bank Ltd (Retail Asset Centre) No 6 A, Centennian Square, 2nd Floor, Dr Ambedkar Road, Kodambakkam, Chennai - 600024,

      Sir, I bring to your kind notice that a sum of Rs.46726 paid by me on 16.11.2019 into the Axis Bank Selaiyur branch was excess payment made with the account Loan No. PHR[protected] Name Nirai Arun.

      This amount of Rs.46, 726 so far not been refunded to my account till date. Initially I received some updates but after Covid 19 entire things stopped and unable to get any updates.

      Axis Bank Ltd (Retail Asset Centre) No 6 A, Centennian Square, 2nd Floor, Dr Ambedkar Road, Kodambakkam, Chennai - 600024,
      Axis Bank customer support has been notified about the posted complaint.
      Dec 17, 2021
      Updated by sanwars
      Sir, Its more than a month and is there any update ? Please let me know.
      Apr 26, 2022
      Updated by sanwars
      This is still pending no communication received so far. Kindly update me the latest status. Thank you.
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        M
        Mr.Villain
        Nov 14, 2021
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        Address: 18-1-89/1, mothkulagudem, jammikunta, dist:-karimnagar 505122

        Hi, i have saving account in axis bank & when i checked my balance they have deducted 1166 rs from my account written as Consolidated Charges and 209 gst charges.plz help me to get my money back
        +1 photos
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          N
          nocashif
          from Bengaluru, Karnataka
          Nov 14, 2021
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          Spam calls

          Hi
          Have been with Axis bank for past 7 years with no issues but since last one month, they have started spamming with calls.

          Everyday am getting 8-10 calls from early morning till late night from +265 std code. I've requested /pleaded and even shouted at them to not disturb me but still they are persisting.

          Surprisingly, now they have started calling my wife and asked her to convey me to attend their calls....
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          Jaikhlong
          from KOKRAJHAR, Assam
          Nov 14, 2021
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          Address: Noida

          Hello,

          My account has been debited amount 885.25 and GST 159.35 as a consolation charge. Every month my account has been charged. Please look into this as soon as possible I need money back in my account.
          I have added my account debited detail.
          +1 photos
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            V
            vino2
            Nov 14, 2021
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            Address: Salem

            My name is Vinoth My Account Number: [protected] Branch: Omalur

            I am open FD on 07.11.2020 in axis bank I deposit 20000 Rupees after Axis branch member call me and tell you are eligible to apply Axis my zone credit card against your FD amount i say ok Now continually Messages coming link this Thank you for applying Axis Bank Credit Card. Your Application C1-[protected]-C1 is being reviewed. Kindly expect an update within 5 - 7 working days. Link this many time applying messages coming with different application number Totally 50 messages came really i upset on this issue i loss my cibil score and damage my account on your careless. Every 30 Minutes One Credit card Application Messages will coming

            Please Resolve this problem immediately or close my account and return my amounts

            Attached All messages screenshots and mails

            Contact Number:[protected]
            +3 photos
            Axis Bank customer support has been notified about the posted complaint.
            Nov 14, 2021
            Updated by vino2
            My name is Vinoth My Account Number: [protected] Branch: Omalur

            I am open FD on 07.11.2020 in axis bank I deposit 20000 Rupees after Axis branch member call me and tell you are eligible to apply Axis my zone credit card against your FD amount i say ok Now continually Messages coming link this Thank you for applying Axis Bank Credit Card. Your Application C1-[protected]-C1 is being reviewed. Kindly expect an update within 5 - 7 working days. Link this many time applying messages coming with different application number Totally 50 messages came really i upset on this issue i loss my cibil score and damage my account on your careless. Every 30 Minutes One Credit card Application Messages will coming

            Please Resolve this problem immediately or close my account and return my amounts

            Attached All messages screenshots

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              A
              Akash Dnyaneshwar Mate
              Nov 14, 2021
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              Address: Devlali camp

              Hello sir
              I am Akash. My account has been charges 4000 Rs consolidated charges. Because I deposited money from cdm machine.

              Bank never told me that cdm deposit had charges and didn't even sent me msg for deducting my account. Now they have debited 4k from my account as consolidated charges.

              I request you to please help me refund money
              Axis Bank customer support has been notified about the posted complaint.
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                PATEL KHEMABHAI
                Nov 13, 2021
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                Address: Plot No-35, OM sai nagari , Survey No-133,

                Joining Fee debited on 26th October without dispatching credit card and then found send credit card[protected] without sending any message on mobile.
                Pl. look in this matter because without receive, i can't use of this card for payment .
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                  S
                  SSSachdev
                  from Mukerian, Punjab
                  Nov 13, 2021
                  Resolved
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                  Resolved

                  Sir,

                  This has reference to our interest in opening of Current account in your Bank as we have heard a lot of goodwill of your bank-so we

                  planned to open account in your Bank at your esteem branch-Mukerian(ID:1278) Punjab...144211

                  in name of my store: BEST2BUY THE SUPERSTORE, At Main Talwara road, Mukerian, Punjab.

                  but to my surprise- we applied with all documents for account opening on[protected] & today is[protected] approximately: 23

                  days has passed your bank is not able -even to generate the Account no. in our name nor they are able to tell us the status of account -

                  wether it will open or not.instead they are just lingering on the the matter to next day.

                  if this the quality of service provided to the customer then Iam sorry we will never ever recommend to any body to open account in

                  AXIS BANK of any branch.

                  Secondly, i will try to close my all saving accounts of myself, wife & dauhters account. and withdraw all FD.

                  and will shift to any other bank.

                  It is really very Pathetic service.
                  Dec 21, 2021
                  Complaint marked as Resolved 
                  Axis Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Nov 15, 2021
                  Axis Bank Customer Care's response
                  Hi Sachdev, we request you to share the registered mobile number for further assistance in the referred matter. Regards, Team Axis Bank
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                    M
                    manoj45001
                    from guntur, Andhra Pradesh
                    Nov 13, 2021
                    Resolved
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                    Resolved

                    Address: guntur

                    Dear team,
                    Hi Manoj Kumar here, ([protected]) I have settled my credit card in Previously.
                    I had the proof. But still the bank is unable to send me the "noc" for the same.
                    Please dont tell me the standard process, i already gone through that.
                    I have already discussed this with the customer care as well as bank executive, but still i am not able to receive "noc".
                    When can i expect the noc letter from your end???
                    Jan 13, 2022
                    Complaint marked as Resolved 
                    Complaint has Resolved
                    Axis Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Nov 15, 2021
                    Axis Bank Customer Care's response
                    Hi Manoj, we have raised your concern via SR number 70472054 and shall be responded shortly. Regret the inconvenience caused. Regards, Team Axis Bank
                    Nov 22, 2021
                    Updated by manoj45001
                    Before we r asking how much time to rectify the issue. After that we received one mail olease find the Attachement. But Attachement r missed please check once again. Please rectify the issue we had faced the Cibil issues.
                    Nov 22, 2021
                    Updated by manoj45001
                    Attachement missed mail

                    Verified Support
                    Nov 26, 2021
                    Axis Bank Customer Care's response
                    Hi, we wish to inform you that we have sent the NOC on your registered email id. Regards, Team Axis Bank.
                    Nov 27, 2021
                    Updated by manoj45001
                    We are not Recevied any mail. Our registerail id. k.[protected]@gmail.com
                    Jan 11, 2022
                    Updated by manoj45001
                    Complaint has not Resolved.
                    What is the time to rectify. Plz update.
                    manoj45001's [Complaint's author] reply, Nov 22, 2021
                    Before we r asking how much time to rectify the issue. After that we received one mail olease find the Attachement. But Attachement r missed please check once again. Please rectify the issue we had faced the Cibil issues
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                      J
                      jsacademy
                      from Noida, Uttar Pradesh
                      Nov 13, 2021
                      Resolved
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                      Resolved

                      Hi my name is parmod tomer. One 16th jun 2021 axis bank merged my credit limit to Rs 58000 of all my 3 cards without any intimation given to me at all! I was all through paying the bills on time and was using my credit cards since 2017 all 3 cards are from axis bank. I called up the board line number and the axis bank customer care almost 18 to 20 times, wrote several emails to their support team but i was not responded at all. I spoke to the escalation desk surendra singh rathore from Noida he harassed me further refusing to give me any reason sighting its "bank's descretion". I then asked my branch in pallavpuram (meerut) to get in touch with the team, they got in touch with the product team and they only said the customer has to pay! For a whole month i grappled into how do i suddenly arrange for funds because if the bank had to merge the credit limits why would it then not do it before giving me the cards? I mean they gave me the latest card and within a month all 4 limits were merged leaving me completely stuck with how to make the payment! I wrote to the principle nodal officer as well the nodal officer but no one has bothered to reply nor help or explain. I also was a victim to such sudden limit merges in july 8 2018 and september 22 2019 when i got my second and third card from the bank where they suddenly merged the limit to -128000 an -197000. On calling the bank the customer care raised a request number and i had email records thankfully saved but no one had an answer and then suddenly the limits de merged! However this time what happened was a huge nightmare because they trapped me after allowing me to use the cards in individual limits, refused to help me consolidate the amount to be paid, adding various hidden charges and even the minimum dues shot up owing to 45 or 48 thousand rupees a month.

                      I requested them to help me in consolidating the debt since they had merged the limits and consolidated without telling me despite my good payment history. But now somehow i paid of 38000to the 3 cards and despite my request to shut my one card ending 7828 after paying the full amount penny by penny they have charged me with rs 2123 of acceleration!!! How blood sucking and miserable they are.

                      My credit limit on the statements differ from the mobile app and after a month long harassment no replies, no help i have no other way but to write down my details here because this is a kind of a scam where bank allows you with individual limits and after you use them suddenly merges to scam you with excess charges and doesn't even tell you the reason! Please i beg for help and action.
                      +5 photos
                      Dec 19, 2021
                      Complaint marked as Resolved 
                      Axis Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Nov 15, 2021
                      Axis Bank Customer Care's response
                      Hi, we request you to share the registered mobile number for further assistance in the referred matter. Regret the inconvenience caused. Regards, Team Axis Bank
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                        A
                        Ashish@1993
                        Nov 13, 2021
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                        13/11/2021
                        Dear Sir,

                        When i have opened the account it was informed to me it will be zero balance account now I getting charged monthly and there is ECS return charges on my account..

                        This is what you guys are playing with the customer life.. i am paying my ECS manualy and when i approached your bank to cancel it they say to visit merchant when i visit merchant they say to approach bank .

                        I work for advertisement company and this is my hard earn money and now my balance it showing negative balance.. and i had recived payment of rs 75000 from which 45000 got debited and adjusted against the ecs return charges and NMC charges..

                        Account detail - [protected]
                        ASHISH ASHOK MHADE
                        Goregoun west branch
                        Transaction date - 01/11/2021

                        Please return my hard earn money.

                        Amount credited 75000
                        Amount got debited 45000 against ECS charges and NMC charges

                        Pls return my money

                        I visited to my branch (goregoun west) meet to branch head he is pass me to branch manager but he was pass me to operation manager i submitted request latter to branch manager and visited 3 times already and today again they told me to come 22th Nov 2021

                        This is my 3 month hard work labour charges money how can i adjust this charges in my money cycle?? & i already loss my job during COVID 19 after lockdown open this was 1st job and after 3 month payment of rs 75000/-
                        Axis Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Nov 15, 2021
                        Axis Bank Customer Care's response
                        Hi Ashish, we wish to inform you that INR 8984.31 is in lien towards the shortfall in consolidated charges. Regret the inconvenience caused. Regards, Team Axis Bank
                        Nov 20, 2021
                        Updated by Ashish@1993
                        I am talking about my already deducted 45000 for consolidated charges i m mentally pressurised about this payment this is my hard money after lockdown i lost my job then i worked for company as a labour job for 3 month and this is the payment of 3 month total rs 75000 which is client deposited to my saving bank account and bank is deducted 45000 of consolidated charges please return my money otherwise i will going to suside with latter against axis bank goregoun west branch manager Rajesh Khandewal and operation head priya rane and axis bank MD (becouse of weast of bank charges) this is last option for me i dont have money for pay my home rent, grocery etc room owner already told me to last 10 to 15 days otherwise out from room. Please return my money this is my hard work money.
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                          Ashish@1993
                          Nov 13, 2021
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                          Address: Goregoun west mumbai

                          13/11/2021
                          Dear Sir,

                          When i have opened the account it was informed to me it will be zero balance account now I getting charged monthly and there is ECS return charges on my account..

                          This is what you guys are playing with the customer life.. i am paying my ECS manualy and when i approached your bank to cancel it they say to visit merchant when i visit merchant they say to approach bank .

                          I work for advertisement company and this is my hard earn money and now my balance it showing negative balance.. and i had recived payment of rs 75000 from which 45000 got debited and adjusted against the ecs return charges and NMC charges..

                          Account detail - [protected]
                          ASHISH ASHOK MHADE
                          Goregoun west branch
                          Transaction date - 01/11/2021

                          Please return my hard earn money.

                          Amount credited 75000
                          Amount got debited 45000 against ECS charges and NMC charges

                          Pls return my money

                          I visited to my branch (goregoun west) meet to branch head he is pass me to branch manager but he was pass me to operation manager i submitted request latter to branch manager and visited 3 times already and today again they told me to come 22th Nov 2021

                          Dear Sir/Ma'am,

                          This is my 3 month hard work labour charges money how can i adjust this charges in my money cycle?? & i already loss my job during COVID 19 after lockdown open this was 1st job and after 3 month payment of rs 75000/-
                          Axis Bank customer support has been notified about the posted complaint.
                          Nov 13, 2021
                          Updated by Ashish@1993
                          I want to refund my money
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                            E
                            Elumalai T
                            Nov 12, 2021
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                            Hi
                            I had fraudulent transactions happened on my debit card with out my concern or otp as below on 12th Nov21

                            Account number. [protected]

                            12th Nov 2021 from ecom pur/google
                            *google/g.co/helppay#/280

                            I lost INR 3050 With out my involvement.in the past. Request you to help me and refund back my amount.
                            And i dont want this again in future
                            Please let me know if you need any other information
                            +1 photos
                            Axis Bank customer support has been notified about the posted complaint.
                            Nov 12, 2021
                            Updated by Elumalai T
                            Hi
                            I had fraudulent transactions happened on my debit card with out my concern or otp as below on 12th Nov21

                            Account number. [protected]

                            12th Nov 2021 from ecom pur/google
                            *google/g.co/helppay#/280

                            I lost INR 3050 With out my involvement.in the past. Request you to help me and refund back my amount.
                            And i dont want this again in future
                            Please let me know if you need any other information
                            Was

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                              A
                              Arun_Coimbatore
                              from Coimbatore, Tamil Nadu
                              Nov 12, 2021
                              Resolved
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                              Resolved

                              Unable to update address

                              I'm having savings account in Axis bank, i tried many times to update my address (both communication and permanent) but in online only 35 characters are allowed to enter.

                              The same was informed to customer service also, but no solution.

                              Account No. - [protected]
                              Customer Id[protected]

                              Regards,
                              Arun.V
                              Mobile No.[protected]...
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                              S
                              sandip2.patil
                              Nov 10, 2021
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                              Address: At post- Mudhal, Tal- Bhudargad

                              Want to close FD but not possible due to lien account as per message appears on screen while completing the closure procedure.

                              Please resolve the issue.
                              Axis Bank customer support has been notified about the posted complaint.
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                                S
                                Sunny7892
                                Nov 10, 2021
                                Resolved
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                                Resolved

                                I am writing this with regards to my credit card bill payment. My Credit card number is [protected]. I recently received a bill of amount Rs. 46, 870.17.

                                This is to inform you that I cannot pay this amount as my family has fallen under hard time from 4 months, but we do want to settle this in a fair and just manner so that you can have the money you deserve and we can be relieved of the burden of owing you this debt.You can check my past payment i never missed any bill to pay.I always pay my bill on time.I Just want to settle on my bill which is generated till now.After that from next months i paid my remaining emi dues on time.

                                I can able to give 50% of my debts. If agree to settle with this amount, I shall be clearing their dues within the next 5 business days. More than 50% is not affordable for me in the present situation.

                                I am ready to settle this as soon as I get the confirmation from your side.

                                Please know that I have appreciated the patience and professionalism that your staff has given in this process, and that this correspondence has been sent. I am sincerely obliged to you for your help and corporation. Thank you.

                                Please reach out my number: [protected]

                                Thanks,
                                Jogendra Dubey
                                Oct 21, 2023
                                Complaint marked as Resolved 
                                Issue resolved
                                Axis Bank customer support has been notified about the posted complaint.
                                Nov 18, 2021
                                Updated by Sunny7892
                                Till now no response from Axis Bank.
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                                  Khushiyadav7065
                                  Nov 9, 2021
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                                  I am a account holder in rajender nagar branch Sahibabad Uttar Pradesh whenever I try to withdraw money I receive message stating "Your card is not authorised for use at this point. Call (****) or(****) for more.-Axis bank"
                                  Axis Bank customer support has been notified about the posted complaint.
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                                    Somaninga
                                    from BENGALURU, Karnataka
                                    Nov 9, 2021
                                    Resolved
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                                    Resolved

                                    Sign verf chrgs-

                                    Address: #42, 2nd floor, seetappa layout main road, 3rd cross, above ICICI Bank ATM, RT Nagar Post, Chamundinagar

                                    Dear Customer, We wish to inform you that INR 59.00 has been debited from your A/c no. XX7024 on[protected]:30:11 at Sign verf chrgs-(UTIB[protected]_. Available balance: INR xxxxxxx. Please SMS BLOCKALL to +91-[protected] or call[protected], if the transaction has not been initiated by you.

                                    Could you please help me to understand what is going on? And if it's a fake something could you please stop it immediately?...
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