Bajaj Finance Complaints & Reviews

Hello,

I have taken a personal loan (4050PL[protected] Loan Number) from bajaj in the year 2015 August and did pay the initial Emi's of the same but then due to some medical and personal issue I could not pay the remaining ones. Since last 3 days now I'm getting calls from your collection agents one is Mr. Ramesh ([protected]) and the other is Mr. Aryan Patel ([protected]) who is constantly calling my Family members whose numbers I have not given as well and calling them and harassing them constantly. My family members are elderly people and cannot speak with these recovery agents and they are not liable as well as they are not any guaranter and I have not given their names or numbers anywhere.

Your people call them and say that I have given their numbers and updated to call them wherein I have not done that. I would request you to stop this on Immediate basis as you are harassing me and Family members which you cannot.

I suggest you to go ahead and take any legal action against me and there I will defend myself but request you to kindly stop these people to call me and my family members.

As due to this harassment if any of my Family members get ill or anything happens to them or me as well as I'm also a BP patient you all will be responsible for the same. Send me the agreement copy where I have updated these numbers and how did you got those numbers to call and then I'll start planning to pay you'll.
I request you to kindly take immediate action and this needs to be stopped.

I noticed that in my sbi account statement rs. 117/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.

Bajaj finserv debited from my account also without prior information... As i cleared all EMI 6 months before.
Why it is happening?
Amount -707

DATE:- 24.06.2020
CLIENT MOB: [protected]
Dear Sir
Rupees 117.00 was debited from my account as a CMP MANDATE DEBIT BAJAJ FINANCE LTD.
I don't know why such amount is debit from my account. i also not provide any power of attorney to dedecut amount in my account.

I request to you please refund my amount.

I have noticed that through cmp mandate bajaj finance rs 117 was deducted from my sbi account without giving any information. I request you to not to make this kind of transaction without giving any reason by mail or SMS. I want to back my debited money asap otherwise I will take necessary actions .

Dear all

I wanted to share pathetic experience from Bajaj Housing Finance
As iam using home loan facility from this company since Jan 2019.

Due to current Covind 19 Pandemic salaries are getting late or not disbursed by employer's due to which EMIs are delayed.

i had requested Moratorium request with Bajaj Finance on 05th may 2020 via
Service no SR33318963 and SR33318943 but as on...

I have deposited Rs.140000 to my Bajaj Finane Flexi Loan Accounts, as per loan agreements i have any time deposit and withdraw money from this account, as this is OD Loan account. But form march 2020, they have blocked my accounts and i cant withdraw a single rupee from this account but i can deposit.

In this financial crisis i need fund but due to this unlogical policy i am totaly out of money and depressed. My job is no more and Bjaja has done this type of fraud with me, they are not giving logical in emails and i have visited there office also, executive said your account will get resume when covid is over.

I noticed that in my SBI account statement Rs. 117/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.

Thank you

I noticed that in my sbi account statement rs. 117/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.

Thank you

My laon account number is 4050cdez757112. I received only 2 cash backs. I have paid all emis in time. I received 1st cash back after 5 months which i shold have received after successful payment of 3 successive emis. Then i received only 1 more cash back coupon. I checked every month till payment of last emi. No extra coupon code was uploaded. Now the access code is expired and i received mail from grievance team saying offer can not be extended. You did not pay me my cash back and now you are saying offer is over. I must get my remaining cash back coupons. Please do the needful.

Hi team,

I have heard from a lot of people saying that you have been debiting the amount of rs 117 from the bank account without informing the customers.

Now i am also facing the issue, why the bajaj finance team is charging amount even after completion of the emi period.

Could you please tell me the reason why this is happening, please be loyal to the customer as i know you have lost too many customers and disgusting customer care experience ever.

Please change your methodology towards the customer as we all know "customer is god".

I request to all the bajaj managers who are in designated positions to look into this problem and solve and make sure you pay the money back to the customers and make sure not to repeat this problem in the future with any customer.

If you failed to do this, days are very near to loose the customers. Please ensure to pay back money to all customers.

Sir
I purchased 55 inch mi tv from mi store karwar karnataka and take on bajaj finance from karwar branch at the time of purchase tv show room told me that you will get your original tv bill and warranty card after your emi completed and these emi duration your bill will kept on bajaj finance karwar now my all emi completely over still bajaj finance karwar branch avoiding to give me my original bill

I don't have any documents of that tv till date please solve the problem

Same here from my sbi account statement rs. 117/- was debited towards CMP MANDATE DEBIT Bajaj Finance Ltd. without any information.
Please credit the debited amount asap or else will take serious action on bajaj finance.

SBI Account Number [protected]

Today my sbi account with rs. 117/- towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.

Hi,
Surprised at the money deduction from my sbi bank acvount by bajaj finance of rs 117, saying cmp mandate debit.
I would like to put that in fradulent transaction by bajaj.
I demand an answer, i used bajaj services and i repaid all of them and closed everything 6 months back itself.
I wonder how many times bajaj has debited this amount from my bank.
If no answer, i would like to file a legal complaint

Bajaj auto debit 117 amount from my account. Remark of bank is bajaj_auto_cd_4000cd22. I have tried to login in bajaj auto, but no any mobile is registered with them. Bajaj auto doesn't provide the any communication without phone. I don't know why he deduct 117 from my account without permission. I am not understand why bajaj deduct this amount without any intimation.

There is no any way to communicate with bajaj auto without phone number. But when i tried to check my all mobile number, getting not registered.

Please help me to unexpected and theft debit of amount from account. Then how we will faith on banking. Any body can deduct amount from my account without any intimation.

Bajaj finance deducted extra amount without any information to me, after completing my all emis.. Doing fraud to the people

I have received a phone call from [protected] mentioning that we are from bajaj finance and we will give you a personal loan of rs.50, 000-00 on[protected] and send the aadhar card, pan card and bank details to mobile number bearing no : [protected]. I have sent the proofs. After receiving the proofs please send rs.4, 100-00 towards processing charges and i have paid through googlepay. After receiving the rs.4, 100-00 he had sent one message...

Ref : 403SPF95944444

In the outset let me reiterate that while explaining the terms of the loan the AMC was never highlighted, even the agreement copy was not shown, i was only told the % of interest, tenure, and general conditions.

However please note the following :

1) While discussing the details of the loan AMC was never intimated and the agreement was never shown to me. Post the loan sanction also the agreement was not shared by mail, could u please mention the date of your mail & forward/ share a copy of the mail, in which you are claiming that you have immediately forwarded copy of the agreement by mail. Please note After me writing a compliant last year i got the copy of the agreement. Here your statement is false.

2) In your below mail, you have attached the invoice for flexi fee 2, 999/-Line activation fee Rs.4999, . I am still not clear as what was the challenge in your company in sharing this invoice immediately after the loan disbursement. Today i have back dated invoice and i am seeking your permission to refer to the appropriate GST authorities to verify the genuinity of the invoice.

3) However no mention about the stamp duty of 4000/- paid. NO invoice is attached ( may be there is no invoice for this). Also no mention about the state in which this stamp duty was paid and no proof of payment made to any authority is provided to me. Also no mention about the % of stamp duty and how did you arrive at 4000 for a loan paper of 19.60 lacs ? In my understanding there is no such stamp duty for personnel loan and it is enough to do the agreement in Rs 100/- stamp paper. pl clarify - If it was wrongly collected from me pl return it.

4) pl note that your company have not done any favor to me in refunding the wrongly charged interest of Rs. 4, 247/- vide UTR number # CMS[protected] on 27/01/2019. The illegally, wrongly recovered interest which is due to me rightfully was paid back to me pl look back the mails. I have to ridicule your statement of mentioning that u have given it back to me to maintain a healthy relation with me. Please note you only rectified your mistake and surely not to " as mentioned in your mail ".

5) AMC was never discussed while taking the loan. Your salesman has cheated me by hiding AMC and the EMI card under the carpet while taking my concurrence, He has also not shown any thing in about the charges in your website and hurriedly closed the deal, . I have sent mails to your company to, not to charge me AMC and that was refused by your company. Hence this compliant I still believe this should be refunded to me.

6) ON the calculation of interest my claim is that i am challenging your clause 2 ( 2.5). You can put any number and any modus operandi of calculation interest. My claim here is, that it is against the norms advised by RBI. This needs a change and i will fight till i change the method of interest calculation.

7) I was never issued any EMI card. I have neither seen it nor used it. I do not require this at all. The wrongly charged 117/- should be refunded to me immediately.

Adding fuel to fire, your company has recently written to me that they have blocked my EMI card due to inconsistency in payment made by me. It appears that your officers respond without reading my mails. I was never given a card and i never used it, never paid any money against this card, then how would the inconsistency in payment will come ?? Pl go back to my records and let me know If i would have missed one EMI or delayed one EMI. Also see if there are any cheque bouncing, or auto debit bouncing. I have been a prompt payer always. I have written multiple times to your customer care and every time they conveniently closed the ticket without responding to me properly.

Your company has defamed my prestige and insulted and harassed me mentally by sending these mails and msg and confirming it again by mail, I an giving you an opportunity to explain me as, why I should file a defamation case in the court against your company for the same.

In net, I need return of AMC charges3875, Stampduty 4000, and EMI card charges of 117.

Thanks and happy to answer questions if any.

This is neelam sharma and i have bought a lg 55 inch smart tv in november 2019. I was suppose to get a cash back of rupees 10, 000. Til date i have not received andy cash back. My contact no is [protected] please look into this matter asap.