Bajaj Finserv Complaints & Reviews

Dear sir,

My name is harshit mishra. My mobile no. Is [protected]. I have taken 2 loans for purchasing mobile from bajaj finserv emi card. I paid some emis of it but due to losing my job i was not able to repay the emis. Recently i got a job and willing to pay them with penalty with regular interval as soon as i get my salary.

But during this period the recovery agents are harassing me and my family in very abusive manner. This is not the way a financial institution work. This is how a money lending mafia do the work. They constantly calling me and threatening for putting me in jail, not even me they threatening my family that they will take my father with them and put him in lock up with the help of police. I said that yes i am defaulter and you send me legal notice for the same. But i did not get it yet but their calls from different numbers keep coming. They call themselves lawyer and police officer from delhi police department.

Below are the numbers which i am getting calls from:

[protected]
[protected]

I recently shifted to jaipur (Raj.) for work and my parents live in alwar (Rajasthan). My father is an old man he can't handle this much pressure. Kindly look into the matter. Otherwise either he or i will commit suicide. Both ways there money can't be recover. Please instruct them to give me some mental peace so that i can repay their loan.

Thanks,

Harshit mishra
[protected]

My card is blocked from last 8 - 9 months and still it is not unblock after 105 days as per terms of Bajaj Finserv, i have already clear all my EMI on time and also i have received NOC for all my loans there is no due payments and my card is still blocked requesting you to please unblock my Card,

Name - Abhishek kripashankar pandey

Registered mobile number - [protected]

Registered email address - [protected]@gmail.com

Alternate number - [protected]/[protected],

please do the needful accordingly and unblock my EMI card.

Name:PRASENJIT BHATTACHERJEE

Date of birth: 10/10/1989

Mobile no: [protected]

email id: prasenjitbhattacharjee298
@gmail.com

City & State: westbengal, (north 24 pgs)

Pin:743144

Loan A/c No: 410DPF78161073

Insurance A/c no: 410DFS78161131

Amount of finances :1791/- (P. M) including insurance.

Amount of insurance : 2499/-

Product: DIGITAL FONE SAFE INSURANCE

(Insurance applied with loan application no. 410DFS78161131 is currently in process. Policy name: DIGITAL FONE SAFE, Policy owner name: PRASENJIT BHATTACHARJEE, Premium: Rs. 2, 499)

Sir please deactivate only insurance policy from my loan account.
Sir i don't know how to activate in my loan account.
Sir please deactivate it as soon as possible

Calling my hand phone and asking me details in Hindi the language which i don't know disturbing me to speak only in Hindi if i don't know the language how will i speak I don't want any call from bajaj which disturb my work time, familytime rest time. Calling my hand phone and asking me details in Hindi the language which i don't know disturbing me to speak only in Hindi if i don't know the language how will i speak I don't want any call from bajaj which disturb my work time, familytime rest time.

Recently i saw a line item in my bank statement saying bajaj emi card fee bf[protected]" of rs.117/- money was directly debited from my account on the date of 26/06/2018. How and what is this charge for? Do you guys expect me to take loan from you all my life?

Please deactivate my bajaj finserv emi card. I am not using it. I don't have any pending transaction till date. For this emi card deducted rupees rs.117/- from my bank account without my permission. Please deactivate this card as soon as possible.

Hi Sir/Mam,
I send you this mail regarding a loan in which the loan had passed without my consent and the amount was debited into my account where in i did tell them that i did not require a loan at such high interest rates but within a week the loan had been passed and i was asked to pay some amount, I request you to look into the matter. your employees have used my documents in a fraud way there was a trust involved while i had given my documents as we think banking does not do such a thing, your employee and me had a very clear conversation where i had clearly mentioned that i dont require the loan then too he used my documents and asked to sent a mail saying ok and then transferred the loan amount i did not know by saying ok the loan amount gets tranferred i has spoken to bajaj finserve they say it cannot be refunded. i have all the conversation saved in whatsapp and messages and the employee has clearly mentioned his fault in these messages, i have more messages saved but a few i have taken a image of and attested to this post
LOAN ACCOUNT NUMBER - 404DBL66268040

I have taken personal loan from Bajaj Finserv. As a part of loan I was levied "CPP Shield" without my consent.
after 3 EMIs, I repaid all outstanding of loan. While at time of repaying company officer told me that only after payment gets clear, you can cancel CPP shield.
So after closing loan dues, I applied for cancel CPP Shield, but company told that CPP insurance can only be cancelled in loan tenure.
Whereas company officer at time of repaying told that it can be cancelled only after repaying only.
Why none of anyone can ensure exact information?

What should I do. its a matter of Rs. 5000/-

Bajaj finserv debited 118rs on 27 june from my account in the name of bajajfin_mndtvrfchgs_may18. When i asked they emailed and told that it was ecs charges by bank. When i contacted with bank they told that it is deducted by bajaj finserv and not ecs. I told bajaj to refund the amount because the amount they charged also did not reflect in my bajaj loan account. But they did not respond on it. They are unnecessarily charging. Please register my complaint and help to resolve it asap.
Name-ajay
[protected]

Hi,

I have approached Bajaj Finserv Lending for a home loan. While taking the loan, I had given all my details as well as the cheques which have my bank account number. Due to some reasons, the loan has not been processed and disbursed but Bajaj has presented the cheques in my PNB bank accounts and thus Rs. 70000 has been debited towards EMI and processing charges.

I have called Bajaj executive who was taking care of my loan file Mr. Rajesh Kumar having contact no. +91-[protected], and he promised me to sort this out. But its been 6 months now as nothing has happened and even he started ignoring my calls.

I want Bajaj Finserv to take up the case at priority and refund my money back. I have also complained regarding this to the consumer forum and will also take legal action in case my money will not be refunded.

Details below:
Cheque no. 696548 to 696555
Amount: Rs. 70, 000
Bajaj Branch: Netaji Subhash place; Delhi

Regards,
Vishal Kumar
+91-[protected]

Loan account number : 4130cd[protected] loan amount 46300 - for purchasing ac
Loan account number : 413ewc[protected] loan amount 2968 - for extended warranty

There was some pending amount to both of the loan, bajaj finance employee had
Called me and ask to pay approx RS 13432, so that he can close this loan and give me noc for this (Closure document). I paid the amount then that guy never given me noc. Infact not picking the call and did not reply on messages

Then after 2 months one person called me and asked to pay the pending amount once again. And said on this loan number 413ewc28500104, 742 rs were pending so with interest u have to pay approx 18000 and negotiated me till rs 5000. So that he will close and give the noc. Then i asked him same thing happened to me 2 months back. but that guy never turned back once i clear the dues. So please send me an email then only i will believe on you. But he gave me 5 reasons why he can't send the email.
I said then, i am not going to pay.

But the most interesting part is this loan number 413ewc28500104 was taken for the extended warranty for my ac, which i have never received the benefits. When i called the bajaj customer care they said contact to the store from where i bought the ac, the store guys were telling contact to the bajaj finance for this.
Finally i left all this mess. And took new emc from daikin by paying RS 5600.

Now after 3 months again they are calling and asking to pay rs 19000. And negotiated, he said - go to the branch office and pay Rs 6000 will close your loan.
When i went to the Marathahalli branch, he didn't ever talk properly to cashier and said lies.

I don't understand, when you cant provide the service why do you do EMC.

please remove the extra charges, what ever applied on Loan.

Hi, i had an fd account with bajaj finserv which i prematurely got closed. The tds was deducted from my principal amt and balance was returned to me. I did not receive any interest on the fd due to premature closure and thus tds was not liable. Neither has the firm given me a tds certificate, nor have they refunded back the amount to me. There is no response from the company now and thus my money is stuck

Due to my recent health issue i have missed some payments and i clearing all the dues one after another. I was making arrangement for making payment to bajaj finserv for the products which i brought from chroma the details are attached. The bajaj finance collection agent were giving harassing calls everyday inspite of telling that the dues will be cleared in couple of days. Today 27/6/2018 he called my wife and started to scold her and abused her in very bad words. Please take necessary actions and i will make sure the amount is paid in a couple of days and regularize the account. We are just common ppl who are bind to the laws and rules. His name is bose huble and mobile number is [protected]. He called me again and scolded in bad words said i have to talk to him in kannada only though he spoke in english initially...

I have bought the cooler in the month of april 18 and i have paid all charges required for the card formation
And processing charges at the time of purchasing. I have observed that the amount of rs 118 has been deducted from my account as deduction of amount from my account info: bajajfin_mndtvrfchgs_may18.
I do not understand that why the above mentioned amount has been deducted as already i have paid all dues on time.

Arrange to credit this amount in my account. Ans reply why this has been deducted??

Bajaj finserv debited 118rs on 27 june from my account in the name of bajajfin_mndtvrfchgs_may18. When i asked they emailed and told that it was ecs charges by bank. When i contacted with bank they told that it is deducted by bajaj finserv and not ecs. I told bajaj to refund the amount because the amount they charged also did not reflect in my bajaj loan account. But they did not respond on it. They are unnecessarily charging. Please register my complaint and help to resolve it asap.

Hi,
Here is my home loan with application no: [protected].

I applied for a balance transfer for my home loan for all most four months back and my loan is not yet processed.

Initially, it was told that, bajaj is the only very quick process in processing the loans and the loan execute (Saurabh desai) and he told it will happen in 7 working days.

He took all my documents, blank checks to process the loan and he immediately cleared one check saying that its the processing, notary fee (Around 8000/-).

The person who cleared my checks for this loan is: saurabh desai ([protected]). And he gave another number to contact [protected] (Sandeep sehrawat).

These two guys are not at all responsive and they just act saying the loan is approved and processing every day. Its been 4 months they are saying the same story.

This is the worst experience with bajaj, i never ever apply any loan in bajaj. You stolen my money for the unprocessed loan. Its a stupid thing i did applying home loan in bajaj. No bank will take 4 months for the unprocessed loan.

Appreciate your help.

Bajaj finance has auto debited my saving bank account through ecs/tpcf without my authorization.. Neither i am enjoying any loan and also there are no dues pending... Still my account has been debited 3 times...

25/07/2016 99rs
30/06/2017 99rs
27/06/2018 117rs

Why dis is happening... I want my amount to be refunded as soon as possible otherwise i will complain to your higher management or go to ombudsman.. Also make sure the amount from my account is not deducted in future...

Card no:- [protected]
Name:- fahad kadir
Reg mobile number:- [protected]
Due to just one bounce in the payment of my tv emi bajaj suspended my card permanently for what reasons they charged me fine for it i have paid that emi in that month one in which it was bounced. I really want to know the reasons behind it. I went to the bajaj office too near lake mall rashbehari avenue they were very rude with the customers they were only trying to proo[censored]s wrong. When the bajaj staff came to my house to receive money against bounced emi +fine for which i have paid2681+450 and the customer care staff told me that i have only paid 2681 to the staff not the fine and now i have to pay more 750 for it. Totally unsatisfied with bajaj customer service

Got an email from pr associates ([protected]@gmail.com) saying bajaj finserve emi is overdue. But in that email there is no loan number or anything related to loan. I have tried to reach the number provided in the email but there is no response.

For your information i did not buy anything from bajaj finserve till date. Can you please reach me on my email id v. [protected]@gmail.com

I want to cancel my order. I ordered by mistake. So please cancel my order as soon as possible. Im really scared for this order. And i really want to cancel this order. Im regularly trying to login in bajaj online store and cancel the order. But i can't. There is no one option that like my order and all. Im very tens about the order. Know i found the complaint box. I hope the complaint box will help me. Please cancel my order as soon as possible.

Sir,

I have a emi card sanctioned by bajaj finserv and i have not used the card till now, from the date of issue. Eventhough i am not using it, some amount is deducted every year as service charge. My repeated requests to stop dedution has gone to deaf ears. So far there are no dues from my side.

My customer id is 14151556
Emi card no. (Protected)

Please consider my request and do the needful. Awaiting your reply through my mobile number : :[protected]

Krishnaveni. G