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Bajaj Finserv Complaints & Reviews

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Updated: May 1, 2026
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Bajaj Finserv reviews & complaints page 2

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V
Vinay KV
from Bengaluru, Karnataka
Jul 9, 2024
Jul 9, 2024
This thread was updated on Jul 9, 2024
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loan a/c no. p404psp3395004 flexi loan

Address: Pune

As per Welcome Letter EMI Mentioned as Rs18605 & Charged as Rs34731 from Jan 2024
__________________________________________________

Dear Customer,

Greetings from Bajaj Finance Limited!

We are delighted to have you with us and look forward to a long-lasting relationship.

Please find below details of your recently availed loan.

PERSONAL INFORMATION
Customer...
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L
Laxman GR
May 9, 2024
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FPP lite health insurance cancellation issue

Address: B2, Cerebrum Park, 4th Floor, Kumar City, Kalyani Nagar, Pune - 411014

Bajaj Flexi Personal Loan amount disbursed with a deduction of FFP lite health insurance premium of Rs, 15703.

I want to cancel the FPP lite health insurance policy with No:FPL[protected] in 15days Free look period as the insurance is not covering for entire loan term and not giving any financial protection [Unsatisfactory Terms & Conditions and benefits].

Customer care team/Support team mentioned they will...
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S
sigaurav
from Agra, Uttar Pradesh
Oct 19, 2023
Nov 5, 2023
This thread was updated on Nov 5, 2023
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Disbursed an overdraft loan against my consent.

Two of the salespeople from Bajaj Finserv reached out to me on the 6th of October to offer an Overdraft limit and hid crucial details like AMC and Foreclosure charges and told me that there is only a 1% processing fee which would be added to my account and I have to pay it within 8 Years from the loan start date. If I am not paying in the 8 years then Bajaj will start applying interest on it.
This all sounded too good to be true to...
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S
Sabith Alva
Sep 24, 2023
Aug 3, 2023
This thread was updated on Aug 3, 2023
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Fraud done by Bajaj Finserv

Address: Satyam house, Bejaikapikad post, dadalkad, Mangalore, Karnataka 575004

Satyam house, Bejaikapikad post, dadalkad

I Took loan amount 1, 30, 000/- for 36 month EMI.. Which i agreed for 36 EMI..Now'my 36 EMI already Completed..Then in between Bajaj finance Company has extended EMI To 72 months..My ACC no 422FGPFY732898..I am cheated by Bajaj finance..So please give justice and reply to this. Or i will Complaint and put in media.. Not at all replied till..I will go to High court..
EMI amount...
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S
sam_boy
from Delhi, Delhi
Sep 6, 2023
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Fraud Cheater company

This a big fraud and cheater company even despite clearing your loans on time they will give wrong report to CIBIL and damage your report deliberately so be careful and avoid using Bajaj finance...
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N
Nikit mistry
from Mumbai, Maharashtra
Aug 31, 2023
Nov 5, 2023
This thread was updated on Nov 5, 2023
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Od foreclosure charges not informed

Bajaj has issed me OD of Rs 997000 buth they never told be that I would charged 50000 rs for foreclosure . This fraudulent activities are Bajaj trademark...
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B
Birendra Chourasia
from kolkata, West Bengal
Aug 14, 2023
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Refund and EMI card to surrender

I want to surrender my EMI card. The agents had marketed the EMI card to customer with wrong information that, the said card is free of all charges (i.e. renewal and annual etc.). But the Company is charging annual fee of Rs 528.00.
Misleading the customer by giving wrong information is not healthy corporate culture . It leads to loss of goodwill, customer dissatisfaction and loss of business of the Company.
Please provide proper...
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Subhasishborah70
from Jorhat, Assam
Aug 3, 2023
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Complaint against personal loan

I have applied for a personal loan. And today 03/08/2023 i got a call from[protected] this number. He said me to send me documents for process the loan application. Anfer 30 minutes he called me and said to pay an insurance amount of Rs1700. I asked to him to send his id and he send a Bajaj Finserv Fake Photoshop id.
I would like to inform you all the innocent people please check first is it a fake or real. And please don't apply...
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A
anup.roy1986
from Pune, Maharashtra
Jun 29, 2023
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I am complaining about Mental Harassment From Bajaj Finservs Agents

Address: Pune (Maharstra)

My name is Anup Roy, I am an Audiologist and running my Prestige Speech & Hearing Clinic in Pune. I am running my clinic from last five years. My tie up with Bajaj Finserv company is from last 1-2 years. Bajaj Finserv provides Loan for Hearing Aids to my customers without any interest. My job is to send customer's documents to Bajaj so that Bajaj can verify their documents and provide loan on the basis of their eligibility. Once the loan...
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syedmdali
from New Delhi, Delhi
Jun 23, 2023
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Request for remove PF, Conv. Fee and CIBIL charges from my Ist EMI.

With reference to your telephonic massage dated 19.06.2023 regarding details of EMI which have been deducted from July, 2023 wherein it is mentioned that my txn of Rs.14, 000/- at Amazon on EMI Card, PF Rs.176, Conv. Fee Rs.117/- and CIBIL report of Rs.46/- will be added in the 1st EMI.

It is mentioned here that I have been purchased goods for Rs.14, 000/- (EMI Rs.4, 666.67 per month for three (03) months) (Customer ID :[protected]...
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R
rajendramnnit
from Kanpur, Uttar Pradesh
May 23, 2023
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Two wheeler Loan Fraud

Address: Ghatampur

Hello, I am Rajendra Kumar. Recently I have applied for car loan but after further processing I didn't got the loan approved because my CIBIL score was very low as it is showing an active loan from 04/11/2016 of Two wheeler of ₹45000 from Bajaj Fin Ltd in which it is showing me as Individual owner. But I have not taken any two wheeler loan from Bajaj Fin Ltd. And it was processed without my knowledge and as fraud thus affecting my CIBIL...
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Z
Zahud Qureshi
May 20, 2023
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Term loan to Flexi loan

During covid i was told by one of the advisor that i can convert my loan to flexi loan and i can pay only interest and after that the loan will be converted to normal term loan after 12 months but nothing has happened and everytime i call to address this issue they say it will be not change and i need to pay interest until i dont have money to pay off my loan...
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N
nandinihvyas
from Mumbai, Maharashtra
Apr 13, 2023
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Misuse of KYC database

Address: Mumbai

This is to inform you that I have not applied for any credit card yet infect cancelled a card which was to get approved on payment of joining fees and annual fees. I denied both before approval.

The number with the name Mr SIngh (As per true caller) [protected] was in touch regarding the details as to a particular card however the same was a different variant which required payment. I was given all the false information that...
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Y
Yashin0013
from Julana, Haryana
Mar 9, 2023
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Bajaj Finserv double emi deducted

Address: Sector 20 Rohini Delhi

Dear sir/madm kindly resolve my complaint that I have paid emi twice from my account. First emi paid on 2 march 2023 through online payment. 2nd emi deducted from my account on 2 march 2023 same date by ecs. Name: Yashin loan account no: 401ZTUJC573483 Product: Car...
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Address: Pune Handewadi road.

Hi

I have taken overdraft from bajaj finserve, They have never mentioned that there is a AMC charges on overdraft. When I checked yesterday there was amount 3781 deducted by bajaj. I complained to ICICI bank and Bajaj finserve

Later on they sent an email this is an AMC amount. When I captured the hidden deducted now they are telling this a charges. Then Why did not they informed this charges before. I have requested...
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P
Pruthwiraj
Dec 14, 2022
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Bajaj od loan fraud

Dear Team,

I received a call from Bajaj Finserv for an OD loan and was interested because I wanted money for financial backup and they informed me there will be no processing fee and other hidden charges (Attached mail communication) if I am taking this OD loan in the month of December.
Hence, I proceeded with further process and signed a few documents where it was mentioned as the Loan Amount of 32, 50, 000.
I...
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P
partner1303
from Thanjavur, Tamil Nadu
Dec 13, 2022
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Cancellation of NIVA BUPA HEALTH PLUS and CPP LIV ASSIST Policies/Insurance- Reg.

Dear sir/Madam,
I recently availed a personal loan from Bajaj Finserv and my loan account number for the same is P495PCO6174601. I have been provided with NIVA BUPA HEALTH PLUS and CPP LIV ASST plan insurance with this loan and the amount for the same has been deducted from my loan amount. However, I am in no need of the above mentioned policies/ insurance. Therefore, as I am still in free look period, kindly cancel my CPP LIV ASST...
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L
lavakumar42
from Bengaluru, Karnataka
Nov 23, 2022
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Cancel CPP service

I recently availed a personal loan from bajaj finserv and my loan account number for the same is P404PSP5995506 I have been provided with cpp plan with this loan and the amount for the same has been deducted from my loan amount. However, i am in no need of cpp plan Therefore, as i am still in free look period, kindly cancel my cpp plan and refund me my money back.

CPP Membership No.

IAF731845

BFL...
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Dear Sir,
I had taken loan from Bajaj Finserv whose loan account number is PH03PSA5890905. At the time of taking the loan, the representative of Bajaj Finserv told me that this plan is for 7 years and its premium is one time, This card features is in case of mishappening, your remaining loan amount will be refund the Baja Finserv from this CCP Prtection card. When I spoke to CCP Protection customer care representative they told me...
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R
rohansmroni
from Ramanagara, Karnataka
Nov 3, 2022
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Fake EMI bounce

I had a sufficient balance on date 2nd but they have sent bounce message please can resolve this...
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