Bajaj Finserv Complaints & Reviews

I was trying to transfer my home loan from my current bank to bajaj finserv.

Bajaj finserv collected all the documents on 21st july 2017 signed from me. On 31st july 2017 they sent me a mail saying your amount is disbursed on 31st july 2017.

Then these sales managers said there is a legal issue and hence it will require more time. I patiently said ok and supported them with all the required documents. Then bajaj finserv team said let your ecs bounce with your current home loan account. I allowed that also to happen think bajaj will clear. But from 1st august 2017 till 31st august 2017 they have been fooling me saying they are trying to clear legal issue with my loan account which never happened.

On 3rd sept 2017 i requested bajaj to cancel my loan which they have not processed yet and they deducted my emi without disbursing the amount which is highly illegal.

This has affected me financial and my family is suffering. I am trying to reach out to them and they are not responding back. I request the team here to help me solve the problem. I want the loan to get cancelled and also my emi and all the penalty charges i had to bear returned back to me.

Hoping for help.

I have consumed loan from bajaj finserv with loan #400ecf40204312 whichi is of 6 months tenure with emi start date as[protected] and end date as[protected]. From the second installment, i have submitted for a change of bank by walk - in to branch on 4th july but this request was done on 7th, july which is been shown in there website. But from the second installment i see my request is not been done and i have charged with bounce charges. When i asked the same with pune headoffice by calling [protected] they replied that it takes 45 days which didn't happened until now. Because of there negligence my cibil score is been impacted and also even on my email request the people from bajaj are not responding.

Pls, sir, health insurance policy cancel immediately. My policy no. 4l6lip48250445, premium rs. 808/-so, ican also submitted cancellation form in bajaj finserv.in office in patna. Police holder name.. Sarvesh kumar sinha. My first premium date.. 05.09.2017. Because iam not interested this policy. Because iam not comfortable to pay this policy. So, pls inform me cancellation of this policy. By telephonic or mail, immediately.

Dear sir/mam,

I am jonnala ramakrishna, customer id 6051005
I have pre-approved loan of 466000/- i tried to avail loan of 4.5lakhs @15% interest emi comes to 10735/- for 5 years when i proceed further emi has changed to 13208/- and interest rate change to 15.22% why it showing.
If 15.22% also emi might be 10757/-.

I felt i was cheated i never expected such kind of tactics from bajaj company.

Hello,
Here is my loan account number : 404SAF28195913

There is a pure case of misguiding a customer.
I have been told by your executive there won't be any extra charge apart from principal amount.
But company has deducted insurance charge + ST charges + CIBIL score charge, which comes around 30K.
This is totally fraud. I am filing an FIR against the company.
I want to close this account by paying full amount, please let me know what is the procedure.

Total disbursal loan amount was 7 lakhs 90 thousand but now I have to pay 8 lakhs 20 Thousand.
Please help!

IT was clearly told to me that there won't be any foreclosure charges but now when am trying to close they are charging around 40K, What a fraud

I want to close the account paying full now. Please remove all the charges and show the correct amount in the use account so that I can do the payment.

Thanks,
Anurag

Costermer id 27147919
Name narayanasamy g
Mobile no [protected]
Loan account number 459ecf[protected] emi/month
Loan account number 459ecf47804982
1540/month
Am paying the emi on date without fail
My card is blocked without any reason am paying my emi on time then also they blocked the card... Am not getting any reason for that... Please unblock my card

Hi, this is to informed you that [protected] this number is registered in bajaj conserve and i lost this number. Recent time. So i want to replace this number instead of this number [protected]. Actually i didn't received any sms since from 2months. So, its quite difficult for me to get the details of all updations and emi so please make add my new number as per my requirement. Thanks sivaperuman

Hi team,

This is sujay chavan,

I have purchased samsung fridge through bajaj finserv last year (May 2017), now my loan amount has been paid but i haven't received my emi card yet.

Request you to please check and do the needful.

Below are my details

Gaurav deshpande
Mobile:- [protected]
Cust id:[protected]
Loan no :- 4170cd39209941

Regards,
Sujay chavan
Mo - [protected]

It is almost daily that i receive calls from your 140xxxx no and calls from your executives at my number [protected].

I do not understand if once i have said i am not interested in any kind of personal loans then why do i get daily recurring calls?

I have already blocked lot of your numbers but still they keep coming.

Stop this harassment immediately. Remove my number from your calling list. [protected]

I had applied for the bajaj finserv emi card while buying my ac. After being processed, i received a message that my card is ready and is being shipped via bludart. A track number was given. After more than a month i tracked the card on bludart wabsite. There it was given that "returned to origin at shopper's request".
What is the procedure to get my card back...
I am giving some details of my card and also attaching the sanpshot of the status on bludart website...

Kindly see into this matter..
Thanks in advance

Waybill no - [protected]
Reference no - [protected]

This is abhijeet kumar and i had a consumer durable loan with bajaj finance and when there are 2 emis left i made a force closure payment for all remaining 2 emis and i thought my loan was closed and i felt happy but the strange and such a worst behavior with bajaj is even though i made my outstanding loan amount they deducted this month emi...

Tried calling many time to customer support number but no luck the # ivr process telling same thing again and again but didn't even connected to the executive...

My registered mobile number with loan account is +91-[protected]
Thanks,
Abhijeet

Hi, this is to informed you that [protected] this number is registered in bajajfinserv my customer id is 22661988 and i lost this number recent time. So i want to replace this number with [protected] & my email id is [protected]@gmail.com actually i didn't received any sms since from last 4 months. So its quite diificult for me to get the details of all updations and emi so please make add my new number & email id as per my requirement...

Hi, this is to informed you that [protected] this number is registered in bajajfinserv and i lost this number recent time. So i want to replace this number instead of this number [protected], [protected] & my email id is [protected]@gmail.com actually i didn't received any sms since from last 2 months. So its quite diificult for me to get the details of all updations and emi so please make add my new number & email id as per my requirement.

Loan account no.5080cd42826542, emi amount debited to my bank a/c on 04.09.2017, but still i am getting calls and sms s stating that your emi was not paid. (Really it is threatening of course) i tried to contact the right person but in vain. Nobody is bothered about it. They does not have call centre facility to speak directly to the customer care executives. So, i request your goodself to take necessary action in this regard and do the needful. This happens regularly to most of the customers

I was taken loan on 24/1013 of rs 30900 and also repayment that loan ..
but still my account is active ..ur website not working...my loan account no is 4020CD00698337...on that time i buy 1 LED tv and took 30000 rs loan but in my credit report it still shows that above account is still activeSO PLEASE CLOSED THAT ACCOUNT IMMEDIATELY MY MAIL ID IS [protected]@gmail.com and mob no is [protected]..

Dear bajaj finance team,
I am receiving regular phone calls from bajaj finance service from various executives regarding to take gold loan/overdraft. I am not interested to take any such loan. So please stop the same immediately, i have informed many times but your people always disturbing me. If not than i shall move to consumer court. My mobile no [protected].

Still i'm receiving the call from your side. Please stop it.

Dear sir,
I am santosh gosavi
My cust id 8624290
My emi card online fraud transection from flipkart internet pvt ltd # pune on dated 20/09/2017.
After transection before product delivered i received call from bajaj finserv for transection verification and i told to bajaj i did not done any transection that day. So pls cancelled this transection and i permanantly blocked my emi card at the same time.
There after i received 1 email from bajaj as given below.
Dear santosh gosavi,
Welcome to bajaj finserv emi network.
Thank you for using your emi card for the purchase at flipkart internet pvt ltd # pune for rs.59, 999 on date[protected].
We are pleased to inform you that your loan for this purchase has been processed.
Loan details
Customer id 8624290
Loan account number 577ecf48231005
Loan applicant name santosh gosavi
Product consumer finance
Asset description online-ecf/online invoice
Gross loan amount rs. 59, 999
Net loan amount rs. 57, 167
Gross loan tenure (In months) 3
Net loan tenure (In months) 3
Number of advance emi (In months)
0

Advance emi amount rs. 0
Loan amount less advance emis rs.59, 999
Charges from customer rs. 0
Other charges rs. 0
Rate of interest 0 %
Interest paid by manufacturer/dealer rs. 2, 832
Manufacturer/dealer interest rate (%) 29.51 %
Bfl - irr mfgr dlr + cust interest rate (%) 29.51%
Emi details
Emi amount rs. 20, 000
First emi date [protected]
Last emi date [protected]

Experia details
You can also access your loan details by logging onto our customer portal experia

To download the bajaj finserv experia app, sms app to [protected] and access you loan details.
Please note:
Balance/charges: you are requested to maintain adequate balance in your bank account at least 3 days prior to due date, as non-realization of emi would result in the levy of late payment in addition to payment bounce charges.
Bureau rating: any delay in clearing of the outstanding payment may also adversely impact your cibil rating.
Pin details: sms to [protected] from your registered mobile number
Emi card loan limit: sms to[protected] from your registered mobile number
Fees and charges applicable:
Type of fee charges applicable
Emi bounce charges rs.350/- per bounce
Penal charges 2% per month
Emi card annual fee rs.99/- if the card is not used in the last 12 months
Statement of account customer portal - nil branch walk in - rs.50
No objection certificate customer portal - nil branch walk in - rs.50

We are committed to resolve your query/grievance in 48 hours, else we assure you a call back. If you are not happy with the response you can write to us on [protected]@bajajfinserv.in.in case of further escalation, you can write to us on [protected]@bajajfinserv.in
Click here to know more about the terms and conditions.
This is a system generated letter and does not require any signature.
Warm regards,
Bajaj finserv
Bajaj finance limited.

As i didn't about the this purchase any item and i have recd veryfication call about this transection from bajaj. I rejected this transection at the time of veryfication call and i even my emi card is blocked permanantly.

So this transection is rejected so i am not responsible about this transection and bank payment.
Kindly cancle my emi form bank.

Regards

Santosh anantrao gosavi
[protected] and [protected]

Hi dear sir / medam

I am shreekant ur exciting coustmor i am taking 4 loans from bajaj finance i am very happy with u
Sea my exciting loan track no cheak bouns no delay payment but i applying a small little loan for 10000 only y r u rejected plz consider my loan track with u plz do need fully my request and approvals my loan

Thanks to
Regards
Shreekant p rathod
[protected]

Dear sir, today i received a call saying that they are from bajaj finance and asking for any requirement for personal loan zero percent interest. They asked us to send my aadhar, pan, cancelled cheque and bank statement - shall i trust them? Is it right way to send these details? Is bajaj finance giving loan approval over phone?

Please clarify me.

Kiran

Bajaj finserv are cheaters. They first blocked my card temporarily while i was purchasing a mobile phone. Now when i contacted them via eelectronic mail, the card got permanently blocked. Even they replied that your card got blocked for one of the reasons (And then shared a bunch of list).
Actually the thing is that bajaj executives and staffs are cheaters and illiterates. They don't know any thing. Thats why they don't have an executive talk option in their contact us no..
Better leave india bajaj finserv. Don't spoil our life and money with your nuisanse emi cards you #.