Bajaj Finserv Complaints & Reviews

Loan account no.5080cd42826542, emi amount debited to my bank a/c on 04.09.2017, but still i am getting calls and sms s stating that your emi was not paid. (Really it is threatening of course) i tried to contact the right person but in vain. Nobody is bothered about it. They does not have call centre facility to speak directly to the customer care executives. So, i request your goodself to take necessary action in this regard and do the needful. This happens regularly to most of the customers

I was taken loan on 24/1013 of rs 30900 and also repayment that loan ..
but still my account is active ..ur website not working...my loan account no is 4020CD00698337...on that time i buy 1 LED tv and took 30000 rs loan but in my credit report it still shows that above account is still activeSO PLEASE CLOSED THAT ACCOUNT IMMEDIATELY MY MAIL ID IS [protected]@gmail.com and mob no is [protected]..

Dear bajaj finance team,
I am receiving regular phone calls from bajaj finance service from various executives regarding to take gold loan/overdraft. I am not interested to take any such loan. So please stop the same immediately, i have informed many times but your people always disturbing me. If not than i shall move to consumer court. My mobile no [protected].

Still i'm receiving the call from your side. Please stop it.

Dear sir,
I am santosh gosavi
My cust id 8624290
My emi card online fraud transection from flipkart internet pvt ltd # pune on dated 20/09/2017.
After transection before product delivered i received call from bajaj finserv for transection verification and i told to bajaj i did not done any transection that day. So pls cancelled this transection and i permanantly blocked my emi card at the same time.
There after i received 1 email from bajaj as given below.
Dear santosh gosavi,
Welcome to bajaj finserv emi network.
Thank you for using your emi card for the purchase at flipkart internet pvt ltd # pune for rs.59, 999 on date[protected].
We are pleased to inform you that your loan for this purchase has been processed.
Loan details
Customer id 8624290
Loan account number 577ecf48231005
Loan applicant name santosh gosavi
Product consumer finance
Asset description online-ecf/online invoice
Gross loan amount rs. 59, 999
Net loan amount rs. 57, 167
Gross loan tenure (In months) 3
Net loan tenure (In months) 3
Number of advance emi (In months)
0

Advance emi amount rs. 0
Loan amount less advance emis rs.59, 999
Charges from customer rs. 0
Other charges rs. 0
Rate of interest 0 %
Interest paid by manufacturer/dealer rs. 2, 832
Manufacturer/dealer interest rate (%) 29.51 %
Bfl - irr mfgr dlr + cust interest rate (%) 29.51%
Emi details
Emi amount rs. 20, 000
First emi date [protected]
Last emi date [protected]

Experia details
You can also access your loan details by logging onto our customer portal experia

To download the bajaj finserv experia app, sms app to [protected] and access you loan details.
Please note:
Balance/charges: you are requested to maintain adequate balance in your bank account at least 3 days prior to due date, as non-realization of emi would result in the levy of late payment in addition to payment bounce charges.
Bureau rating: any delay in clearing of the outstanding payment may also adversely impact your cibil rating.
Pin details: sms to [protected] from your registered mobile number
Emi card loan limit: sms to[protected] from your registered mobile number
Fees and charges applicable:
Type of fee charges applicable
Emi bounce charges rs.350/- per bounce
Penal charges 2% per month
Emi card annual fee rs.99/- if the card is not used in the last 12 months
Statement of account customer portal - nil branch walk in - rs.50
No objection certificate customer portal - nil branch walk in - rs.50

We are committed to resolve your query/grievance in 48 hours, else we assure you a call back. If you are not happy with the response you can write to us on [protected]@bajajfinserv.in.in case of further escalation, you can write to us on [protected]@bajajfinserv.in
Click here to know more about the terms and conditions.
This is a system generated letter and does not require any signature.
Warm regards,
Bajaj finserv
Bajaj finance limited.

As i didn't about the this purchase any item and i have recd veryfication call about this transection from bajaj. I rejected this transection at the time of veryfication call and i even my emi card is blocked permanantly.

So this transection is rejected so i am not responsible about this transection and bank payment.
Kindly cancle my emi form bank.

Regards

Santosh anantrao gosavi
[protected] and [protected]

Hi dear sir / medam

I am shreekant ur exciting coustmor i am taking 4 loans from bajaj finance i am very happy with u
Sea my exciting loan track no cheak bouns no delay payment but i applying a small little loan for 10000 only y r u rejected plz consider my loan track with u plz do need fully my request and approvals my loan

Thanks to
Regards
Shreekant p rathod
[protected]

Dear sir, today i received a call saying that they are from bajaj finance and asking for any requirement for personal loan zero percent interest. They asked us to send my aadhar, pan, cancelled cheque and bank statement - shall i trust them? Is it right way to send these details? Is bajaj finance giving loan approval over phone?

Please clarify me.

Kiran

Bajaj finserv are cheaters. They first blocked my card temporarily while i was purchasing a mobile phone. Now when i contacted them via eelectronic mail, the card got permanently blocked. Even they replied that your card got blocked for one of the reasons (And then shared a bunch of list).
Actually the thing is that bajaj executives and staffs are cheaters and illiterates. They don't know any thing. Thats why they don't have an executive talk option in their contact us no..
Better leave india bajaj finserv. Don't spoil our life and money with your nuisanse emi cards you #.

Please stop the loan alert calls from bajaj finance today only i got 30 above phone calls from bajaj finance towards loan installment as i'm well aware of that and i have sufficient funds in my account. My mobile number is [protected]. I don't want any loans and this disturbing calls from your end. Please do not irritate like this it will move customers away from you.

Dear sir/madam,

My name is balkis fathim a (Customer id[protected]

Contact no: [protected].

Residential address: no:2380, dr. Ambedkar nagar, west velachery, chennai-600 088.

I have taken 7 loans for home product by using bajaj emi card. I have been paying my emi amount on the correct date. Resently 05/07/2017 one of my due amount is 4, 250/- (4030cd[protected] but they have added some extra amount in the due without my knowledge and made my cheque bounce. I have the bank statement proof that i was having the due amount of 4, 250/- in my account. Bajaj amount collecting agents contacted us and talked rudly and badly to me and my husband. They made us so depressed and they gave mental trouble by calling frequently every one second. That agent names are udhya ([protected]) & ravathi. I have the recording calls they have talked me. The mistake is done by bajaj finserv and because of your mistakes i have to pay fine amount in my bank as will as in your bajaj finserv. And more over my emi card is been blocked. I need my penalty amount to be payed to my bank account. And my emi card should be unblocked immediately, i cant wait for 105days to unblock my emi card. Without any mistakes i can't bare... I want my card to be unblocked immediately. Otherwise i can't pay my upcoming due for the products. Unblock it immediately

Daily i am getting ivr calls from different numbers of bajaj finserv. I have given compliant about the same to bajajfinserv by email to [protected]@bajajfinserv.com. However the same thing is continuing. Even i am getting calls on weekends and national holidays time also. They are mindlessly making calls repetitively from different numbers. If the same things continue i will take up the matter with honurable high court from breaching of my fundamental right of right to privacy.

My customer id:
My loan account no: 4020cd23427820 emi 2084
My loan account no: 4020cd23427864 emi 1625
My loan account no: 4020pl08598746 emi 3629

Emi paid till 01.06.2017 for ecs.
Due shown 02.09.2017 correctly
But, i got message emi eue pending and also my emi card blocked due to cheque bounce.
I have paid emi in advance one day. How can block my emi card.
Please unblock my emi card and sent revised statement to me.
Name:amol jadhav

My registered number: [protected]
Bajaj is not taking emi amount from my account but bajaj is sending your due date for emi is aug 2 but now date is aug 3,,, i don't know what is the reason,,,
If you are not taking the money you have to inform the valid reason but i tried to contact bajaj finance but unable to connect through customer care
So take a complaints and pls call to this number-[protected]

On portal i recd an offer of rs 460000 pre approved loan. When i submitted my documents there was no response for next 4 days. I recd a call from bajaj finserv thane ashar it park branch from nitish. He told me that due to some reason they have approved rs 1.25 lacs as against rs 4.60 lacs due to technical reason with 3% service charge and 1.99% flat monthly interest. Due to medical emergency i accepted the offer. I was told that my amount...

Dear sir/madam,

Please note bajaj finserv emi card regularly we wont use, i want to cancel the card/close the card, unnecessary annual charges company is debiting to my account, which was not communicated to me at any point of time.

Help me to cancel/close the card and further should not debit to my account for any annul charges in this regards.

Kindly do the needful.

Bajaj finserv has been continuously spamming my phone number - [protected], for several times a day despite expressing my disinterest in their offerings. Also, they call from several numbers making it almost impossible to gauge whether it is a spam call or not. Their calls are disrupting my business calls on a daily basis.

I had previously enquired about ac instalments and even got it done through the company in april. I had asked for a loan from them in feb but their procedures did not go through. Since then i have been thwarting their customer centre calls on a daily basis. Previously, those calls were 1-2 in a day. But nowadays, they come in the morning, in the afternoon and the evenings. I am quizzical how can such a company not pay heed to my requests of stopping these calls. Previously, they were irritating, now they are downright torturous. I am a writer and these calls are completely uncalled for, during the day especially when i am working. Please get this company banned for such heavy-handed and unethical practices.

Hi bajaj team,

I have been receiving calls from the advocate of delhi court saying the complaint no 910 filed against me from bajaj to pay the fine amount on the loan no 4030cd17631737 in which i bought a washing machine.
When i started paying the emi only i came to know the cheque was bouncing even though i had enough money on my account
So a person from the agency collected the amount in person.
I don't know there is a fine for bounce and rather i haven't informed about this.
Atlast after completed the emi for the principal amount. Now only i am informed about this fine. If someone had informed this earlier i would have went to the office and finished this then itself.

Now they want us to pay 3300rs and the card is blocked and for me it is a huge amount to pay. I itself in a bad financial situation now. Please help me.

Thanks in advance.

Regards
Ravi

The above named agent has been continiously harrasing me for installments by telling that my three installments are due whereas my only one installment is due till date since i am out of station he is harrasing my mom at my residence and is continiously calling me up and also harrasing me.
I would be highly obliged if nessary action is taken against him
I had purchased a two wheeler bearing no wb 74-aj3950 in the year 2016. Whereas from my end i shall surely pay my two wheeler installment along with the required fine.
My mail id is amitgx7 @gmail.com

After 8 months of payment last month was really miserable. I got "n" number of calls from bajaj call centre insisting me to do the payment.
I have already provided my authorization to bajaj to auto debit the amount from my account, then why am i getting calls. I tried calling their number its no use because you cannot reach an agent you will always hear the automated voice. Next try is that raised the request through mobile app, the one good reply or a common reply which will say that your payment is in presentation.
No information about the issue. When i cross check the statement i came to know that the ecs has been rejected by the bank. After 8 months of emi how come a bank will reject the payment. Something is not right.

Now all of a sudden i received a call from the call centre stating that a guy will come to you house kindly sign the ecs mandate form.

Iam still thinking whether to sign or not. Also without informing they have reduced my emi card value.

Once bajaj finserv was the best, but now its not.

My name is balkis fathim a (Customer id[protected]
Contact no: [protected].
Residential address: no:2380, dr. Ambedkar nagar, west velachery, chennai-600 088.
I have taken 7 loans for home product by using bajaj emi card. I have been paying my emi amount on the correct date. Resently 05/07/2017 one of my due amount is 4, 250/- (4030cd[protected] but they have added some extra amount in the due without my knowledge and made my cheque bounce. I have the bank statement proof that i was having the due amount of 4, 250/- in my account. Bajaj collecting agents contacted us and talked rudly and badly to me and my husband. They made us so depressed and they gave mental trouble by calling frequently every one second. That agent names are udhya ([protected]) & ravathi. I have the recording calls they have talked me. The mistake is done by bajaj finserv and because of they mistakes i have to pay fine amount in my bank as will as in bajaj finserv. Kindly requested to solve my problem and i need my loss amount.

Hi Team,

This is Gaurav Deshpande,

I have purchased Mobile through Bajaj Finserv last year(June 2016), now my loan amount has been paid but I haven't received my EMI card yet.

Request you to please check and do the needful.

Below are my details

Gaurav Deshpande
Mobile-[protected]
Cust ID 33731231

Regards,
Gaurav Deshpande
Mo- [protected]