American Express Credit Card — Removal of name from defaulters list
This is Shobha Sharma. i was hoding AMEX credit card No. [protected]. On 7 April 2006, i received the settlement letter from the bank which states as under :
"This is to confirm that upon receipt and clearance of Rs. 12,000/- (Indian Rupees Twelve thousand only) in a maximum of 1 instalment vide cash/demand draft/cheque in favour of American Express Bank Limited the above mentioned card account shall stand settled in full and no further dues would be payable to American Express as regards this account."
Accordingly I had paid Rs. 12,000/- vide cheque No. 269714 dt. 7.4.2006 drawn at State Bank of Hyderabad. Clearance of this cheque has also been acknowledged verbally by the customer care of the Bank. But they are denying to give any No Due letter to me and confirm that the letter given at the time of settlement is the proof itself.
I have applied for a Personal Loan with HDFC bank. I got a verbal notice from them saying they were unable to process as SATYAM( database that shows defaulters list) shows my name as a defaulter. I request you to look into this matter as to why satyam is showing my name in defaulters list.
I want my name to be removed from defaulters list with satyam/cbil or any other organisation that holds data. Since I have got the settlement done and payment has also been made, I request you to take immediate action in this regard.
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