I am working at Sterling Hospital, Vadodara for the last couple of years. I had a Salary Account with Axis Bank, Vadodara Branch since September 2007.
My zero balance S. B. A/C No-[protected]
Axis Bank, Baroda branch has charged me Rs. 78.24 (on 30.06.2008) and Rs. 1,045.36 (on 30.07.2008) as a consolidated charges in 'zero balance account. The best part is their officers have neither mentioned nor they know for what they have charged me. After talking with them thrice they told me it was by mistake and it will be credited back very soon. After waiting for another 8-9 months, I have finally decided to close my account with specifically requesting them to give explanation for the charges.
They were kind enough to close my account without any explanation. Till today I am requesting them to revert those charges directly and indirectly through my Hospital...but, nothing happened.
This is to request you to do the needful.
Regards,
Dr. Jigish S. Shah
Aug 14, 2020
Complaint marked as Resolved
Personal — Complaint against a lien on salary account
I have a salary account since march 2008 with Gurgaon sector 56 Branch. As on 18th sep 2009 my account balance was 52,000 INR. i issued a cheque of 40,000 INR in favor of Sanjeev Dhiman, my elder brother who was in great need of money but the cheque got dishonoured on 24th sep 2009 due to insufficient funds. when i called ICICI bank i was told that there is a lien put on my account for 19,038 INR against a credit card that was issued to me by ICICI bank in the year 2006. this card was settled down on nov 15th 2008 for 6000 INR paid in favor of ICICI bank. according to the settlement letter (copy enclosed) that i have paid 6000 INR in two equal installments of 3000 each in Nov 2008 and Dec 2008. I also have the reciepts for the payments along with the settlement leter.Now ICICI bank says that they do not any information in their database of this Credit Card account being settled in Nov 2008 whereas the fact is that i have recieved a settlement letter in this regard form the bank which was personally recieved by me from the representative of the bank. Above all Bank do acknowledge the payments (reciept enclosed) made against this setlement in Nov 2008 and dec 2008 for 3000 INR each.
I am in touch with ICICI to sort out this discrepency at their end and also had writen to the senior officers in the head office in Mumbai. Have also sent the scannd copies of the payment reciepts and settlement letter on 19th sep 2009. However the matter is still pending and i am being harrassed by branch officials and not being allowed to withdraw my own money from the account.
Hence i am forced to take this step.
Kindly help me to get justice thru your good office.
Thanking you in anticipation of favourable reponse from your end.
Sincerly yours
Sandeep Dhiman