Bajaj Finserv Lending — EMI Card blocked | |||
Hello, Grievance Redressal Team & We Care Team This email is to inform you that I am holding a platinum EMI Card no : [protected] with Bajajfinserv. Recently my loan amount was cleared and i have not been received any confirmation email or letter from you. Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date and that was the reason Bajaj gave me a platinum emi card. Now my issue is my EMI Card has been blocked without any prior intimation. Reason for my card block is insufficient funds in between in one or two months.. Every month my EMI amount use to debit from my bank account on 5th day. But in between it happened twice that Emi was deducted a day prior only like 4th and due to insufficient funds on 4th my ecs bounced. Though on every 5th the money was there.. Due to insufficient funds i was over charged and my bank has charged bounced charges. The bank hit the ecs on 4th which was suppose to be hit on 5th, then where am I at fault. Due to this only my emi got bounced twice. But as a deligent citizen I went online and paid the emi's directly through the bajaj portal. I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, atleast they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only. This is really frustrating and disappointing to me I really dont understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet. I was talking your customer care and they promised a call back which was again not done. I was promised that my issue will be resolved asap. They have also suggested me to purchase the product by producing the documents, I even did that and my loan was rejected. Customer care is unable to give me the reason for it. However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance. I am with Bajaj from last 3 years and have cleared all the 5,6 loans I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card. I would be highly obliged. Desperately looking for positive response from your end. Details : Loan No.: 4050CD00266196, 4050CD00297177, 4050CD00197908, 4050CD00088081. (All loans paid and closed) EMI Card no : [protected] Regards Anshumita Singh Was this information helpful? | |||
 35 Comments | |||
Comments
Dear Anshumita,
Thank you for sharing your Loan Account Number.
We have already initiated the process of resolution of your query. You shall hear from us in the next 48 Working hours.
During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.
With regards,
weCare
Bajaj Finserv Lending
Thank you for sharing your Loan Account Number.
We have already initiated the process of resolution of your query. You shall hear from us in the next 48 Working hours.
During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.
With regards,
weCare
Bajaj Finserv Lending
Dear Anshumita,
As discussed over the call with reference to your EMI card: [protected], we would like to inform you that we are unable to unblock your EMI card in line with our credit policy.
We revise your EMI card status on regular basis based on factors like your previous spending and repayment pattern, unused card limits, CIBIL scores and overall loan performance.
This is updated by us from time to time and is dynamic in nature.
With Regards,
weCare,
Bajaj Finserv Lending
As discussed over the call with reference to your EMI card: [protected], we would like to inform you that we are unable to unblock your EMI card in line with our credit policy.
We revise your EMI card status on regular basis based on factors like your previous spending and repayment pattern, unused card limits, CIBIL scores and overall loan performance.
This is updated by us from time to time and is dynamic in nature.
With Regards,
weCare,
Bajaj Finserv Lending
Hello,
Grievance Redressal Team & We Care Team
This email is to inform you that I am holding a platinum EMI Card no : [protected] with Bajajfinserv. In Oct, 12 my loan amount was cleared. I have taken 3 to 4 loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date.
Now my issue is my EMI Card has been blocked without any prior intimation. Reason for my card block is insufficient funds on Aug, 12.. Every month my EMI amount use to debit from my bank account and my a/c from which EMI's are debited is 0 bal a/c. But in Aug, 12 it happened that Rs. 15/- were less in my a/c against my EMI amount and we were not aware about it or else we would have paid such lil amount of Rs. 25/- i mean no one wants that their EMI gets bounce only for lack of Rs. 25/- and above all that was my first and last installment that was bounced and that too by mistake and unknowingly.But as a deli gent citizen I went online and paid the emi along with the penalty.
I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, at least they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
This is really frustrating and disappointing to me I really don't understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
They have also suggested me to purchase the product by producing the documents,
However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.
I am with Bajaj from last 3 years and have cleared both the two loans I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.
I would be highly obliged.
Alisha B Patel
Grievance Redressal Team & We Care Team
This email is to inform you that I am holding a platinum EMI Card no : [protected] with Bajajfinserv. In Oct, 12 my loan amount was cleared. I have taken 3 to 4 loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date.
Now my issue is my EMI Card has been blocked without any prior intimation. Reason for my card block is insufficient funds on Aug, 12.. Every month my EMI amount use to debit from my bank account and my a/c from which EMI's are debited is 0 bal a/c. But in Aug, 12 it happened that Rs. 15/- were less in my a/c against my EMI amount and we were not aware about it or else we would have paid such lil amount of Rs. 25/- i mean no one wants that their EMI gets bounce only for lack of Rs. 25/- and above all that was my first and last installment that was bounced and that too by mistake and unknowingly.But as a deli gent citizen I went online and paid the emi along with the penalty.
I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, at least they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
This is really frustrating and disappointing to me I really don't understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
They have also suggested me to purchase the product by producing the documents,
However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.
I am with Bajaj from last 3 years and have cleared both the two loans I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.
I would be highly obliged.
Alisha B Patel
Bajaj Finserv Lending - EMI CARD BLOCKED
Grievance Redressal Team & We Care Team
This email is to inform you that I am holding a platinum EMI Card no : xxxx xxxx xxxx xxxx Bajajfinserv. Recently my loan amount was cleared and i have not been received any confirmation email or letter from you. Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date and that was the reason Bajaj gave me a platinum emi card.
I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, atleast they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
This is really frustrating and disappointing to me I really dont understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
I was talking your customer care and they promised a call back which was again not done. I was promised that my issue will be resolved asap.
They have also suggested me to purchase the product by producing the documents, I even did that and my loan was rejected. Customer care is unable to give me the reason for it.
However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.
I am with Bajaj from last 3 years and have cleared all the loans I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.
I would be highly obliged.
Desperately looking for positive response from your end.
Details : Loan No.: xxxx xxxx xxxx (All loans paid and closed)
EMI Card no : xxxx xxxx xxxx xxxx
Grievance Redressal Team & We Care Team
This email is to inform you that I am holding a platinum EMI Card no : xxxx xxxx xxxx xxxx Bajajfinserv. Recently my loan amount was cleared and i have not been received any confirmation email or letter from you. Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date and that was the reason Bajaj gave me a platinum emi card.
I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, atleast they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
This is really frustrating and disappointing to me I really dont understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
I was talking your customer care and they promised a call back which was again not done. I was promised that my issue will be resolved asap.
They have also suggested me to purchase the product by producing the documents, I even did that and my loan was rejected. Customer care is unable to give me the reason for it.
However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.
I am with Bajaj from last 3 years and have cleared all the loans I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.
I would be highly obliged.
Desperately looking for positive response from your end.
Details : Loan No.: xxxx xxxx xxxx (All loans paid and closed)
EMI Card no : xxxx xxxx xxxx xxxx
m,
I have paid my dues regularly. Due to some issue is April month, my card has got blocked. I have also completed one successful loan with you. Please activate my card, as I need to make a purchase. I have sent many emails to [protected]@bajajfinserv.in but no response. My card number is [protected]
Thanks,
Mahaveer gandhi mutha
[protected]
I have paid my dues regularly. Due to some issue is April month, my card has got blocked. I have also completed one successful loan with you. Please activate my card, as I need to make a purchase. I have sent many emails to [protected]@bajajfinserv.in but no response. My card number is [protected]
Thanks,
Mahaveer gandhi mutha
[protected]
m,
I have paid my dues regularly. my card has got blocked. I have also completed three successful loan with you. Please activate my card, as I need to make a purchase. My card number is [protected]
Thanks,
S.HARIKRISHNAN
[protected]
I have paid my dues regularly. my card has got blocked. I have also completed three successful loan with you. Please activate my card, as I need to make a purchase. My card number is [protected]
Thanks,
S.HARIKRISHNAN
[protected]
Hi
Request you to please unblock my EMI card. I have successfully cleared 3 loans. I want to purchase something.
5770CD03415524
5770CD01320451
5770CD00264104
[protected]
Priyanka sawant
Request you to please unblock my EMI card. I have successfully cleared 3 loans. I want to purchase something.
5770CD03415524
5770CD01320451
5770CD00264104
[protected]
Priyanka sawant
Hiiii sir, my card was blocked please activate my card [protected]
my card was blocked please reactivate my card [protected]
Hello
We Care Team
This email is to inform you that I had EMI Card no : [protected] with Bajajfinserv. Recently my all EMI due was cleared Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date.
Now my issue is my EMI Card has been blocked without any prior intimation. Reason for my card block is insufficient funds in between in one or two months.. Every month my EMI amount use to debit from my bank account on 2th day. But in between it happened twice that Emi was deducted a day prior only like 1th and due to insufficient funds on 2th my ecs bounced. Though on every 3th the money was there.. Due to insufficient funds i was over charged and my bank has charged bounced charges. The bank hit the ecs on 2th which was suppose to be hit on 2th, then where am I at fault. Due to this only my emi got bounced twice. But as a deligent citizen I went online and paid the emi's directly through the bajaj portal.
I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, atleast they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
This is really frustrating and disappointing to me I really dont understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
I was talking your customer care and they promised a call back which was again not done. I was promised that my issue will be resolved asap.
They have also suggested me to purchase the product by producing the documents, I even did that and my loan was rejected. Customer care is unable to give me the reason for it.
However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.
I am with Bajaj from last 6 months and have cleared all the 6 EMI I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.
I would be highly obliged.
Desperately looking for positive response from your end.
Details :
EMI Card no : [protected]
Regards
Amogha.G
We Care Team
This email is to inform you that I had EMI Card no : [protected] with Bajajfinserv. Recently my all EMI due was cleared Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date.
Now my issue is my EMI Card has been blocked without any prior intimation. Reason for my card block is insufficient funds in between in one or two months.. Every month my EMI amount use to debit from my bank account on 2th day. But in between it happened twice that Emi was deducted a day prior only like 1th and due to insufficient funds on 2th my ecs bounced. Though on every 3th the money was there.. Due to insufficient funds i was over charged and my bank has charged bounced charges. The bank hit the ecs on 2th which was suppose to be hit on 2th, then where am I at fault. Due to this only my emi got bounced twice. But as a deligent citizen I went online and paid the emi's directly through the bajaj portal.
I was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, atleast they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
This is really frustrating and disappointing to me I really dont understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
I was talking your customer care and they promised a call back which was again not done. I was promised that my issue will be resolved asap.
They have also suggested me to purchase the product by producing the documents, I even did that and my loan was rejected. Customer care is unable to give me the reason for it.
However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.
I am with Bajaj from last 6 months and have cleared all the 6 EMI I took from them. Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.
I would be highly obliged.
Desperately looking for positive response from your end.
Details :
EMI Card no : [protected]
Regards
Amogha.G
Hi Team
This is vishnu raja R
Request you to please unblock my EMI card. NO: [protected].
I want to purchase something.
This is vishnu raja R
Request you to please unblock my EMI card. NO: [protected].
I want to purchase something.
Hiiii sir,
From -Mangesh Seetaram Pisal.
my card was blocked please activate my card [protected]
Regards,
Mangesh Pisal.
From -Mangesh Seetaram Pisal.
my card was blocked please activate my card [protected]
Regards,
Mangesh Pisal.
Hi Sir,
Kindly unblock my EMI card. NO:[protected].
I want to purchase something.
Thanks!
Arun Gaur
Kindly unblock my EMI card. NO:[protected].
I want to purchase something.
Thanks!
Arun Gaur
Hello Team
I have paid my EMI regularly. my card has got blocked. I have also completed FOUR successful EMI with you. Please activate my card, as I need to make a purchase. My card number is [protected]
Do the Needfull
I have paid my EMI regularly. my card has got blocked. I have also completed FOUR successful EMI with you. Please activate my card, as I need to make a purchase. My card number is [protected]
Do the Needfull
I have paid my dues regularly. my card has got blocked. I have also completed two successful loan with you. Please activate my card, as I need to make a purchase. My card number is [protected]
Activate my card I want to buy something card num is [protected]
Hi
Request you to please unblock my EMI card. I have successfully cleared 2 loans. I want to purchase something on urgent basis.
4J2RCD19145515
4J2RCD24318037
[protected] - CARD NUMBER
NISCHITHA
Request you to please unblock my EMI card. I have successfully cleared 2 loans. I want to purchase something on urgent basis.
4J2RCD19145515
4J2RCD24318037
[protected] - CARD NUMBER
NISCHITHA
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This is prakash desai
I request you to unblock my platimun emi card no [protected].
Got a message in june sayin emi card is unblocked..now again in 3 months its blocked...
Want to mk an urgent purchase..
Do the needful