[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
734 Comments | |
Comments
my name is appearing in the CBIL List please send the details
Respected sir,
I have applied for personal loan from SBI and my application is kept pending due to CIBIL Reort dated[protected]. The report says that there are some ' over due' amounts of my standing suerity as garaunter. But the said loan accounts were closed long back. Hence I request you to kindly send the details of the credit report immediately as I am in dire necessity of loan which was applied on[protected]. My cibil control number is 40, 13, 23, 127.
Thanking you
yours faithfully
Ch Rama Murthy
Flat no.114
Block-4, JPH, Lalapet, Secunderabad- AP
I have applied for personal loan from SBI and my application is kept pending due to CIBIL Reort dated[protected]. The report says that there are some ' over due' amounts of my standing suerity as garaunter. But the said loan accounts were closed long back. Hence I request you to kindly send the details of the credit report immediately as I am in dire necessity of loan which was applied on[protected]. My cibil control number is 40, 13, 23, 127.
Thanking you
yours faithfully
Ch Rama Murthy
Flat no.114
Block-4, JPH, Lalapet, Secunderabad- AP
from:
Nandkishor v. Jire
Pan No :AAPPJ1584R
c/o, Nashik rearch center pvt.ltd.
Ajinkya Medical
Bhabhanagar, kout ghat road,
Nashik.
Cell : [protected]
Ph. 0253.2595977
The Officer
CIBIL, Mumbai.
Sub : Update my cibil report………..
Respected sir,
Due to incorrect of my cibil report, the bankers has unable to sanction my housing loan.
As it is important and urgent for me and my future, sir, please due to needful.
The correction is as follows ;
The loan in which I am gauranter, date of disbursement 18.01.2003 amount Rs. 3, 00, 000.00 on the name of
Mr. Sudhakar P. Jire from HDFC bank It was already closed and NOC from the said bank which I have attaeched.
The second loan in which I am gauranter Date of disbursement 19.04.2004 on the name of Mr. B.V.Jire from
LIC amount Rs. 7, 00, 000 .00 . It was already closed and NOC from the said bank which I have attached
One of two wheeler loan from icici bank the balance amount is shown in statement which is already closed and NOC from the said bank I have attached.
Also the credit card dues shown is statement which is already closed.
The Housing loan from the bank Indiabull which never taken .
So, Please update and clearfy my cibil account as early as possible.
Please do the needful
Thanking you,
Yours truly,
Mr.N.V.Jire.
Nandkishor v. Jire
Pan No :AAPPJ1584R
c/o, Nashik rearch center pvt.ltd.
Ajinkya Medical
Bhabhanagar, kout ghat road,
Nashik.
Cell : [protected]
Ph. 0253.2595977
The Officer
CIBIL, Mumbai.
Sub : Update my cibil report………..
Respected sir,
Due to incorrect of my cibil report, the bankers has unable to sanction my housing loan.
As it is important and urgent for me and my future, sir, please due to needful.
The correction is as follows ;
The loan in which I am gauranter, date of disbursement 18.01.2003 amount Rs. 3, 00, 000.00 on the name of
Mr. Sudhakar P. Jire from HDFC bank It was already closed and NOC from the said bank which I have attaeched.
The second loan in which I am gauranter Date of disbursement 19.04.2004 on the name of Mr. B.V.Jire from
LIC amount Rs. 7, 00, 000 .00 . It was already closed and NOC from the said bank which I have attached
One of two wheeler loan from icici bank the balance amount is shown in statement which is already closed and NOC from the said bank I have attached.
Also the credit card dues shown is statement which is already closed.
The Housing loan from the bank Indiabull which never taken .
So, Please update and clearfy my cibil account as early as possible.
Please do the needful
Thanking you,
Yours truly,
Mr.N.V.Jire.
sir
i have take many loan but i m not defoltar
i have take many loan but i m not defoltar
I had applied for a car loan form SBI, but the same was rejected due to CIBIL report. According to CIBIL I have some( 05 No.) credit card amount written off in my account; I have only two credit card( i.e ICICI bank and Citi bank ) .On which no amount is due except ICICI bank and that is also current due (i.e Rs6681/-) . I want to know the details of credit cards ( i.e Bank name and card no. ) so that the issue can be sorted out
I am absolutely fed up and have being going in circle with issue. Can somebody help me? Does the remark on my account mean I will not be able to avail loan for the rest of my life?
My details(Name) : manoj kumar ballal
PAN card no.ANFPB5816P
I am absolutely fed up and have being going in circle with issue. Can somebody help me? Does the remark on my account mean I will not be able to avail loan for the rest of my life?
My details(Name) : manoj kumar ballal
PAN card no.ANFPB5816P
Hi,
I had applied for a Housing Loan from SBI, but the same was going to be rejected due to CIBIL report. According to CIBIL I have one Personal Loan of Rs 78, 000/- (out of Rs 16, 319/- overdue) and one Auto Loan of Rs 39, 200/- (out of Rs 14, 186/- is the current Balance). I asked you to give me the name of the Bank / Financial organization; so that the issue can be sorted out. I am giving you the 9 digit control number - 39.81.62.316 (Member reference no. SBI).
I am absolutely fed up and don’t understand what to do. Kindly take the case as an urgent basis and send the name of the Bank / Financial Institution as early as possible. Please do the needful.
Regards,
MD. SUJIT KUMAR SARKAR
[protected]
I had applied for a Housing Loan from SBI, but the same was going to be rejected due to CIBIL report. According to CIBIL I have one Personal Loan of Rs 78, 000/- (out of Rs 16, 319/- overdue) and one Auto Loan of Rs 39, 200/- (out of Rs 14, 186/- is the current Balance). I asked you to give me the name of the Bank / Financial organization; so that the issue can be sorted out. I am giving you the 9 digit control number - 39.81.62.316 (Member reference no. SBI).
I am absolutely fed up and don’t understand what to do. Kindly take the case as an urgent basis and send the name of the Bank / Financial Institution as early as possible. Please do the needful.
Regards,
MD. SUJIT KUMAR SARKAR
[protected]
SIR,
I AM A DEFAULTER OF A CAR LOAN, MY CAR WAS REPOSSESSED BY THE BANK, BUT THEY DID NOT GIVE ME ANY NOC . WHAT WILL I DO????
I AM A DEFAULTER OF A CAR LOAN, MY CAR WAS REPOSSESSED BY THE BANK, BUT THEY DID NOT GIVE ME ANY NOC . WHAT WILL I DO????
hello sir,
i have applied HOME loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
I have a car loan by hdfc, now i closed the loan but cibil show three other loan .but i cannot acept this loan.Please provide me the details.name vijay kumar jain
pan no.ACGPJ9123P DOB[protected]
i have applied HOME loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
I have a car loan by hdfc, now i closed the loan but cibil show three other loan .but i cannot acept this loan.Please provide me the details.name vijay kumar jain
pan no.ACGPJ9123P DOB[protected]
Citifinancial Auto & Personal Loan — Clearing Cibil Report
I have cleared the auto loan and personal loan of citi finance in Nov 2008.For both i am having NOC from bank.But in my cibil report these two loans are still showing pending.I have given complaint so many times to citi finance and cibil but no one is taking action on this matter.Because of bad cibil report i am not eligible for any loan.i am facing so many problems becaues of this.Now what should i have to do.
Dinesh Chinchwade
+91 [protected]
I want to know whether my name is in CIBIL report. My name is Himanshu Agrawal and Pan card detail is AKMPA5524F
Sir,
My name is Ramesh and i have credit crds from Standard charterd bank and HSBC. due to charging huge amounts as penalties and late payment, i closed both the cards as per respected bank people instructions and got the settelment letters by paying the lumpsum amount what they decided. recently i applied for home loan, they denied due to CIBIL information shows both are overdues and not considering both the settelment letters. here could you pls confirm me ...banks are recovering the amount from the people, even though they are not updating the CIBIL report. moreover if the person setteled with his Account due to so many reasons ( Like personal financial position or bank side harasments) will not get any loan from any bank in his entire life ?...who made this pathetic rule...what is the permanent solution for this to get removed name from CIBIL.?
why credit card sections of every bank is harrassing and playing with people finacial background at present and future.?.
why RBI is not taking care of this kind of illegal issues entertaining by banks.
There is no such kind of actions to take to stop this Non-sense. ?
reuesting you to pls show some solution for all who are facing this problems from many of years.
Thanks in Advance
Ramesh
Hyderabad.
My name is Ramesh and i have credit crds from Standard charterd bank and HSBC. due to charging huge amounts as penalties and late payment, i closed both the cards as per respected bank people instructions and got the settelment letters by paying the lumpsum amount what they decided. recently i applied for home loan, they denied due to CIBIL information shows both are overdues and not considering both the settelment letters. here could you pls confirm me ...banks are recovering the amount from the people, even though they are not updating the CIBIL report. moreover if the person setteled with his Account due to so many reasons ( Like personal financial position or bank side harasments) will not get any loan from any bank in his entire life ?...who made this pathetic rule...what is the permanent solution for this to get removed name from CIBIL.?
why credit card sections of every bank is harrassing and playing with people finacial background at present and future.?.
why RBI is not taking care of this kind of illegal issues entertaining by banks.
There is no such kind of actions to take to stop this Non-sense. ?
reuesting you to pls show some solution for all who are facing this problems from many of years.
Thanks in Advance
Ramesh
Hyderabad.
Hello Sir,
I had 2 Standard charted credit cards. One linked to other. I dropped a cheque for both the cards with whole outstanding amount. Do to mishandling of the cheque from bank end they lost one of the cheque. THen then called me for the payment. By that time I stopped payment fro that lost cheque. Later bank asked me to pay latepayment fee & all. I told that I have made payment against the cheque stopping & again if I have to pay latepayment fee I won't do the payment. This happned in 2008 Jan. THen they didn't call me & blocked all my cards. I thought it will be settled. Now when I applied for a personal loan I came to know that I am listed as defaulter. Am not sure if SC has listed me as defaulter. I checked with SC & they say they don't have my records. Please help me in finding out who has put me as defaulter & how shall I get rid of that.
Thanks in advance.
Raghu Ramaswamy
I had 2 Standard charted credit cards. One linked to other. I dropped a cheque for both the cards with whole outstanding amount. Do to mishandling of the cheque from bank end they lost one of the cheque. THen then called me for the payment. By that time I stopped payment fro that lost cheque. Later bank asked me to pay latepayment fee & all. I told that I have made payment against the cheque stopping & again if I have to pay latepayment fee I won't do the payment. This happned in 2008 Jan. THen they didn't call me & blocked all my cards. I thought it will be settled. Now when I applied for a personal loan I came to know that I am listed as defaulter. Am not sure if SC has listed me as defaulter. I checked with SC & they say they don't have my records. Please help me in finding out who has put me as defaulter & how shall I get rid of that.
Thanks in advance.
Raghu Ramaswamy
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+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
I also request you to kindly inform how and when any Credit card was supplied to me without my authentic signature as the PAN No. and date of Birth is purporated to be identical where address is different and supporting document is wanting from CIBIL.
Ref: PAN No-ADEPD1254C