Dewan Housing Finance Corporation [DHFL]

[Resolved] DHFL Bank — CHARGING HIGH INTEREST RATE ON HOME LOAN ON EXISTING CUSTOMER

mahabir091

from Mumbai, Maharashtra

Address:

Uttar Pradesh

dear sir,
I mahabir here
i have taken a home loan from the DHFL BANK.it is variable rate of
interest type of loan, rate of interest is as per the market, now what
is happening that they are offering a new home [protected]@ rate of 10.75%
but for my old loan they are charging @ rate of 11.5%. i m sending
email to the bank, they r not replying. i talked on phone ,they saying
this is the rule of the bank. plz can u advice me what legal action i
can take against the bank.
best regards
mahabir

my home address: 248/A Hardeo nagar karrhi ,gunjan vihar kanpur nagar-208027
Mobile number:[protected]

bank address:27/6/1 Upper Ground Floor Taz Plaza
Madan Mohan malviya Marg ( Near Krishi Bhawan )
Lucknow

Dharmender Ram
ASSISTANT MANAGER
DHFL
Branch Office, Lucknow
Tel No:[protected]/14
Mobile No:[protected]
EMail- Dharmender.Ram

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Aug 13, 2020

Complaint marked as Resolved

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Comments

Complainant4286045

from Jaisalmer, Rajasthan

YOU CHEATERS REDUCE THE INTEREST RATE OTHERWISSE CURSES ARE GIVEN BY MANY PEOPLE WHICH CAN HARM YOU...GOOD LUCK

jagpreet singh

from Tirur, Kerala

Home Loan — High rate of interest WHY?

Respected Sir,
Hello!
This is for your kind information that we took Home loan from your bank 6 years ago...At that time,the interest rate was 8.5%...Now it has increased up to more than 16.25%.....But everyday, the adds are showing about 9 or 10% interest rate on home loans.Please let us know the reason behind it..
Thanks..
yours Sincerly,
Jagpreet Singh Virk
LOAN NO-LBLUD[protected]
[protected]@rediffmail.com

komuraiah

from Chandigarh, Chandigarh

Home Loan — interest rate

sir i have tken home loan in march 2005.manager tell me fixed rate is 8%,but he write in the document 9%.please tell me atual rate of interest in march 15/2005.
please most urgent,i wait for your infomation.
PLESE SEND INFORMATION MY E-MAIL nuthanaganti.[protected]@gmail.com
THANK YOU.

dev885

from Mumbai, Maharashtra

hi mahabir,
Myself devendra from Noida. Yes you are right. They only know to increase rate of interest and never reduce it. If in future RBI revised their policy and i[censored]nfortunately they increase rate of interest then definitely DHFL will increase but if in market interest rate goes down they will never do the same. I took loan in 2010 @8.5 and now it is 11.5%. They always increased my ROI but never reduced it. I really do not know what action we can take. Is any guideline of RBI for this. what is the meaning of floating ROI? if it never goes down. It must be only increasing ROI.
I was trying for loan transfer in other bank. Now they are changing 562/-Rs if you demand foreclosure letter earlier it was free of cost.
almost all bank do same if you want DHFL do reduce ROI then you have to pay conversion fee.

if you find any solution for same please share with me...[protected]@gmail.com

Shweta_S_Singh

from Delhi, Delhi

Even this company is having one of their agent Called Anand Dhuri, based in mumbai and running a company by the name of an and finance and strategic advisors pvt ltd is making borrowers fool tell them that he will manage to give loans from this company on lower rate of interest and charge the 10 - 30 lacs rupees as the cost of due diligence or processing fee. Afterward making them fool via saying monday you will get the status on monday he say friday will surely you will get your money. that passes the time day to weeks, weeks to months and them months to year... he is a big time fraud, cheater never deposit money to him. he did not even a single transition in his life till now.

rest you are at your own risk

Shweta.