Comments
Guys no point taking all this here lets get together & Take the fight to HDFC.
I have created a group on Yahoo join it so that we can approch HDFC with our demands.
changed the name of the group
http://in.groups.yahoo.com/group/hdfchomeloancustomers/
Nitin Grover
Advocate
[protected]
I have created a group on Yahoo join it so that we can approch HDFC with our demands.
changed the name of the group
http://in.groups.yahoo.com/group/hdfchomeloancustomers/
Nitin Grover
Advocate
[protected]
Guys
I have created a group for HDFC home Loan customers.It shall tackle the issues related with HDFC .This Group is open to all HDFC loan customers of New Town Height and Express Grens Memebers or for any different property they may hold.We will only be discussing related with HDFC Home LOAN.
In case you guys have taken a loan from HDFC please join it.
http://in.groups.yahoo.com/group/hdfchomeloancustomers/
Group Name Changed.
I also have loan from HDFC & its no fun paying them this high rate of interest.
They keep offering lower rates to new customers once they fall in tran the interest rate for them also goes up.
This group is for existing home loan customers.
Lets get together & Thanks for your support.
Regards
Nitin
[protected]
I have created a group for HDFC home Loan customers.It shall tackle the issues related with HDFC .This Group is open to all HDFC loan customers of New Town Height and Express Grens Memebers or for any different property they may hold.We will only be discussing related with HDFC Home LOAN.
In case you guys have taken a loan from HDFC please join it.
http://in.groups.yahoo.com/group/hdfchomeloancustomers/
Group Name Changed.
I also have loan from HDFC & its no fun paying them this high rate of interest.
They keep offering lower rates to new customers once they fall in tran the interest rate for them also goes up.
This group is for existing home loan customers.
Lets get together & Thanks for your support.
Regards
Nitin
[protected]
I have purchased a plot from builder, whoos file has been approved by HDFC for Home Loan. So i have applied for loan of 11 llacs to hdfc for purchase of plot & Construction. HDFC has sanctioned the amount of 11 lacs. they have issued me Rs.6 lacs for purchaing the plot and construction. i have completed the construction but still they havent rerleased the balance amount of 5 lacs. when i have demanded the same, they told me that Plot is not released by NIT/NMC for construction, so we are unable to release the balance amount.
my first question is how the builder file has been kept approved by HDFC at their office for sanctioning the loan? Why they havent seen it earliar.?
Now after more than two years, this plot has been rerleased by NIT/NMC for construction. Release lettar from the competent authority has been submttd by me to HDFC begging that please release the balance amount?
But now they are asking for sanctioned map from NIT. Still they havebnt release my balance amount. somehow i have borrowed money from money lendors and completed the construction.
Sujjest what is to be done?
my first question is how the builder file has been kept approved by HDFC at their office for sanctioning the loan? Why they havent seen it earliar.?
Now after more than two years, this plot has been rerleased by NIT/NMC for construction. Release lettar from the competent authority has been submttd by me to HDFC begging that please release the balance amount?
But now they are asking for sanctioned map from NIT. Still they havebnt release my balance amount. somehow i have borrowed money from money lendors and completed the construction.
Sujjest what is to be done?
I have purchased a plot from builder, whoos file has been approved by HDFC for Home Loan. So i have applied for loan of 11 llacs to hdfc for purchase of plot & Construction. HDFC has sanctioned the amount of 11 lacs. they have issued me Rs.6 lacs for purchaing the plot and construction. i have completed the construction but still they havent rerleased the balance amount of 5 lacs. when i have demanded the same, they told me that Plot is not released by NIT/NMC for construction, so we are unable to release the balance amount.
my first question is how the builder file has been kept approved by HDFC at their office for sanctioning the loan? Why they havent seen it earliar.?
Now after more than two years, this plot has been rerleased by NIT/NMC for construction. Release lettar from the competent authority has been submttd by me to HDFC begging that please release the balance amount?
But now they are asking for sanctioned map from NIT. Still they havebnt release my balance amount. somehow i have borrowed money from money lendors and completed the construction.
Sujjest what is to be done?
my first question is how the builder file has been kept approved by HDFC at their office for sanctioning the loan? Why they havent seen it earliar.?
Now after more than two years, this plot has been rerleased by NIT/NMC for construction. Release lettar from the competent authority has been submttd by me to HDFC begging that please release the balance amount?
But now they are asking for sanctioned map from NIT. Still they havebnt release my balance amount. somehow i have borrowed money from money lendors and completed the construction.
Sujjest what is to be done?
I have purchased a plot from builder, whoos file has been approved by HDFC for Home Loan. So i have applied for loan of 11 llacs to hdfc for purchase of plot & Construction. HDFC has sanctioned the amount of 11 lacs. they have issued me Rs.6 lacs for purchaing the plot and construction. i have completed the construction but still they havent rerleased the balance amount of 5 lacs. when i have demanded the same, they told me that Plot is not released by NIT/NMC for construction, so we are unable to release the balance amount.
my first question is how the builder file has been kept approved by HDFC at their office for sanctioning the loan? Why they havent seen it earliar.?
Now after more than two years, this plot has been rerleased by NIT/NMC for construction. Release lettar from the competent authority has been submttd by me to HDFC begging that please release the balance amount?
But now they are asking for sanctioned map from NIT. Still they havebnt release my balance amount. somehow i have borrowed money from money lendors and completed the construction.
Sujjest what is to be done?
my first question is how the builder file has been kept approved by HDFC at their office for sanctioning the loan? Why they havent seen it earliar.?
Now after more than two years, this plot has been rerleased by NIT/NMC for construction. Release lettar from the competent authority has been submttd by me to HDFC begging that please release the balance amount?
But now they are asking for sanctioned map from NIT. Still they havebnt release my balance amount. somehow i have borrowed money from money lendors and completed the construction.
Sujjest what is to be done?
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HDFC was very quick in following any RBI rate increase, but now when RBI has continiously been reducing the rates HDFC is openly not ready to reduce the rates. Moreover they are trying to trap the existing customers at higher rate or exit with higher charges.
Since home loans are long term...even a small 0.5% interest difference on a higher loan amount make a sizable difference in outstanding/tenure. And HDFC has atleast 3.5%+ higher rate of interest than others like SBI. Bottom line...NO HDFC LOAN again... go for PSU