[Resolved] ICICI Bank Loan — Harassment by Bank/Recovery Agents | |
I had taken Auto Loan from ICICI Bank, Guwahati. Due to loss of my Job I could not pay the Four Instalments. Befor that my Seven Instalments were lapsed and were paid back. At that time Bank officer Mr. Manas Choudhary[protected] did not put such pressure. Now while four instalments are pending, but mr. Choudhary, influenced by the same company which I left and do not to join again, is puttind undue pressure. I asked him to send an email what he was telling verbally that 29th June 2009 is closing date, he furiously refused it. Sir, some local companies want to hire me on cheaper salaries which I refused. Mr. Manas Choudhary and few of his collection agents-Mr. Diganto Gogoi-[protected] are designing to put pressure on me influenced by those companies. Sir, pls. help me out, I will pay all the dues of Bank before October 2009, as I am in process of getting good assignments. Because of General elections 2009, I could not get any assignment for last three months. I am a Business Development Consultant at Guwahati. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 7 Comments | |
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ICICI Bank Loan — plz give me details loan account no-LCBNGXX1185
Dear sir,my name is jyotiram sukhdeo jadhav. mobile no-[protected], icici bank customar care sms recived your loan account no-LCBNGXX1185.emi Rs18242.because i not takan for any loan icici bank
I did like to share my problem with you and I request a solution for the same.
I had applied an application for Rs. 50, 000 as a personal loan from ICICI Bank but bank disbursed 4, 88, 764/- in place of 50, 000/- in my SB account without any information without knows my repaying capacity, I went to Bank to return this loan but bank said as per the policy we can not cancel this loan before six month. I have informed to Chairman, CEO, PL Manager, Credit Manager of ICICI Bank that my salary is 6500 per month and can not pay 16030 per month so cancel this loan but bank have not listen my problem.
At last I have planned how can earn money to repay this amount with interest to Bank, I have invest in business and failure in business. Presently I am jobless, now due to which I could not repay the loan amount. The bank guys started harassing me by sending goondas to my company and to my residence
I had applied an application for Rs. 50, 000 as a personal loan from ICICI Bank but bank disbursed 4, 88, 764/- in place of 50, 000/- in my SB account without any information without knows my repaying capacity, I went to Bank to return this loan but bank said as per the policy we can not cancel this loan before six month. I have informed to Chairman, CEO, PL Manager, Credit Manager of ICICI Bank that my salary is 6500 per month and can not pay 16030 per month so cancel this loan but bank have not listen my problem.
At last I have planned how can earn money to repay this amount with interest to Bank, I have invest in business and failure in business. Presently I am jobless, now due to which I could not repay the loan amount. The bank guys started harassing me by sending goondas to my company and to my residence
I did like to share my problem with you and I request a solution for the same.
I had applied an application for Rs. 50, 000 as a personal loan from ICICI Bank but bank disbursed 4, 88, 764/- in place of 50, 000/- in my SB account without any information without knows my repaying capacity, I went to Bank to return this loan but bank said as per the policy we can not cancel this loan before six month. I have informed to Chairman, CEO, PL Manager, Credit Manager of ICICI Bank that my salary is 6500 per month and can not pay 16030 per month so cancel this loan but bank have not listen my problem.
At last I have planned how can earn money to repay this amount with interest to Bank, I have invest in business and failure in business. Presently I am jobless, now due to which I could not repay the loan amount. The bank guys started harassing me by sending goondas to my company and to my residence
I had applied an application for Rs. 50, 000 as a personal loan from ICICI Bank but bank disbursed 4, 88, 764/- in place of 50, 000/- in my SB account without any information without knows my repaying capacity, I went to Bank to return this loan but bank said as per the policy we can not cancel this loan before six month. I have informed to Chairman, CEO, PL Manager, Credit Manager of ICICI Bank that my salary is 6500 per month and can not pay 16030 per month so cancel this loan but bank have not listen my problem.
At last I have planned how can earn money to repay this amount with interest to Bank, I have invest in business and failure in business. Presently I am jobless, now due to which I could not repay the loan amount. The bank guys started harassing me by sending goondas to my company and to my residence
Dear Sir,
I would like to inform you that I took Personal Loan from ICICI Bank. I did the settlement with Bank by paying them 20, 000 Rs and paid the amount by Pay order from my current account to ICICI BANK.
I have full and final settlement letter from them however they did not return my cheques and presented one in the bank and it got bounced and they sent me notice under section 138. Kindly suggest me what should i do because i have paid the full amount and than also they are harrasing me.
I want to take them to consumer Court Kindly help in this Regard
Regards
SARFARAZ KHAN
Contact Number [protected]
I would like to inform you that I took Personal Loan from ICICI Bank. I did the settlement with Bank by paying them 20, 000 Rs and paid the amount by Pay order from my current account to ICICI BANK.
I have full and final settlement letter from them however they did not return my cheques and presented one in the bank and it got bounced and they sent me notice under section 138. Kindly suggest me what should i do because i have paid the full amount and than also they are harrasing me.
I want to take them to consumer Court Kindly help in this Regard
Regards
SARFARAZ KHAN
Contact Number [protected]
I have taken car loan of Rs 7 lakhs from KarurVysya Bank repayable in 48 months at Rs17089/-PM at 8 % ratae of interest in February 2006 to be closed by Febraury 2010.Bank gave me EMI Work sheet& i have been paying the installments promptly since bank was debiting the car laon monthly payable amount from my SB account. In 8/2006 i got a letter from bank staing thay we are compelled to increase the rate of interest (ROI) for your borrowal account/s from 8.5% to 9% with effect from 7-8-2006.There is no clear noting in hypothication deed also wheather the loan i have taken is fixed or floating ROI. Now after having paid all the installments the bank is telling i have pay another 35000/- being the change in ROI.I asked the bank to give me the detailed caculations how the said amount has come and the exact dates as & when there was change in ROI from time to time Till to though 2 months past there is no reply or letter of clarification from bank and they have not given me HP Termination letter also .by this i am unable to sell my car & clear personal loans. Plz advise how to proceed further? Wom to be contacted Or complaint to be made.
I am perchase at two wheeler bike in 7/11/2005 please give me loan no my name nagesh shivappa koli it s urgent sir
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ICICI Bank Limited — HARASSMENT FOR AUTO LOANS REPAID
WE HAVE TAKEN LOAN VIDE A/C NO. LADEL[protected] OF ICICI BANK LIMITED.WE HAVE ALSO VISITED THEIR OFFICES AS REQUESTED BY CUSTOMER SERVICE i.e. JHANDEWALLAN, ROHINI AND SHOW THE ORIGINAL RECEIPT. THEY HAVE GIVE US ASSURANCE THAT THE PAYMENT IS BEING SETTLE DOWN IN FEW DAYS. AFTER THAT WE ARE CONTINEOUSLY IN RECEIPT OF CALLS/ SMS DAILY FORM THEM REGARDING REPAYMENT OF CAR LOAN WHILE WE HAVE ALLREADY PAID THE SAME ON 28.01.2007 VIDE RECEIPT NO. L[protected] TO THEIR REPRESENTATIVE.
1000 TIMES WE HAVE CALL YOUR CUSTOMER CARE NOS. BUT NOT GET ANY PROPER SOLLUTION FOR THE SAME.
FOR THEIR REFERENCE WE HAVE SEND SCANNED COPY OF RECEIPT MANY TIMES.
BUT NOT SETTLE DOWN THE OUTSTANDING FOR THE MONTH TILL YET.
ARUN KUMAR
[protected]