Comments
i want to bank statement loan but bank do not give me loan
ICICI Bank — Car loan papers
Dear sir,Its around more than one and half month passed i am still struggling with icici people to return my original papers back, that i have provided for car loan. In spite of regular follow ups and several request to even senior person of your bank Mr. manish mallaha ([protected]) & Mr suresh ([protected]) am not getting my papers back. Already i have going through the heavy loss by canceling the insurance of car, that i have get it done by these icici people. I am really very shocked by seeing these people behavior in last few months and will never suggest to any one. Please can any body suggested where i should i do complaint for these people.
Please advise me.
Thanks
Sumit Kumar Goel
Dear Yatendra,
We have made a note of your loan account number. We will get in touch with you at the earliest.
Regards,
ICICI Bank Customer Service Team
We have made a note of your loan account number. We will get in touch with you at the earliest.
Regards,
ICICI Bank Customer Service Team
i have taken Loan against Securities (LAS)/Overdraft Facility ,icici bank worst bank
Subject: Ms Priyanka Rajendra Prasad (ICICI Bank Ltd, Savings A/C No.
[protected],Loan A/c No.[protected],
Demat Details: Client ID:302902,Beneficiary A/C:[protected]
Dear Sir/Madam,
Please note that I applied in Oct, 2006 to ICICI Bank Ltd,Vashi, Navi
Mumbai for a Loan against Securities (LAS)/Overdraft Facility with a
Maximum Limit (Rs. 20,00,000/-) and pledged my/my sister’s Shares
accordingly.
I availed Loans to help my parents, sisters and partly for share trading.
The said Bank sold my shares without our intimation by letter,
telephone/mobile, telegram/phonogram, e-mail or others. Share details are :
i) 15.06.2007: Rs. 2,98,873.41, ii) 14.10.2008: Rs. 14,37,473.56 & iii)
10.12.2008: Rs. 2,31,464.34.On intimation I could have deposited cash or
pledged more my/sister’s Demat shares there or transferred to my Demat
Account from my sister’s account in other Bank in hours or within a couple
of days at the maximum.
I went many times for each sale to Bank’s Office at Vashi,Navi Mumbai and
particularly more for major sale of shares in October,2008 and then they
could sign my letter finally on 1.11.2008 & sent Contract Note dated
1.11.2008 (received on 08.11.2008)while this should be sent just after the
sale. First Contract Note to this effect was sent on 20.06.2007, the second
was sent on complain and the last wasn’t sent at all. Still my first letter
wasn’t replied. We sent 2nd letter on 06.09.2010 and replied after six
months on 09.02.2011 with three Exhibits-one a Telegram (8.10.2008) sent
from Andheri(E) to Andheri (E),Mumbai whereas my Telegraph Office is at
Vashi, Navi Mumbai. The other two Exhibits are not relevant as they are not
connected to these sales. All other as well as recent telegram telegrams
are sent at Vashi T/O adress as they show.
As per Bank’s letter on 09.02.2011, Overdrawn Amount was only Rs
7,89,570.59 whereas shares sold was almost double and on 05.12.2008,it was
Rs 2,10,534.03 whereas it was almost same as seen from above figures.
Based on the above, I approached ‘State Consumer Forum’ within months of
receiving their reply. However, recently on 24.08.2012, they came to the
conclusion that this case does not fall under their purview.
Effects are beyond description: i) I was jobless with no money & forced to
do a job, ii) Parents lost their peace in that shock, and iii) My father is
almost paralyzed & jobless. Thus, compensation cannot return the loss I
incurred.
However, I request you to reimburse Rs.49,96,000/-(Forty nine lakh ninety
six thousand) as stated therein within the purview of RBI Rules at the
earliest and do me a favour. Relevant correspondences are attached herewith
for your reference and other documents shall be provided upon your request.
Yours faithfully
Subject: Ms Priyanka Rajendra Prasad (ICICI Bank Ltd, Savings A/C No.
[protected],Loan A/c No.[protected],
Demat Details: Client ID:302902,Beneficiary A/C:[protected]
Dear Sir/Madam,
Please note that I applied in Oct, 2006 to ICICI Bank Ltd,Vashi, Navi
Mumbai for a Loan against Securities (LAS)/Overdraft Facility with a
Maximum Limit (Rs. 20,00,000/-) and pledged my/my sister’s Shares
accordingly.
I availed Loans to help my parents, sisters and partly for share trading.
The said Bank sold my shares without our intimation by letter,
telephone/mobile, telegram/phonogram, e-mail or others. Share details are :
i) 15.06.2007: Rs. 2,98,873.41, ii) 14.10.2008: Rs. 14,37,473.56 & iii)
10.12.2008: Rs. 2,31,464.34.On intimation I could have deposited cash or
pledged more my/sister’s Demat shares there or transferred to my Demat
Account from my sister’s account in other Bank in hours or within a couple
of days at the maximum.
I went many times for each sale to Bank’s Office at Vashi,Navi Mumbai and
particularly more for major sale of shares in October,2008 and then they
could sign my letter finally on 1.11.2008 & sent Contract Note dated
1.11.2008 (received on 08.11.2008)while this should be sent just after the
sale. First Contract Note to this effect was sent on 20.06.2007, the second
was sent on complain and the last wasn’t sent at all. Still my first letter
wasn’t replied. We sent 2nd letter on 06.09.2010 and replied after six
months on 09.02.2011 with three Exhibits-one a Telegram (8.10.2008) sent
from Andheri(E) to Andheri (E),Mumbai whereas my Telegraph Office is at
Vashi, Navi Mumbai. The other two Exhibits are not relevant as they are not
connected to these sales. All other as well as recent telegram telegrams
are sent at Vashi T/O adress as they show.
As per Bank’s letter on 09.02.2011, Overdrawn Amount was only Rs
7,89,570.59 whereas shares sold was almost double and on 05.12.2008,it was
Rs 2,10,534.03 whereas it was almost same as seen from above figures.
Based on the above, I approached ‘State Consumer Forum’ within months of
receiving their reply. However, recently on 24.08.2012, they came to the
conclusion that this case does not fall under their purview.
Effects are beyond description: i) I was jobless with no money & forced to
do a job, ii) Parents lost their peace in that shock, and iii) My father is
almost paralyzed & jobless. Thus, compensation cannot return the loss I
incurred.
However, I request you to reimburse Rs.49,96,000/-(Forty nine lakh ninety
six thousand) as stated therein within the purview of RBI Rules at the
earliest and do me a favour. Relevant correspondences are attached herewith
for your reference and other documents shall be provided upon your request.
Yours faithfully
Dear Madam,
We understand that the bank had already clarified the concerns raised vide their letter dated February 9, 2011.
Regards,
ICICI Bank Customer Service Team.
We understand that the bank had already clarified the concerns raised vide their letter dated February 9, 2011.
Regards,
ICICI Bank Customer Service Team.
icici bank approved lona against my document. But Did not received that amount.
Also I am the Main Person ( 1st party ) But icici bank mentioned in Sible nomionated me as 2nd Party.
Please Advise help with below communication.
From: "Head Service Quality" [protected]@ICICIBANK.COM
To: "tara dutt" [protected]@rediffmail.com
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date: Fri, 12 Jul 2013 18:04:49 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
On receipt of your complaint, we have verified our records and would like to submit as under:
We would like to submit that the loan was disbursed based on the agreement, requisite address, identity proof, financial statements and related documents as received from you. On receipt of your complaint, our investigation team tried contacting you and had also visited the following address. However, could not meet you. Please provide us your current communication address and contact numbers so that investigation could be taken up further.
Address:
G-128, Street No 9
40 Feet Road, MB Extn
Badarpur Border New Delhi 110044.
We look forward to your co-operation.
Sincerely,
Divya P
Office of Head Service Quality
________________________________________
From ; Head Service Quality" <[protected]@icicibank.com>
To: [protected]@rediffmail.com" <[protected]@rediffmail.com>
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date:Thu, 18 Apr 2013 17:23:59 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
At the onset, we sincerely regret the delay in responding your e-mail.
We value your relationship with ICICI Bank.
We appreciate your concerns. We wish to state that credit facility was disbursed on September 11, 2008 based on the receipt of facility application and agreement that was duly authenticated by you. The bank had received duly authenticated identity proofs, bank statements
etc., repayment mandates which are pre-requisite for the disbursement of credit facility. Based on your consent and as per the agreement, the facility was disbursed to dealer, M/s. SRA DSA Services Pvt Ltd on September 11, 2008.
Further, we wish to inform you that there had been no communication received by the bank in the interim period from your good-self regarding non-receipt of loan amount. However, on receipt of your complaint, we have initiated the investigation. In this context, our investigation team might contact you or meet you seeking certain details from you. We would be able to communicate the latest status to you by July 12, 2013.
We look forward to your co-operation in helping us serve you better.
Sincerely,
Divya P
Office of Head Service Quality
CONFIDENTIALITY INFORMATION AND DISCLAIMER
________________________________________
From: "tara dutt"<[protected]@rediffmail.com>
To: <[protected]@icicibank.com>
Subject: Re: RE:'ICICICARE=[protected]' ICICI Bank
Date: Thu, 18 Apr 2013 09:55:37 IST
Cc: <manish.[protected]@icicibank.com>, <gurpreet.[protected]@icicibank.com>,
<preeti.[protected]@icicibank.com>
Dear Divya,
As per below mail i am still waiting for any revert from your side as you were to do so by 17th April 2013. It is already very long that I am following up with you and company, but every time you give me a new date to follow.
I would appreciate if you expedite this process rather than giving me new date every time.
Regards,
Tara
[protected]
________________________________________
From ; Head Service Quality" <[protected]@icicibank.com>
To: [protected]@rediffmail.com" <[protected]@rediffmail.com>
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date:Thu, 08 Apr 2013 17:23:59 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
We are examining your concern and will need a few more days to revert. Please be assured that your concern is being attended to on priority and we will revert to you with the details on or before April 17, 2013.
We request your co operation in the interim.
Sincerely,
Divya P
Office of Head Service Quality
CONFIDENTIALITY INFORMATION AND DISCLAIMER
"This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender.You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects.The notice appended to the e-mails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act done with the endorsement of ICICI Bank."
________________________________________
From ; Head Service Quality" <[protected]@icicibank.com>
To: [protected]@rediffmail.com" <[protected]@rediffmail.com>
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date:Thu, 08 Apr 2013 17:23:59 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
We have registered your complaint vide Service Reference Number SR[protected].
We understand that you have the following complain:
Loan documents.
We are looking into the complaint and will revert to you on or before April 12, 2013.
Sincerely,
Divya P
Office of Head Service Quality
________________________________________
From:Gurpreet Anand <gurpreet.[protected]@icicibank.com
To: "'Aparna Mukherjee /CSQG/IBANK/DLI'" <aparna.[protected]@icicibank.com>
Subject FW: Loan No. LUDEL[protected]
Date: Mon, 08 Apr 2013 12:39:04 IST
Cc: [protected]@rediffmail.com
Dear Aparna,
Pls see.
Regards
________________________________________
From: [protected]@rediffmail.com [mailto:[protected]@rediffmail.com]
Sent: 08 April 2013 10:35
To: manish.[protected]@icicibank.com; gurpreet.[protected]@icicibank.com; preeti.[protected]@icicibank.com
Subject: Fw: Loan No. LUDEL[protected]
Dear All,
Please reyply below mail, awaiting form long time.
Note: Forwarded message attached
-- Original Message --
From: "tara dutt"<[protected]@rediffmail.com>
To: <manish.[protected]@icicibank.com>, <gurpreet.[protected]@icicibank.com>, <preeti.[protected]@icicibank.com>
Subject: Loan No. LUDEL[protected]
Date: Thu, 05 Jul 2012 11:22:25 IST
Dear Sir,
Need Clarification below loan No.
SUB: lOANG NO- LUDEL[protected].
your customer care agency call me every week. for recovery payment against subjected loan no. kindly send me detail below paper with scan :-
1. Copy of Registration Certificate of vehicle.
2. Sanction Letter of Loan
3. Beneficiary Fund Transfer details with a/c no.
Please provide me requested clarification ASAP as this has been harassing me for a very long period now.
Regards,
Tara Dutt
[protected]
"Print this mail only if absolutely necessary. Save Paper. Save Trees."
"This e-mail message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. The recipient acknowledges that ICICI Bank or its subsidiaries and associated companies, (collectively "ICICI Group"), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the information contained in e-mail transmissions and further acknowledges that any views expressed in this message are those of the individual sender and no binding nature of the message shall be implied or assumed unless the sender does so expressly with due authority of ICICI Group. Before opening any attachments please check them for viruses and defects."
________________________________________
From: "tara dutt"<[protected]@rediffmail.com>
To: <preeti.[protected]@icicibank.com>
Subject: Re: Long leave
Date: Thu, 11 Apr 2013 10:13:41 IST
Dear Priti,
Pls send me the e-mail address of RRMs and contact person address
It will be great helpfull for me.
Thanks and Regards,
Tara
[protected]
On Mon, 08 Apr 2013 10:36:09 +0530 wrote
Hi
I am on long leave...
For any product or process related query please get in touch with any of the RRMs.
________________________________________
From: "tara dutt"<[protected]@rediffmail.com>
To: <manish.[protected]@icicibank.com>, <gurpreet.[protected]@icicibank.com>, <preeti.[protected]@icicibank.com>
Subject: Loan No. LUDEL[protected]
Date: Thu, 05 Jul 2012 11:22:25 IST
Dear Sir,
Need Clarification below loan No.
SUB: lOANG NO- LUDEL[protected].
your customer care agency call me every week. for recovery payment against subjected loan no. kindly send me detail below paper with scan :-
1. Copy of Registration Certificate of vehicle.
2. Sanction Letter of Loan
3. Beneficiary Fund Transfer details with a/c no.
Please provide me requested clarification ASAP as this has been harassing me for a very long period now.
Regards,
Tara Dutt
[protected]
________________________________________
Also I am the Main Person ( 1st party ) But icici bank mentioned in Sible nomionated me as 2nd Party.
Please Advise help with below communication.
From: "Head Service Quality" [protected]@ICICIBANK.COM
To: "tara dutt" [protected]@rediffmail.com
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date: Fri, 12 Jul 2013 18:04:49 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
On receipt of your complaint, we have verified our records and would like to submit as under:
We would like to submit that the loan was disbursed based on the agreement, requisite address, identity proof, financial statements and related documents as received from you. On receipt of your complaint, our investigation team tried contacting you and had also visited the following address. However, could not meet you. Please provide us your current communication address and contact numbers so that investigation could be taken up further.
Address:
G-128, Street No 9
40 Feet Road, MB Extn
Badarpur Border New Delhi 110044.
We look forward to your co-operation.
Sincerely,
Divya P
Office of Head Service Quality
________________________________________
From ; Head Service Quality" <[protected]@icicibank.com>
To: [protected]@rediffmail.com" <[protected]@rediffmail.com>
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date:Thu, 18 Apr 2013 17:23:59 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
At the onset, we sincerely regret the delay in responding your e-mail.
We value your relationship with ICICI Bank.
We appreciate your concerns. We wish to state that credit facility was disbursed on September 11, 2008 based on the receipt of facility application and agreement that was duly authenticated by you. The bank had received duly authenticated identity proofs, bank statements
etc., repayment mandates which are pre-requisite for the disbursement of credit facility. Based on your consent and as per the agreement, the facility was disbursed to dealer, M/s. SRA DSA Services Pvt Ltd on September 11, 2008.
Further, we wish to inform you that there had been no communication received by the bank in the interim period from your good-self regarding non-receipt of loan amount. However, on receipt of your complaint, we have initiated the investigation. In this context, our investigation team might contact you or meet you seeking certain details from you. We would be able to communicate the latest status to you by July 12, 2013.
We look forward to your co-operation in helping us serve you better.
Sincerely,
Divya P
Office of Head Service Quality
CONFIDENTIALITY INFORMATION AND DISCLAIMER
________________________________________
From: "tara dutt"<[protected]@rediffmail.com>
To: <[protected]@icicibank.com>
Subject: Re: RE:'ICICICARE=[protected]' ICICI Bank
Date: Thu, 18 Apr 2013 09:55:37 IST
Cc: <manish.[protected]@icicibank.com>, <gurpreet.[protected]@icicibank.com>,
<preeti.[protected]@icicibank.com>
Dear Divya,
As per below mail i am still waiting for any revert from your side as you were to do so by 17th April 2013. It is already very long that I am following up with you and company, but every time you give me a new date to follow.
I would appreciate if you expedite this process rather than giving me new date every time.
Regards,
Tara
[protected]
________________________________________
From ; Head Service Quality" <[protected]@icicibank.com>
To: [protected]@rediffmail.com" <[protected]@rediffmail.com>
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date:Thu, 08 Apr 2013 17:23:59 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
We are examining your concern and will need a few more days to revert. Please be assured that your concern is being attended to on priority and we will revert to you with the details on or before April 17, 2013.
We request your co operation in the interim.
Sincerely,
Divya P
Office of Head Service Quality
CONFIDENTIALITY INFORMATION AND DISCLAIMER
"This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender.You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects.The notice appended to the e-mails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act done with the endorsement of ICICI Bank."
________________________________________
From ; Head Service Quality" <[protected]@icicibank.com>
To: [protected]@rediffmail.com" <[protected]@rediffmail.com>
Subject: RE:'ICICICARE=[protected]' ICICI Bank
Date:Thu, 08 Apr 2013 17:23:59 IST
Dear Mr. Sharma,
We refer to your e-mail addressed to ICICI Bank regarding your Car Loan Account LUDEL[protected].
We have registered your complaint vide Service Reference Number SR[protected].
We understand that you have the following complain:
Loan documents.
We are looking into the complaint and will revert to you on or before April 12, 2013.
Sincerely,
Divya P
Office of Head Service Quality
________________________________________
From:Gurpreet Anand <gurpreet.[protected]@icicibank.com
To: "'Aparna Mukherjee /CSQG/IBANK/DLI'" <aparna.[protected]@icicibank.com>
Subject FW: Loan No. LUDEL[protected]
Date: Mon, 08 Apr 2013 12:39:04 IST
Cc: [protected]@rediffmail.com
Dear Aparna,
Pls see.
Regards
________________________________________
From: [protected]@rediffmail.com [mailto:[protected]@rediffmail.com]
Sent: 08 April 2013 10:35
To: manish.[protected]@icicibank.com; gurpreet.[protected]@icicibank.com; preeti.[protected]@icicibank.com
Subject: Fw: Loan No. LUDEL[protected]
Dear All,
Please reyply below mail, awaiting form long time.
Note: Forwarded message attached
-- Original Message --
From: "tara dutt"<[protected]@rediffmail.com>
To: <manish.[protected]@icicibank.com>, <gurpreet.[protected]@icicibank.com>, <preeti.[protected]@icicibank.com>
Subject: Loan No. LUDEL[protected]
Date: Thu, 05 Jul 2012 11:22:25 IST
Dear Sir,
Need Clarification below loan No.
SUB: lOANG NO- LUDEL[protected].
your customer care agency call me every week. for recovery payment against subjected loan no. kindly send me detail below paper with scan :-
1. Copy of Registration Certificate of vehicle.
2. Sanction Letter of Loan
3. Beneficiary Fund Transfer details with a/c no.
Please provide me requested clarification ASAP as this has been harassing me for a very long period now.
Regards,
Tara Dutt
[protected]
"Print this mail only if absolutely necessary. Save Paper. Save Trees."
"This e-mail message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. The recipient acknowledges that ICICI Bank or its subsidiaries and associated companies, (collectively "ICICI Group"), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the information contained in e-mail transmissions and further acknowledges that any views expressed in this message are those of the individual sender and no binding nature of the message shall be implied or assumed unless the sender does so expressly with due authority of ICICI Group. Before opening any attachments please check them for viruses and defects."
________________________________________
From: "tara dutt"<[protected]@rediffmail.com>
To: <preeti.[protected]@icicibank.com>
Subject: Re: Long leave
Date: Thu, 11 Apr 2013 10:13:41 IST
Dear Priti,
Pls send me the e-mail address of RRMs and contact person address
It will be great helpfull for me.
Thanks and Regards,
Tara
[protected]
On Mon, 08 Apr 2013 10:36:09 +0530 wrote
Hi
I am on long leave...
For any product or process related query please get in touch with any of the RRMs.
________________________________________
From: "tara dutt"<[protected]@rediffmail.com>
To: <manish.[protected]@icicibank.com>, <gurpreet.[protected]@icicibank.com>, <preeti.[protected]@icicibank.com>
Subject: Loan No. LUDEL[protected]
Date: Thu, 05 Jul 2012 11:22:25 IST
Dear Sir,
Need Clarification below loan No.
SUB: lOANG NO- LUDEL[protected].
your customer care agency call me every week. for recovery payment against subjected loan no. kindly send me detail below paper with scan :-
1. Copy of Registration Certificate of vehicle.
2. Sanction Letter of Loan
3. Beneficiary Fund Transfer details with a/c no.
Please provide me requested clarification ASAP as this has been harassing me for a very long period now.
Regards,
Tara Dutt
[protected]
________________________________________
Dear Sir
I am having savings account in ICICI Tambaram Branch. I opened my account in 2004. From 2006 June I am depositing my salary cheque in ICICI Bank Only. My salary that time Rs.8350 now I am getting Rs.33900 (Net salary) I am working in proprietorship company and my salary is not credited in ICICI Bank but I am getting cheque and depositing my salary cheque in ICICI Bank. Past 6 months I am trying for a personal loan but every time I am getting the reply that I am not eligible for a loan. You can check my account and continuously I am depositing my salary cheque in ICICI Bank only.I invested Rs.120000 in ICICI Prudential and I am continuing one prudential insurance till date. But for a emergency also I am not getting a loan from your bank. If your giving loan to the people working in big company what can we do. I am having own house My age is 49 and I am having service for another 11 years. What assurance you want from me to get the loan.This is not a complain but I want to inform you people.
Regards
Kalpana R
ICICI SB Account No is[protected] My email ID is [protected]@yahoo.co.in
I am having savings account in ICICI Tambaram Branch. I opened my account in 2004. From 2006 June I am depositing my salary cheque in ICICI Bank Only. My salary that time Rs.8350 now I am getting Rs.33900 (Net salary) I am working in proprietorship company and my salary is not credited in ICICI Bank but I am getting cheque and depositing my salary cheque in ICICI Bank. Past 6 months I am trying for a personal loan but every time I am getting the reply that I am not eligible for a loan. You can check my account and continuously I am depositing my salary cheque in ICICI Bank only.I invested Rs.120000 in ICICI Prudential and I am continuing one prudential insurance till date. But for a emergency also I am not getting a loan from your bank. If your giving loan to the people working in big company what can we do. I am having own house My age is 49 and I am having service for another 11 years. What assurance you want from me to get the loan.This is not a complain but I want to inform you people.
Regards
Kalpana R
ICICI SB Account No is[protected] My email ID is [protected]@yahoo.co.in
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loan — Loan Against shares/securities
I applied for an educational loan from SBH .in a discussion with the manager i was informed that i have taken loan for 9 lacs against shares/securities.
i never applied for a loan against shares/security,
This is hampering my education loan.
Please provide the details