Life Insurance Corporation of India [LIC] Complaints & Reviews

My money back policy installment (policy no[protected] is due on 9.3.2009, which I have not received so far. I am presently working as an AGM at SBI, Corp Centre, Mumbai and the present address (reproduced below) was given earlier to LIC.

S. Venkateswaran

AGM, PPR Dept, I Floor
SBI, Corporate Centre
Madam Cama Road, Mumbai 400 021
Mob no [protected]

Pl arrange to forward the money back instalment at the earliest

Thks

The Executive Director CRM/Chief(CRM)
LIC of India,
India

I am sorry to say that but this is very disgusting and painful that the staff appointed by LIC of India, the biggest Insurance Group of India, don’t know how to deal with the customers, they misbehave and harass the customers despite the customers are ready to give them the complete support to solve the problem if some mistake has been occurred from whom so ever. all staff manage the branch on own rule
when launch 1:30 to 2:15pm they doing launch on 2:30 pm working time also say that collection counter & branch manager says that this is month of march and said that we not to collect the perimum cheque the counter is close i think close time is 3:45pm. what this there is some rules and regulation or not. pls some action against on them.

thank you
pankaj sabre
[protected]

I had a Lic Market Plus policy number[protected] amount is 30, 000. How can i get the current value of amount. Can I surrender the policy rightnow.

Dear Sir,
My policy no.[protected], originated from Branch 12H, Saraswati Vihar, New Delhi and currently with Branch III, Patna, Bihar. I have beenregularly Paying my premium through internet banking but not getting receipts for the same.My policy status shows that my premium are due since year 2006 on website.

I received aletter from Branch regarding this dated 19-01-09 showing premium due from year 2005 and amount of RS.16202 to be deposited to this Branch.When I complained on portal I got the reply that my premiums are being received regularly and next premium due is on March 2009. I have shown all these to the concerned authority but he was asking about the receipt of year 2005. Unfortunately i did not receive the same issued from LIC. Although I have receipt issued by SBI through which I was paying my premiums.In that receipt LICs acknowledgement number is also mentioned(47568) Payment date was[protected].THis amount was also debited to my A/c .

I therefore request you to, Please lookinto the matter and resolve the same at the earliest.

Thanks and Regards,
Kamlesh Kumar, Ph [protected]
Policy no[protected]

Hello,

My loan a/c no :[protected] dt.12/11/07 - with interest rate of 10.25 from Thane ( Mumbai - Mahararstra ).So far no of times interest rates must have been fluctuated but no information has been received by me from LICHFL so far.

The staff is forcing most of the customers turning to their branch office ( Thane ) to go to Agents and put make your applications thro' agents only.

The whole business has been chanelised thro' Agents, those who try to ditch customers with false committments, wrong informations, wrong guidence and nothing goes in a authetic way in the said branch.

The current branch Manager seems to be a good person Mr.Mohan, but the whole staff ( including Mrs.Chitale ) has some hands-in-gloves with agents to ensure most of the business thro' Agents.

So beware of the said institute.Not worth to deal with for an educated customers.


Nitin shinde

sir please tell me how do i know my policy dues.

From

Radha Charan Padhan

At/Po-Borda-766036

Dist-Kalahandi

Orissa.


To,

The Sr.B.M

L.I.C Of India

Bhawanipatna.


Sub-Torturing by the investigating officerS in the

matter of settlement of DEATH CLAIM under L.I.C

Policy No.[protected] on the life my only son Late

Pranaya Ku.Padhan.





Dear Sir,


Since the date of claim the investigating officerS have

repeatedly harassed me by interviewing me on the facts of

death of my only Son, which gives me mental agonies & tortures.

The claim is intentionally delayed for some vested interests

on the plea of malafied intentions.


If at all i had malafied intentions for monetary gain out of

death of my only son i would have insured him for a huge amount.

Further you people should note it carefully that any amount

of money even is not sufficient for me to consider it as

eqivalent to the life of my only son .


Hence i have decided to sue you both officially & personally

for causing me mental torture intentionally.


Before doing that a time period of 15 days is given to u

to settle the matter.


thank u

yours faithfully

R.C.Padhan

Dtd.10.03.2009

M[protected]

I want to pay loan intt. on my policy through on line internet banking. please arrange the same.

Hi
I am Handly George, working as a Section Officer in Cochin University of Science and Technology. In the last month, I have been applied for a Car Loan in State Bank of India, Ernakulam. They have been informed that two Housing Loans for Rs. 5.5 lakhs each were taken me on 06.01.2006 and 01.06.2006 respectively and there by rejected my application. But in CIBIL's report the name Loan sanctioned Company / Bank is not seen. It...

Dear Sir,
I am a regular employee and presently working as Associate Professor in Rajasthan Agricultural University, Bikaner. My total salary is about 4 lakhs (pre-revised) per annum and I have taken no loan from any of the agencies.
Recently I have purchased a plot in UIT colony in Bikaner and applied for house loan of Rs.12, 00, 000/- in LIC HFL, Bikaner on 10 Jan., 2009 for construction of a house. I preferred to take a loan from this agency as there is MoU between LIC HFL and RAU, Bikaner and secondly I was told that taking loan from this agency is convenient. Unfortunately the original patta of this plot was lost by the person from whom I purchased this plot. However, a verified copy of the patta of this plot has been issued by the Sub Registrar Office, Bikaner which is a legal document for this plot. Further, I also got this plot registered in my name. Simultaneously, I also got permission for construction of the house on this plot from UIT, Bikaner. I showed all these documents to Area Manager, LIC HFL, Bikaner Mr. Vikash Sehgal. He pointed out that original patta should have been there but suggested that a FIR in police station about the loss of the original patta may serve the purpose of mortgage to get loan. Later on FIR was lodged as per suggestion of the Area Manager. He also asked me to submit a letter from my office about regular deduction of the installments of the loan to LIC HFL. Mr. Sehgal also asked me to pledge my LIC policies if loan sanctioned, to which I agreed. I submitted all these documents and deposited Rs.1700/- as processing fee in LIC HFL for loan on 21.1.2009 (loan account No.[protected], app no.711587. After that I contacted several times Mr. Sehgal directly or through agent of LIC HFL but I do not know why my case was delayed by Mr. Sehgal. I tried to talk on his mobile but his response was not proper. Thereafter, I decided not to talk with him on this issue. I kept patience for a long time and finally on 3rd March, 2009 when I talked to my LIC HFL agent Mr. Aziz Bhati about the loan he informed me that my application for loan has not been approved and I cannot be given loan from LIC HFL. Then I talked to Mr. Sehgal and wanted to meet him in his office but he refused me to meet and suggested to collect all photo copies of documents from LIC HFL. I also requested Mr. Sehgal to give me a regret letter but he refused to give me any of letter by saying that such type of letters are not issued by this office.
I, therefore, request to kindly look into the matter and help me as it has disturbed my mental peace. Moreover, I am not able to understand why I was kept in dark for the two months, if loan was not be sanctioned. Why Mr. Sehgal asked to submit above mentioned documents and Rs.1700/- as processing fee. Besides I have deposited an amount of Rs.12, 000/- in UIT Bikaner for getting permission for construction of a house on this plot, which is also blocked.

Thanking you,
Yours faithfully,

( Dr. N.K. KHATRI )
B-3, RAU Campus,
Beechwal, Bikaner
M-[protected]

Dear sir/madam

I have paid my due on 2nd march 2009, and the end of transaction it shows the error message. I just confirmed with my banker and the transaction was success, also they communicated with LIC regarding the transaction success. Policy #:[protected]. There is no intimation to my mail or mobile about the transaction i made thru LIC website. After one week i didn't received any online receipt. Please let me know how will get my online receipt.

Thanks
_Cheran

I HAVE INVESTED MY HARD EARNED MONEY IN LIC'S MONEY PLUS POLICY

DUE TO DOWN FALL IN MARKET UNITS REDUCED. WHEN I ENQUIRED REGARDING THIS IN LIC OFFICE PUNE BRANCH-- 955 NO ONE IS ABLE TO GIVE ME CORRECT INFORMATION. WETHER I SHOULD CONTINUE WITH THIS POLICY OR LIQUIDATE THE AMOUNT.RS 10, 000 AGAINST THIS AMOUNT HOW MUCH I WILL GET? ALL OFFICERS IN LIC HAVE BECOME LAZZI AND AVOIDING SUCH ENQUIRIES. THIS IS A PITTY PART OF LIC THAT AT LEAST LIC, S COMPUTERISED BRANCHES SHOULD GIVE SUCH INFORMATION TO ITS VALUABLE CUSTOMERS.THEY ARE NOT GIVING INFORMATION

Hi,
I have paid LIC premium online through the portal http.www.licindia.com for year[protected] on dated 4 March 2009. The amount was debited from my ICICI account but after that when payment gateway site was bring me to LIC site; an error page gets displayed. The amount is debited from my account but I did not get email for E-Receipt .

I tried “View Pay Premium Online – Receipts” option but there also it is not showing the receipt of policy number[protected].

I tried calling local LIC office number from LIC site but it give me message number does not exist.

I have sent email @ "[protected]@licindia.com" regarding this. but still i am waiting for their reply. Please do needfull

The detail of LIC policy is given below :
LIC Policy Number :[protected]
Amount : 6, 407.00


Please take this as urgently.

Thanks & Regards,
Ashvin

Sir, I have submitted my LIC policy No, 24488414 at your branch No, 11J .New Delhi, for redemption on 2-2-2009. So far I have not received my cheque and repeated enquiries at the office failed to elicit any response. May I request you to expedite the payment as early as possible.

SMT. SREEDEVI SANKARAN
MANAGER, RBI, NEW DELHI.

Dated.[protected]

Dear Sir,
you have send me a credit card through EXPRESS-IT but to my home address as mentioned in my credit card! But, Recently I am not avalable in the same address due to promoting and devaloping of my residence! So, if you kindly arrenge to delivery of the said card to my office address as mentioned above:- Life Insurance Corporation Of India, City Branch-11, 131/A, B. B. Ganguly Street, 3rd Floor, Kolkata-700012. It will be easy to access me and before sending your person please give me a phon call to my mobile no. [protected]/[protected]... With regards.. Sanjay Kumar Bose

lic of india-policy no 73580436 br 919 mumbai division
i have submitted original policy on 11th Dec 2008 with discharge form duly completed.
i expect some money lying with lic which to be returned to me.
so far no reply has come.
kindly help.

regards
amod shrirang kulkarni

Dear sir/Madam

Monday 02/March/2009 I have tried to paid the premium of Rs 6, 386/-
online through www.licindia.com for Policy number #[protected], but
while making payment your site stop working and it has given the error
but money has been debited from my Axis bank account.

Below is the transaction details :-

[protected]
ICONN/8122726/[protected]/020309/110 Rs. 6, 386.00

You are requested to please take immediate action.

Thanks & Regards,
Bhikam Prasad Choudhary
(Now In South Korea)
+[protected]
+[protected]

From,

V.Ramesh,
C/o Kalayanasundram,
4th Street 31/B-3,
Rajagounadampalayam,
Suriyampalayam (p.o)
Tiruchengode (T.K),
Namakkal (D.T),
Tamilnadu.
Cell :[protected]

To,

LIC Of India,
Mumbai.

Sub : Requsition for change of Bond Reg.
Bond No[protected] &[protected]

Respected Sir,

I invested Rs 50000 and Rs 40000 in LIC Money Plus - Growth fund through
The agent Mr.P.C. Sakthivel Thiruchengode Branch Tamilnadu on 27.06.2007.He had
Given a statement that it is a LIC Money Plus Single premium Policy .No need to pay
Yearly you can withdraw money at any t ime with balance.I also agreed and handed ower the money to him. After investment we got a bond from him later I enquired him
Regarding the money on the date of market value but he did not respond to us properly
So I enquired in LIC branch office and development officer told that “your two investment are in regular premium growth fund you did not pay for two years premium
So it was lapsed then only realised that LIC agent had cheated me because invested my money is regular premium. Then I had given complaint LIC branch office Tiruchegode and grievanc e rederseal office Division office Salem and ombudsman Chenna i on date 18.01.2009 till now I did not get and response from them . So please
Kindly Consider us and make arrangement to get my full monetary amount without
Any deduction.

Kindly to the needful as soon as Possible. Thanking you you in anticipation.


Yours faithfully
V.Ramesh
Copy to :

IRDA
Hyderebad – 500004.

Dear Sir,

LIC Housing Finance Limited is not offering the new reduced interest rates to the existing customers like me. I have been sanctioned housing loan on Nov 17th (One month before they got reduced the interest rates) and they now informing that i am not come under new interest rate.

Why the interest rates came down only for the new sanctions?? What is the use of opting Floating interest rate in this case?

My loan A/c No. is 64204823

I was sanctioned for Housing Loan of Rs.4.40 lakhs vide their letter dt.31.01.09. I was following the same through lic housing finance limited agent. I have submitted all the required documents and also produced the guarantor along with his salary particulars etc., even after that. till today I was not paid the sanctioned loan amount. Whenver I enquire with the agent I was telling by him that it will be done, it will be but what is happening I donot know.

Can any body help me.

best regards,

rvnm prasad