DHFL — Don't take any kind of loan from dhfl bank.

Address:Gautam Buddh Nagar, Uttar Pradesh

Below is the rate of interest taken by bank dhfl and revise day by day. Loan code 00000166 Variable monthly 01/01/2014 12.60 Variable monthly 01/09/2013 12.50 Variable monthly 01/08/2011 12.25 Variable monthly 01/07/2011 11.75 Variable monthly 01/04/2011 11.00 Variable monthly 01/01/2011 9.75 Variable monthly 28/12/2010 10.00 01/11/2013 monthly 16779 01/08/2011 monthly 16405 01/07/2011 monthly 15132 01/01/2011 monthly 14604 At the end if they are not able to increase my emi as per salary restricted, bank increased the 5 years more in loan period. I already paid the emi around 3.5 years and after that bank reveised the years for 23 years left. Earlier that was 20 years but now i have to pay loan 26.5 year Thanks Rajat tyagi
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Dewan Housing Finance Corporation [DHFL] customer support has been notified about the posted complaint.
Feb 28, 2017
Updated by rajat1981
no update from DHFL bank
Complaint comments 

Comments

I have taken total loan amount Rs.1500000 and Insurance amount Rs.38865 and I paid my EMI almost 42-months after that when Balance transfer from ICICI bank I paid Rs. 1503652 to DHFL bank.

below is
form dated 10/4/2011 to 10/12/2011 (nine months)
I paid Principal 5802
Interest 135167

from dated 01/04/2013 to 31/03/2014 (one year)
I paid Principal 11386
Interest 187344
form ICICI bank we paid
form dated 10/07/2014 to 10/03/2015 (nine months)
I paid Principal 18075
Interest rs.113820
Dear Mr. Rajat Tyagi,

We have forwarded your query to our customer service team for resolution and they shall revert to you within 72 hours. Alternatively, you may call us on[protected] or email us at [protected]@dhfl.com.

Regards,
DHFL Team.
When i called the above no..I didn't get any satisfactory answer. Can you please explain here the same.
I didn't get any response from you till yet... let when will be completing 72 hours.
42 months I paid the amount/interest/principle and total amount and when i close the account in DHFL paid amount Rs. 1503652 ( fifteen lac three thousand six hundred fifty two)


Date
Interest
Principal
Total Amount


[protected] to
01/03/2011
37458
6354
43812


01/04/2011 to
01/03/2012
181897
9986
191883


01/04/2012 to
01/03/2013
186129
10713
196860


01/04/2013 to
31/03/2014
187344
11386
198730


01/04/2014 to
30/06/2014
47303
3052
50337


Total
640131
41491
681622
Interest Principal Total Amount
[protected]

42 months I paid the amount/interest/principle and total amount and when i close the account in DHFL paid amount Rs. 1503652 ( fifteen lac three thousand six hundred fifty two)
42 month paid amount 681622 (six lac eighty one thousand six hundred twenty two).

Interest is 640131 (Six lac forty thousand one hundred thirty only).

Principal 41491 (forty one thousand four hundred ninety one only).

They have inceresed 12.60% and for next 23 years remaining, even I have taken the loan amount 20 years and paid 3, 5 Years too.
i didnt get any response for DHFL...till now.
no one is following my request
Dear Mr Rajat Tyagi,

We understand that you have closed your loan account with us in June 2014. We also appreciate the concern raised by you and would like to reassure you that the changes in Rate of Interest are dependent on money market conditions. As a Housing Finance company we are dependent on actual interest rates and lot of other corresponding factor's in the economy to consider any reduction interest rates which at times is beyond our control. We thank you once again for choosing us as your preferred financiers. For any other query, you may contact our customer care team directly by sending a mail to [protected]@dhfl.com or by phone on 0124 – 4092750.

Regards,
Team DHFL
That Factor will work for the bank as same.
I already shown the intrest rate as same from others bank but the principal you deduct is very less in three and half years. but same principal ICICI deduct in less than one year. even DHFL also increase the 5 years after making the emi 3+ years.

I am not advicing to any one go any kind of laon via DHFL.
But from ICICI, I have taken the loan of same amount and paying emi around 2000.
this factor will work only for DHFL bank.
Form ICICI bank we paid
form dated 10/07/2014 to 10/03/2015 (nine months)
I paid Principal 18075
Interest rs.113820

In DHFL Bank ..i paid as below.
01/04/2011
01/03/2012
Interest Amount 181897
Principal 9986
Total Amount 191883

DHFL I paid in principal in one year rs. 9986 and ICICI in nine months paid rs.18075.
see the difference and principal.
Poor fraud company
Use less company ur employee asking for bribe eleven after all documents sent
As today I not get get loan check at registrar office even sanction of loan already prior two months and I faced loss Chandigarh branch is most cheating branch as employees more rich than company they taking bribe and Dhfl sleeping
Dewan Housing Finance Corporation [DHFL] Customer Care's response, Feb 27, 2018
Verified Support
Dear Advocate Rakesh Kumar Sharma,

We are keen to assist you with your concern. Kindly share us your email ID, mobile & loan account number so that we can contact you.

Alternatively, you can call us on 1800 3000 1919 or email us at [email protected].

Regards,
DHFL Team
Dewan Housing Finance Corporation [DHFL] Customer Care's response, Mar 1, 2018
Verified Support
Dear Advocate Rakesh Kumar Sharma,

We would like to inform you that we are yet to receive your email ID, mobile & loan account number. Please share the same as it will help us get in touch with you at the earliest.

Regards,
DHFL Team
Dewan Housing Finance Corporation [DHFL] Customer Care's response, Mar 6, 2018
Verified Support
Dear Ms. Neetu Thakur,

Your query is of utmost importance to us. However as we have not received your email ID, mobile & loan account number. Your concern has been closed from our end.

Alternatively, you may call us on 1800 3000 1919 or email us at [email protected].

Regards,
DHFL Team
Dewan Housing Finance Corporation [DHFL] Customer Care's response, Mar 6, 2018
Verified Support
Dear Advocate Rakesh Kumar Sharma,

Your query is of utmost importance to us. However as we have not received your email ID, mobile & loan account number. Your concern has been closed from our end.

Alternatively, you may call us on 1800 3000 1919 or email us at [email protected].

Regards,
DHFL Team
Request to every one plz not trust Dhfl. Call me 7850000.13
Poor company in Punjab and at Chandigarh employees are greedy as usual
Mr Khanna is most greedy person at ur branch in Chd branch
It must be rated in negatives, they just fool people. There interest rates keeps increasing every month, dono for watt sake.

Such a bloody ### bank. PLEASE DONT OPT THIS FOR HOME LOANS.

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    +91 22 6106 6800
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