Fullerton India Credit Complaints & Reviews

I paid EMI of 18, 203 through link shared by SMS on NOV 8th. However, on 9th NOV the emi deducted again.

Hi,

My name is Monti Karmakar, emp I'd 165501
I was unable to withdraw my EPF through umang/EPFO portal then I was contacted with our East HR person, he told me that there is no separate department there for PF and ex employees, you need to manage yourself only. As I was worked with many different organizations and I saw that PF withdrawal was also taken care by previous organization. Please help me to get the PF withdrawal process.

Hello i'am loan account holder in Fullerton India Credit Co. Ltd. My loan A/c No.[protected] sanctioned for Rs 1.77 Cr & another loan A/c no.[protected] for 20L was sanctioned through Emergency Credit Line Guarantee Scheme (ECLGS).
This is in reference to harassment from Fullerton India where profanity has been used immensely over calls, workplace, residence and also harassing my parent.
I took a Loan against property (LAP) in the year 2019 to set up a new business. My company was running smoothly and profitable until COVID 19. In exactly 7 months of taking loan I had to shut down the whole company because of the pandemic and faced huge losses. Many payments were pending but only few were credited to us. I came to know that the government is helping businesses by giving them moratorium of 6 months, but i only got 5 months of time. After my business was shut down completely and payments being stuck for more than 6 months, I couldn't plan of reopening my business again. I called Fullerton India's managers and recovery agents and explained them the whole scenario about my current position. In the meantime I never stopped paying my EMI's. Paid EMI's regularly because I didn't want my CIBIL score to get affected. After a few months I was unable to pay the EMI on time because I was adjusting every penny and took a few private loans and tried to pay EMI in the same month, which is 3L/Month. I have been doing this till today 31/10/2021. Paying EMI by rental incomes and also earnings of my old business, even after that I would be short of some amount and would take some hand loan or private loans to pay off. I finally decided to sell my property which is worth 6 Cr and close the loan. I talked to the manager & explained him about my plans. Because it is a costly property there are only a few potential buyers and might take a little time. Because it's a commercial property with good rental income, I don't want to loose it for 1.77 Cr.
Now from the past 6-7 months the mental torture and harassment is unbearable. The profanity, vulgarity is over the line. Mr Madhav Reddy of Fullerton India Credit Company positioned as collection manager called me today and asked me " AGAR LOAN DENA NAHI HORAHA HAIN TOH LIYE KYUN BH*N K* L**DE " (I didn't want to write this down but this is serious)
He has been harrasing me for so long and i have been talking to him respectfully without even uttering single word of profanity but today this illiterate person has crossed his limits & he also told me where does he want to meet him for a face to face fight & he also tried to scare me by telling he was a localite and knows many people and can get the amount in many different ways. He has told me that he'll be going to property and harass my tenants and force them to leave. The way he was talking to me on phone made me realise that he was appointed to harass people and get their money by any means. I'm planning to take few legal steps against him.

I told him that i can't make the payment today but I will be paying 2 EMI's at once on 15th of November.

I want some time to pay the EMI and I want you to understand the circumstances. Instead of harrasing and torturing my whole family we can resolve this. This is not how a professional bank should behave with it's customers. I have the capacity to clear the whole loan but I need some time from Fullerton India.

My agreement No is[protected] and i take Rs.120000 as loan from branch 1172-Bharuh.i have closed my loan accont and i have paid 39 installment. As per your repay schedule i have to pay only Rs.69743.54 but your branch recoverd Ra.73190.00.so i belive that your branch recoverd more amt.please check my loan account and refund recoved amt.

Not refund accsess amount debite from my saving account
my mobile no is [protected]

Took a personal loan of 25000 in which i got 23000 in my bank account from subh loan, when i took the loan i was working in a company, after a month i lost my job, but till i was paying my emi for 4-5 months, As i was a student and unemployed i was unable to pay the rest of 15000, months passed no one from bank coordinated.
After that your legal team started calling my family member i have everything in recorded even my sister who is married, my father was critical kidney patient, they even not left my 60 year old mother your team calls and abused so much that i can't even say everything on the mail, but then my father started paying and we paid 38000 with interest and everything,
your representative told that we have received all your payment, so we were also relaxed . then on the next month cycle you first charged 170 rupee again as a interest, and now when you guys call once in a month, the first agent told sir you have to 1400, other agent called sir you have to 6000, now recently another agent called and saying you have to 11, 700
Just tell me are we guys fool or what. Now we have shared all the paper with my peronal lawyer because we have each and every proof that how mentally tourched my family,
We are fill harresment case against your so called big firm and sue your company for atleast 1 lakh rupees,
i will tweet and use all social media to expose so that no other innocent person gets in your trap with all the proof and tag every designated person from RBI what how you guys are working, when your collection agent was abusing very badly my father was hospitilized .
Now you will pay, i will share this story on every platfom and then you will know what a common man can do, I will drag you guys in court that is for sure .
Regards
Gaurav kumar
[protected]

Dear sir/Madam,

This is with reference to the captioned account number with your company. I understand that my account with your company is overdue to my extreme financial hardship. I would like to bring this to your notice that I have received numerous phone calls/text messages from your employees/agents (ARUN KUMAR SHINDE) that are harassing and threatening in nature. Despite my repeated requests, the frequency of the calls and intimidations ceases to slow down and are intruding into my family life causing a great amount of mental trauma and distress.

Please note that I have started to record and every single call received from your employees/Agents.

Please be informed that:-

The Reserve bank of India's fair practiced call for debt collection s(Master circular RBI/2011-12/63 DBOD.No.FSD.BC.14/24.01.011/2011/12)requires that banks and debt collection agents should not resort to intimidation or harassment of any kind either verbal or physical, against any person in their debt collection efforts. This code also dictates that collection agents should humiliate publicly or intrude on the privacy of the debtor's family members, referees, friends, by making threatening and anonymous calls or making calls and misleading representations. By sending this communication it is my intention to stop all your calls and collection activity from this day forth.

I have all the call recordings where I got treated that if i don't pay they gonna start harassing in different ways.

Please give this very important matter the utmost attention.

Sincerely

Confidential

Dear sir,

I am writing with this regard to my personal loan. My loan account number is - [protected].

This is to inform you that I cannot pay this amount as my family has fallen under a hard time in recent months & I lost my job and not getting the job for the last 6 months we borrow money from friends and relatives for surviving, this time I am doing some kind of freelancing for full fill my family needs, for the last few months I am not able to even work due to my family illness, anyhow every month I am paying EMI to Fullerton India Credit, from the last four to five months I am struggling illness of my elder brother and almost we have paid 4 Lacs to 5 lacs for the hospital bills that can be shown, now I m totally hand to mouth, so I do want to settle this in a fair and just manner so that you can have the money you deserve and we can be relieved of the burden of owing you this debt.

I can able to give 20% of my debts. I agree to settle with this amount, I shall be clearing their dues in three to four installments, More than 20% is not affordable for me in the present situation.

I am ready to settle this as soon as I get confirmation from your side.

Please know that I have appreciated the patience and professionalism that your staff has given in this process and that this correspondence has been sent. I am sincerely obliged to you for your help and corporation. Thank you.

Please reach out my number: [protected], [protected]

Thanks,
Virender Kumar Sharma

Hello sir I have paid ₹1496 Extra to Fullerton india but still I am not getting my Noc.
My Lan no is [protected], mob no [protected].I have already shared screenshot of my payment on [protected]@fullerton india on 21st October.I want my amount refund and Noc As soon as possible

Hi,
I have taken loan from fullerton india and in this covid period it is being a little difficult for paying emis and amount on time, i do not have any wrong intentions of not paying it back but fullerton india have started calling my friend, family members and abuse them, calling them secretary and etc etc. & i have recordings of all these.
This abusive language and ruining someones public image and reputation is against the law.
I have never refused to pay, and i have been paying it.
Kindly stop these things.
Give me your email so that i may share the loan details.
Thanks you

THE BRANCH PERSONNEL Ganesh SIR, Abhilash SIR AND NARENDER Dama sir agreed for Loarn restructuring AND CUSTOMER SERVICE TEAM representative B. Surya also agreed but 1, 2 persons of the customer service projecting themselves as customerservice manager etc., posting e-mails in contrary to the decision of the branch. Hence I need NAME, E-MAIL ID, ADDREESS AND PHONE NUMBER OF THE CEO OF THE FULLERTON INDIA CREDIT COMPANY LIMITED TO MEET/COMMUNICATE AND EXPLAIN THE GROUND LEVEL PROBLEM OF THE ISSUE RELATED TO MY EXTENTION OF MORATORIUM/RESTRUCTURING FOR ABOUT 12MONTHS MINIMUM TO 18 MONTHS MAXIMUM BEING I HAVE RIGHT AND ELIGIBLE AS PER THE OPENION OF THE BRANCH PEOPLE AFTER FURNISHING OF ALL THE DOCUMENTS AND AGREED TO PROVIDE SO AS PER RBI'S 2.O PLAN. OTHER PEOPLE ARE DISTRUBING AND SPOILING THE RELATIONS HENCE I WANT THE ISSUE TO BE SETTLED AT THE CEO'S LEVEL..IF THE 1, 2 OF THE MIDDLE MANAGEMENT AGREED NO PROBLEM..OTHERWISE IF THEY DRAG WITH NON SENSE CRITERIAS, THE ISSUE WILL BE VIEWED SERIOUSLY AND WILL BE SETTLED AT THE CEO/BOARD OF DIRECTORS LEVEL.HENCE I NEED CEO'S ADDRESS E-MAIL TO COMMUNICATE IMMEDIATE FOR WHICH THE ABOVE SERVICE REQUEST IS GIVEN BY THE COMPANY ON 25.9.2021, BEARING CASE ID 10400127..WHICH IS MOST URGENT..THANKING YOU

Hi,

Am Pradeep from Kerala, India. I received an SMS on 01-October-2021at at 04:05 PM (The message received is as given below)

"Dear Customer, your Fullerton Gramshakti loan account ending with 10280 is overdue by INR 1309928. Please make payment immediately. Kindly ignore if already paid. "

I have no relationship with the above-said company and I had never heard about the company before. I have...

Respected team,
I did not apply or taken any loan from your company still I am getting continuous sms messages saying made "Hi there!
You just made a successful payment of Rs. 1.00 at Fullerton India Credit Company
For future reference, your Order Id is O[protected].
Thanks,
Paytm team"

I have raised complaint with Paytm also but you also please look into this issue and resolve it ASAP.

Hell All,

I have an ongoing loan with Fullerton India, however due to my father's salary delay and lockdown, we were not able to pay the emi on that specific date. But we made sure that the EMI were paid. Now we have 2 outstanding EMIs to be paid and we are trying our level best to pay. However, the people from Fullerton India recovery department are calling and harassing us. Also they are using abusive language and are rude on the call

Fullerton people are sick they don't understand anyone situation they just want money I have request then that I m in Kerela I m stuck over here once I come I ll do the settlement but still they are harresing me my family common guys have some dignity

Dear Team,

In have loan with Fullerton through HDFC bank. I have Month EMI's. this month on 4th date my EMI amount is detected successfully. But after my EMI Detection my account balance was 11, 158.30.

But Fullerton apply ACH charges 20 times in one day[protected] that amount is 10, 000.00.

Kindly tale serious action against my complaint and refund my amount as soon as possible because i have to use that amount for other prepuces.

Sir,

We had availed loan in Fullerton India Credit and during covid we were made offers by fullerton collection agents for foreclosing the loan. Despite very bad covid situation i pledged all my wife's jewels and paid them the settlement amount they offered. I made the payment in a two month settlement in April and May 2021. I was promised by the collection agents that I will receive the NOC in the next ten days but did not...

I take loan amount of Rs.189000. Loan number[protected] as per loan agent told interest rates between 15 to 18 % but they charged 24% and loan amount shows 201000. After raised complaint regarding this after loan disburse they agreed to change ROI after 6 months payments. But ROI still not changed. I took loan feb 2019 I paid now more than 2 years after raised multiple complaints even after ROI not changed everytime they closed complaint.
Please help and change ROI ASAP. And I paid every month on 5th but due to financial crisis july 2021 I am unable pay emi. But their collection agents are roughly talking like xxxxing words I mentally tortured they called my friends and family members for 1emi pending.
From
Lokesh
[protected]

So I'm getting calls off late from few advocates who claim to be the legal consultant for fullerton and kotak. As per them my father has taken a loan of 60, 000 ( the amount which he don't even want) back in 2008 on some address which even my family generations are not connected to. So they threaten me to pay 60k else the Kotak mahindra bank ( according to them kotak has overtken fullerton) would take the legal actions.

I asked for what documents were given during the loan procurement and they failed to answer that by telling the bank has all the prrof. This is absurd. This just cannot happen. How can you call some individual and threaten them with legal action for no crime ?

Dear Sir :

I am Varatharaju S Last Few Years Back working in FICCL Company assistant unit Incharge at Tirumangalam Branch. My Last Working date 30.10.2015 . I have Surrender my Company CUG no, with all details at last working date. I have received F and F amount. But PF amount not Withdraw Due to Old CUG update in PF account No. Now i requested for Aadhar Card No update in Employer Portal

Name : Varatharaju S
Employee ID : 134908
DOJ : 24.6.2010
DOL :30.10.2015

UAN NO:[protected]
PF Member ID :MHBAN[protected]
Aadhar Card No :[protected]
Present Mobile NO: [protected]