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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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S
sailirum
from Chennai, Tamil Nadu
Dec 4, 2017
Resolved
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Address: Chennai, Tamil Nadu, 600091

My hdfc credit card rewards points has been redeemed on 24th nov 2017 and was vouched against it in chroma retail. The value of each voucher is worth of rs 5000 against hdfc reward points of 2000. After a week of my redemption, i have received an sms on my mobile stating (Dear customer, this is regarding your last redemption on my rewards catalogue. Please note that at the time of redeeming the gift voucher, point balance was not sufficient. As a process, the remaining points or equivalent amount would be debited to your account. No action is required by you. Helpdesk help. [protected]@gyftr.com / [protected]). When i checked with the customer care of hdfc reward point centre, there response was very rude and had threaten that im liable for paying that amount for their technical glitches or clerical error. To be precise i have not violated nor cheated but only followed as per hdfc reward point terms. Inspite of this they are forcibly charging me for there mistake. It looks like hdfc is marketing their vendors by fooling the public with their reward schemes.
Jan 5, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 05, 2017
HDFC Bank Customer Care's response
Dear Customer,

We have taken note of your comments expressed and you may look forward to receiving a response to your e-mail id within 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

-Anay
HDFC Bank Customer Assistance
Jan 04, 2018
Updated by sailirum
Dear HDFC, you people still did not revered the reward points...
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    U
    Uditya Parasar
    from Mumbai, Maharashtra
    Dec 4, 2017
    Resolved
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    Address: 410206

    I have my credit card dues pending. Due to some unwanted circumstances i did not pay the amount. Now my family members and relatives are getting calls from hdfc bank team and my relatives are getting harassed. I have been put through shame and this has affected my mental well being. I am totally ready to suicide if this harassment does not stop today. I am the one who is responsible for this due amount and my family members should not be harassed at any condition. Please take appropriate action or hdfc bank will be responsible for any mishappening. I hope for an immediate action. The number from which my family members are getting harassed is[protected] and the caller is named shanti.
    Jan 4, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Dec 04, 2017
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share your Card No., caller details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Bejoy
    HDFC Bank Customer Assistance
    Hlo sir/mam my name is Sunita I have scratch the card pay the money to hamara pump nabha my transection is not complete transection amt. 3000/-
    The merchent do not show the anny slip disputing transaction and 3000/-is dispute to my account my acc no is [protected]
    Please sir check the my account.and clere out the my problem
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      M
      Manju Kiruthiga
      Dec 4, 2017
      Resolved
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      Address: 600042

      Registered contact details/email id: [protected]@gmail.com
      Credit card number: [protected]

      Hi,

      I had lost my food plus card, i am a tcs associate, could you block the card and issue the new card. Also my old card has balance money in that account.

      Could you please transfer the amount in the new card. I am waiting for you response.

      The food card number is : [protected]

      Please resolve this matter as soon as possible.
      Jan 8, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Dec 08, 2017
      HDFC Bank Customer Care's response
      Dear Customer,

      An e-mail has been sent to you in this regard on December 07, 2017 with reference number[protected]. You may write back to the e-mail for clarification.

      -Manoj
      HDFC Bank Customer Assistance
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        S
        Siddhi More
        from Mumbai, Maharashtra
        Dec 4, 2017
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        Address: Thane, Maharashtra, 421202

        Ur transaction on hdfc bank debit/atm card ending 3080 for rs. 809.10 has been credited/reversed by myntra1209105 on[protected]:18:41:37

        I got this msg from hdfc as i have returned the order to myntra. Still i can not see the amount reflecting onto my account statement.

        It's already been three working days and i am worried as i have returned another order too. Hope the issue would be resolved and won't have to face everytime.
        Jan 9, 2018
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Dec 05, 2017
        HDFC Bank Customer Care's response
        Dear Customer,

        We note that the disputed transaction has been credited to your account on December 04, 2017.

        -Anay
        HDFC Bank Customer Assistance
        Hdfc credit card division drive in road mobil no. [protected]
        haresment to me and my family member for collection and they are not follow the rbi rulls and instruction
        I want to mudra loan..i m visit my home branch but no any help me lot time pls help me my contact no.[protected]
        Sir

        as i am paid my Eb bill in online thru my credit card num ([protected]) name suriya narayanan.j but it was not updated the transaction was failed but amount was dedicted from my credit card please rectify my problem
        Sir cheque bounce charge 550 but my account balance is-1455 why do this problem please tell me that is Hdfc problem or bajaj finance problem please tell Ian clear that loan Emi but this is very bad thing
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          J
          Jayanth Kumar Surishetty
          from Nalgonda, Telangana
          Dec 4, 2017
          Resolved
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          Resolved

          Address: Hyderabad, Andhra Pradesh
          Website: Hdfc

          Hi, i am jayanth and my application number is "[protected]s3" i couldn't track my application and it's been a week that i've got a message stating that my application has been approved... But after that there is no update regarding my application.. Please do the needfull. I need to find my credit card application status asap!!! Expecting some help from your end... Hope this will be helpful to me
          Jan 4, 2018
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Dec 04, 2017
          HDFC Bank Customer Care's response
          Dear Customer,

          We take this opportunity to inform you that your application vide reference number [protected]S3 is being put through the review process. As you are aware that the verification process forms an important leg and hence, we wish to assure you that your application is reviewed as per the laid down parameters of the Bank. We would revert to you upon completion of processing of the card application and you may look forward to receiving an intimation in this regard shortly. You may also track your credit card application status in our Bank's website : www.hdfcbank.com under the below link, after 8-10 working days time. Personal Products - Cards- Credit Cards - Track your Credit Card.

          -Bejoy
          HDFC Bank Customer Assistance
          Hi,
          here i am complaint for my credit card NOC not provide and no one can pick my call and not give my details. if in future any mail or call me for Payment or other issue then i am not responsible.

          kindly help me asap

          regards,
          Anuj kumar
          [protected]
          [protected]
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            S
            Shubhamchd
            from Delhi, Delhi
            Dec 4, 2017
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            Hi hdfc care support,

            This is with regards to the security concerns using net banking.
            (Please take this into account as a suggestion)

            When transferring amount to the added beneficiary, it doesn't ask for any otp/verification.
            Ideally it should ask some security verifications, also when transferring amount to the added beneficiaries.

            Please let me know why there is a lack of the major security verification in the net banking and also let me know if you already have these ideas in the pipeline items that should be implemented.

            Thanks
            Shubham
            [protected]@gmail.com
            HDFC Bank customer support has been notified about the posted complaint.
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              M
              MagiSmarty
              from Angamali, Kerala
              Dec 4, 2017
              Resolved
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              Address: 600008

              Hi,
              I tried to book for tatkal ticket on
              September 1st 2017 (11:05 am) from my debit card. When i book, my money deducted from my account but ticket was not booked. It gets cancelled. Till now my money was not refunded to my account. Please take this as a serious issue & response me as soon as possible.

              Booking details:
              *irctc txn id -[protected]
              *booking id from - dinehmjk
              *date of booking - 1st september 2017
              *amount deducted - rs. 1858.66

              Note: i have attached a screenshot for your reference
              +1 photos
              Jan 12, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Dec 05, 2017
              HDFC Bank Customer Care's response
              Dear Customer,

              I request you to share your account/customer Id, transaction details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

              -Manoj
              HDFC Bank Customer Assistance
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                S
                Sujithss
                from Bangalore, Karnataka
                Dec 4, 2017
                Resolved
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                Address: 560037

                I applied for hdfc fastag on 27-oct-17 and my application reference number is hfr006713. Even after 1.5 months, i did not receive my fastag. I already pais rs300 online. After 2 days of application, i got a mail from hdfc to send the documents as email since there server was not working. I sent the documents immediately and after that no response from hdfc. The toll free customer care is of no use. Nobody attends the call in the contact number provided in the email. Is this service provided by hdfc. I was a customer of hdfc for the past 16 years. I was really disappointed with the service of fastag from hdfc. Please refund my money of rs300
                Jan 22, 2018
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Dec 05, 2017
                HDFC Bank Customer Care's response
                Dear Customer,

                Please email your query to hdfc.[protected]@sahaj.co.in or reach Fastag team directly at [protected] & [protected] for best assistance.

                -Bejoy
                HDFC Bank Customer Assistance
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                  V
                  vamsiatu
                  from Delhi, Delhi
                  Dec 4, 2017
                  Resolved
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                  Hi sir,

                  I have hdfc bank account opened in syntel as a salary account in 2010. Main branch is tiruvanmiyur, chennai. Accnt num is [protected] - raghuvamsinathreddy.
                  It is salary account and i was assured by hdfc agent that i don't have to maintain minimum monthly balance for this account. Currently i am not using it because as i moved to another company and they have asked me to open an account in different bank. I see that nearly 3000 has been deducted from my account and now the balance is negative. I shifted to another city and bank people asking me to go to main branch to close the account. First of all i am not ready to go to chennai simply to close this account and i didnt even get any intimation about this deductions. Can you please refund the money back to my account. I didnt use this account as i don't need it if you are going to deduct money like this without intimation you are doing fraud and more over i dont understand why i cant close this account in any hdfc branch when everything has become online.
                  Jan 6, 2018
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Dec 05, 2017
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  Our branch official has made multiple attempts to contact you, however, could not get through. Please contact our branch official Ms. Anusha Vivek, on [protected] from 9.30 am to 5.30 pm.

                  -Anay
                  HDFC Bank Customer Assistance
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                    B
                    from Asansol, West Bengal
                    Dec 4, 2017
                    Resolved
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                    Address: Khordha, Odisha, 751002
                    Website: [email protected]

                    Dear sir/madam:

                    This is to inform you that, every month iam getting a finance charges in my statement of credit card no-[protected].

                    I have given the mail also to hdfc customer care, but have not got any single response.

                    So, requesting you please waived off the charges from my accounts else i will surrender the card at your end by deducting these amounts from the present debit amount in my card.

                    Total finance charge & late fees amount is as under.

                    Finance charges late fee charges
                    Jan-17 260.05 oct-16 400
                    Feb-17 2209.3 oct-17 750
                    Mar-17 2330.27 may-17 700
                    Apr-17 2525.93 mar-17 700
                    May-17 2507.23 feb-17 700
                    Jun-17 2414.59 total 3250
                    Jul-17 2126.85
                    Aug-17 1657.97
                    Sep-17 1701.95
                    Oct-17 2069.7
                    Nov-17 1916.38
                    Dec-16 227.76
                    Total 21947.98

                    Requesting you, please help me in this regards.

                    Thanks & regards,
                    Bishnu prasad panda
                    Mob:[protected]
                    Jan 6, 2018
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Dec 05, 2017
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We wish to clarify that, as you are aware payment of atleast the minimum amount due towards the card outstanding needs to be received by the bank to ensure that the card account is active and available for usage. Further, to avoid levy of finance charges and late payment charges, payment of the total outstanding needs to reach the bank by the payment due date. Hence, we request you to effect payment towards the total amount due within the payment due date to avoid levy of charges. In case of any further clarifications in this regard, we request you to write to us from your registered email id to [protected]@hdfcbank.com and we shall assist you.

                    -Bejoy
                    HDFC Bank Customer Assistance
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                      K
                      Karthika kumar
                      from Chennai, Tamil Nadu
                      Dec 3, 2017
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                      Address: Chennai, Tamil Nadu, 600052

                      I came to know that my saving account has been debited for rs. 118.00 on 02 dec 2017 towards adhoc stmt chgs incl gst 241117-mir[protected].

                      I don't remember going to any branch for requesting any statement.
                      I want to understand why this amount is taken from me. I tried calling the customer care number but did not receive any proper response. Please help.

                      Kindly revert my money to my account.
                      HDFC Bank customer support has been notified about the posted complaint.
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                        D
                        from Shimla, Himachal Pradesh
                        Dec 3, 2017
                        Resolved
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                        Resolved

                        Address: Gopalganj, Bihar, 841501

                        Dear sir
                        Since last 3 month i am unable to recieve my payment of my policy no[protected]
                        Which was already complaint (Complaint no - hli005629dg) by me.
                        So many time i talk to hdfc life executive firstly they told me for buy another policy on behalf of this policy, i was done same and submit the documents to executive he give me a complaint no & told me the that i have got money within 45 days but still i have not get any money.
                        So i requested to you please help me, i will very thankful for it.

                        Thanks/regards

                        Dhananjay giri
                        Policy no[protected]
                        Complaint no - hli005629dg
                        Mob - [protected]
                        Jan 5, 2018
                        Complaint marked as Resolved 
                        HDFC Life customer support has been notified about the posted complaint.
                        Verified Support
                        Dec 05, 2017
                        HDFC Life Customer Care's response
                        Hi, we request you to write to [protected]@hdfclife.com with the correct policy no. Thanks
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                          Vinodag606
                          from Agra, Uttar Pradesh
                          Dec 3, 2017
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                          Address: 122009
                          Website: hdfc.com

                          The bank charged me for use of priority lounge even though three visits were allowed free wen they offered membership to regalia credit card. Tis was their usp

                          Also i was charged for three people even though i was alone

                          Ref no is[protected]
                          Credit card number is 5522 xxxx 0234 0549

                          Instead of giving me the proof, the bank reverted with a bland statement and enclosed a link to how i could cancel my credit card

                          A simple issue and they act so high handed
                          HDFC Bank customer support has been notified about the posted complaint.
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                            S
                            Sudhir Pandit
                            from Delhi, Delhi
                            Dec 3, 2017
                            Resolved
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                            Resolved

                            Address: Gurgaon, Haryana, 122001

                            Dear sir,
                            ​​​i sudhir sharma current account customer id 52762646 and other id 1388838 saving
                            We are connect with hdfc last 18 years, ​ asking call center officers only no[protected] try many time not pickup, ​finely we find ur id online then we request/share problem ​​
                            Now we are facing problem with our branch hdfc0000583 new colony gurugram current a/c [protected] blocked due to kyc last 15 days, we are submitted all documents like gstin 06bhvps9511d1zx
                            Gst online confirmation, pan, voter id and aadhaar id with stamp/sign aadhaar also we confirm submitted online banking confirmation message we rec our gst id with stamp/sign and gst online also confirmation with mention tax payer regular, gst active information print with stamp/sign ur staff demanding form 6 we are asking ur employee form 6 guideline the have no answer?
                            We are asking ur employee other option without the have no answer?
                            Sir g every weak we are ignore other bank person request us to open current account why?
                            Sir g we are sending attached our documents ids if sufficient pl active our account otherwise unlikely we open account in other bank to clear our client payments and firm cheque now 3 cheque are return due to account block and around 9 lac cheque are in our ​​drawer kindly help suggest what we do next we are already facing problem last 15 days?
                            Our closed complaint case 6380530 and 6360987 without solution​/​suggestion​ ​638111​7​ ​ ​
                            ​ ​​we are confirming other banks they confirm us attached stamp/sign documents sufficient to kyc and no need to any form 6.

                            ​ ​thanks & best regards

                            Sudhir sharma [protected]


                            From
                            M/s pumpwala & co.
                            Jan 10, 2018
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Dec 04, 2017
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Our senior management team has received vide ref id[protected]. The matter is under investigation. Our team will respond to you in 5 working days.

                            -Bejoy
                            HDFC Bank Customer Assistance
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                              I
                              from Arakkonam, Tamil Nadu
                              Dec 3, 2017
                              Resolved
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                              Resolved

                              Address: Chennai, Tamil Nadu, 600108

                              My name is imrankhan. I am regular saving account opening for hdfc bank as date on 20/11/2017. But, i submitted all documents with 10000 rupees cheque. From hdfc bank nungabakkam branch. But, i am not getting any sms, any email, my account no from banker end. But, 10000 rs cheque has been cleared at 28/11/2017. But, not helpless persons for bank in charge or customer care. What i do do.
                              Jan 11, 2018
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Dec 04, 2017
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              Please mail us at [protected]@hdfcbank.com along with your contact details, complete address of the branch where application was submitted for opening account for further assistance. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                              -Bejoy
                              HDFC Bank Customer Assistance
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                                S
                                Selvakumar Panneerselvam
                                from Hosur, Tamil Nadu
                                Dec 3, 2017
                                Resolved
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                                Resolved

                                Address: 636116

                                Dear madam/sir,

                                I am selvakumar from sales (Tamilnadu), i was worked as employer as sales officer in sli (Sustainable livelihood initiative) division, my emp code 128473 the period of 2014 to 2016 and perambalur branch (1872), till now i didnt receive my relieving letter,

                                Pl request you to provide my relieving letter asap to my mail id

                                My mail id:
                                [protected]@gmail.com
                                [protected]@gmail.com

                                Mobile no:
                                +91-[protected]

                                My mailing address:
                                1/1 c, east street,
                                East rajapalayam post,
                                Gangavalli taluk,
                                Salem district,
                                Tamilnadu - 636 116.
                                Jan 8, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Dec 03, 2017
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                Please share your employee code, supervisor's name, office location & contact on exit.[protected]@HDFCBank.com. We'll get back!

                                -Anay
                                HDFC Bank Customer Assistance
                                Verified Support
                                Dec 04, 2017
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                Please email at exit.[protected]@hdfcbank.com for further assistance in this regard.

                                -Bejoy
                                HDFC Bank Customer Assistance
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                                  shalini jhawar
                                  from Raipur, Chhattisgarh
                                  Dec 3, 2017
                                  Resolved
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                                  Resolved

                                  Address: Raipur, Chhattisgarh, 492001

                                  I am trying to close my saving account with hdfc bank for last 3 years as i so not require the same but whenever that has been submitted to them they have returned it back stating that there is a credit card linked to that account so get that card closed first and they are not able to provide me with the details of credit card and have every time asked to contact phone banking and whenever i contact phone banking they say that there is no credit card linked to that account. I a a senior citizen and i dont require that acccount still they are charging everytime for non-maintainence also. Please help as i have posted complaints in hdfc banks website also but the bank has become so big that they are not bothered of small customers and their complaints
                                  Jan 10, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Dec 04, 2017
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  Your email has been received vide ref id[protected]. Our team will take up the matter with concerned unit and revert to you in 5 working days.

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    K
                                    kumar247
                                    Dec 2, 2017
                                    Resolved
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                                    Resolved

                                    Dear hdfc bank,

                                    My customer id 63560492; i had submitted rekyc through email on oct 30th 2017 to branch manager as there were no changes on my address.
                                    I have been advised to submit online for faster completion, and i did the same on november 1st

                                    Later when i called customer care, was able to get someone after 30 minutes and been told that they didn't received through online.

                                    Followed-up on email and called branch manager as well, somehow the debit restrictions were removed and it helped my ecs cleared on nov 10th..

                                    Now, again my account been restricted.

                                    There is no way to verify the status of rekyc done or not in online.
                                    There is no reference number when submitted through online.
                                    This is like bank wants to know about the customer, but they hide even basic information and no courtesy.
                                    I had uploaded yesterday (Dec 1st) again through online and no reference at all to track or no way to know the status.

                                    As usual the customer service always says they are busy and have to wait forever, and even if we get they are not able to help due to the scope of their access.

                                    Appreciate if you review and help in getting this sorted out sooner.
                                    Also, please ensure to have transparency of this process.
                                    Thank you
                                    Jyotish kumar
                                    Jan 5, 2018
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Dec 05, 2017
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We have taken up the matter with concerned team and will respond to you on your registered email id in 5 working days. The reference number for your query is[protected].

                                    -Bejoy
                                    HDFC Bank Customer Assistance
                                    Dec 07, 2017
                                    Updated by kumar247
                                    Dear Anay Kulkarni/Bijoy/HDFC Team,

                                    I had received a response as below:
                                    [protected]=
                                    We confirm that we have received your instruction for updation of Re-KYC however the same could not be processed for below reason:
                                    VALID VISA COPY REQUIRED
                                    Please resubmit the request with complete document in order to process your request and activate your account.
                                    [protected]-------=

                                    I had responded as below. Kindly review and do the needful at the earliest.

                                    Please be informed that I had opened my NRE Account on July 22nd 2015 by submitting all required documents including Visa copy.

                                    As you may know a VISA would be issued for a period of time (like 3 months to 3 years); and one has to apply for extension to continue to stay in US

                                    In my case also, the VISA expired on May 18th 2017 and got my H1B Extension (I-797 -A) Approved by US Immigration department till Dec 26th 2018.
                                    So, I had submitted the same copy as proof for NRI status which is a valid one.
                                    (H1B extension would be applied by employer and approved by US Immigration department)

                                    As per my understanding the objective of the ReKyc is to get the updated information and provided the same regarding my NRI status.

                                    Appreciate your kind understanding and do the needful and feel free to check with your Business team or Functional team who supposed to have understanding on the US H1B/Visa process and NRI status.

                                    I am happy to provide any additional details if you need.

                                    Please refer below details for additional information on
                                    [protected][protected]=
                                    https://www.linkedin.com/pulse/i797a-vs-i797b-i797c-i-797d-i797e-i-797f-differences-malli-b

                                    Form I-797A: Is issued ONLY to people who are currently in the U.S. and are undergoing a change of status (F-1-H-1, H-1-H-1, l-1-H-1, etc.).

                                    The “A” is for change of status approved, which means the applicant can continue to remain in the U.S. and work.
                                    Hence, I-797A will have an I-94 attached to it to endorse the status approved.
                                    [protected][protected]=

                                    Thank you
                                    Best regards
                                    Jyotish Kumar M
                                    Dec 08, 2017
                                    Updated by kumar247
                                    Hello HDFC Team,

                                    Could you please remove restrictions on my Account to honor an ECS request from DHFL for a home loan every 10th of the month (it may come early sometimes).

                                    As I had earlier explained this is completely unacceptable as Bank failed to complete Re Kyc even after a month of submission of documents.

                                    I am really shocked to see this kind of poor response and process (lack of transparency) of one of India's largest Private bank.

                                    Thank you
                                    Jyotish
                                    Dear Bejoy/HDFC Team,

                                    HDFC Website shows "it would be updated in our system within 2 working days. Subject to successful verification". I had uploaded again on Dec 1st all the requested documents, but still no resolution.

                                    From past 1 month no proper resolution or response on emails too as well where I had sent to Branch manager and to KYC team.

                                    If there is a delay in your Bank process, you should not put restrictions on Customer Account. This is completely unfair

                                    I am forced to waste my time and effforts for your Banks poor response and process.

                                    I have ECS due on 10th. Appreciate if you help resolve in next 2 days and ensure not repeating for other customers.

                                    Thanks
                                    Jyotish
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                                      S
                                      Salendar Nara
                                      from Hyderabad, Telangana
                                      Dec 2, 2017
                                      Resolved
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                                      Resolved

                                      Dear team,
                                      I got salary account, [protected] with hdfc bank ltd since mar2015, resigned from employer and same has automatically migrated to regular savings account of mab 10k without any prior authentication of me and started to charge my account monthly 600rs almost 20k rs. Here started the problem and really frustrated with the hdfc bank services and process for account closure. Here am exploring the stages wise issues faced and still facing the problem for closure of the account.
                                      My account got linked to dmat, personal loan, apy because of this unable to close the account and bank charges are growing like anything almost charged me 20k above ….
                                      My struggle to close account
                                      1. Dmat closure:
                                      I left the organization nov16 and requested the dp (Account number :01695516 dpid:[protected] closure team to close the dmat account on nov16 its self to avoid annual charges from mail id [protected]@gmail.com the only mail id given to all my personal accounts, received the reply “mail has to be sent through registered mail id, after enquired bank updated wrong email id [protected]@gmail.com because of their operational error my account got pending for closure till the date. One fine day i went to the head office provided the request for email id updation and same has updated after regular follow ups and complaints. At last my email id updated and sent a mail to the closure team but replied annual charges are pending. Iam raising the questions below
                                      Why i have to pay annual charges? Not used any of your services and additionally all of my time spending to send mails to your team? Wrong mail id updated at your end at time of account opening?
                                      Reference:
                                      2. Personal loan: 4288662
                                      Requested to change si to other bank account where i am holding nil balance account previous employer given that without any annual charges same has updated after two months, now within two months instead of expedite the request hdfc bank started to levy charges for cheque bounces almost two months charges amount round off 2000/- how a normal person will pay these charges additionally all my credit history gone. Iam really hurry to close my hdfc account but these are the barriers stopping me to close the account don’t know how this private organizations regulated and who will save the layman from this exploitation.
                                      Note
                                      The below one is recent incident, very funny one and complained by me bank first debited the charges instead the loan emi amount,

                                      I had a personal loan 4288662 and emi 7198/- due on this 07oct2017 due to request submitted to change debit instruction to other bank but chq presented under customer i'd 60246623 and showing hold balance of 7198/-, after knowing this same fund 7198/-transferred to hdfc and account balance showing as zero. On the same day informed the concern department the way how i explained to you. I thought that things are going smoothly but suddenly i received belows msg
                                      For "inr 6, 490.00 dr to a/c no xx4452 towards 1210 overdue loan - 4288662 recovered val 12-oct-17. Clr bal inr 708.00.
                                      Shocked and complaining to you what happened...
                                      You first collect your loan amount due or imposing frivolous charges, what process you are following, we are not rich to cover all your npa, never fare at all.
                                      3. Apy account:
                                      When the central government giving the target to the contribution of apy the first bank supported to the govt is hdfc bank, now i am planning to close the account and need the funds back but no branch has clear answer and process simply customer care reply visit the branch, after visited no information regarding that.
                                      Because of this my account accumulating charges monthly who will save me from hdfc bank ltd.
                                      Since one year please check all mails from mail id [protected]@gmail.com to hdfc bank to all concern departments regarding this you get evidence of my writings, i can go for companies tribunal and claim for the inconvenience caused for the closure a salary account but our system is very slow to solve the cases that to against no 1 bank in india. Our pm supporting the privatization without proper regulatory system to monitor the exploitation.
                                      Last hope left ombudsman, hoping the best to all my long standing problems.
                                      My request is close my dmat account and apy account and waive off the personal loan charges then i never look back to hdfc bank …..
                                      Jan 4, 2018
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Dec 04, 2017
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      Our team has responded to your email vide ref id[protected] on December 02, 2017 at 06:39 PM. Please check your email inbox and revert to our email in case of any pending issue.

                                      Anay,
                                      HDFC Customer Service Assistance.
                                      Jul 18, 2018
                                      Updated by Salendar Nara
                                      Thank you
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                                        R
                                        Rishi Todani
                                        from Kolkata, West Bengal
                                        Dec 2, 2017
                                        Resolved
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                                        Address: 713347

                                        I submitted online form on 25th nov 2017 for fastag and paid rs. 300 (200 deposit and 100 topup)

                                        Application num
                                        Hfr013334

                                        I uploaded adhaar, rc as well as passport and even got alert that upload is successful. I got email to print application, sign and upload. I did the same. But after that there is no response or update. The toll free num [protected] doesnt seem to work.

                                        Why is hdfc so careless about these operations.

                                        Kindly issue me the fastag or refund my money.
                                        Jan 2, 2018
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Dec 02, 2017
                                        HDFC Bank Customer Care's response
                                        Hi Rishi,

                                        Please email your query to hdfc.[protected]@sahaj.co.in or reach Fastag team directly at [protected] & [protected] for best assistance.

                                        -Manoj
                                        HDFC Bank Customer Assistance
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