Verified Support
Dec 05, 2017
HDFC Bank Customer Care's response Dear Customer,
We have taken note of your comments expressed and you may look forward to receive a response to your e-mail id in 12 working days. We request you to bear with us in the interim. The reference number for this interaction is [protected].
-Manoj
HDFC Bank Customer Assistance
Dec 06, 2017
Updated by Ashwini Shrawage What is this ?
I am very much surprised viewing entries as follows:
04/12/2017 Dial an EMI 1399.00 Cr.
05/12/2017 EMI PROCESSING FEE SmartEMI LN[protected].00 Dr.
I have never opted for SmartEMI. You have once again done a mistake. You have converted my OneAssist MFee to SmartEMI.
You are kindly requested to:
1) STOP unauthorized debiting various charges.
2) Refund my OneAssist MFEE.
3) Cancel my Dial an EMI of Rs. 1399/-
4) Refund my SmartEMI Processing Fee Rs. 100/-
Thanking you.
Dec 06, 2017
Updated by Ashwini Shrawage Again when I checked my email, there was a surprise waiting for me. I got a mail from the Bank as follows:
[protected]-
Dear Customer,
Subject:SmartEMI Loan on your HDFC Bank Credit Card Number: 552365XXXXXX4789
We are pleased to grant you SmartEMI as per the details stated below.
Loan no.[protected]
Unsecured Loan Type SmartEMI
Amount Rs.1399.00
Fixed Interest Rate 1.50% p.m.
Tenure 3 Months
EMI Rs.480.39(Excluding GST @ 18%)*
Processing Fee Rs.100.00
Preclosure charges 3% (of principal outstanding at the time of closure) + GST @ 18%
[protected]-
I have never opted for SmartEMI. You have once again done a mistake. You have converted my OneAssist MFee to SmartEMI. This is again an unauthorized transaction.
You are kindly requested to:
1) STOP unauthorized debiting various charges.
2) Refund my OneAssist MFEE.
3) Cancel my Dial an EMI of Rs. 1399/-
4) Refund my SmartEMI Processing Fee Rs. 100/- along with Interest charged + Preclosure charges 3% + GST @ 18%.
5) Please do not give me any more shock that could cause me a Heart Attack...!
Thanking you.
Your requested is is forward my team 5 and 7 working day will be refunded so call it my number of HDFC Bank[protected] call now