HDFC Bank Complaints & Reviews

Hi team

I lost my food card and applied for a new card, i had a balance of rs.2900 approx in my food card. Could you help me transfer the balance from my old food card to the new one. I have already submitted a complaint for the same but there was no action taken. Below are the details of my food card.
Old food card number:[protected]
New food card number : [protected]

Please help by transferring the balance to the new number.

Regards,
Deepika krishnamoorthy
[protected]

I have HDFC savings accounts which i am operating from couple of years, i use my savings account very rigrously, keep my FDs n RDs in these accounts coz i have had high trust factor on HDFC due to my relationship with branch, i have opened my demat account where i do trading, i have taken my 4 Policy as well from HDFC including Term Plan. My all the HDFC bank details have been provided to a person who was known to me though and he is blackmailing me to get all the money. I myself have seen all my bank details in his hand which only could be given through some branch. It is breach of Privacy at the end of HDFC which landed up me in high level of trouble, my security is on verge of finish. That person is demanding 4.5lakh seeing the funds availability in my account, providing customer information to someone for whatsoever reason is not at all toelrable and i wish to sue HDFC for the same.

Hi,

I didn't get any notification from hdfc bank and they deduct 115 from my account.

One side you are making classic customer in free and one side deduct 115 rs from account without informing. One side you are telling all services are free and taking hidden charge.

I called in customer care and now 115 rs will deduct quarterly. Such a really cheater bank and cheating with customer. You will loose the customer.

Hope you can remove this charges.

Thanks,
Riddhi

Complaint submitted on 15-apr-2017 -
Below are contents of my complaint which i had submitted to hdfc and nhb (Grids portal) but even after lot of follow up no one responding -

Floating rate home loans – interest rate is auto floating only for upward revision – in case downward revision – need to apply manually along with fee – big violation of law
I am writing this complaint to highlight the unethical practice followed by hdfc ltd
Issues are as follows:-

I have taken inr 19.5 l floating interest rate home loan. At the time of loan issue on mar, 2013, the roi was @10.05%. Spread - 6.25%. Rplr at that time was 16.3%.

On 11th apr, 2017, came to know that hdfc ltd is offering roi @ 8.50% with spread - 7.65% (For new customers) and kept the rplr at 16.15% (With minute change). So the new customers (With same/similar credit risk) will get the loan at 8.50% while the old customers (Including me) need to pay at the same rate of 9.90%. This way hdfc ltd. Is not honouring agreement of keeping the rate variable as per market.

Historically as well hdfc ltd. Haven’t passed on the benefits of falling interest rates to the customers. On the other hand hdfc ltd. Have always been front runner in increasing the rate. Whenever there was repo increase by rbi, hdfc ltd increase there roi but against repo decline hdfc ltd. Rarely acted upon.

As per update given to me by hdfc ltd representative, if i need to reset my rate as per current offers, i need to pay inr 3736 /-, which means if i will pay this amount, hdfc ltd will make my rate spread of -7.5 % (Which is at present -6.25%) at current rplr of 16.15% i. E. Effective roi to me will be 8.65%,

But why? Our loan agreement is variable then why do i need to pay this fee? In other words hdfc is asking me a fee to honour there part of the agreement that is to reset the rates as per market. It is completely wrong, illegal and baseless. Also why roi is 8.50 % for new borrowers and for existing it like me it is 8.65 % that also of fee.

So i request authorities to take required action against all these unethical practices followed by hdfc ltd. Executives, so that my loan rate could be corrected retrospectively as per change in market rate since beginning of agreement.

Regards,

Ca. Mohit goyal | [protected]@gmail.com |
Loan a/c no.[protected]

Enclosures –
1. My loan details along with comparative analysis of change in hdfc rates and rbi repo rate change.
2. Nhb circulars – which clearly mentioned hfc’s & banks to avoid these practices of cheating end customers.

My first company created my salary account in HDFC bank, so when i changed company and joined another company my new salary account opened,
Hdfc bank convert this salary account into saving account(without informing me or warning me)

after leaving company i never logged into my HDFC bank salary account, now it's showing me negative balance in my account

Where should i approach to close this without paying...

Bank name:- hdfc
Branch :- pune
Tadiwala road, opp sohrab hallpune 411001

Pin no-411001
Cust id:[protected]
Saving a/c — closing of salary a/c

Ifsc code : hdfc0001210
Cust id:[protected]
Mo.:- [protected]
Hi i am somnath ganpati bhosale closing of salary a/c - saving a/c

Sir/madam

I here by request you to close my salary a/c as i could not proceed further.

Dear sir

My self joohi singh. And i have an account in hdfc bank.
My account number is *30 and my branch location is
New delhi. On 28may 2017 morning 8:17 am received one message and i checked my bank statement online i have noticed that somehow my 3500rs has been deducted from my account. Statement shows that money has been withdrawn from atm (Rs.3500.00 was withdrawn using your hdfc bank card ending 4267 on[protected]:08:17:35 at gole ka mandir oatm.) even when card is with me all the time. That means somebody using my duplicate card to access my account
I need your advise how to track this issue, can it be bank fault or its a 3 party fraud or its a mistake by bank. I have already logged complaint to hdfc bank. How may i claim my money back? Or whether it is malware attack something like that... Plz suggest

Team,

My hdfc food card has been lost since 2 days.
Please let me know the procedure to re-issue the card blocking the old one
Also need to transfer the balance from old food card to new food card once re-issued

Card details as below

[protected]

Email - id : sameena. [protected]@cognizant.com
Employer - cognizant

Thanks & regards
Sameena shaikh

I have taken a car loan of worth rs 300000/- from hdfc car loan department in the year 2014 and the tenure of the loan is also completed in may 2017 without any lapses in payment mode but i have not received the papers till today. Kindly take special initiative to send the papers at my address given below:

Aditya elegance,
Block-e, flat no.6,
5 k. B. Sarani (Mall road),
Dum-dum, kolkata (Wb),
Pin-700080

Regards
Manas dutt
M-[protected]

I have a locker with hdfc bank.. Which i wanted to surrender in january but the bank employee said you have already been charged till 2017 april so it is better to surrender in april.. I went to the branch in 2017 april they said you have already been charged on 2nd of april i am a senior citizen have a classic account with hdfc and the branch employe straight away very rudely said no sir nothing can be done.. This is very rude i escalated...

Hiiiiiiiiiiii,
If i try to add new benificiary through internet banking, i am not getiing otp on my registered mobile number, this problem occured since 3 months, i visited my home branch but they are not able to right answer, what i have to do for the solution, otp is the major problem in hdfc bank.
Please contact me on my mobile number:[protected]...

I am HDFC bank customer having account number [protected], I received message today around 1 am on 28 May, 17 that a transaction of 1630 is made on my debit card at global fusion, versova, however I have never done that transaction and the card was with me all the time, and I Was in Bandra at that time . Please look into the matter and resolve the issue asap. I am really surprised how this can happen without cvv, pin or password. Please resolve this issue.

Hi Neelam Mam,

As I told you that Rs 3000 has been debited from my account but the same was not dispensed from ATM machine. I waited for 6-7 days but the amount was not reversed in my account. I asked from you to raise the complaint for the same but till the date money hasn't been refunded.

Pls find the following details for your reference and help in refunding the amount asap.

Savings Account No.: [protected], TRADE HOUSE Indore.
Ranjeet Singh

14 May 2017 NWD-512967XXXXXX[protected]INDORE [protected] 14 May 2017 1, 500.00 6, 807.32
14 May 2017 NWD-512967XXXXXX2980-VD762401-INDORE [protected] 14 May 2017 1, 500.00 8, 307.32

Thanking you,
With regards,
Ranjeet Singh
[protected]
AC No - [protected]

Dear Sir/ Madam,
My name is Samikshan Majumdar. I have a savings bank account (A/c no.:[protected]) with HDFC. Few months back I bought some products online with my HDFC Credit card. I have been paying my bills on a reg basis, except for the month of May since I have a few queries related to the charges levied by bank. Representatives call me on a regular basis and ask me to make the necessary payment. I inform them each and every time that I would love to make the payments, but I have a few queries since I have few doubts about the amount that I am supposed to pay.
Non of the representatives have ever answered any of my questions. As soon as I ask them anything, either they reply with something that's totally unhelpful or they transfer my call to some other department and this keeps happening over and over again.
Without informing me and without my consent they managed to deduct a hefty amount from.my account, but which they again credited back to my account. But how did they deduct the amount on the first place? That too without providing me with any information (account statement attached).

Yesterday I received innumerable calls from a HDFC bank representative named Vivek ( contact no. [protected]). He said he was an employee of HDFC.
He kept calling me and was trying to scare me by threatening to come to my house, bash me up and collect payment. I informed him that there's some issue which I need to straighten out about the charges levied and that I would make the payment soon.
But he kept threatening me using awful language filled with abuses.
I asked him to speak in a professional manner if he wanted to continue with the interaction. He kept abusing and threatening. Then I informed him that if he kept threatening me, then I might have to report it with the police, to which he answered with confidence that HDFC has connections and good relations with the police.

Kindly guide me and help me.

Thanks & regards,

Samikshan Majumdar

Hdfc service thad kalash savise che
Hdfc ma may carant account che pan sarvive thad clash che
•branch:mithapur.
•ifsc code:hdfc0001446.
Nam no branch ma mary account che pan service betar nathi
Ha mithapur gam ma biji benko
Jem ke axish bank, ke icici bank
Jevi biji praivet bank avi jay to
Castamar ne sari service made
Kem ke mithapur ma hdfc bank paste
Ghana castamar hovathi mitapur bank
Uchama 6e.. Bai

On dt 24-5-17 i tried to withdraw money from boi atm at jyothi nagar ramagundam. Money didn't came out due to cash end in atm but amount cut from my account and till date not refunded in my account. My card no ending 1262. No receipt also came from the atm.
I have used my debit card at boi atm (Ramagundem, jyoti nagar) for cash withdrawl for rs4000.00
The amount is cut from my account
The atm is cash less and no cash came from atm.
Also no receip came from the atm for my proof.
I used hdfc debit card ending 1262.
Pls help in getting my cash back.

Hi my name is Narasimha,
Recently i had credit card form HDFC Bank, then one assist debited 1299/- from my credit card. Without any manual info and any call, they are debited that money. I was called them, they are telling "We are not cashback that money but they will deactivate one assist membership". And one assist terms and conditions having "They will cash back 100% money if it will deactivate before 30 days of activation". I think they will run fraud company.
Please solve my problem.

Hi,

My name is anisha, i had applied for a personal loan through hdfc bank. I am currently workin in tesco bangalore and my salary account is with hdfc bank. I applied for a personal loan online for 150000. I then had received a message from hdfc bank saying your personal loan application nmbr 48036378 is in principle approved for 150000. I submitted all d documents and completed all d process.. My tellecaller's name is sara who on d frst day told me tht the loan ll b processed n d nxt day by aftrnoon.. I waited for 2 days nd cald her.. Thn she told thg had a small doubt if i alrdy had a loan wth hdfc bank.. I cleared saying i dont.. Thn she told ok i ll process it rite now nd d loan ll b disbursed d nxt business day. Thn again i got a call tht i ll hv a house verification.. I told thm tht i hv office on friday dated 26th may, 2017 nd wont b available until 9 pm nd askd thm to send d guy n saturday.. Saturday i spoke wth d guy who told he ll cme n d aftrnoon bt did nt gv a tym.. I cald him again n d aftrnoon nd thn he said he ll only cme whn the field guy who collctd d documnt wud call n tell him to go.. Spoke wth sara n friday.. She told tht its showing negative n house verification.. Bt in reality it nvr hpnd.. I also tried reachin sara's manager.. Mr. Gaurav.. Who nvr pickd my call.. Nvr responded to my msg.. Nor to my email.. I think ths is really really unprofessional frm a nationalised renowned bank.. Plz undrstnd tht we customers r imp fr u to run d show.. Treat us properly.. Whn we do a mistake we r penalised.. Whn u do u hv an escape bcoz we dont say nethn n frgt n move on.. Plz undrstnd tht m a grl who s workin alone.. Livin in a city.. U dont hv d right to # around n waste my tym by blatantly lying n my face.. U either process d loan or reject.. Bt u hv no right to beat around d bush n waste my tym.. Thr r mny other lenders whom i can approach.. I will nvr recommend ne1.. I request sm1 to look into ths n address ths asap.. I need thngs to b transparent.. Dont gv fake promise.. I hope things r fine.. Or else i ll hv to tke ths to a new level.. To social networkin sites..

Looking forward to your response.

Thanks,
Anisha
Loan application nmbr[protected]
Acknowledgement slip nmbr - uap 7598637

Dear sir,

On 8th may 2017, i went to a canara bank atm, khasra :- alipur, sonia vihar, 3rd pusta, delhi - 94 for withdrawing 10000rs. But money came out in uneven manner and by the time i collect all money it went back to the machine, leaving just 2000rs in my hand out of 10000rs.
Complaint registered at customer care telephonically by reference number:- 1311725 dated[protected]. Apart from this cardholder dispute form also submitted to homebranch at bhikaji cama place, ug10, 11& 12 delhi-66 on 25th may, 2017.
Customer care is asking to arrange cctv footage from canara bank,
Canara bank, buradi branch is saying cctv footage will not be provided to customer directly, it will be given to only if hdfc bank raise complaint and ask for footage from them.
Sio kindly help me in recovering my 8000 rs as soon as possible.

With no other option available, i am writing my complaint here against HDFC loan promotional calls. I keep getting promotional calls for HDFC loans everyday from different number. I had been blocking all the numbers but i am getting calls again and again from different number everyday. I had never every stepped in any of the HDFC banks in my entire life yet i am not sure why HDFC is interested in lending me loan. My mobile number is registered with DND and i had raised complaints several times with my service provider yet they were of no use. Hope i may get some help from here. I received call from [protected] on 27-May-2017(Saturday), upon ignoring and blocking she called me again from [protected] in 5 mins and started arguing with me. its very annoying and frustrating i am even getting calls in the weekends when i cant ignore the strange numbers as my clients will be calling me from different numbers.

https://leads.hdfcbank.com/applications/misc/dnc/dnc.htm this link is not accessible.