HDFC Bank Complaints & Reviews

Sir,
i hold the HDFC Home loan with floating rate of interest for last two years. I do not know, why they are not reduce my rate of interest for last couple of months. but last week i visited and enquirer the same, they told me that, you have to pay the conversion charge Rs. 5000 + tax to avail the reducing rate of interest 9.15%.

but my current rate of interest is 9.70%.

1) the same time, if the rate of interest was raised, then they will wait for conversion fee to in cress
2) what is the meaning for floating rate?
3) how can i get the compensation for last couple of months interest, which i paid already.

looking for your support.

Best Regards,
Prabakar T
+[protected]

Dear Sir/Mam,
My father (Moti Singh) have saving account with Acc.No. [protected] in your bank.
Two days ago (24/12/16) i purchased an item worth Rs.950/- and make payement by debit card linked with above mention account.
But amount deducted from my account twice at same time.
Billing cum statement slip & account transaction details are also attached.
Please do needfull.

Waiting for your response on behalf of Moti Singh-[protected]

D. P. Singh
[protected]
Gurgaon

Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

Please let us know the reason why it got disapproved enen after several rounds of verification

Thanks & regards,
Shantala C alagawadi
[protected]

Dear Sir/Mam,

I have a HDFC Bank credit card from above one year and I clear all dues timely as per card statement, but in the month of September-2016 some discrepancy balance with me for Rs.500.00 only, but against 500/- HDFC bank charges us penalty for Rs. 1667.00. I am surprise that agst 500/- they charges Rs.1667.00

Kindly help me for reversal heavy charges by the Bank,

To,
CNBC Awaaz Pahredaar
Dear sir/madam,
I have 8 accounts of my family with hdfc bank, all classic accounts, from January 2016 they starts charging 115 rs. per quarter per account from all our (8) family accounts, two times after many request and visits of bank branch they reverse charges at two quarter but after that at last two quarters they didn't reverse this time so far after so many request and visit to branch, so I am forced to pay 115x8= 920 per quarter and 920x4= 3680 per year from all my family (8) account.
After so many requests and visit to branch and even I say to branch manager today if charges will not reverse or still continue I am forced to complaint to RBI about this and closed all Eight accounts from bank but still they do not reply me well and said please take closer forms from another table and close your all accounts we will not reverse the charges and charges will continue every quarter. and this I can not afford to pay 3680 per year without any reason to bank and also without any GUIDELINES from RESERVE BANK OF INDIA.
right now I got a news from phone banker that my wife's account is DE RAGE as normal account from classic, without any reason till date I have maintain minimum amount in that account as well, and this will grant them more false reason of charges as per debit card fee Etc.
Also I bring two new policies from same branch and I pay my premium from my credit card first year at start of my policy but second year they not gave me Grace time of payment and take 402.50x2=805/- rs as penalty for late fee even I have 15+ more day's left as Grace to pay my premium, and I pay my premium just after within 15+ day's left of mine Grace time in one go of two policies (100000/-) same July month as my policy due date Was 14 of July but still no reversals OF charges till date of this as well.
I have to ask why should I pay this much of ammount (3680) per year without any reason ?
Now I am forced to complaint against all of this at you ( best business channel) and as I ever saw you will help CONSUMER'S every time and raise the voice of consumer's againt any bad policies of companies.
Please help me about this.
Thank you in advance
one of your's channel viewer
Tarun Garg
Mobile Number = [protected]
Email ID - [protected]@yahoo.co.in

Note : I am forworwding this complaint to RESERVE BANK OF INDIA as well for some strict action against this all bad Issue of HDFC Bank.

Pending Reversals of charges till date
1: Name of account holder = Tarun Garg
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
Charges = 402.50 (policy charges)
Date of charges = 21.07.2016
2: Name of account holder = Sachin Gupta
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
Charges = 402.50 (policy charges)
Date of charges = 21.07.2016
3: Name of account holder = Raj Garg
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
Charges = 115/-
Date of charges = 18.07.2016
4: Name of account holder = Dhruv Garg
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
5: Name of account holder = Anshu Garg
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
this is the account of my wife Anshu Garg is De Raged from cllasic portfoliyo without any reason.
6: Name of account holder = Santosh Rani Garg
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
Charges = 115/-
Date of charges = 18.07.2016
7: Name of account holder = Smittal Gupta
acount number = [protected]
Charges = 115/-
Date = 15.10.2016
8: Name of account holder = Ripanshi Gupta
acount number = [protected]
this is the only account has no charges so far ( don't know why the leave this account? )

Most frustrating experience in life, My Account is Blocked for CC Overdue I paid the due still my account is blocked following for more than 3 weeks no one is responding on the approval email to release the account. Most Frustrating Pathetic Customer Service and No one is willing to resolve the problem. Neither the bank in Pune nor the head office in Chennai. Do not opt ever for HDFC bank Account.

SIR,
Nan Hdfc Money Back Credit Card [protected] vange 11 month Aagiradu, my outstanding amount 60, 000, ippozudu enaku job illai, kadandha 3 month payment pannala. enakku feburary first week varai time venum, nan fulla pay pandren. ippozudu enn wifeku udalnilai sariillai hospitaluku pay pannadala. card pay panna mudiyala, please sir ennaku feburary first week varai time venum, collection person kottukura pressures la ennaku high BP Vanduduchi. ennaku nan keta time vangi kodunga nan promise a pay panniduven. please sir Aravindavanan mob.no:[protected]. nan Banking Ombudsman Scheme 2006. complaint No:[protected]. please ennai kapathunnga sir, collection persons speak words . negnga rbi la compliant koduthalum, engala ondram seiya mudiyadu nu. ennala mudiyala. please please please. Sir

I have lots of issue related to HDFC bank . I also visited to nearest branch for the same but no response.
Problems are like:
1) PPF account is not working and getting some weired issue.
2) Regarding Credit card- need to talk to custom care but they guys are not even picking my call.
I am frustrated from HDFC Bank.If they will not give me qick respond then I m afraid I will be having no other option but to take action against HDFC.

Credit card statement not received since July 2016 and later additional late fee charges were charged in the statement of December 2016.
Not even physical credit card statement was received at my registered address.

Kindly reverse the additional late fee charged since so many months. Kindly look into the matter and resolve the query at the earliest.

We have an EDC machine from HDFC Bank having TID No. 98110516. In this many cards fail to transact giving error message "Tracking Error" or "Enter Master Key". Noteworthy to mention that the same card transacts successfully in another EDC machine i.s ICICI Bank, SBI, AND others bank.

i have loge a complain by phone call no.[protected], dated on 22/12/2016, as basis o[censored]rgency but till to date they did not responded regarding the same. for the same we are facing very difficulty position and also hamper to our business and for which nobody will get/bear our losses.

you are requested to do the needful.

regards
vasundhara inn (bolpur, santiniketa)
[protected]
[protected]@gmail.com

.

I received this message few moments ago: 'Thank you for using your HDFC bank CREDIT card ending 8472 for Rs.700.00 in MUMBAI at KLICKPAY77252 on[protected]:02:46:26.' I never initiated any such transaction nor did I receive OTP for this. This is serious case of security breach. How can HDFC allow this to happen?

HDFC should immediately look into the matter as I can find many similar complaints on net in last few days. This is extremely frustrating and unethical experience. How can a transaction proceed without 2-stage verification?

Although 700 is not a very big amount, but still if there is some flaw, it should be rectified as early as possible. Otherwise it wouldn't be possible to use HDFC cards anymore.

Hi My name is Rambhajan, holding an HDFC BANK account, i had made the payment today around 10 am on 24 dec 2016 through my debit card and amount decducted from my account and when i checked through IRCTC website then there is no ticket found related to my booking and received the auto reply from IRCTC customer care that NO TICKET FOUND from the same reffrence id IRCTC #4653312. And when i called HDFC customer care to register my complaint then they are giving me imopssible reason and advise me to go bank branch and submit the CDFM (CUSTOMER DISPUTE FORM) due to mz working hours it is next to impossible for me to go on working days as i am getting the off on SUNDAY only. I don't know why they are telling me to go through to bank branch for this issue because the money in these types of issues will get auto revert within 24 hours. Please help on urgent basis as i am unable to find the way to get out of this.

My mutual fund account is not active for over a month now.
It's been pending since nov 22nd. I was assured that it will be active by dec 22nd however, it is still not active. The call centre is a pain to deal with as most of the times the call just gets disconnected on its own i. E. After making you wait for 10 mins.
I am an imperia & a preferred hdfc bank customer. If i have to deal with such plight, i wonder what is the situation of all other souls who invested in hdfc mf.

Hello Sir,
I, Anamika Kumari, had a HDFC Bank credit card no [protected]. I settled this card for Rs 23715 after waiving off late fee and interest imposed by the bank. I have made this payment almost 10 months before i.e. in Feb 2016. But still I am facing CIBIL issue. If I apply for another card they say your previous HDFC card settlement status was not updated by the bank. Please HELP sir.

My email : anamika.[protected]@gmail.com
My contact no : [protected]

Hi Sir/Madam,

I have done a wrong NEFT on 2nd Dec, amount of 11, 600/- in three transactions to the wrong HDFC account.

I have given a complaint to HDFC support, and the complaint number is "HBL=[protected]".

The other person is uneducated i cant tell her to go and raise a complaint for this. Because i did a mistake.

The account details are mentioned below.

A/c No: [protected]
Bank: HDFC
Brnach: Durg

And from the ICICI bank account i have done the transfer, the ICICI details ate mentioned below.

A/c No:[protected]
A/c Holder Name: Krishnaveni Vadlamudi
Brnacch : Jp Nagar 3rd phase.
IFSC Code: ICIC0002322

I want to transfer the amount to the account which is mention below.

A/c no : [protected]
Bank : HDFC
Branch : Indira agar, Bangalore
IFSC code : HDFC0000184
Account Owner : Ms. Nandini Kumari Paladugu

Kindly have a look on complaint and do the needful as earlieast.

Its been almost 20 days it happend and the amonut is still their in that acconut only.

Regards,
Krishnaveni V
[protected]

Hi,
I having salary account in HDFC bank A/c No. 0688XXXXXXX682 at old washermenpet, Chennai-600021 branch and My office at mount road near GP road Branch. Today i gone to GP road branch to withdrawal money from my account due to my emergency purpose yesterday i applied insta jumbo loan from my account that amount available. While entering to branch the bank staffed said no withdrawal due to non availability cash i explained the Cashier about my problem and asked Rs.24000 as per RBI instruction but he said no cash available sir you come on monday for withdrawal. At the same time another one customer withdrawal Rs.50000 from this current account. Then i asked the cashier he informed me they got approval from the manager and you please talk to him. I gone to manager and asked him regarding withdrawal he saying the same thing no cash sir come on monday for withdrawal. I raised question to him if you dont have cash how your paying Rs.50000 to that customer. He saying they are our branch customer if you want you go to your A/c branch after requesting him finally he given Rs.10000 withdrawal to me. So many other branch HDFC customer came and gone without withdrawal money. Our hdfc bank given any notice or instruction to branches for service to only branch holder for account kindly intimate the same to customer also. We are taken loan from HDFC bank and we are paying interest for the HDFC Bank but we cant take us money from HDFC bank. Due to emergency purpose only we taken the loan and we paying the interest but not even as per RBI rules we not able take the amount branches. so kindly take necessary action on this issue.

Regards
Gokul
[protected]

Hi Sir,
I used credit in 2015 with amount of 33000 rs . i paid some amount around 15000. after that i loss my job and met with accident .. my financial condition was very bad. so i am not able to pay the money .. after 9 months they told me my credit due is 64000 rs . and some how i have arranged money and paid 40000 rs . reaming 24000 rs i am asking time but they are giving and now they are calling to my parents me and my friends and colleagues . please suggest me what can i do ?? i really disturbed with them so much .. please help in this

Gujarat gas payment succesfully.. Receive mail & message.
Payment date: 2dec 2016

Reference no:gspc gas-hdfc[protected]bill pay onlinepayment [protected]
My account no:[protected] but till date my payment is not sucesfully.
Gspc given noties billpay is your bill is pending.. I am requiest to please my payment success.

Chirag modi
[protected]

Sir,
M hpcl LPG gas dealer who is authorised by central govt. Of india. For which as per essential commodity act i have to deal in cash only. M having account in hdfc visnagar branch where i used to deposit cash on daily basis .Bank imposed 110000 as deposit charge on my account without any notice for which when i spoke to branch manager he said he will reverse the charge imposed and even he reversed 9000 that time and said gradually i will reverse the entire charge imposed. But now branch manager is changed and new bm behaved so rudely with us and said go to old bm if you want reverse of your charges coz he committed to reverse i didnot.
So if any of staff changes we have to bear their charges.There is no value of what was committed earlier by manager there.
We complaint against bm on hdfc complaint portal too but there is no proper reply to clarification of this issue.
I want reverse of charges they imposed on my account.I humbly request you to help me get my amount back.

Regards
saif gas service
abdul kadir vohra

Sir,
M hpcl LPG gas dealer who is authorised by central govt. Of india. For which as per essential commodity act i have to deal in cash only. M having account in hdfc visnagar branch where i used to deposit cash on daily basis .Bank imposed 110000 as deposit charge on my account without any notice for which when i spoke to branch manager he said he will reverse the charge imposed and even he reversed 9000 that time and said gradually i will reverse the entire charge imposed. But now branch manager is changed and new bm behaved so rudely with us and said go to old bm if you want reverse of your charges coz he committed to reverse i didnot.
So if any of staff changes we have to bear their charges.There is no value of what was committed earlier by manager there.
We complaint against bm on hdfc complaint portal too but there is no proper reply to clarification of this issue.
I want reverse of charges they imposed on my account.I humbly request you to help me get my amount back.

Regards
saif gas service
abdul kadir vohra