HDFC Bank Complaints & Reviews

I applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows. Application Reference Number [protected]S2 Status DISAPPROVED.
Kirthi is the Executive called and i given all papers and verification also done positively. I called Customer CARE and they are not giving any reason for Rejection. i Verified as per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.
We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Home Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court against HDFC.

My HDFC credit card not working . Please let exact issue. so that i can close my HDFC account. change my salary pay account. if i reach Costumer care no response from them . if call them also... no proper ans from the HDFC costumer. the telling we will tell our person to reach out to you. Please let me what ever let it be.. no respond from collection department.

1.They are simply charging for depositing money into our own account which is completely ridiculous, they simply will create their own rules and they will say we understand your world, don't open any account in this bank.
2.They are charging 11 rs for every fuel transaction if we use their debit card for fuel purpose which is not reversible to the card, due to the ban of 500, 1000 notes there are no ATM's to with draw the money and if we use their card for fuel purpose they are leveraging this situation and trying to charge more.
List never ends here if you use their credit card you will be a scape goat for them.

I have salary account in HDFC Bank. I am still using this account for all the transactions. My both the accounts (Salary & Reimbursement) became negative (-1, 521.92 & -8, 391.47 respectively )which is against RBI guidelines/rules. This is not legal . Please provide me with a solution .

Moreover, i visited their branch in Greater Noida. Staff was not willing to help or listen to my concern. Please help.

Hello,

I have purchased an under construction property in Noida and availed Loan from ICICI bank.
I transferred my loan from ICICI to HDFC in July 2016 on lower interest rate. HDFC executive told me that interest rates on loan will automatically reduced when RBI announced any reduction in rates.
Now HDFC is not reducing my loan interest whereas they are offering new loans at lower rate.
They have cheated me. Kindly help me and let me know how I can get my issue resolved.

Dear Sir Madam.. I have taken the Personal Loan (Loan Number :[protected] of Rs. 80000 and completed 29 EMI out of 60 EMI. Last 6 months i could not able to pay the monthly EMI Rs. 1903 due to Financial Crisis and Father Death. I have explained the situation to HDFC bank by mails many times and asked the Settlement. But Last 3 days i have received the call from[protected] & [protected] (Mr. Justin) and i have clearly telling about my situation and confirmed i will make the settlement on Jan 2017. But he was not understand and listening my words and used unwanted words and also he was continuous called to my office manager and discussed with him about my transactions . He was threatened me bu telling unrelated words. Kindly consider my request and Situation and stop this type of mis activities. Also i have asked the Official Mail ID from him to send the previous correspondence but he was not at all confirmed his identity . How i believe he was the HDFC Bank Staff.Please take immediate action against him and confirm.

Sir I took a personal loan from HDFC Kakinada, East Godavari, Andhra pradesh with loan account number 22332228.

I cleared all of my instalments.

Today i got a phone call asking me to pay 300 rupees due.

when i asked for which month you are charging, the bank employ did not answer properly and threatened me to refer to CIBIL. I recorded the phone call
She threatened to Spoil my CIBIL scoring.

I wonder is this the way to behave with the customers.

If any dues are there give in writing the details, I will check with the receipts i have. after all everything is Electronic clearence only.
Such are the cheats of HDFC .
arrogant and Irresponsible behaviour by the staff (the Phone call is received at 5:30pm 17/11/2016)
Please update my CIBIL scoring

PLEASE UPDATE AND MY CIBIL SCORING

My name is lokesh
I am having a regular saving account with HDFC. I can see that the HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. I did not opt for any service, hence to deduct customer's money without taking their consent is not lawful. I want this so called fee deposited back to accounts.

मेरा चालू खाता ([protected])जो कि HDFC की शाखा ग्रेटर नोएडा अल्फा 1 में है आज में चेक के दुआरा कॅश निकालने गया तो बैंक मैनेजर ने मुझे केवल 10 हजार रुपये ही दिए बोला कि हमारे पास डिस्ट्रिक्ट मजिस्टेट का आर्डर है कि चालू खाता वाला को 10000 ही देना है जबकि रिजर्व बैंक की guidlines है कि 50000 देना । ये अपने मर्जी से नियम बना लेते है। इनके पास कैस नही होता श्याम को कैस आता है । इन पर कोई कार्रवाई करे

I hate to write this complaints again.. These is my second complaint... recently i have raised one complaint against debited money from my account without any information.. HDFC Bank people are not responding for my complaints.. Why you people are debiting my money from my salary account.. I want my money back so please respond for this.. Recently i have seen that -390rs was in my account.. and some some money also debited from my account for Debit card charges from aug 2016, but i have taken my debit card in sep. so how you can cut money.. day before yesterday only i have credited 7000rs in my account, so from in that money that -360rs was debited.. See im fully irritated for this issue.. I cant bare any more charges...Now i need my money back and if any charges will be there in future i will definately close this account also.. Recently i thought to take credit card also.. but now i wont think to take credit card from HDFC Bank.. I wont.. Already two days gone.. So now immediately i want response from you HDFC bank.. Below you can see the attachement files.. My account details...
Holder Name: Nandru Sumalatha
Account Number:[protected]
Branch: Kondapur, Hyderabad

I am not the customer of the bank.I have received an intimation thro sms to my cell [protected] by 4.24pm to-day acknowledging receipt of payment via[protected] towards loan No.20651991 for Rs.12629/ I don't know whether any amount has been debited from my account from my bank account standing in other banks. I am aged and moving is difficult and also could not verify with the banks due to the present existance. Kindly let e know whether any amount has been debited from my account and if so fro what bank.If not why a message has been sent disturbing me entally

Dear concerned.,

Atm., is closed from 3 days in the below address. I m happy to say hdfc bank providing good service all over india.
Pls take the necessary action. As per the security information cash is not atall loaded
Madanayakanahalli
Near tumkur road
Landmark lichfl care homes
Bangalore[protected]

Thankingly.,
Nagaraja b g
[protected]

I had a salary account in hdfc bank (Zero balance account) opened by the previous employer.
Now, my current employer preferred me to open account in icici bank.
So i could not able to maintain the hdfc account.
On sep 6th, 2016 my friend transferred me rs.485 to my hdfc account (By mistake to hdfc account, as she had added this account as payee long before) for booking train to go native for an emergency.
Hdfc bank had charged rs.485 for non maintenance of minimum balance on 8th sep, 2016.
Now my current hdfc bank account balance is -4389.21.

Please do needful to refund my 485 rupees and to close my hdfc account.
Hdfc account number : [protected]
Bank branch : parryscorner-chennai
My mobile no. : [protected]

Unitech cyber park gurgaon branch, refused to change old 500 & 1000 notes more than once in 15 days.

Stating its an rbi rule.

Such information is not displayed anywhere in/outside the bank. When asked to show such guideline, they deny & ask to check rbi website.

Public get to know about this after standing in queue for 4-5 hrs.

Exchange limit is 4, 500/day

Greeting of the day!

Dear aditya puri,

This complaint is regarding my credit card.

You can check my credit card usage from last 2 months as i have completely stop using my credit card because of fake promises made by hdfc employee while providing me the credit card.

Fake promised made by hdfc employees :

- when the credit card was provided to me they said i am going to have emi option if i am unable to pay the amount.
- post purchase and bill payment i am imposed to penalties

I posted to rs 700/- penalty for the due amount of rs 1, 093/- for current month.

After this fake promises from leading bank i am forced to leave this bank with no option and i am never going to recommend this bank to anyone in my family & friends.

If you can do anything to me it would be great help and a last hope from you.

Regards,
Musthafa
+[protected]

It is noticed from the account statement every month you are deducting around 4800/- to wards demat as a/c net pi to hsl sec ac
181474200602340029478, it is not under stood how you are deucting every from my savings a/c. The matter is most urgent and serious. Please expain how the additinal charges are being deducted from my savings a/c [protected]

Hi Team,

I am Manoj sahoo, Having the credit card no [protected], I am Charging a huge amount on my November Month Bill, There is some extra charges is Added on my Bill, Kindly review the Amount and Please revert the Extra charges that is like as Finance charges ETC,
Please check the same and Generate a new Bill for Me,

Regards
Manoj
[protected]

In dec 2014 i received a credit card from hdfc and after few day i received a call for activation. But that agent told me that i am bound to purchase an ergo policy worth rs 9001. He split this amount for 24 emi. He said it compulsory because if i die within 24 month bank will have 9001 rupees as backup. And he said if i will not claim anything using this policy i will get 9001 in my account. I called hdfc bank regarding it they denied for any refund.

15.11.2016 - this is regarding an incident that happened today with me which i have never expected from hdfc bank, kamothe branch (gchs, pratik gems compound, plot - 10 and 11, sec - 35, kamothe, navi mumbai - 410209)
I stood in the queue to deposit my 24000 rupees into my salary account for 45 minutes with my kid. during this entire period only one person was called in to deposit his money (such a long time for a simple deposit). after 45 minutes, they just closed the door on me and others waiting without any intimation.
Upon questioning the branch manager (chandrasekhar shinde) the reason for it.. he responded with all unusual answers like we have so many things, there is limits on deposits and so on.. i could tell they have not even served 15 people in the entire working day
Such a bad experience with the bank has never happened in the entire 8 years of my account. the employees of this branch are lazy and are not aware of the bank advertisements, policies or new schemes.. they just sit around all the day.
Please take immediate corrective action against the branch manager and employees at this branch.
Thanks,
Susanth swain

I have taken HFDC accidental policy and now i want to cancel it, i contact HFDC Ergo and asked them to cancel my policy but now they asking that there will be 50 % cancellation charges, But at the time of policy sale they told me on recorded call that it will be free if you cancel policy within 15 days of documents handover to you, but now they are saying it will take 50 % money of my premium. Please i want to cancel my policy with full money refeunded.

Thanks & Regards,
Vishal Hastir