HDFC Bank Complaints & Reviews

Hello,

My name is Sairaghunath, I have a taken auto loan in Jan, 2015(Loan a/c #[protected] which was approved by keeping a fixed deposit a/c no[protected], amount 5, 00, 000 as security(liened with auto loan). Now I have auto loan principle o/s amount of rs. 4, 31, 000. Recently I had some health issues and will be unable to work for a few months and I'm having really hard time paying the EMI's without any income. So wanted to close the auto loan with the amount in fixed deposit to reduce my burden.

So, I went to the home branch and asked them to recover the loan o/s amount and any Prepayment charges if any and transfer any remaining amount to my savings account. For which they are saying that it's not possible. I don't really understand why they are not taking the amount they already have and want me to pay EMI's even though I explained them about my health issues.

Please advice on what action can I take against them and pre-close my loan.

Thanks & Regards,
Sairaghunath,
[protected].

Hi,
I went to the bank to open a regular savings account and they are requesting for so many documents. They I narrowed down to Aadhar and Pan card original. In addition to this, they insist the account opening deposit with a Cheque owned by me from another bank and a copy of statement from this bank.
I don't understand this. In order to open a bank account, is it a pre-requisite to have an account in another bank. What if this is my first bank to open an account. Could the concerned authorities figure this and come up with some policies to enforce what is reasonable? So where does this end? Does it mean, is it a prerequisite for a Citizen to open an account. I'm confused.

I went to their website and there is no option to send a communication to them. I am not a customer and i choose other. The system insist to fill the second box, but there is not even a single choice. Are they doing any testing of their websites before they release the site to the public?

This is to bring to your notice that i am a diners club credit card holder of hdfc bank card no.[protected]

1 when i was sold this card i was promised many things which would be offered to me by hdfc credit card department, but till date i have not received any such offers from hdfc bank.

2 due to some personal issues i was unable to clear my credit card bill for some months, your bank collection department people tortured me like nothing to make payments. At one point they even abused me over phone.
A.in september 2016 to my surprise, i came to know that my hdfc bank account was kept on hold without intimating me and without my knowledge and i was unable to use my account for making transactions.
B. After calling phone banking officer i was came to know that the credit card department have kept my account on hold for nonpayment of dues.
C. Can i know who has given an authority to credit card department to keep my account on hold?

3 your bank representative fooled me by offering credit card by promising various offers which they have not yet fulfilled till date

4 without informing me they took my signature in blank form of credit card and took my consent to hold my account for nonpayment of dues

5 failed to give me proper information of products and false promises by hdfc credit card department due to which my account was on hold and my emi’s bounced back and i was charged heavily for non-payment of emi

6 my credit card has been blocked since then and even after making complete payment of dues, i am still being asked to make payments for my credit card. Below trail mail for your reference.

This is mental torture and agony for me by hdfc bank and credit card department.

Kindly look into this and provide me answers for all my queries raised above. Non receipt of reply, will force me to take legal actions against the bank by forcing me to go to consumer court.

Regards

Florine sequeira

As I have orderded the Nikon Camera D5500 and Epson l220 printer on 13-09-16 in flipkart.com with no EMI option and cancelled on the same day and amount refunded on 14-09-16. But after cancellation bank has taken EMI and tax (totally : 800.17 rs). I need solution and refund for this and attached flipkart mail proof. Totally cheating the customers.

Regards,
Suresh Babu M
[protected]

I have a salary account with HDFC Bank, kondli Branch, I tried to withdraw 20k from the same branch ATM on 2 Nov, 2016 but my balance got deducted and I didnot receive any cash. HDFC Staff is asking me to wait for 7 working days for the information only whether the amount will be credit or not and if the response will be negative than again I will have to follow the process for another 7 working days.
What is wrong with this bank? First of all, my balance has been wrongly deducted then I do not even get any positive response, would like the resolution ASAP. My complaint ID is - DELC[protected].

Respected sir,
I have complain them to cancel my Hdfclife policy No.18545883 and refund my paid amount but they say it's not a Free-look period but i contact them by free-look period but they don't agree, in bond distance marketing policy free-look period is 30 days. i have all proof if you want i will give you all details. i have attach all proof.
I have receive call from Hdfclife distance marketing call from this No.[protected]. and she give me detail about plan and i take hdfclife policy but when bound come all commitment are wrong, i call last[protected] by customer care they say it not possible to refund you can mail for it i say ok and i mail last 12 September 2016 but still they have not given proper response. last some days they don't give me reply also. i think they don't have intention for return paid money. i have clarify all topics by them but now they don't give me any reply, i have give all proof also but they don't worry it, can you please help me for it ? i have hope in you, you understand my issue, i have attach all proof and give them but they don't refund. sir i have attach all proof of attachment copy. sir please help me.
I want to clarify Hdfclife topics
1) All the documents signed by me it's right but ask Hdfclife executive who come from my office he say sign when i tick mark, i say but why he say i want to Write your name and address i say ok. if it is my mistake than same mistake for Hdfclife executive because why he bring this tick mark form? ask him? he bring this kind of form that's why i will sign. it's big mistake for Hdfclife staff.
2) Free-look period - Yesterday evening i call Hdfclife customer care that madam say free- look period is 15 days by direct agent but what about distance marketing ? i have receive call from this No.[protected], is it direct policy or distance marketing policy? because as per IRDA Guidelines on
Distance Marketing of Insurance Products IRDA/ADMN/GDL/MISC/059/04/2011 Dt. 05/04/2011
These Guidelines are issued in exercise of the powers conferred upon the Authority under Section 14(1) of the IRDA Act, 1999 to protect the interests of the policyholders and to regulate, promote and to insure the orderly growth of the insurance industry.
(1). Scope and applicability of these Guidelines
a) Distance marketing includes every activity of solicitation (including lead generation) and sale of
insurance products through the following modes:
(i) Voice mode, which includes telephone-calling;
(ii) Short Messaging service (SMS);
(iii) Electronic mode which includes e-mail, internet and
interactive television (DTH);
Is it right or wrong ? If it right then why Hdfclife team is not understanding it? i have try to cancel my policy last[protected] but Hdfclife team is not ready for it, if that madam don't know about distance marketing and direct policy why she give wrong information? if you think i'm talking wrong check yesterday call record by Hdfclife customer care no.[protected] between 05pm to 5:30pm, when i say it mince you don't refund me paid money she say you grasp (understand) it. is it true answer?
3) Successfully completed the welcome call - That day i'm busy with my office work i can't pickup any call then Hdfclife distance marketing person call me again and again and say please complete confirmation call they tack only two minute i say ok only this is my mistake. i can't listen properly and i say ok, it's ok. now Hdfclife listen my all recording, listen that distance marketing team call what they do?
Dear sir now i'm very unhappy with Hdfclife services they give me now all wrong information. how can i trust for them for long term? i have to cancel it because Hdfclife distance marketing person say after 15th year i have receive Rs.400000/- and Hdfclife agent come he say Rs.300000/- to Rs.315000/- but when bound come only Rs.264831/-, how can i trust for him, Hdfclife entire team are wrong. i don't want
it. please cancel and refund my paid money, don't foolish some one to give wrong information.
I'm waiting your quick response for it. i have attach all copy for your reference.


Thanks
Prakash Vasava
[protected]

I have submitted application for cancellation of proposal/application no.[protected];
till date the payment of initial deposit made through citi bank credit card no.[protected] not reversed.
The client id is 9379258
the agent thirumalesh- mobile no.[protected] is just terrible and does not even attend the phone call.
The reputation of hdfc is really taken a beating since you do not redress complaint by e- mail or when contacted in person

On 29 Oct 2016 I transfer money from hdfc netbanking to sbi bank ref no N[protected] I pay wrong benificary but both are added to my third party and both have sbi account but I pay another benificary but i pay other benificary how can i refund from one benificary to other benificary please help me. I want to pay other benificary there is any solution to refund online to one benificary to other benificary

Hi hdfc bank,
Greeting
Hope this mail finds you good in health!!!
On october 20th, one of your executive came to our office building and requested us to take the credit card and we provide the gift to you (Speaker) by monday. I have provided all xerox copies of following document (Pan card, three months’ salary slip and aadhar card).
On the next day, we have a call from the verification department and everything was fine, we have received the application reference number ([protected]s3) and ask us to sms for generated one-time password. I have sent the sms to two times that cost me around 10 rupees along with service charges.
On november 01, i have gone through status find that disapproved, later i have made a call to your cc to sort the issue.
On the whole issue, i came to know you are a cheater, make foolish promises. Please do not your executive to our office again. Please return my all document and sms charges that cost me and my time.
Regards
Mujahid mohammed
[protected]
Mujahid.[protected]@mail.com

Please cancel my policy as I am not interested in it.I cant continue the policy.I wanted to cancel my HDFC ERGO health insurance policy :[protected]

First of all I am cancelling my policy because I am not able to make the payments and now I have been told that I need to pay 75% of the premium and only 25% will be reimbursed and they say that it is clearly mentioned in the documents,
But the documents containing the rules was given to me only after buying the policy and that too 18 days after buying the policy and even no document was provided to read before buying the policy nor they told me on call

Infact I was fooled by them by giving me wrong information like the insurance can be used even for OPD treatments ( I have the call recorded in my phone and have the proof for the same )

So if they tell me I should have read the conditions before buying the policy I would say the documents containing the rules and conditions was provided to me only after buying the policy and that too after 18 days .

I just kindly request you to cancel my policy and refund my amount .

My complaint no. Cc/814/2014 : cosumer court, thane has given the judgement to pay me the amount by 30th september'2016 with 9.0% interest from 04/04/2013 to 30/09/2016, failing which hdfc life will have to pay 12.0% interest from 01/10/2016, so far i have not received any cheque or fund transfer to my account. Kindly intervene to solve the complaint at the earliest & honour the judgement of honourable consumer court, thane, maharashtra.

Dear HDFC Team,

I had three account with your bank, Main Detail is given below:

1. Auto Loan No: 20041822 Foreclosure - in July 2016
2. Personal Loan: 21429021 Foreclosure- Aug 2016
3. Credit Card : XXXX7754 Settled- In Dec 2015 (But As per CIBIL report, this account marked me as a Defaulter for this as all dues against credit card settlement is cleared in dec 2015)

Name: Raja Bhartibr...

Refuting of claim no-c[protected].
This is with reference to the theft of my bike, that i had lodged fir no-016472 in dwarka sec-17 on 01/06/2016 and informed to hdfc ergo also. then submitted all relevant documents to the company for filing the claim. company asked document for lodging fir on same date which i submitted to company but still the company refused to give me claim. so serious action should be taken against the company.

Please arrange to deliver my cheque book as without this i am unable to make payment of so many debt. i have applied the same through atm on september and till date there is no result again i ordered and sms received as cheque with out account branch moulali, i am surprised that for a simple cheque delivery how your bank can take such a long time. please arrange to deliver the same to my office address as i have shifted from my registered address.

I do not know whether any one will get this message or not, but believe me this is very my required.

My account no. [protected]

Name : subhasish chakraborty
Address : fedex tscs
Gn -27, gn block
Sector - v, salt lake city
Kolkata -700091
Ground floor
Phone no. [protected]/[protected]/[protected]

Dear all.
This is regarding my visa credit card ending no 6121
This is to inform you again that my credit card hav debited rs 51875 two time on 21st oct i was going to pay my insurance premium at that time.. kindly refund rs 51875 to my account.. as the said amount debited from my account & not refelected to my insurance premium.

Regards
Tapan joshi
[protected]
My mail id
[protected]@rediffmail.com
Cr cc no [protected]

Sent from my samsung galaxy smartphone.

My nane is Deep Chand, and my account no is [protected] of hdfc bank please refund my account dcd money, where as you people deducted from my account on date of 20/10/16, amount is 862.50 INR, i dont know why you poeple deducted this amount, please share this dcd deducted detail with my mail id [protected]@gmail.com. my contact detail is +91 [protected].

Dear Bank,

Iam Mr.Anuj sunil Pandey has been taken credit card and loan from hdfc on dated and was paying all my emi dues on regular basis but since from last 2 month i am jobless and was not able to pay the due and because of which m getting continuous calls which is the process of bank m aware of but right now m not in condition to pay my pending dues please if possible then don't call me and also please need time till 30 nov 2016.
I got call from my old residence owner that recovery agent visited there and talk very roughly but i was on rent at my old address and left 1 year back and also they do not have any concern with my loan and outstanding.
right now i am at my native place but i will return to mumbai at 28 nov 2016 and update my new correspondent address and also settle my due on said time, hope your reputed bank hv the policy to help and support its needy clients like me,

Regards
Anujkumar Pandey

I have opened saving account with hdfc bank, anandwalli bank, nashik under various schems. My dp account no is 54428925.

One of them was i will not be charged brokerage untill the transaction of rs. 1 lac 50 thousand. Second one time trading account opening charge of rs 499/-. Afterwards there will not any charges for trading account except brokerage, service charge.
Another scheme for demat account. The annual maintainance charges for first year is free for demat account. Afterwards, if there is one transaction in a year, there will not be any annaul maintainance charges.

However, i have been decived by them for both the schemes. They have cut the free brokerage limit to 1 lac insted of 1.5 lac.
Also in second month from date of opening of demat account, they have deducted rs. 57/- as depositery charges.

I request you to please help me to get back extra money deducted by the hdfc bank.

Hoping for your favourable response.

Sunil adkar

Hi,
My Loan application number is[protected]Location-New Delhi, Name of Loanee -Samrat Kanti Ghosh), my contact no is-[protected] and my DOB is 20/08/1988. I have had a representative collect four blank cheques on the 20th of October and since then i have not managed to hear from you lot. I am wondering firstly to lodge a criminal complaint on your organization for having my cheques and not disbursing the loan amount despite me meeting all your bloody requirements, nor have you kept me informed about the terms of repayment. I do not expect a lot from you as my particular experience dealing with you guys has been far from satisfactory. I would hope someone contact me at the earliest on my phone number as i am losing my patience.I have emailed you lot at [protected]@hdfcbank.com but you guys keep asking me for an account number. Fact is i do not have one with your bank. Please try to resolve this as this has caused me lot of inconvenience.

Samrat.

I have not operated my salary account and had no balance in it. So the bank started charging for non maintenance of minimum balance and now my account balance is -7, 429.01.
The same is with demat account. First year the service was free. I never used it and yesterday I got a message to pay 858.75 rs.
I want to close this account and demat account.