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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 9, 2025
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HDFC Bank reviews & complaints page 1316

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S
Siddardha Muppalla
from Mumbai, Maharashtra
Jul 11, 2016
Resolved
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Address: Chennai, Tamil Nadu, 500090
Website: hdfcbank.com

My card was blocked on[protected] for non payment of my diners club card of rs 819/-. When i called hdfc bank on[protected] they mentioned that i didnt pay for diners club card. But on 03 july 2016 i paid 900 rs from my idbi savings account towards diners club card. But the amount got reversed after two days to the same account without any reason. I called idbi bank regarding this. They simply told me that the account doesn't exist. But i paid my platinum card in the same way and the payment was accepted. After several discussions hdfc bank gave information that for diners club card i need to add two zeros (00) before my card number while adding it to any savings account. But i didnt receive this information before due date. I didnt get any welcome call from hdfc bank. And
Also i didnt receive any e-statement for the month of june. I gave a complaint on[protected] regarding this and the complaint no is [protected]. And the complaint team was not accepting my second complaint that i didnt get any welcome call from hdfc bank. And i dont have any information of my outstanding amount. First of all hdfc bank gave me two cards thats diners and platinum where i got confused about transactions. Now for all these reasons my cibil score will be effected. Its not at all fair from hdfc bank where my score got effected. If you want to see my idbi statement showing that i ahve paid 819/- in time, i will send it. Because of hdfc bank service my cibil score got effected. Very bad service and worst bank.
Aug 6, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Dear Customer,

We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 2 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

-Anay
HDFC Bank Customer Assistance
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    B
    bhartisantu
    from Solapur, Maharashtra
    Jul 11, 2016
    Resolved
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    Address: Gurgaon, Haryana, 12002

    Kya aap love fraud ho chuka ho jo ki mera account no [protected]
    H josé apki branch a 12 the shopping malldlf qutub enclave ph 1:gurgaou hariyan

    Na save kar diye jabki meri last salary 24 june ko hi account m aai thi or har month aati h salary please mera account ko fir s salary account m kra jaye mujhe mera chque bhi dalna h salary k jo m nhi jama kra p rha hu

    Or kuc btaye bgar bank esa kesa kra skta h.

    Please solve my problem


    Thank you
    Reg santu bharti
    [protected]
    Cargill. [protected]@gmail.com
    Aug 6, 2021
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Dear Customer,
    We understand that our official Mr. Vineet Pathak contacted you and addressed your issue, You may contact him on [protected] for further assistance.

    -Natasha
    HDFC Bank Assistance
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      L
      Lalby.P.L Lalappan
      from Malappuram, Kerala
      Jul 11, 2016
      Resolved
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      Address: 688008

      Sir,
      I am holding an account no :[protected] in hdfc vazguthacad branch. This is saving account. My current salary is credited on the same account passed 3 years. Every month they are deducteing money from my account reasoning that minimum balace is not keeping. I had already given a duly filled offical letter to the concern person in panampiily nagar branch date 9th may 2016. Still now there is no response and the deduction of money is continuing here by iam requesting you transfer my account to salary account.

      Other wise i need to choose with other banks because every month loosing money after submitted the offical letter.

      Hope you will consider this as a genuine request.

      Thanku
      Lalby p. L.
      Aug 7, 2021
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Dear Customer,

      We understand that our official Vinu V Pai contacted you and informed the status of the account. You may contact Vinu V Pai on [protected] for further assistance.

      -Anay
      HDFC Bank Customer Assistance
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        S
        sankalp_700
        from Delhi, Delhi
        Jul 11, 2016
        Resolved
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        Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

        This is with reference to my complaint against hdfc bank "hbl=[protected]' ref id- ttu[protected]", i have already discussed and received the mail from hdfc bank stating this :
        Dear mr. saxena,

        Thank you for your patience and co-operation.

        1) account number ending with **********9255

        We understand that our official ms. meera barma sent an e-mail to you on july 05, 2016 and informed you the process to be followed for your account.

        You may write back to her for further assistance.


        2) account number ending with **********3423

        We understand that our branch official ms. aditi wadhawan tried contacting you on the registered mobile number but was unable to get through. we wish to inform you that the outstanding amount of rs.2, 089.44 has been waived off as a one time service gesture.

        It has been our constant endeavor to serve our customers with required element of precision in service and thereby striving for customer delight.


        And now i am getting sms for june month and the amount is doubled, i must said that this is the begging to ask me to stay with hdfc bank account.

        I must said that i will not pay a single penny and will going to take this matter forward to ombudsman .


        Regards,
        Sankalp
        +91-[protected]

        This is a kind of harassment
        Aug 6, 2021
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Refer to my previous complaint :


        http://www.consumercomplaints.in/hdfc-bank-harassment-caused-by-hdfc-bank-by-sen...
        Dear Customer,

        We have received your e-mail once again and will revert to you with refreence number[protected] within 3 working days. Please contact Bank Official, Ms. Avantika Ahuja on [protected] for further assistance.

        -Natasha
        HDFC Bank Customer Assistance
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          K
          Krishna Saurabh Tiwari
          from Chennai, Tamil Nadu
          Jul 11, 2016
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          Address: Mumbai City, Maharashtra, 400013

          Dear hdfc team,

          This mail is in regards to harassment by hdfc credit card collection team, where as i have already made payment on 05th july 2016.

          I want to bring your kind notice than as i am not getting proper service and paper bills from hdfc team end, where as in last year- i was getting all service on time.

          I am chasing to hdfc customer care & technical team since last 03-04 months for paper bills and online portal password request but no one has provide solution…..as on 07th july 2016- i am getting harassment and enforced calls from hdfc credit card team for bill payment, where as i already did it.

          Now hdfc team have sent me a bill of late fees and interest charges of inr 1100 approx where their credit team is asking to make for payment-minimum amount due . really it’s a question on hdfc service, where they are not ready to listen my complaints and providing wrong bills to me.

          If you check my calls logs, i always call to customer care and i ask for outstanding amount then i make payment.

          Now i don’t want to keep relation with credit card banking service as their regular failures, request you to please close my credit card asap.

          Regards
          K saurabh tiwari
          Credit crad no 5241 xxxx xxx 3958
          Registered mobile no [protected]
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Customer,

          We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 2 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

          -Natasha
          HDFC Bank Customer Assistance
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            D
            deep555us
            from Coimbatore, Tamil Nadu
            Jul 11, 2016
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            Address: 641002

            I have two corporate accounts and 5 individual accounts at hdfc bank, r s puram - branch in coimbatore.
            Recently my father passed away and i am trying to get my corporate accounts updated with my name. I submitted all the papers on june 28th. They are still processing this and claiming that it will take another week. They are citing reasons like the forms have to go bombay and some address mismatch. They were supposed to resubmit everything last week, but they are still sitting on these papers. Is this the service hdfc bank meets out to a long standing customer? Other banks have been able to finish this process in a much faster time frame. I think someone from head office has to be aware of this lethargic behaviour of the manager and staff here.
            Aug 6, 2021
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Dear Customer,

            Kindly mail us at [protected]@hdfcbank.com with account number, registered contact number & your concerns in detail mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

            -Natasha
            HDFC Bank Customer Assistance
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              A
              ankit619agarwal
              from Srinagar, Jammu and Kashmir
              Jul 10, 2016
              Resolved
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              I am ankit kumar agarwal. holding acc. no. [protected] (branch - rewari, haryana), without any information amb charges are deducted from my account.

              At the time of opening the account, they said, it's a salary account and the minimum balance can be 0 rupees. however, after leaving the job, hdfc converted my salary account to a regular savings account automatically without informing. the problem is, they didn't inform me the minimum balance i should keep on the account. according to reserve bank guidelines, every banks are required to inform the customer about the minimum charge he should maintain prior in his a/c to levy penalties.

              05 apr 2016 amb chrg incl st & cess for feb2016 05 apr 2016 167.57
              06 jun 2016 amb chrg incl st & cess for may2016 06 jun 2016 687.00
              09 jun 2016 amb chrg incl st & cess for feb2016 09 jun 2016 521.70
              09 jun 2016 amb chrg incl st & cess for mar2016 09 jun 2016 690.00
              09 jun 2016 amb chrg incl st & cess for apr2016 09 jun 2016 690.00
              09 jul 2016 amb chrg incl st & cess for jun2016 09 jul 2016 487.05

              My e - mail id= [protected]@gmail.com
              Aug 6, 2021
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Dear Ankit,

              At the outset, It has been our constant endeavor to serve our customers with required element of precision in service and thereby striving for customer delight.

              This is with reference to your query regarding AMB charges in account number 50100XXXX880431 and your conversation held with Mr. Sanjay Batra (Manager). This is to apprise that your salary account has been converted to savings account due to non credit of salary in three consecutive months and the minimum AMB of INR 10000 was not maintained in your account, In view of same charges, levied in your account are genuine. However as discussed, you are requested to maintain the minimum AMB of INR 10000 for one month to review the reversal of charges as an exceptional case.

              Hope your issue is been clarify, In case of any clarification, please feel free to contact on [protected]

              We will be happy to assist you. Thank you for banking with us.

              -Bejoy
              HDFC Bank Customer Assistance
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                R
                ranjit0977
                from Noida, Uttar Pradesh
                Jul 10, 2016
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                Address: Gurgaon, Haryana, 122001
                Website: www.hdfcbank.com

                I have account with hdfc bank but bank so many times many charge deduct in my account approx ₹5000 account information is below mention
                Ac no-[protected]
                Bank name -Hdfc
                Branch address -sector 14 Gurgaon -122001
                My contact no-[protected]
                Aug 6, 2021
                Complaint marked as Resolved 
                Dear Customer,

                We understand that our official Anshul Grover contacted you and assisted with your concern. You may contact Anshul Grover on [protected] for further assistance.

                -Natasha
                HDFC Bank Customer Assistance.
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                  A
                  Abhay@7900
                  from Saharanpur, Uttar Pradesh
                  Jul 9, 2016
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                  Address: Gautam Buddh Nagar, Uttar Pradesh, 201301
                  Website: www.hdfc.com

                  Please reverse my balance ASAP.
                  +1 photos
                  Aug 6, 2021
                  Complaint marked as Resolved 
                  Dear Customer,

                  We understand that our official contacted you and assisted you with your concern. You may contact Mohit Goyal on [protected] for further assistance.

                  -Anay
                  HDFC Bank Customer Assistance
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                    A
                    amritasengupta
                    from Mumbai, Maharashtra
                    Jul 9, 2016
                    Resolved
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                    Address: Kolkata, West Bengal, 700110
                    Website: www.hdfc.com

                    Hi,
                    I called hdfc on 27th june and spoke to an executive named deepika. I requested for a new credit card to be issued to me. However first of all I was never informed that I would have to submit any documents. Secondly I had specifically informed her that if it would be possible that someone would call me back in the evening as I have an evening shift. I received call back on 3 different days, all in the afternoon, obviously I couldn't receive it. I am yet to receive the credit card and tired of calling the bank to request for credit card. Why is the services of the bank not transparent?
                    Aug 6, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,

                    Request you to write to [protected]@hdfcbank.com along with your contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

                    -Bejoy
                    HDFC Bank Customer Assistance
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                      A
                      aroy2210
                      from Kolkata, West Bengal
                      Jul 9, 2016
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                      Address: Mumbai City, Maharashtra
                      Website: www.hdfcbank.com

                      Hi

                      My employee id is CA17331 and was relieved from the job with HDFC Bank on 7th dec 2008.I have contacted the hr department through mail several times but no response.Also my supervisor has completed all the formalities regarding the exit but still no response(Mail Attached)

                      (From: mahesh.[protected]@hdfcbank.com
                      Sent: Fri, 29 Jan 2010 12:39:34 +0530
                      To: PAD.[protected]@hdfcbank.com
                      Cc: [protected]@rediffmail.com
                      Subject: Request for relieving letter-Employee ID CA17331


                      Dear Team,

                      Caption Employee (Arijit Roy - CA 17331) was under my mentorship as Coex under FP Channel. He resigned from the service on Dec 7th 2008. And as a process i had forwarded the Original Resignation Letter & Exit Check List to Nelson Dais. But the executive has not yet received his relieving letter. Request you to kindly check and revert on this. Kindly find the Attachment for the Resignation letter copy and the Exit Check list copy.

                      (See attached file: Resignation letter.JPG) (See attached file: Coex Exit List.JPG)

                      Thanks & Regards,

                      Mahesh T.M
                      Asset Relationship Manager
                      HL, LAS & EL
                      Mobile:- [protected])

                      Regards

                      Arijit Roy

                      [protected]
                      HDFC Bank customer support has been notified about the posted complaint.
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                        J
                        JOGINDER SOREN
                        from Delhi, Delhi
                        Jul 9, 2016
                        Resolved
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                        Address: Gautam Buddh Nagar, Uttar Pradesh, 110059

                        Hi,
                        This is joginder, 6 months ago i got hdfc credit card. when i was getting the card i asked the executive that if i shop from this card for more than rs. 30, 000, so can i pay that amount in emi option. the executive said, yes you can pay the amount in emi option also.
                        But, when i purchase the items for more than rs. 30, 000, and asked them to convert the amount in emi and i will pay, so they refused and said, you have a new card so the emi option will come on your card after 2 months. so i paid minimum due amount which is rs. 3000.
                        After that i again asked to them that when can i get the emi option to pay the amount. they said, the emi option will come on your card after 3 months, i again paid the minimum due amount.
                        Now its been nearly 6 months, sometimes they said that you don't have an emi option and sometimes they that the emi option will come on your card after 6 months.
                        I am fed up of paying the minimum due amount which 3000, they are not listening my request, now i complaining about the hdfc credit card company for taking me granted.
                        I will not pay the due amount unless they convert the whole amount in emi option.

                        Joginder soran
                        Getit grocery pvt. ltd. sector 125 noida.
                        Mob:[protected]
                        Email. [protected]@gmail.com
                        Aug 6, 2021
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dear Customer,

                        Kindly mail us at [protected]@hdfcbank.com with credit card number and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                        -Anay
                        HDFC Bank Customer Assistance
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                          M
                          MayankDHankar
                          from Mumbai, Maharashtra
                          Jul 8, 2016
                          Resolved
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                          Address: 201301

                          I applied for a personal loan in hdfc bank 20 days ago and submitted the all the documents as i was asked by their representative. Firstly, he didn't have much knowledge himself as he was stammering while answering to my questions. I was not even sure if he will be able to guide me properly about it. Then when i submitted all the documents he said that he will try and make sure that the loan gets approved since he thinks all documents were sufficient for the request to process. Received no call from him in a week and then he called that he found out that i had submitted an application before also. I told him that it was an online submission and the representative that guided me that time did not pick up my phone or called me back with the status after submission of my documents. He said okay, he still has a solution for that. He said he will ask his manager to write an email to the credit manager and get an mdr (I don't know what that is) so that my previous application gets rejected and the new one is processed in a fresh manner. He again did not call me for a week and when i called him to ask for the status, he mentioned that the credit manager is not responding. Then right after the day i called him, he telephoned me and said that your application has been declined. Is this the kind of service they provide? My cibil score is good, and if loan cannot be given to salaried persons like me then who should it be given to, millionaires? This is the reason billionaires like vijay mallya run away taking so much money from the banks and then never come back. And atleast if it was declined, a proper explanation would've sufficed. I would have spoken not a single word then.
                          Aug 6, 2021
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Dear Customer,

                          Kindly write to us at [protected]@hdfcbank.com with your complete name, loan application number and your contact details mentioning reference Id TTU[protected] in the subject line. The concerned department will assist you.

                          - Bejoy
                          HDFC Bank Customer Care
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                            J
                            John TP
                            from Kizhake Chalakudi, Kerala
                            Jul 8, 2016
                            Resolved
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                            Resolved

                            Address: Thrissur, Kerala, 680001
                            Website: www.hdfclife.com

                            Recently i had to fill up ecs mandate given by hdfc life. first of all, they don't accept any application with out ecs. none of the other insurance companies ask mandatory. also the following problems in their mandate.
                            1. period is uncertain. they can take money any time from bank.
                            2. amount is uncertain. they can take any amount with out limit from bank.
                            3. corrected by overwrite.
                            4. two lines two write application no. most of the case the second line is blank. this is a problem because any one can add one more application no., so that he will also get money from the same ecs form.

                            Many customers does not like to sign in such confused ecs form.

                            I hope the officials will look into it and make necessary corrections in the ecs form, so that foolproof methods are implemented to get better customer confidence.
                            +1 photos
                            Aug 6, 2021
                            Complaint marked as Resolved 
                            HDFC Life customer support has been notified about the posted complaint.
                            Hi John, please send us an email to [protected]@hdfclife.com from your registered email ID mentioning the above concerns. Also, please state your policy number in the email for us to assist you better. Thanks - Ameiya
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                              O
                              ojasvi chaturvedi
                              from Mumbai, Maharashtra
                              Jul 8, 2016
                              Resolved
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                              Resolved

                              I cancelled my tickets 2 months back, still my amount has not been refunded. I have written many mails to smartbuy but no reply also the customer care no. Never gets connected.
                              I am frustrated!!!

                              My smartbuy reference no. Is [protected].

                              Requested you to please refund my amount!!


                              Thanks & regards
                              Ojashwi chaturvedi
                              [protected]@gmail.com
                              Aug 7, 2021
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              Kindly mail us at [protected]@hdfcbank.com with account number, transaction details and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                              -Natasha
                              HDFC Bank Customer Assistance
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                                E
                                eshwar486
                                from Hyderabad, Telangana
                                Jul 8, 2016
                                Resolved
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                                Resolved

                                Address: Hyderabad, Andhra Pradesh, 500038
                                Website: www.amazon.in

                                Dear sir/madam,
                                I had purchased a hp 15-ac122tu 15.6-inch laptop on amazon.in website through my hdfc debit card on 4th april 2016. my order number is order #[protected] as per scheme it was 10% cashback and max rs 2000/-on this website. it must be credit in my debit card account after 3 months probably on 6th july 2016. but i have not received yet. i had called amazon 2 times but now they are suggesting me to discuss with hdfc bank people. when i call to hdfc customer care service number, they did not answer the call and if they answer they did not answer properly.


                                Please help me to solve this problem.

                                Thanks & regards,
                                Eshwar
                                Aug 5, 2016
                                Complaint marked as Resolved 
                                Thanks Everyone... I got my cashback!
                                HDFC Bank customer support has been notified about the posted complaint.
                                Dear Customer,

                                Kindly mail us at [protected]@hdfcbank.com with debit card number, transaction details and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                                -Natasha
                                HDFC Bank Customer Assistance
                                Thanks Everyone...
                                I got my cashback!
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                                  junej91
                                  from New Delhi, Delhi
                                  Jul 8, 2016
                                  Resolved
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                                  Resolved

                                  Address: New Delhi, Delhi, 110001
                                  Website: HDFCBANK.com

                                  My number is registered on dnd. still i keep getting atleast 5 calls everyday from hdfc credit card/ loans dept. i have lodged many complaints at their customer care and also told them to delete my no from their database as i don't want anything from them. but all in vain. i am sure this is happening with the other account holders as well. kindly resolve this
                                  Aug 6, 2021
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Dear Customer,

                                  Kindly mail us at [protected]@hdfcbank.com with customer Id, caller details and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                                  -Natasha
                                  HDFC Bank Customer Assistance
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                                    M
                                    Mishh RS
                                    from Mumbai, Maharashtra
                                    Jul 8, 2016
                                    Resolved
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                                    Resolved

                                    Address: Mumbai City, Maharashtra, 400093
                                    Website: ombudsman

                                    I have took a credit card through hdfc bank, as my amount s overdue for last 4 months as i was hospitalized. i requested the bank for removing the autopay option which was activated to my savings account. i have been i touch with almost everyone but no one was ever able to help me. i also informed that my salary would be credited and eventually they can deduct amount. as i have already made few payments and still the autopay option is not removed or deactivated. please help me with the same
                                    Aug 6, 2021
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Dear Customer,

                                    Kindly mail us at [protected]@hdfcbank.com with credit card number and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                                    -Natasha
                                    HDFC Bank Customer Assistance
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                                      S
                                      SnghAP
                                      from Jaipur, Rajasthan
                                      Jul 8, 2016
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                                      Las a/c closure

                                      Address: New Delhi, Delhi, 110070

                                      Never ever ever open an account with hdfc securities. you will repent all your life
                                      I am fighting a closure of a/c case since june 2 2016 and till today nothing has happened
                                      The rude behaviour of the concerned officer and the purposeful delay

                                      The process started with me telling hdfc sec to sell all of a particular scrip. they informed that only that no of scrips which cover the od can be sold by them, i agreed...
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                                      Z
                                      Zinnia Bhattacharya
                                      from Kolkata, West Bengal
                                      Jul 8, 2016
                                      Resolved
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                                      Resolved

                                      Address: Kolkata, West Bengal, 700034

                                      I have been using credit card no [protected] from november 2013 and have never faced any problem. But i received a call in first week of may to upgrade my card to which i had given my consent by signing in a form for upgrading the card. An executive had visited me and i had also given him a request fr change of my communication address. I had also give relevant docs like ashar card and marriage certificate for changing my address. Subsequently my card got upgraded but my address was not changed. And so i have not received my upgraded card in the last two months. Tjiugh the courrier managed to deliver the pin to my previous address. Now i request you to either deliver the card to my present communication address or else cancel the card so that i can carry on using my previous card.
                                      My upgraded card ends with 8663. My present card is linked with a number of bill payments and so please kindly cancel the upgraded card at the earliest under intimation to me.

                                      Thanking you
                                      Zinnia bhattacharya
                                      Aug 6, 2021
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Please send Colling list
                                      HDFC Bank.sir m Haryana state k mahendergarh disst. Se belong krta hu aaj raat 12.30 mujhe kuch paise ki urgent requriement ho gyi thi mne apke nrby hdfc atm pe visit kiya bt vha pr atm khula hone k vaujud Gaurds ne mujhe atm se paise nikalne nhi diya soo plz Imporve your custmer care services
                                      Dear Customer,

                                      We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

                                      -Bejoy
                                      HDFC Bank Customer Assistance
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