HDFC Bank Complaints & Reviews

I have a salary account in hdfc bank. My 9500 has been deducted from my account as asd & other deduction. I want my money to be reimbursed. Otherwise i will take necessary action watever applicable. I want my money backk... I have attached my mini statement copy for your reference.

Account no. [protected]

Cust id. 55529547

Name. Niraj kumar shetty

Contact: [protected]/ [protected]/ [protected]

Sir/ma'am
i hve applied a personal loan from loan bazar.but my loan is aprove in hdfc bank yester day...my aproval letter is


Address:
HDFC Bank
6, Little Russel Street, Kolkata - 700071,
Loan Approval Letter Ref. No. EL4U[protected]


[protected]

Dear kushal kalita


Your loan has Approved


Registrations Details

Name : kushal kalita Gender: Male
Date Of Birth: [protected] E-Mail: [protected]@gmail.com
State: Assam City: guwahati
Mobile No: [protected] Total Loan Amount: 1
Employment Type: Self Loan Status: Approved
Bank Details

Bank Name IDBI Bank Account No. [protected]
Bank Address PLOT NO 478 BAGHARBARI AREA PANJABARI IFSC Code. IBKL001123
Account type Saving Company Name. Non
Loan Details

Apply Loan Amount : Rs.1/-

Allow Loan Amount Loan EMI
Total Allow Loan Amount %
Interest Payable
91%10%
100000 Rs.4, 591/-
Interest Payable Total Interest Rate
9.5 % Rs.10, 195/-
Loan Tenure(In Month) Total of Payments (Principal + Interest)
24 Months Rs.110, 195/-

Print Back

Dear sir,

I have applied new hdfc credit card through online last month. (Ref. No : [protected]s1). After that all verification process over. They send my credit card through bluedart courier (Waybill. No:[protected]). But still i did't received my credit card. If i contact phone banking care na they told me "your mailing address is incomplete, so kindly go to your nearest branch fill and submit the address change form". If my address incompleted means, then how they people make address verification process?

I have received call from hdfc insurance department. I have choosed one insurance policy from my applied creditcard. (Policy no:[protected]. They debited 4599 from my credit card and generate emi for that amount. Still i did't received my creditcard. Then how they debit amount from my credit card and how they generate emi?

Is this all my fault? Or their fault? What can i do next?

We Withdrawal money of Rs.10000 from axis bank ATM Chawla Colony Ballabhgarh (HR) at 20/04/2016 9.29 Am. But we have received amount from ATM . But amount debited from my account.
We already registered first complaint Comp.No.1072212 Dated 20/04/2016.
We had a conversation on 28/04/2016 to your customer care representative. They said sir u received your money back with in 2 or 3 working days .After that We again spoke to your customer care & They provide us a new complaint no. is DELC[protected] & 2 days ago I received a text message from your bank .That this is A valid withdrawal.But I didn`t did it. So please do the need full solution as soon as or I take a strict action against it in consumer court.
My Account No.is-[protected] & Contact number is -[protected].Contact me on this number for any inquiry
Manoj Kumar Raghav

My daughter got a credit card from HDFC. A sum of about Rs8000 was which was paid promptly and my daughters account was debited before due date. But due to some technical problem with the bank it appears the bank did not get payment from the drawee bank. It is an internal issue between the collecting bank and paying bank. HDFC Bank is demanding another payment. We requested the bank to return the cheque to make another payment. But HDFC Bank refuses to return the cheque and penalising the customer for no fault on part of the customer. The high handed behavior of a reputed bank is very much regretable

We but od loan from hdfc bank at sep. 2015 against our property mortgage and 2 lakh fd .before taking loan they inform us 8500/- total charges but after they deduct 13500/- and they told us forget to inform charges and service by mr sumit nigam . at time they told us 2 lakh fd will release in 2 months but after 8 months we call daily with mail but they told every day will make revaluation today and still last week they told us revaluation made by mr vishal ariwala but they not send us

Hi,

This complaint is to address how hdfc bank and citi bank are harassing me.

Background:
I took personal loan of rs 55000 in 2014 from hdfc bank. The hdfc loan account number is rs 27867221. As agreed the emi rs 1266 was supposed to be deducted automatically under ecs from my salaried account which is citi bank. The ecs mendate was rejected due to signature mismatch. Due to my busy schedule i could not follow up with the bank until may 2015. But in the meanwhile i paid the emi via billdesk. With great difficulty i managed sometime and on 15th may 2015, i went to citi bank and got my signature verified. Also, submitted a copy of verified signature with the hdfc bank, sahakarnagar branch. The ecs mandate was approved and the loan amount of rs 1266 towards personal loan account number : 27867221 went through successfully. However, in the month of july, i again got a message on my mobile stating that the ecs mandate has been rejected. I raised so many requests with hdfc bank and citi bank but none of the banks taking the ownership of resolving this issue.

Hdfc have told that they are not responsible as there is problem with my salaried bank which is citi bank. Citi bank have confirmed that there is something wrong with hdfc side. But both the banks agree that ecs mendate was approved in the month of may 2015 and emi of rs1266 was deducted automatically.

I have few action items for both hdfc and citi banks.

1) how many times does a customer submit ecs mendate? If the ecs was approved and emi was deducted in the month of may 2015, why are you harassing me and charging me the ecs mendate reject charges for no mistake of mine.

2) i am plannning to close this loan now, but i am not ready to pay the charges which hdfc levied for ecs rejection.

3) both hdfc and citi bank need to do an extensive investigation and come up with facts as to where the issue is.

I am sick and tired of following up with the banks. Never expected such disgusting service from banks claiming to be the best in the market. If there is any shame left, do take some ownership and try to solve the issue asap. I want both the banks to coordinate and get this sorted instead of asking me to follow up.

You can reach me - [protected]@gmail.com

Hi,
I was a satisfied customer of hdfc bank. But when i did a purchase hoping i can make it emi it didn't happen. From the day i paid for the item i have been trying to get emi facility. Till now it didn't happen.
Unfortunately i need to pay 20000 rs thus month. What a rubbish. How can we trust hdfc credit card emi facility. I am sad to say i would stop using hdfc credit card going forward.

Respected sir, first my salary account in hdfc bank, my employer change my account in other Bank after some month my employer send my salary in first salary account hdfc bank then hdfc bank apply amb charges, my employer and hdfc bank between settlement that refund all month amb charges and stop .hdfc bank refund some month charge but no stop & March, April charge not refund.
Plz solve it

Thanks & regards

I require a cheque book urgently. but I have recently shifted my home to a new place. When I tried to apply online the cheque book can only be sent to old address. So I tried to change/update my address. but when ever I update my address, it says "PIN is not correct " . I Tired with all the browsers IE, Chrome, firefox and all unsuccesfull. So I tried reachin AVADI HDFC branch and request of Address change and they request to go to the T...

The bank official have deducted so may amount form my sb a/c [protected] as various type of charges impose, without may knowledge / intimation to me. Due to this, i have requested to the branch manager, hdfc bank, yamunavihar new delhi for close my the said bank account but bank has not close my account, even after repeated reminder letter sent to the bank. I have sent registered letter no. Rr 258/958961in dated 5-3-16 for close my the said bank account but the bank has not close my account and impose charge rs. 347/- for close the said account and directed to go any hdfc bank and fill up bank from for closing. Hence, i have deposited rs. 347/- on 10-03-16 at hdfc bank, jauhari bazar, jaipur for close the said account. Then bank official of hdfc bank jauhari bazar, jaipur has accept my bank form no. Acl[protected] dated 10-3-16 for close the said bank account. However bank has not close my said account and impose again rs (-) 1632 /- in bank account.
Hence, it is requested that direction may please issue to the branch manager, hdfc bank, yamunavihar, new delhi for close my the said bank account without any charge. And refund excess amount debited from my account without my knoledge.
I shall ever grateful to you for this act of kindness.
Yours sincerely

Surya puja & dhananjay kumar sb a/c no. [protected]. Hdfc bank, yamunavihar, new delhi.
Mobile no. [protected]

The reward points on my credit card (Diners international rewardz) has been automatically redeemed for the month of february & april 2016.

I did not redeemed points myself but not sure how it happened, i gave a call to the customer care regarding the issue with no good.

Am enclosing the screenshot from the same months as described as above directly from my net-banking a/c, kindly have a look at it, thanks.

My account no is [protected], NOIDA SEC 41
i got deduction of few bugs on mainting AMB-Annual Monthly Balance, i wrote to them and they reversed it and said that if you will maintain 10000 there will be no deduction. I accepted this advise and somehow deposit short amount. now when my ac balance got 10000 they deducted 17 INR without informing me as INST-ALERT CHG INC ST & EC JAN-MAR2016, this got my account again short of inr 10000. and they charge me 343.50 for non maintainance of amb. I trie my best to maintain INR 10000 but these guys do not understand that how tough it can be sometimes to maintain balance
if they could have called me that 17 inr is deducted i could try to maintain my account but they uninformed
who has given them this write to deduct a single penny from customer account without informing
please help me reverse my amount back

Dear Sir,

Bank has levied heavy charges on my credit card and today the situation is that my charges are more then my outstanding principal amount. I did asked bank if they can support in reversing credit card charges so that I can pay the entire dues. However, they didn't turned up for support. I did requested that I will pay the entire outstanding amount alongwith a part of your charges. I did explained them that this will help both o[censored]s. If charges are included in the value, then I will not be in a position to clear the dues.

However, they didn't turned up for support the customer and therefore I have no option but to lodge the complian with consumer forum.

I had again submitted my loan application and got it approved and purchased my car on 11-april-2016.

My first emi got deducted on 07-may-2016 but till today they haven’t shared any document of my loan or loan account number or loan amount or loan interest etc.

I don't know why hdfc bank guys a re bothering me continously via different ways.

I can only suggest other indians to not go with hdfc for anything.

Why you all are only cheating and trying to do fraud with me?

I am having a hdfc bank credit card no[protected], i remember exactly about 1 year 5 months using this dinners club card i haven’t got statement till date i dnt what these people are doing everytime every month i need to call them and there phones everytime busy busy i dnt knw whether these people solve the problem if i get chance to talk with them they say that they gave the statement to my watchman when i asked whats his he say that his watchman’s name is bharath but there is no one bharath in our society… hdfc sucks …..

I am having a hdfc bank credit card no [protected], I dont remember exactly how old is the card but what I remember that its about 6 years old card. There used to be no outstanding in my card till last year. Only since last one year there are irregular payments that too because of my extensive travelling. When the executive contacted me on 1st January, I wished her New Year and in return she said "madam ye sab to hota rahega pehale batao aap payment kyun nahi kar rahi hain bank ki"I told her listen there is a way to talk, you should know how to talk to a customer. further she added "madam card se kharcha karte samay to aap log ye nahi sochte". I disconnected the call and marked her no in block list. Next day again she called and started "aapko kya lagta bank ke paise lekar bhaag jaayengi aap". I again disconnected her call and again marked as block. And I stopped picking up the phones from unknown nos.

Then One guy Vijay Sharma approached me and I told him that I am too upset and dont want to make the payment till someone from the bank directly calls me. He assured me of an appropriate against this executive and also promised me that I will receive an apology for this behaviour. I made a chq of Rs. 20, 000/- dt 12th Jan'16 and dropped it in HDFC drop box. I also didnt bother to follow up on this executive. Next month again I made a chq for Rs. 30, 000/- and dropped it in the drop box, I dont remember the date for that.

Again I was travelling I missed out on making the payment, then suddenly I receive a call about 15 days back from one executive stating "madam aap payment kab kar rahi hain" I tod her "ek do din mein ho jaayegi". She said "kyun ek do din mein, aap aaj hi keejiye" I told her again "maine aapse kaha hai ki ek do din mein ho jaayegi to ho jaayegi" then she started "aap logon ka yahi hota hai bank ke paise lene se pehale nahi sochte jab payment nahi kar sakte the to kharch kyun kiya". I didnt find it worth continuing with her and i disconnected her call and marked as block. Next day I receive a call from one guy and he straight away asked me "madam HDFC bank se bol raha hun aapne hamara no block kyun kiya hua hai " I told him because you guys dont have sense to talk. He mentioned to me "aur aap log jinki neeyat kharab hoti hai unka kya, bank ke paise kharch karne se pehale kuch nahi sochte aap". I told him "not every customer is the same, probably you deal with those kind of people only. He said "maam hum choron ko achche se pehchante hain". Then I told him ki jab aapne chor bol hi diya to chor hi sahi, now do whatever u want to do. I am not going to make the payment. Then He said " aapki kuch to izzat hogi padosiyon ke beech mein, wahan itni beizzati karenge ki aapko sharam aa jaayegi and then he went on and on andI disconnected the call.

I received these calls from [protected], [protected], [protected].

My question from you is that is it way you train these guys to talk to your customers. If a customer will have ill intention why will s/he make a payment of 50, 000/- within 2 months. I have made a payment for Rs. 50, 000/- now I am hardly in India, its very easy for me to play a default. Is this how a customer suppose to be treated? The reason why I wrote such a lengthy mail only to know the practice your bank follows if this is the case then having any kind of association with this kind of a bank is not worth at all.

I am extremely disappointed with the way your agents have spoken to me and hurt my self respect deeply. I don't how customer friendly bank you are and what kind of an action you are going to take on this. No one holds the right to hurt anyone's dignity.

Hdfc bank is not closing my credit card [protected] from 2009 till today,
They write threatening letters to send recovery process about payment dues every two years this credit facility i never used but still paying them as a part of my love to country men, they are used to swallow it and enjoying with out caring my request to close the account even after paying full amount against their demand. They never send monthly statements but

I have complained to banking ombudsmen and rbi against hdfc bank they have forwarded complaint to hdfc bank chairman and vice president in 2010 but bank has never replied to rbi and banking ombudsmen. May be power of hdfc bank is much more than government of india.

If any one help me get out of this i am very thankful.

I purchased product using my credit card. I could not able to convert to EMI. Whenever i am purchasing using card, not possible to convert to EMI.
I spoke with customer care. They saying there is no offer for my card. Really its very difficult to convert to EMI. If i want to convert to EMI. i want to beg customer care everytime. Other credit cards are very good compare to HDFC.
Please do the needful.
I am planning to deactivate my credit card and my salary account also.

My employer opened a salary account in my name in june 2013 and i regined my job in later in may 2014. The account automatically changed into savings account without any written permission form my side now after one year the due to non maintenance of the account the balance charges my 687rs every month now the non maintainace charges nearly have accommodated to 7000 rs.I am totaly dissatisfied with this I will close this account and make sure I dont invest any money with HDFC in the future.