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HDFC Bank Complaints & Reviews

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Updated: Mar 24, 2026
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M
megathn
Mar 1, 2020
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Address: Chennai, Tamil Nadu, 600041

My Name is SUPRIYA, I am working from home. I used to have an HDFC bank account loan and credit card. Due to heavy loss in the market, I was zero repay anything due to that all my financial transactions stopped then I left for my home town. Then I received calls regularly for loan repay and credit card payment. I do know what to do when I decide to sell one of my properties and want to close all loans. I am pregnant now because of that I am unable to travel then I request my husband to repay all my loan and for credit card, I have SBI and HDFC to both the BANK I have spoken and said need to close and ask for the settlement than from SBI side they have guided everything over phone and they fixed on this date you have to pay this amount then the settlement letter will be generated, I have paid the said amount and on the same day, they have sent me settlement letter through courier and photo through wats app.
The same way from HDFC Bank I received a call and ask for the settlement and the guy who spoke to me to pay the amount. I have paid and he said that will take some time for the approval. I was waiting for more than a month suddenly received a call saying that your payment is pending, Then I said I have spoken for the settlement and I paid the amount. The Executive telling me that your card was not closed.

Then I called the collection team person who asked to make the payment. His Number is switched off. Now I have raised a complaint and send a mail even to Aditya puri the Owner of the Company no one responded. And one lady from the Grievances team called me and enquire all thing and saying that is your fault do you have proof that we have informed you to make a payment.

I was shocked to hear this how Bank people are behaving to the customers to take loans and the credit card they begging like beggars if we Customers are in any issue with the bank want any help no one is there to help.

I do know how to solve this issue. I don't have money hereafter to pay anything, Can someone pls help me to solve this issue.

Thanks and regards,
P Supriya,
HDFC Bank customer support has been notified about the posted complaint.
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    softsathish
    Mar 1, 2020
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    Address: Bangalore Urban, Karnataka, 562125

    Hi,
    My vehicle number - ka01mn8711 was showing blacklist from hdfc since many months, funny part is the wallet was closed, hence i was not able to recharge into that account to remove the blacklist.

    I tried opting other operators, they were unable to activate their fastag, since it was blacklisted by hdfc, all the money got wasted.

    Finally, i decided to apply new fastag from hdfc itself, atleast to activate the new one, you will have to remove the old blacklist. But its been more than a week over, still no sms / email from hdfc regarding the new fastag.

    Please check and update me asap.
    Apr 3, 2020
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Mar 01, 2020
    Updated by softsathish
    Please dont ask me to email / reach out the customer care number. Sent enough emails to fastag.[protected]@insolutionsglobal.com and calling the customer care almost everyday since 2 months, did not get any help or positive response till now.
    Verified Support
    Mar 02, 2020
    HDFC Bank Customer Care's response
    Dear Customer,

    We regret any inconvenience you may have faced request you to contact our customer care team at[protected]Toll-Free) and raise a request for the same you may also email at escalations.[protected]@1pay.in

    -Nadia
    HDFC Bank Customer Assistance
    Mar 02, 2020
    Updated by softsathish
    Hi Nadia,

    I had sent email to escalations.[protected]@1pay.in, Mamta has replied me to call to the customer care number. But please note, if you check the call history of the customer care with my mobile number you can see i am almost calling them everyday, no use of it till now. All i need is a help to remove the blacklist on my vehicle. Please help me out.

    -Sathish
    Verified Support
    Mar 02, 2020
    HDFC Bank Customer Care's response
    Dear Customer,

    We regret any inconvenience you may have faced request you to contact our customer care team at[protected]Toll-Free) and raise a request for the same you may also email at escalations.[protected]@1pay.in.

    -Nadia
    HDFC Bank Customer Assistance
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      A
      amandeep4991
      Mar 1, 2020
      Resolved
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      I am a hdfc credit card holder. They deducted 1899 rs. From my credit card for activation of some one assist plan. Within 24 hrs i lodged complaint against this. But they've not refunded my money yet. Except this when their official called me she didn't listen to my point completely. I told them to call me after office hours but to my great disappointment their officials always call me during office time. They are taking a very good advantage of my inability of talking to them during office hours. I clearly told them that i wasn't aware of this kind of plan and when their official called me for activation i thought this is some verification call in addition to this i was in office and voice was not clear. Unfortunately plan got activated now when i am telling them repeatedly i'm not interested in this plan and do cancel the plan immediately they are beating about the bush. I am tired of this mental harassment. I think i have made a huge mistake by taking hdfc credit card. I think i have lost my money and it'll be better for me if i chose to block the credit card after clearing my dues.
      I request you to understand my situation and help me out.
      Mar 3, 2020
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Mar 03, 2020
      Updated by amandeep4991
      Complaint has been resolved. They emailed me and informed me they have credited the amount.
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        Sarang Kapoor
        Mar 1, 2020
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        Few days back, i along with the other student of iit roorkee submitted the application for credit card. The verification and every other thing went smoothly.

        Even we all received a message stating that the application is approved in principle. Now, on the hdfc website the application status is showing decline. This is the case not only with me but atleast 15 other students who i talked with.

        How come the application of more than 15 students is declined all at once when the hdfc representatives visited our campus and took the application in person?
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Mar 02, 2020
        HDFC Bank Customer Care's response
        Dear Customer,

        We wish to inform you that your application has been considered in line with the bank's internal credit policy (which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility)and operating/credit processes (which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal criteria of the bank. Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit standing or your financial stability.

        -Nadia
        HDFC Bank Customer Assistance
        Mar 03, 2020
        Updated by Sarang Kapoor
        Thankyou for your response. However, I not concerned about my credit standing or my financial stability as it hardly affects. I am concerned about the way you manage your application procedure. As far as I know, the representatives of HDFC bank took around 400-500 applications and I hardly got to know that the application of even one is approved.

        I do like to know that if you collected the data to 500 people and the application is declined for all then the data of the customer is protected or not? It does seem to me that it may be likely a fraud from your end.

        In another case, you are wasting both your time as well as the customer's precious time. This is never expected from such a reputed bank.
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          5
          5hybot
          Mar 1, 2020
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          Address: Nagpur, Maharashtra

          I have purchased iphone 11 on date 25/10/19 from inspire apple store nagpur and was entitled for 6000 cashback, its been more than 4 months and i have not received cashback for the same i have called the pine labs once but they didn't resolve my problem so i am here for the complaint i also i have the bills and receipts for the same hoping for resolution
          Apr 1, 2020
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Mar 01, 2020
          HDFC Bank Customer Care's response
          Dear Customer,

          We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

          -Anay
          HDFC Bank Customer Assistance
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            Address: 110058

            Dear sir,

            Greeting of the day!!!
            It is my painful duty to inform you that your customer service team (Fastag devision) is not working as per t he hdfc standards or you can say as per the expectation of customers when we take the name of hdfc.
            Sir i am holding two bank accounts, credit card, life insurance policy of hdfc life, medical policy from hdfc ergo, some fd’s and the mutual funds of hdfc in short i...
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            Prakash Paiya
            from Mumbai, Maharashtra
            Mar 1, 2020
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            To hdfc team,

            This is to inform you that we have paid full due amount on last month feb 10, then what is the purpose of charging finance charges rs. 522 and rs.90 gst on feb 16th.. Guys after payment of full due and awaiting for card close, it's unnecessary charges deducting from your end. Really frustrating service we facing from your side always. Check the total available credit card, 16k and we paid on feb 10 and after that it's came to rs. 15, 382. I need immediate refund of rs.618 within monday.

            Note: faced very frustrating service from hdfc bank. Should i always pay to you? For unnecessary charges?
            Apr 3, 2020
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Mar 02, 2020
            HDFC Bank Customer Care's response
            Dear Customer,

            We have taken note of your comments expressed with regard to your credit card, you may look forward to receiving a response to your e-mail id in 3 working days. The reference number for this interaction is[protected].

            -Nadia
            HDFC Bank Customer Assistance
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              anichd42
              Feb 29, 2020
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              I am holding hdfc bank account, i got it activated 1 day back. Today i was using the debit card at a shop, i came to know that the card was blocked. Didnt understand the reason, trying to contact their customer care getting message they work only 8am to 8pm. I caught in a wrost situation, not able to understand what to do. They have wrost customer care. They will never allow you to reach their executive. On net netbanking there is a form with certain types of pre defined queries. Fed up with this.
              Apr 7, 2020
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Mar 01, 2020
              HDFC Bank Customer Care's response
              Dear Customer,

              We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

              -Anay
              HDFC Bank Customer Assistance
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                optimus3m
                Feb 29, 2020
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                Address: Chennai, Tamil Nadu

                Why am I seeing this charges of RS: 5.80/-? What does that mean and I do not have any information about it. IVR is confusing and makes yr life difficult. This is my salary account, what is this charge for?

                Account Number: [protected]
                IFSC: HDFC0001225
                Branch: ANNA NAGAR 5TH AVENUE
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                  S
                  shashi.2526
                  Feb 29, 2020
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                  Address: Kanpur, Uttar Pradesh, 208007

                  Hi,

                  I registered for fastag from hdfc bank on 12-dec-2019 but my address present in hdfc bank account was very old and not working anymore.

                  I need fastag to be delivered on my new address which is given below. I am chasing you guys from last 2 months to get it delivered on my new address but still not received it. I called customer care 30 times to update my address and get it delivered asap but everytime they told you will get it in next 7 days. Please do the needful and send fastag kit on my new address.

                  My fastag application no is hfr01062224. Please let me know in case of any concerns.

                  New address for fastag delivery is :

                  Shashi moule dixit
                  House no 18, kaji khera harjinder nagar kanpur - 208007

                  Thanks
                  Shashi dixit
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Mar 02, 2020
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We request you to write to us at escalations.[protected]@1pay.in or call on[protected] for updation of your address and further redispatch of your Fastag.

                  -Zubin
                  HDFC Bank Customer Assistance
                  Mar 02, 2020
                  Updated by shashi.2526
                  I called customer care so many to update the address and every time get the response it will update and you will get it in 7 days. So please do the needful.
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                    G
                    gaganidgarg
                    Feb 29, 2020
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                    Resolved

                    hdfc life policy no.: 22177845 sold through fraud.

                    Address: 122018

                    I purchased the hdfc life policy (Policy no.:[protected] through raaj malhotra (Mobile number [protected]) who called me and informed that he is an hdfc life employee. He also told me that you will have to pay a single premium of rs 2 lacks in which following benefits will be provided to me:

                    1. Hdfc life jeevan sanchay plus

                    2. Hdfc ergo cis health suraksha plus with opd claim coverage (Within 25 working days of...
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                    Arjya bose
                    Feb 29, 2020
                    Resolved
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                    Resolved

                    request for salary slip

                    Sir/madam
                    This is to inform you that i arjya bose, worked as a bso in hdfc bank, at dumdum park branch kolkata from 16/04/2019 to 30/11/2019. I sincerely request you to provide me with three months salary slip i. E. Of september, october, november on an urgent basis as i am required to submit it. My email id is [protected]@gmail.com
                    Please contact and resolve my problem on an immediate basis...
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                    Y
                    Yamaha Motif
                    Feb 29, 2020
                    Resolved
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                    Resolved

                    Address: 632009

                    My amazon refund has not yet been refunded to my account, it's been a year.. Purchase was made february 2019... Amazon tells me that refund has already been initiated and i have to contact hdfc bank customer care.. I have tried a lot with my branch but they couldn't track the number which i gave them, i have attached the picture too from amazon customer care.
                    Reference number of refund is[protected]
                    Apr 2, 2020
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Mar 02, 2020
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We sincerely regret the inconvenience caused. Please click on https://bit.ly/2Lzhyn3 and share the complete transaction details and your registered mobile number to enable us to assist you further. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                    -Nadia
                    HDFC Bank Customer Assistance
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                      sunlake
                      Feb 29, 2020
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                      Address: 560067

                      Hi

                      I have purchased vivo s1 mobile phone at reliance digital, phoenix market city mall, hoodi, whitefield road, bangalore, which had the eligibility of 10% cashback to be received after 90 days, but not yet received after completion.

                      Purchase date # 24th november 2019
                      Payment referecen #[protected]
                      Tax invoice # [protected]

                      This is not at all expected from hdfc
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Mar 01, 2020
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      I understand the inconvenience. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                      -Anay
                      HDFC Bank Customer Assistance
                      Mar 01, 2020
                      Updated by sunlake
                      Hi

                      Through this link, I'm not understanding on what to fill in "reference Number" and "Complaint" type. Please let me know what I should fill here ??
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                        Samson Chakravarthi
                        Feb 29, 2020
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                        Hi,

                        My relationship no : 3879364, I wan't to cancel my membership of Oneassist as I'm not using it at all and my bank is cutting money without any information. My credit card num ends with 1866

                        I'm requesting you to cancel my plan and refund my money back.
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                          Suri Pradeep
                          from Bathinda, Punjab
                          Feb 28, 2020
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                          Address: 2634 Sector 47 C, Chandigarh, Chandigarh, Punjab, 160047

                          Sir/madam,
                          I am manager in a nationalised bank. Hdfc authorised agent approached and pursued for credit card, though i informed having hdfc card with average uses of 30000/- per month, but he referred some additional features.
                          Verification call was made by customer care executive who confirmed approval of application and assured that the card would be issued and delivered within week time.
                          Now the bank deliberately declined without any reason, though confirmed as stated above. I have excellent record of payment of my existing credit card and never made any default of payment. Moreover am not a defaulter of any financial institution.
                          The such a negative attitude of the bank will badly effect my reputation and cibil score. Bank is supposed to apprise the reason.
                          The executive informed me that all requirements for issuance of card stand complied and application was submitted accordingly.
                          Recording of conversation made with customer care executive, who confirmed the approval and assured to deliver the card within aweek time, be checked and made available.
                          Such attitude of sales executive of bank to lure the customers and affect their cibil score on rejection, be accounted far and prevented in future.
                          Decline of my cibil score, likely to be made on such deliberate decline may please be considered and bank be instructed to get it improved.
                          Sahil suri
                          HDFC Bank customer support has been notified about the posted complaint.
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                            anurag:)
                            Feb 28, 2020
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                            Resolved

                            I was working in Delhi NCR, but due to very serious issues of my mothers health i returned to my home (Jharkhand). Due to non payment of my credit card bill my account is freezed. I have paid the dues recently but still my account is freezed. Moreover from last 2 years i am just paying the interest of my card. I have be requested multiple of times to convert my balance into EMI but always denied by the bank. Its my request to please unfreeze my salary account and accordingly covert my balance into EMI option so that i can pay my amount.
                            Apr 1, 2020
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Feb 29, 2020
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We wish to clarify that offers like Smart EMI conversion, Insta Loan, Balance Transfer, etc., will be available on the card account from time to time basis the usage and payment pattern on the card account and the same is not a standard product offering. Currently, there is no offer for EMI conversion on your card account. Hence we regret to inform you that we are unable to accede to your request for conversion. However, we request you to check with the merchant at the time of the transaction for offer availability.

                            -Nadia
                            HDFC Bank Customer Assistance
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                              Mail Service
                              Feb 28, 2020
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                              Address: Hyderabad, Andhra Pradesh, 500 032

                              If you are building something. Build it in a logical way. Firstly hdfc calls me 5 times in a day saying pre-approved loans, & when i want to sign up for dnd or dnc form in this case.

                              The form https://leads.hdfcbank.com/applications/misc/dnc/dnc.htm says mobile number should start with "9" because of which we are unable to sign up the dnc.

                              I dont want you calling me daily. Stop calling & for god sake fix your stupid form.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                dr.rajk.2019
                                from Gurgaon, Haryana
                                Feb 28, 2020
                                Resolved
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                                Resolved

                                Address: New Delhi, Delhi

                                Dear
                                Sir/madam,

                                I had two personal loan accounts one from hdfc bank ltd and another from aditya birla financial services ltd of two lakhs each from both banks but i was in need of more funds for my personal use, so i searched online, hence hdfc bank ltd executive approached me via india lends. Hdfc bank ltd executive and india lends executive both advised me for balance transfer of my aditya birla financial services ltd loan to hdfc bank ltd because i had already paid 6 emi of aditya birla financial services ltd loan. They assured me that balance transfer is possible after 6 emi in aditya birla financial services ltd, hence i was agreed for that and i proceeded for that but after disbursal when i received demand draft payable to aditya birla financial services ltd lan-abflnd_pl[protected] from hdfc bank ltd having dd amount rs.1, 81, 015.00/-, i approached to aditya birla financial services ltd for my final settlement via mail, but they closed my case saying that before 12 months its not possible, then i did make call to hdfc bank ltd excutive for either reschedule my loan or disburse amount of dd. They denied and said that its not possible. I told him that after 3 months dd already will be nullified but she did not consider my request. Now situation is that neither aditya birla finance ltd nor hdfc bank ltd doing nothing on my request.
                                Resulting i am paying emi for that funds which is not utiliised by me. Dd is just a paper for me.

                                My loan details are as follows:-
                                Hdfc bank ltd current/new loan, los no.94220538... Of 09 lacs.
                                Hdfc bank ltd past/old loan, los no.67950088... Of 2 lacs.

                                Aditya birla finance ltd loan account number. Abflnd_pl[protected]... Of 2 lacs.

                                So i need resolution of my matter either from hdfc bank ltd as i want my dd amount disbursal into my account or reschedule my loan for five years, otherwise i am not going to pay my emi from march 2020 because i am paying emi both in hdfc and aditya birla finance ltd for unutilised fund.
                                Now aditya birla finance ltd saying that hdfc did wrong name on dd as it should be aditya birla finance ltd followed by lan instead of aditya birla finacial services ltd followed by lan.

                                So i need either disbursal of dd amount in my account or reshedule it for five years because i am being suffering from mental torture.

                                Thanks
                                With regards
                                Dr. Raj kumar
                                Apr 5, 2020
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Mar 02, 2020
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We understand that Mr. Sachin Chauhan has contacted you with regard to your query. For further assistance, you may contact Mr. Sachin Chauhan on [protected].

                                -Nadia
                                HDFC Bank Customer Assistance
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                                  Hraju A
                                  Feb 28, 2020
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                                  Address: 560058

                                  I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 0080 without my concern on date:27/02/2020. I am not interested about this service and don't want this membership. So cancel the membership and refund this debited amount of rs.1399/-

                                  Oneassist relationship number : 10140895
                                  Name :- hanumantharayappa a
                                  Mobile no. :- [protected]
                                  Credit card number ending :- 0080
                                  HDFC Bank customer support has been notified about the posted complaint.
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